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Charlotte ZIP Code List — Mecklenburg County, NC

There are 73 unique ZIP codes in Charlotte, North Carolina. Area code: 704/980.
73
ZIP codes
403.26
sq mi land
8.02
sq mi water
704/980
area code
Charlotte, NC ZIP code map

About Charlotte, NC

Charlotte, North Carolina, serves as a vibrant urban center famed for its rich banking history and burgeoning cultural scene. Nestled in the heart of Mecklenburg County, it is the largest city in the state and commonly recognized as a financial hub, hosting the headquarters of Bank of America and Wells Fargo. With a blend of modern skyscrapers and historic districts, Charlotte boasts a dynamic character that attracts both residents and visitors alike.

Location & geography

This city is located in the south-central part of North Carolina, characterized by a mix of urban landscapes and rolling hills. Charlotte spans an impressive area, with a land area of 403.26 square miles and a water area of 8.02 square miles. It is approximately 90 miles southwest of Greensboro and about 200 miles northwest of Charleston, South Carolina, with the Catawba River nearby adding to its scenic beauty.

Community & economy

Charlotte's community is marked by its diverse population, housing a mixture of suburban neighborhoods and urban dwellings. While specific population figures vary, the city is known for its vibrant atmosphere where daily life includes a strong influence from finance, technology, and healthcare industries. Residents enjoy a friendly community spirit, varied recreational opportunities, and a growing dining and entertainment scene.

Transportation

Key highways such as Interstate 77, Interstate 85, and Interstate 485 create efficient transportation routes for commuters and travelers alike in Charlotte. The city is served by Charlotte Douglas International Airport, located just 10 miles west of the downtown area, which supports both domestic and international travel. Additionally, the Charlotte Area Transit System offers a light rail line and bus services that facilitate public transit throughout the region.

History

Charlotte has a rich history that dates back to its establishment in the mid-18th century, originally named after Queen Charlotte of Mecklenburg-Strelitz. The city grew rapidly, particularly during the 19th century, as it became a key area for gold mining, which fueled its development. In the modern era, Charlotte has emerged as a leading financial center in the Southeast, significantly shaping its identity and economy.

Did you know?

One little-known fact about Charlotte is that it has been dubbed the 'Queen City,' a nickname stemming from its namesake, Queen Charlotte. Additionally, it is the launching point for the popular NASCAR Hall of Fame, celebrating the city’s deep ties to the racing industry.

ZIP codes for Charlotte, NC (73)
ZIP code City County Map
28201 Charlotte Mecklenburg View map
28202 Charlotte Mecklenburg View map
28203 Charlotte Mecklenburg View map
28204 Charlotte Mecklenburg View map
28205 Charlotte Mecklenburg View map
28206 Charlotte Mecklenburg View map
28207 Charlotte Mecklenburg View map
28208 Charlotte Mecklenburg View map
28209 Charlotte Mecklenburg View map
28210 Charlotte Mecklenburg View map
28211 Charlotte Mecklenburg View map
28212 Charlotte Mecklenburg View map
28213 Charlotte Mecklenburg View map
28214 Charlotte Mecklenburg View map
28215 Charlotte Mecklenburg View map
28216 Charlotte Mecklenburg View map
28217 Charlotte Mecklenburg View map
28218 Charlotte Mecklenburg View map
28219 Charlotte Mecklenburg View map
28220 Charlotte Mecklenburg View map
28221 Charlotte Mecklenburg View map
28222 Charlotte Mecklenburg View map
28223 Charlotte Mecklenburg View map
28224 Charlotte Mecklenburg View map
28226 Charlotte Mecklenburg View map
28227 Charlotte Mecklenburg View map
28228 Charlotte Mecklenburg View map
28229 Charlotte Mecklenburg View map
28230 Charlotte Mecklenburg View map
28231 Charlotte Mecklenburg View map
28232 Charlotte Mecklenburg View map
28233 Charlotte Mecklenburg View map
28234 Charlotte Mecklenburg View map
28235 Charlotte Mecklenburg View map
28236 Charlotte Mecklenburg View map
28237 Charlotte Mecklenburg View map
28241 Charlotte Mecklenburg View map
28242 Charlotte Mecklenburg View map
28243 Charlotte Mecklenburg View map
28244 Charlotte Mecklenburg View map
28246 Charlotte Mecklenburg View map
28247 Charlotte Mecklenburg View map
28253 Charlotte Mecklenburg View map
28254 Charlotte Mecklenburg View map
28255 Charlotte Mecklenburg View map
28256 Charlotte Mecklenburg View map
28258 Charlotte Mecklenburg View map
28260 Charlotte Mecklenburg View map
28262 Charlotte Mecklenburg View map
28263 Charlotte Mecklenburg View map
28265 Charlotte Mecklenburg View map
28266 Charlotte Mecklenburg View map
28269 Charlotte Mecklenburg View map
28270 Charlotte Mecklenburg View map
28271 Charlotte Mecklenburg View map
28272 Charlotte Mecklenburg View map
28273 Charlotte Mecklenburg View map
28274 Charlotte Mecklenburg View map
28275 Charlotte Mecklenburg View map
28277 Charlotte Mecklenburg View map
28278 Charlotte Mecklenburg View map
28280 Charlotte Mecklenburg View map
28281 Charlotte Mecklenburg View map
28282 Charlotte Mecklenburg View map
28284 Charlotte Mecklenburg View map
28285 Charlotte Mecklenburg View map
28287 Charlotte Mecklenburg View map
28288 Charlotte Mecklenburg View map
28289 Charlotte Mecklenburg View map
28290 Charlotte Mecklenburg View map
28296 Charlotte Mecklenburg View map
28297 Charlotte Mecklenburg View map
28299 Charlotte Mecklenburg View map

Demographics & statistics

949,435
Population
35.2
Median age
$81,325
Median household income
$47,380
Per capita income
$398,025
Median home value
$1,433
Median monthly rent
52.1%
Home ownership
11.5%
Poverty rate
4.4%
Unemployment
236,568
Housing units
49.8%
Bachelor's or higher

Age distribution

Male Female
30,709
Under 5
31,600
30,023
5–9
30,895
29,701
10–14
30,564
28,550
15–19
29,379
32,347
20–24
33,285
84,174
25–34
86,617
69,801
35–44
71,828
61,026
45–54
62,797
26,399
55–59
27,166
24,356
60–64
25,062
31,900
65–74
32,825
13,321
75–84
13,708
5,619
85+
5,783
← Male
Female →

Age summary

GroupCount%
Under 18219,53621.8%
18 and over729,89978.2%
65 and over103,15610.6%
Median age35.2 years

Race & ethnicity

White 39.1%
Black or African American 31.2%
Hispanic or Latino 10.5%
Other race 6.9%
Two or more races 6.2%
Asian 5.8%
American Indian / Alaska Native 0.3%
GroupCount%
White414,93339.1%
Black or African American330,75631.2%
Hispanic or Latino111,23910.5%
Other race72,7396.9%
Two or more races66,1066.2%
Asian61,1655.8%
American Indian / Alaska Native3,4410.3%

Household income

Under $10k 4.1%
$10k–$15k 3.1%
$15k–$25k 5.9%
$25k–$35k 7.2%
$35k–$50k 11.1%
$50k–$75k 17.5%
$75k–$100k 12.4%
$100k–$150k 16.1%
$150k–$200k 8.4%
$200k+ 14.3%
Range% of households
Under $10k4.1%
$10k–$15k3.1%
$15k–$25k5.9%
$25k–$35k7.2%
$35k–$50k11.1%
$50k–$75k17.5%
$75k–$100k12.4%
$100k–$150k16.1%
$150k–$200k8.4%
$200k+14.3%
Median income$81,325

Housing

Home values

Under $50k 2.1%
$50k–$100k 3.2%
$100k–$150k 7.1%
$150k–$200k 9.8%
$200k–$300k 22.5%
$300k–$500k 28.5%
$500k–$1M 18.6%
$1M+ 8.4%

Housing overview

MetricValue
Median home value$398,025
Median rent / month$1,433
Owner occupied52.1%
Renter occupied47.9%
Vacant7.9%
Single-family detached51.5%
Large apartment buildings19.5%
Mobile homes1.3%
Median rooms5.3
Avg household size (owned)2.55

Year built

Era%
2020 or later0.9%
2010–201918.5%
2000–200920.6%
1990–199915.4%
1980–198913.4%
1970–197910.6%
1960–19697.9%
1950–19596.2%
1940–19492.7%
1939 or earlier4.1%

Bedrooms

Size% of units
No bedroom (studio)3.2%
1 bedroom15.4%
2 bedrooms25.3%
3 bedrooms33.5%
4 bedrooms16.9%
5+ bedrooms5.6%

Vehicles per household

Vehicles% of households
No vehicle6.3%
1 vehicle40.9%
2 vehicles37.1%
3 or more15.7%

Heating fuel

Fuel type%
Utility gas43.7%
Electricity54.2%
Propane / LP gas1.3%
Fuel oil0.3%
No fuel used0.3%

Households & families

Household typeCount%
Married-couple family151,57938.1%
Cohabiting couple28,7147.6%
Male householder, no spouse78,41922.0%
Female householder, no spouse125,40732.3%
Households with children under 18115,22228.0%
Households with seniors (65+)75,19719.1%
Average household size2.39

Marital status

StatusMaleFemale
Never married45.0%41.0%
Married44.0%39.1%
Separated1.6%2.6%
Widowed1.5%5.8%
Divorced7.9%11.4%

Education

Less than 9th grade 4.8%
Some HS, no diploma 4.7%
HS graduate 15.8%
Some college, no degree 17.5%
Associate's degree 7.4%
Bachelor's degree 31.7%
Graduate / professional 18.1%
Metric%
HS diploma or higher90.5%
Bachelor's or higher49.8%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool14,9387.1%
Kindergarten12,2825.6%
Elementary school94,50340.5%
High school47,84820.0%
College / grad school56,80326.8%

Employment

Industry of employment

Education & healthcare 17.4%
Professional & management 16.2%
Finance & real estate 15.3%
Retail trade 10.0%
Arts, food & hospitality 8.1%
Manufacturing 7.7%
Construction 6.9%
Transportation & utilities 6.8%
Other services 4.5%
Wholesale trade 2.6%
Information 2.3%
Public administration 2.0%
Agriculture & mining 0.3%

Occupation

Category%
Management, business & arts48.2%
Service12.9%
Sales & office21.2%
Natural resources & construction6.5%
Production & transportation11.2%

Employment type

Type%
Private sector87.3%
Government7.8%
Self-employed4.8%
Unpaid family workers0.1%

Commute

Method%
Drive alone64.6%
Carpool7.6%
Public transit2.7%
Walk2.3%
Other means1.6%
Avg commute (minutes)24.7

Poverty

All people 11.5%
Under 18 years 18.3%
18 and over 9.9%
Married-couple families 3.8%
Female-led households 23.7%

Income support

Source% of households
Social Security19.1%
Retirement income13.9%
Supplemental Security3.3%
Cash public assistance1.2%
Food stamps / SNAP9.2%

Health indicators

Condition%
High blood pressure29.2%
High cholesterol28.0%
Heart disease4.4%
Stroke2.6%
Asthma8.9%
Arthritis17.4%
Kidney disease2.4%
Pulmonary disease4.5%
Cancer4.8%
Behavior / access%
Binge drinking16.6%
No physical activity20.0%
Less than 7 hrs sleep32.3%
Fair or poor health11.8%
Poor mental health13.7%
Poor physical health8.5%
No health insurance17.9%
Visited doctor (checkup)76.3%
Visited dentist65.2%
Cholesterol screening89.3%
Teeth loss12.4%

Veterans & disability

VeteransCount%
Civilian veterans39,1675.1%
Disability%
Any disability7.9%
Under 182.5%
18–64 years6.5%
65 and over28.2%

Health insurance coverage

Type%
Private insurance70.5%
Public insurance25.2%
Uninsured under 196.9%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only887,12693.8%
Spanish87,7439.0%
Other Indo-European57,7326.0%
Asian & Pacific Islander11,7491.3%
Other languages13,6951.3%

Place of birth & citizenship

OriginCount%
Native born (US)787,60984.2%
Born in same state771,58782.6%
Born in different state389,48540.8%
Foreign born16,0221.6%
Naturalized citizen161,82615.8%
Not a US citizen62,74242.4%

Ancestry

AncestryCount%
French72,0517.6%
Italian65,2836.9%
Arab46,3424.9%
English5,1500.5%
Polish3,6810.4%
AncestryCount%
Irish3,1230.3%
German3,0250.3%
Dutch9620.1%
Norwegian9500.1%

Technology access

Metric% of households
Computer access42.3%
Internet access96.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions
What ZIP codes does Charlotte, NC have?
Charlotte, NC has 46 ZIP codes: 28202, 28203, 28204, 28205, 28206, 28207, 28208, 28209, 28210, 28211, 28212, 28213, 28214, 28215, 28216, 28217, 28223, 28226, 28227, 28228, 28242, 28243, 28244, 28246, 28253, 28254, 28255, 28258, 28262, 28263, 28269, 28270, 28273, 28274, 28277, 28278, 28280, 28281, 28282, 28284, 28285, 28287, 28288, 28289, 28290, 28296. Each ZIP code serves a distinct delivery area within the city and surrounding region.
What is the main ZIP code for Charlotte, NC?
The primary ZIP code for Charlotte, NC is 28202. The city uses area code 980 or 704 for phone service.
What county is Charlotte, NC in?
Charlotte is located in Mecklenburg County, North Carolina.
How many ZIP codes are in Charlotte, NC?
Charlotte, NC has 46 ZIP codes.
What ZIP codes cover downtown Charlotte and the Uptown business district?
Downtown Charlotte and the Uptown area are primarily served by ZIP codes 28202, 28203, and 28204, which encompass the central business district and surrounding urban core.
Which ZIP codes serve the University of North Carolina at Charlotte (UNCC) campus and surrounding neighborhoods?
UNC Charlotte and its surrounding neighborhoods are located in ZIP codes 28223 and 28262, which cover the northeast portion of the city where the university campus is situated.
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