28205 ZIP Code — Charlotte, NC

Mecklenburg County, North Carolina

ZIP code 28205 is located in Charlotte, North Carolina, within Mecklenburg County. It covers approximately 11.83 square miles and serves a population of 51,160 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 704.

About ZIP code 28205

The housing stock consists of a mix of housing types. Most homes were built in the 1950s, giving the area an established character. Median home value is $375,200. Renters make up the majority at 58%, typical of denser urban areas.

The gap between median ($68,418) and mean household income suggests income inequality — a small number of higher earners pull the average up. Poverty affects 18% of residents, above the national average.

The dominant occupation class is management, business, and professional, with professional and management as the leading industry. The average commute of 26 minutes is near the national average.

Educational attainment is near the national average, with 45% of residents holding a bachelor's degree or higher.

19% of residents lack health insurance, above the national average.

51,160

population

11.83

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

28205 ZIP code map

Cities in ZIP code 28205

Below are the cities the US Postal Service accepts for ZIP code 28205. Using any city not on this list may result in mail delivery delays.

City	Status
Charlotte	Preferred

Nearby ZIP codes

28204 Charlotte (2.2 mi) 28207 Charlotte (2.7 mi) 28206 Charlotte (3 mi) 28254 Charlotte (3 mi) 28244 Charlotte (3.2 mi) 28253 Charlotte (3.2 mi) 28255 Charlotte (3.2 mi) 28288 Charlotte (3.2 mi) 28243 Charlotte (3.2 mi) 28258 Charlotte (3.2 mi) 28242 Charlotte (3.2 mi) 28228 Charlotte (3.2 mi)

Demographics updated 05/2026

Population
Total population	51,160
Population density	4,325 / sq mi
State FIPS	37
County FIPS	119

Geography
Land area	11.83 sq mi
Water area	0.01 sq mi
Latitude	35.2180
Longitude	-80.7868
Timezone	Eastern (ET)
Area code	704

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	43.7%	35.4%	44.4%
$50k – $100k	27.0%	30.7%	30.6%
$100k – $200k	21.7%	23.3%	19.1%
Over $200k	7.6%	10.6%	6.0%

Demographics & statistics

51,160

Population

4,325

People per sq mi

33.5

Median age

$68,418

Median household income

$44,548

Per capita income

$375,200

Median home value

$1,280

Median monthly rent

42.1%

Home ownership

17.6%

Poverty rate

5.6%

Unemployment

11,290

Housing units

45.0%

Bachelor's or higher

Age distribution

Male Female

1,692

Under 5

1,644

1,651

5–9

1,605

1,356

10–14

1,317

1,110

15–19

1,078

1,658

20–24

1,612

6,447

25–34

6,266

4,726

35–44

4,592

2,701

45–54

2,625

1,180

55–59

1,147

1,102

60–64

1,070

1,436

65–74

1,395

643

75–84

625

244

85+

238

← Male

Female →

Age summary

Group	Count	%
Under 18	10,396	20.3%
18 and over	40,764	79.7%
65 and over	4,581	9.0%
Median age	33.5 years

Race & ethnicity

White 40.5%

Black or African American 23.6%

Hispanic or Latino 14.5%

Other race 10.8%

Two or more races 6%

Asian 4.1%

American Indian / Alaska Native 0.4%

Group	Count	%
White	24,256	40.5%
Black or African American	14,104	23.6%
Hispanic or Latino	8,664	14.5%
Other race	6,445	10.8%
Two or more races	3,605	6%
Asian	2,465	4.1%
American Indian / Alaska Native	266	0.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	43.7%	35.4%	44.4%
$50k – $100k	27.0%	30.7%	30.6%
$100k – $200k	21.7%	23.3%	19.1%
Over $200k	7.6%	10.6%	6.0%

Under $10k 4.4%

$10k–$15k 4.5%

$15k–$25k 7.3%

$25k–$35k 7.4%

$35k–$50k 12.2%

$50k–$75k 17.5%

$75k–$100k 11.4%

$100k–$150k 17.7%

$150k–$200k 6.8%

$200k+ 11.0%

Range	% of households
Under $10k	4.4%
$10k–$15k	4.5%
$15k–$25k	7.3%
$25k–$35k	7.4%
$35k–$50k	12.2%
$50k–$75k	17.5%
$75k–$100k	11.4%
$100k–$150k	17.7%
$150k–$200k	6.8%
$200k+	11.0%
Median income	$68,418

Housing

Home values

Under $50k 1.2%

$50k–$100k 2.4%

$100k–$150k 4.1%

$150k–$200k 5.2%

$200k–$300k 20.9%

$300k–$500k 35.9%

$500k–$1M 26.7%

$1M+ 3.5%

Housing overview

Metric	Value
Median home value	$375,200
Median rent / month	$1,280
Owner occupied	42.1%
Renter occupied	57.9%
Vacant	8.0%
Single-family detached	52.1%
Large apartment buildings	15.4%
Mobile homes	0.3%
Median rooms	4.7
Avg household size (owned)	2.34

Year built

Era	%
2020 or later	0.8%
2010–2019	13.5%
2000–2009	7.6%
1990–1999	7.1%
1980–1989	6.1%
1970–1979	12.6%
1960–1969	16.5%
1950–1959	17.1%
1940–1949	10.6%
1939 or earlier	8.2%

Bedrooms

Size	% of units
No bedroom (studio)	3.3%
1 bedroom	16.5%
2 bedrooms	35.7%
3 bedrooms	34.2%
4 bedrooms	8.7%
5+ bedrooms	1.7%

Vehicles per household

Vehicles	% of households
No vehicle	7.8%
1 vehicle	44.4%
2 vehicles	35.5%
3 or more	12.3%

Heating fuel

Fuel type	%
Utility gas	45.5%
Electricity	52.1%
Propane / LP gas	1.5%
Fuel oil	0.3%
Wood	0.1%
Solar	0.2%
No fuel used	0.3%

Households & families

Household type	Count	%
Married-couple family	6,238	28.0%
Cohabiting couple	3,088	13.9%
Male householder, no spouse	5,629	25.3%
Female householder, no spouse	7,296	32.8%
Households with children under 18	5,333	24.0%
Households with seniors (65+)	3,197	14.4%
Average household size	2.28

Marital status

Status	Male	Female
Never married	49.9%	47.7%
Married	35.1%	31.3%
Separated	3.4%	3.3%
Widowed	1.2%	4.7%
Divorced	10.5%	13.1%

Education

Less than 9th grade 8.3%

Some HS, no diploma 6.3%

HS graduate 17.4%

Some college, no degree 17.5%

Associate's degree 5.4%

Bachelor's degree 29.8%

Graduate / professional 15.2%

Metric	%
HS diploma or higher	85.4%
Bachelor's or higher	45.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	967	9.7%
Kindergarten	496	5.0%
Elementary school	4,465	44.7%
High school	1,808	18.1%
College / grad school	2,259	22.6%

Employment

Industry of employment

Professional & management 15.8%

Education & healthcare 15.2%

Construction 11.2%

Arts, food & hospitality 11.2%

Retail trade 10.7%

Finance & real estate 9.8%

Manufacturing 7.2%

Transportation & utilities 5.6%

Other services 5.2%

Wholesale trade 3.4%

Information 3.0%

Public administration 1.5%

Agriculture & mining 0.2%

Occupation

Category	%
Management, business & arts	46.1%
Service	15.5%
Sales & office	16.7%
Natural resources & construction	10.2%
Production & transportation	11.5%

Employment type

Type	%
Private sector	85.6%
Government	7.7%
Self-employed	6.6%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	61.9%
Carpool	11.5%
Public transit	4.3%
Walk	1.5%
Work from home	19.0%
Other means	1.8%
Avg commute (minutes)	25.8

Poverty

All people 17.6%

Under 18 years 33.0%

18 and over 13.8%

Married-couple families 4.6%

Female-led households 32.8%

Income support

Source	% of households
Social Security	14.8%
Retirement income	10.0%
Supplemental Security	2.4%
Cash public assistance	1.2%
Food stamps / SNAP	11.1%

Health indicators

Condition	%
Obesity	32.6%
High blood pressure	30.5%
High cholesterol	27.3%
Diabetes	10.0%
Heart disease	4.9%
Stroke	3.0%
Asthma	9.3%
Arthritis	18.0%
Kidney disease	2.7%
Pulmonary disease	5.5%
Cancer	4.4%

Behavior / access	%
Smoking	18.7%
Binge drinking	16.3%
No physical activity	24.0%
Less than 7 hrs sleep	34.0%
Depression	20.4%
Fair or poor health	15.0%
Poor mental health	14.9%
Poor physical health	10.0%
No health insurance	22.9%
Visited doctor (checkup)	75.3%
Visited dentist	58.2%
Cholesterol screening	87.2%
Teeth loss	17.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,930	4.8%

Disability	%
Any disability	7.0%
Under 18	1.6%
18–64 years	5.5%
65 and over	32.5%

Health insurance coverage

Type	%
Private insurance	59.8%
Public insurance	26.3%
No insurance	19.0%
Uninsured under 19	13.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	47,824	93.5%
Spanish	6,963	14.6%
Other Indo-European	4,902	10.3%
Asian & Pacific Islander	538	1.1%
Other languages	893	1.9%

Place of birth & citizenship

Origin	Count	%
Native born (US)	41,593	81.3%
Born in same state	40,833	79.8%
Born in different state	21,768	42.5%
Foreign born	760	1.5%
Naturalized citizen	9,567	18.7%
Not a US citizen	2,718	28.4%

Ancestry

Ancestry	Count	%
French	4,445	8.7%
Italian	4,130	8.1%
Arab	2,091	4.1%
English	393	0.8%
Polish	223	0.4%

Ancestry	Count	%
Irish	125	0.2%
German	73	0.1%
Norwegian	64	0.1%
Dutch	35	0.1%

Technology access

Metric	% of households
Computer access	43.5%
Internet access	94.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 28205

What part of Charlotte is ZIP code 28205?

ZIP code 28205 covers a portion of Charlotte, North Carolina, within Mecklenburg County.

What county is ZIP code 28205 in?

ZIP code 28205 falls within Mecklenburg County, North Carolina.

Is ZIP code 28205 mostly rentals?

58% of occupied units in ZIP code 28205 are renter-occupied.

What is the poverty rate in ZIP code 28205?

18% of residents in ZIP code 28205 live below the poverty line, above the national average.

What is the typical home value in ZIP code 28205?

The median home value in ZIP code 28205 is $375,200.

What is the population of ZIP code 28205?

ZIP code 28205 has an estimated population of 51,160 residents, with a density of 4,325 people per square mile.

What timezone is ZIP code 28205 in?

ZIP code 28205 observes the EST timezone.