28204 ZIP Code — Charlotte, NC

Mecklenburg County, North Carolina

ZIP code 28204 is located in Charlotte, North Carolina, within Mecklenburg County. It covers approximately 1.76 square miles and serves a population of 9,525 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 704/980.

About ZIP code 28204

The housing stock consists of a significant share of large multi-unit buildings. Much of the housing stock is relatively new, reflecting recent development activity. Median home value is $496,700. Renters make up the majority at 74%, typical of denser urban areas.

The gap between median ($77,279) and mean household income suggests income inequality — a small number of higher earners pull the average up.

The dominant occupation class is management, business, and professional, with professional and management as the leading industry. The average commute of 24 minutes is near the national average. Remote work is prevalent — 26% of workers work from home.

Educational attainment is high — 73% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 28204 reflects a community defined by a highly educated population and a high rate of remote workers.

9,525

population

1.76

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

28204 ZIP code map

Cities in ZIP code 28204

Below are the cities the US Postal Service accepts for ZIP code 28204. Using any city not on this list may result in mail delivery delays.

City	Status
Charlotte	Preferred

Nearby ZIP codes

28254 Charlotte (0.9 mi) 28207 Charlotte (1.2 mi) 28246 Charlotte (1.2 mi) 28281 Charlotte (1.3 mi) 28280 Charlotte (1.3 mi) 28282 Charlotte (1.3 mi) 28285 Charlotte (1.3 mi) 28284 Charlotte (1.3 mi) 28287 Charlotte (1.3 mi) 28244 Charlotte (1.3 mi) 28255 Charlotte (1.3 mi) 28258 Charlotte (1.3 mi)

Demographics updated 05/2026

Population
Total population	9,525
Population density	5,412 / sq mi
State FIPS	37
County FIPS	119

Geography
Land area	1.76 sq mi
Water area	0.00 sq mi
Latitude	35.2134
Longitude	-80.8262
Timezone	Eastern (ET)
Area code	704/980

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	31.2%	35.4%	44.4%
$50k – $100k	37.4%	30.7%	30.6%
$100k – $200k	21.2%	23.3%	19.1%
Over $200k	10.2%	10.6%	6.0%

Demographics & statistics

9,525

Population

5,412

People per sq mi

30.4

Median age

$77,279

Median household income

$73,331

Per capita income

$496,700

Median home value

$1,559

Median monthly rent

25.8%

Home ownership

11.0%

Poverty rate

4.0%

Unemployment

2,134

Housing units

72.6%

Bachelor's or higher

Age distribution

Male Female

163

Under 5

168

138

5–9

143

185

10–14

190

137

15–19

141

356

20–24

367

1,927

25–34

1,984

626

35–44

644

442

45–54

455

236

55–59

243

193

60–64

198

178

65–74

183

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,170	12.3%
18 and over	8,355	87.7%
65 and over	589	6.2%
Median age	30.4 years

Race & ethnicity

White 62.3%

Black or African American 22.8%

Hispanic or Latino 4.5%

Two or more races 4.4%

Asian 3.6%

Other race 1.9%

American Indian / Alaska Native 0.5%

Group	Count	%
White	6,214	62.3%
Black or African American	2,279	22.8%
Hispanic or Latino	450	4.5%
Two or more races	437	4.4%
Asian	360	3.6%
Other race	187	1.9%
American Indian / Alaska Native	48	0.5%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	31.2%	35.4%	44.4%
$50k – $100k	37.4%	30.7%	30.6%
$100k – $200k	21.2%	23.3%	19.1%
Over $200k	10.2%	10.6%	6.0%

Under $10k 3.3%

$10k–$15k 2.9%

$15k–$25k 5.9%

$25k–$35k 5.3%

$35k–$50k 9.2%

$50k–$75k 22.0%

$75k–$100k 16.5%

$100k–$150k 15.4%

$150k–$200k 8.0%

$200k+ 11.5%

Range	% of households
Under $10k	3.3%
$10k–$15k	2.9%
$15k–$25k	5.9%
$25k–$35k	5.3%
$35k–$50k	9.2%
$50k–$75k	22.0%
$75k–$100k	16.5%
$100k–$150k	15.4%
$150k–$200k	8.0%
$200k+	11.5%
Median income	$77,279

Housing

Home values

Under $50k 0.9%

$100k–$150k 2.9%

$150k–$200k 1.7%

$200k–$300k 14.6%

$300k–$500k 30.3%

$500k–$1M 36.8%

$1M+ 12.7%

Housing overview

Metric	Value
Median home value	$496,700
Median rent / month	$1,559
Owner occupied	25.8%
Renter occupied	74.2%
Vacant	11.0%
Single-family detached	12.0%
Large apartment buildings	60.9%
Mobile homes	0.1%
Median rooms	3.3
Avg household size (owned)	2.30

Year built

Era	%
2020 or later	1.1%
2010–2019	45.8%
2000–2009	20.0%
1990–1999	4.3%
1980–1989	3.9%
1970–1979	2.5%
1960–1969	1.5%
1950–1959	2.2%
1940–1949	3.5%
1939 or earlier	15.3%

Bedrooms

Size	% of units
No bedroom (studio)	13.8%
1 bedroom	42.3%
2 bedrooms	24.4%
3 bedrooms	12.0%
4 bedrooms	5.5%
5+ bedrooms	2.0%

Vehicles per household

Vehicles	% of households
No vehicle	8.6%
1 vehicle	61.6%
2 vehicles	25.3%
3 or more	4.4%

Heating fuel

Fuel type	%
Utility gas	20.7%
Electricity	76.2%
Propane / LP gas	1.5%
Fuel oil	0.4%
No fuel used	0.8%

Households & families

Household type	Count	%
Married-couple family	876	15.7%
Cohabiting couple	639	11.4%
Male householder, no spouse	1,783	31.9%
Female householder, no spouse	2,285	40.9%
Households with children under 18	600	10.7%
Households with seniors (65+)	404	7.2%
Average household size	1.65

Marital status

Status	Male	Female
Never married	61.4%	65.3%
Married	25.7%	21.4%
Separated	1.5%	1.9%
Widowed	1.1%	2.8%
Divorced	10.3%	8.6%

Education

Less than 9th grade 1.2%

Some HS, no diploma 3.0%

HS graduate 9.4%

Some college, no degree 11.7%

Associate's degree 2.1%

Bachelor's degree 43.7%

Graduate / professional 29.0%

Metric	%
HS diploma or higher	95.8%
Bachelor's or higher	72.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	173	12.1%
Kindergarten	127	8.9%
Elementary school	445	31.1%
High school	253	17.7%
College / grad school	434	30.3%

Employment

Industry of employment

Professional & management 26.8%

Education & healthcare 22.6%

Finance & real estate 16.5%

Retail trade 8.1%

Manufacturing 4.6%

Other services 4.0%

Transportation & utilities 3.2%

Information 3.1%

Arts, food & hospitality 3.1%

Construction 2.8%

Wholesale trade 2.6%

Public administration 1.9%

Agriculture & mining 0.8%

Occupation

Category	%
Management, business & arts	70.7%
Service	9.4%
Sales & office	15.6%
Natural resources & construction	2.0%
Production & transportation	2.2%

Employment type

Type	%
Private sector	88.0%
Government	6.8%
Self-employed	4.9%
Unpaid family workers	0.3%

Commute

Method	%
Drive alone	56.1%
Carpool	4.2%
Public transit	4.7%
Walk	6.4%
Work from home	26.4%
Other means	2.2%
Avg commute (minutes)	24.1

Poverty

All people 11.0%

Under 18 years 16.2%

18 and over 10.2%

Married-couple families 3.1%

Female-led households 25.1%

Income support

Source	% of households
Social Security	9.3%
Retirement income	9.2%
Supplemental Security	3.8%
Cash public assistance	2.2%
Food stamps / SNAP	8.7%

Health indicators

Condition	%
Obesity	26.5%
High blood pressure	23.9%
High cholesterol	23.4%
Diabetes	6.2%
Heart disease	3.3%
Stroke	1.8%
Asthma	8.4%
Arthritis	14.1%
Kidney disease	1.9%
Pulmonary disease	3.1%
Cancer	4.3%

Behavior / access	%
Smoking	11.5%
Binge drinking	19.0%
No physical activity	14.5%
Less than 7 hrs sleep	29.3%
Depression	20.0%
Fair or poor health	7.8%
Poor mental health	13.1%
Poor physical health	6.3%
No health insurance	12.6%
Visited doctor (checkup)	74.5%
Visited dentist	71.4%
Cholesterol screening	89.2%
Teeth loss	7.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	257	3.1%

Disability	%
Any disability	8.4%
Under 18	0.5%
18–64 years	7.4%
65 and over	38.8%

Health insurance coverage

Type	%
Private insurance	82.2%
Public insurance	17.8%
No insurance	5.1%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	9,194	96.5%
Spanish	233	2.5%
Other Indo-European	147	1.6%
Asian & Pacific Islander	64	0.7%
Other languages	22	0.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	8,711	91.5%
Born in same state	8,535	89.6%
Born in different state	3,390	35.6%
Foreign born	176	1.8%
Naturalized citizen	814	8.5%
Not a US citizen	424	52.1%

Ancestry

Ancestry	Count	%
French	1,182	12.4%
Italian	923	9.7%
Arab	339	3.6%
English	78	0.8%

Ancestry	Count	%
German	73	0.8%
Irish	49	0.5%
Polish	40	0.4%
Norwegian	11	0.1%

Technology access

Metric	% of households
Computer access	58.6%
Internet access	97.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 28204

What city is ZIP code 28204 in?

ZIP code 28204 is primarily assigned to Charlotte, North Carolina.

What county is ZIP code 28204 in?

ZIP code 28204 falls within Mecklenburg County, North Carolina.

How educated is the population of ZIP code 28204?

73% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Is ZIP code 28204 mostly rentals?

74% of occupied units in ZIP code 28204 are renter-occupied.

What is the typical home value in ZIP code 28204?

The median home value in ZIP code 28204 is $496,700.

What is the population of ZIP code 28204?

ZIP code 28204 has an estimated population of 9,525 residents, with a density of 5,403 people per square mile.

What timezone is ZIP code 28204 in?

ZIP code 28204 observes the EST timezone.