28207 ZIP Code — Charlotte, NC

Mecklenburg County, North Carolina

ZIP code 28207 is located in Charlotte, North Carolina, within Mecklenburg County. It covers approximately 2.43 square miles and serves a population of 9,461 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 704.

About ZIP code 28207

The housing stock consists of a mix of housing types. Most homes were built in the pre-1940, giving the area an established character. Median home value is $1,339,800. Owner-occupancy is high at 83%, well above the national average.

The gap between median ($217,656) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 3% is below the national average.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 21 minutes is near the national average.

Educational attainment is high — 87% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 28207 reflects a community defined by a highly educated population and high homeownership.

9,461

population

2.43

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

28207 ZIP code map

Cities in ZIP code 28207

Below are the cities the US Postal Service accepts for ZIP code 28207. Using any city not on this list may result in mail delivery delays.

City	Status
Charlotte	Preferred

Nearby ZIP codes

28274 Charlotte (0.6 mi) 28204 Charlotte (1.2 mi) 28254 Charlotte (1.8 mi) 28209 Charlotte (2 mi) 28203 Charlotte (2 mi) 28246 Charlotte (2.1 mi) 28285 Charlotte (2.2 mi) 28287 Charlotte (2.2 mi) 28281 Charlotte (2.2 mi) 28284 Charlotte (2.2 mi) 28280 Charlotte (2.2 mi) 28282 Charlotte (2.2 mi)

Demographics updated 05/2026

Population
Total population	9,461
Population density	3,893 / sq mi
State FIPS	37
County FIPS	119

Geography
Land area	2.43 sq mi
Water area	0.01 sq mi
Latitude	35.1956
Longitude	-80.8268
Timezone	Eastern (ET)
Area code	704

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	19.9%	35.4%	44.4%
$50k – $100k	17.0%	30.7%	30.6%
$100k – $200k	16.6%	23.3%	19.1%
Over $200k	46.5%	10.6%	6.0%

Demographics & statistics

9,461

Population

3,893

People per sq mi

46.7

Median age

$217,656

Median household income

$180,631

Per capita income

$1,339,800

Median home value

$1,455

Median monthly rent

83.3%

Home ownership

2.6%

Poverty rate

1.8%

Unemployment

3,722

Housing units

87.3%

Bachelor's or higher

Age distribution

Male Female

211

Under 5

205

264

5–9

256

258

10–14

250

254

15–19

245

201

20–24

195

499

25–34

483

552

35–44

533

695

45–54

672

505

55–59

488

543

60–64

525

427

65–74

412

270

75–84

262

130

85+

126

← Male

Female →

Age summary

Group	Count	%
Under 18	1,816	19.2%
18 and over	7,645	80.8%
65 and over	1,627	17.2%
Median age	46.7 years

Race & ethnicity

White 92.3%

Two or more races 2.7%

Black or African American 1.9%

Hispanic or Latino 1.8%

Asian 0.7%

Other race 0.5%

American Indian / Alaska Native 0.1%

Group	Count	%
White	8,895	92.3%
Two or more races	256	2.7%
Black or African American	187	1.9%
Hispanic or Latino	178	1.8%
Asian	63	0.7%
Other race	53	0.5%
American Indian / Alaska Native	7	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	19.9%	35.4%	44.4%
$50k – $100k	17.0%	30.7%	30.6%
$100k – $200k	16.6%	23.3%	19.1%
Over $200k	46.5%	10.6%	6.0%

Under $10k 1.4%

$10k–$15k 0.7%

$15k–$25k 4.5%

$25k–$35k 4.0%

$35k–$50k 5.8%

$50k–$75k 7.1%

$75k–$100k 7.4%

$100k–$150k 11.1%

$150k–$200k 5.6%

$200k+ 52.4%

Range	% of households
Under $10k	1.4%
$10k–$15k	0.7%
$15k–$25k	4.5%
$25k–$35k	4.0%
$35k–$50k	5.8%
$50k–$75k	7.1%
$75k–$100k	7.4%
$100k–$150k	11.1%
$150k–$200k	5.6%
$200k+	52.4%
Median income	$217,656

Housing

Home values

Under $50k 0.3%

$100k–$150k 0.6%

$150k–$200k 0.8%

$200k–$300k 9.9%

$300k–$500k 6.5%

$500k–$1M 15.6%

$1M+ 66.4%

Housing overview

Metric	Value
Median home value	$1,339,800
Median rent / month	$1,455
Owner occupied	83.3%
Renter occupied	16.7%
Vacant	6.6%
Single-family detached	60.1%
Large apartment buildings	12.4%
Mobile homes	0.0%
Median rooms	7.8
Avg household size (owned)	2.34

Year built

Era	%
2020 or later	1.1%
2010–2019	8.5%
2000–2009	9.0%
1990–1999	7.6%
1980–1989	11.5%
1970–1979	8.4%
1960–1969	4.4%
1950–1959	10.5%
1940–1949	7.1%
1939 or earlier	32.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.5%
1 bedroom	6.3%
2 bedrooms	27.6%
3 bedrooms	18.2%
4 bedrooms	33.2%
5+ bedrooms	14.2%

Vehicles per household

Vehicles	% of households
No vehicle	2.0%
1 vehicle	30.9%
2 vehicles	42.4%
3 or more	24.7%

Heating fuel

Fuel type	%
Utility gas	66.4%
Electricity	32.9%
Propane / LP gas	0.4%
No fuel used	0.3%

Households & families

Household type	Count	%
Married-couple family	2,449	59.4%
Cohabiting couple	124	3.0%
Male householder, no spouse	781	19.0%
Female householder, no spouse	767	18.6%
Households with children under 18	891	21.6%
Households with seniors (65+)	1,115	27.1%
Average household size	2.24

Marital status

Status	Male	Female
Never married	26.6%	24.0%
Married	65.3%	64.3%
Separated	0.1%	0.4%
Widowed	2.3%	5.3%
Divorced	5.7%	6.0%

Education

Less than 9th grade 0.7%

Some HS, no diploma 0.3%

HS graduate 3.2%

Some college, no degree 6.6%

Associate's degree 1.9%

Bachelor's degree 49.3%

Graduate / professional 38.0%

Metric	%
HS diploma or higher	99.0%
Bachelor's or higher	87.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	189	8.2%
Kindergarten	105	4.6%
Elementary school	852	37.0%
High school	460	20.0%
College / grad school	697	30.3%

Employment

Industry of employment

Finance & real estate 31.1%

Education & healthcare 18.7%

Professional & management 17.7%

Retail trade 7.9%

Manufacturing 5.5%

Arts, food & hospitality 4.1%

Transportation & utilities 3.2%

Other services 2.8%

Construction 2.5%

Public administration 2.3%

Information 2.0%

Wholesale trade 1.7%

Agriculture & mining 0.5%

Occupation

Category	%
Management, business & arts	68.7%
Service	4.2%
Sales & office	22.9%
Natural resources & construction	0.4%
Production & transportation	3.8%

Employment type

Type	%
Private sector	87.9%
Government	5.0%
Self-employed	7.1%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	77.0%
Carpool	3.0%
Public transit	1.0%
Walk	1.8%
Work from home	14.0%
Other means	3.1%
Avg commute (minutes)	20.9

Poverty

All people 2.6%

Under 18 years 0.8%

18 and over 3.1%

Married-couple families 0.0%

Female-led households 10.0%

Income support

Source	% of households
Social Security	22.9%
Retirement income	19.6%
Supplemental Security	0.7%
Cash public assistance	0.9%
Food stamps / SNAP	0.0%

Health indicators

Condition	%
Obesity	23.0%
High blood pressure	26.0%
High cholesterol	31.2%
Diabetes	6.5%
Heart disease	4.5%
Stroke	1.9%
Asthma	7.6%
Arthritis	18.1%
Kidney disease	2.2%
Pulmonary disease	3.5%
Cancer	6.8%

Behavior / access	%
Smoking	8.5%
Binge drinking	17.1%
No physical activity	12.1%
Less than 7 hrs sleep	24.9%
Depression	19.3%
Fair or poor health	6.4%
Poor mental health	11.0%
Poor physical health	6.1%
No health insurance	8.9%
Visited doctor (checkup)	76.9%
Visited dentist	79.0%
Cholesterol screening	92.6%
Teeth loss	4.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	419	5.5%

Disability	%
Any disability	5.7%
Under 18	0.0%
18–64 years	2.9%
65 and over	22.7%

Health insurance coverage

Type	%
Private insurance	91.2%
Public insurance	18.1%
No insurance	2.1%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	9,045	95.6%
Spanish	27	0.3%
Other Indo-European	16	0.2%
Asian & Pacific Islander	11	0.1%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	9,132	96.5%
Born in same state	9,061	95.8%
Born in different state	4,115	43.5%
Foreign born	71	0.8%
Naturalized citizen	329	3.5%
Not a US citizen	143	43.5%

Ancestry

Ancestry	Count	%
French	2,467	26.1%
Italian	1,511	16%
Arab	606	6.4%

Ancestry	Count	%
Polish	104	1.1%
English	56	0.6%
Dutch	9	0.1%

Technology access

Metric	% of households
Computer access	43.6%
Internet access	99.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 28207

What city is ZIP code 28207 in?

ZIP code 28207 is primarily assigned to Charlotte, North Carolina.

What county is ZIP code 28207 in?

ZIP code 28207 falls within Mecklenburg County, North Carolina.

How educated is the population of ZIP code 28207?

87% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Is ZIP code 28207 mostly owner-occupied?

83% of occupied units in ZIP code 28207 are owner-occupied, well above the national average.

What is the median household income in ZIP code 28207?

The median household income in ZIP code 28207 is $217,656, above the national median of ~$75,000.

What is the typical home value in ZIP code 28207?

The median home value in ZIP code 28207 is $1,339,800.

What timezone is ZIP code 28207 in?

ZIP code 28207 observes the EST timezone.