28209 ZIP Code — Charlotte, NC

Mecklenburg County, North Carolina

ZIP code 28209 is located in Charlotte, North Carolina, within Mecklenburg County. It covers approximately 5.49 square miles and serves a population of 23,719 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 704/980.

About ZIP code 28209

The housing stock consists of a significant share of large multi-unit buildings. Much of the housing stock is relatively new, reflecting recent development activity. Median home value is $532,300. Owner-occupancy sits near the national average at 50%.

The gap between median ($92,452) and mean household income suggests income inequality — a small number of higher earners pull the average up.

The dominant occupation class is management, business, and professional, with professional and management as the leading industry. The average commute of 22 minutes is near the national average. Remote work is prevalent — 21% of workers work from home.

Educational attainment is high — 68% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 28209 reflects a community defined by a highly educated population and a high rate of remote workers.

23,719

population

5.49

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

28209 ZIP code map

Cities in ZIP code 28209

Below are the cities the US Postal Service accepts for ZIP code 28209. Using any city not on this list may result in mail delivery delays.

City	Status
Charlotte	Preferred

Nearby ZIP codes

28274 Charlotte (1.4 mi) 28207 Charlotte (2 mi) 28203 Charlotte (2.2 mi) 28204 Charlotte (2.9 mi) 28254 Charlotte (3 mi) 28210 Charlotte (3.2 mi) 28246 Charlotte (3.2 mi) 28280 Charlotte (3.2 mi) 28285 Charlotte (3.2 mi) 28284 Charlotte (3.2 mi) 28281 Charlotte (3.2 mi) 28282 Charlotte (3.2 mi)

Demographics updated 05/2026

Population
Total population	23,719
Population density	4,320 / sq mi
State FIPS	37
County FIPS	119

Geography
Land area	5.49 sq mi
Water area	0.01 sq mi
Latitude	35.1766
Longitude	-80.8526
Timezone	Eastern (ET)
Area code	704/980

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	26.8%	35.4%	44.4%
$50k – $100k	30.2%	30.7%	30.6%
$100k – $200k	28.3%	23.3%	19.1%
Over $200k	14.6%	10.6%	6.0%

Demographics & statistics

23,719

Population

4,320

People per sq mi

33.7

Median age

$92,452

Median household income

$74,782

Per capita income

$532,300

Median home value

$1,478

Median monthly rent

50.4%

Home ownership

9.3%

Poverty rate

2.6%

Unemployment

7,103

Housing units

67.9%

Bachelor's or higher

Age distribution

Male Female

896

Under 5

810

632

5–9

572

569

10–14

515

369

15–19

334

987

20–24

894

3,211

25–34

2,906

2,076

35–44

1,878

1,314

45–54

1,189

606

55–59

549

647

60–64

585

685

65–74

619

220

75–84

199

240

85+

217

← Male

Female →

Age summary

Group	Count	%
Under 18	4,492	18.9%
18 and over	19,227	81.1%
65 and over	2,180	9.2%
Median age	33.7 years

Race & ethnicity

White 76.2%

Black or African American 6.4%

Hispanic or Latino 5.9%

Two or more races 4.8%

Other race 3.9%

Asian 2.7%

American Indian / Alaska Native 0.1%

Group	Count	%
White	19,210	76.2%
Black or African American	1,613	6.4%
Hispanic or Latino	1,484	5.9%
Two or more races	1,201	4.8%
Other race	992	3.9%
Asian	682	2.7%
American Indian / Alaska Native	21	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	26.8%	35.4%	44.4%
$50k – $100k	30.2%	30.7%	30.6%
$100k – $200k	28.3%	23.3%	19.1%
Over $200k	14.6%	10.6%	6.0%

Under $10k 2.6%

$10k–$15k 2.0%

$15k–$25k 3.2%

$25k–$35k 7.2%

$35k–$50k 7.3%

$50k–$75k 19.0%

$75k–$100k 13.1%

$100k–$150k 16.2%

$150k–$200k 9.6%

$200k+ 19.8%

Range	% of households
Under $10k	2.6%
$10k–$15k	2.0%
$15k–$25k	3.2%
$25k–$35k	7.2%
$35k–$50k	7.3%
$50k–$75k	19.0%
$75k–$100k	13.1%
$100k–$150k	16.2%
$150k–$200k	9.6%
$200k+	19.8%
Median income	$92,452

Housing

Home values

Under $50k 0.2%

$100k–$150k 0.5%

$150k–$200k 3.0%

$200k–$300k 16.6%

$300k–$500k 27.0%

$500k–$1M 35.2%

$1M+ 17.6%

Housing overview

Metric	Value
Median home value	$532,300
Median rent / month	$1,478
Owner occupied	50.4%
Renter occupied	49.6%
Vacant	9.0%
Single-family detached	39.1%
Large apartment buildings	31.5%
Mobile homes	0.5%
Median rooms	4.6
Avg household size (owned)	2.32

Year built

Era	%
2020 or later	1.5%
2010–2019	24.9%
2000–2009	9.1%
1990–1999	7.5%
1980–1989	11.0%
1970–1979	9.7%
1960–1969	10.0%
1950–1959	18.7%
1940–1949	6.4%
1939 or earlier	1.1%

Bedrooms

Size	% of units
No bedroom (studio)	4.6%
1 bedroom	24.1%
2 bedrooms	26.4%
3 bedrooms	31.0%
4 bedrooms	10.2%
5+ bedrooms	3.8%

Vehicles per household

Vehicles	% of households
No vehicle	7.5%
1 vehicle	44.8%
2 vehicles	36.6%
3 or more	11.1%

Heating fuel

Fuel type	%
Utility gas	44.3%
Electricity	54.7%
Propane / LP gas	0.8%
Fuel oil	0.1%
No fuel used	0.1%

Households & families

Household type	Count	%
Married-couple family	3,645	30.9%
Cohabiting couple	1,052	8.9%
Male householder, no spouse	3,154	26.8%
Female householder, no spouse	3,935	33.4%
Households with children under 18	2,426	20.6%
Households with seniors (65+)	1,674	14.2%
Average household size	1.99

Marital status

Status	Male	Female
Never married	48.2%	42.8%
Married	39.3%	36.9%
Separated	1.8%	3.1%
Widowed	1.0%	5.6%
Divorced	9.6%	11.5%

Education

Less than 9th grade 1.5%

Some HS, no diploma 2.5%

HS graduate 9.0%

Some college, no degree 14.7%

Associate's degree 4.6%

Bachelor's degree 44.3%

Graduate / professional 23.6%

Metric	%
HS diploma or higher	96.0%
Bachelor's or higher	67.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	546	13.1%
Kindergarten	222	5.3%
Elementary school	1,939	46.6%
High school	666	16.0%
College / grad school	784	18.9%

Employment

Industry of employment

Finance & real estate 21.8%

Professional & management 19.3%

Education & healthcare 14.6%

Retail trade 9.0%

Manufacturing 8.2%

Arts, food & hospitality 7.8%

Construction 6.9%

Transportation & utilities 4.2%

Other services 3.9%

Wholesale trade 2.0%

Information 1.2%

Public administration 0.7%

Agriculture & mining 0.2%

Occupation

Category	%
Management, business & arts	61.6%
Service	9.2%
Sales & office	20.0%
Natural resources & construction	4.4%
Production & transportation	4.8%

Employment type

Type	%
Private sector	88.7%
Government	4.0%
Self-employed	7.2%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	68.1%
Carpool	3.6%
Public transit	4.2%
Walk	1.5%
Work from home	21.0%
Other means	1.6%
Avg commute (minutes)	21.5

Poverty

All people 9.3%

Under 18 years 14.6%

18 and over 8.0%

Married-couple families 0.9%

Female-led households 33.4%

Income support

Source	% of households
Social Security	14.3%
Retirement income	11.1%
Supplemental Security	2.2%
Cash public assistance	1.3%
Food stamps / SNAP	5.1%

Health indicators

Condition	%
Obesity	26.1%
High blood pressure	25.2%
High cholesterol	27.8%
Diabetes	6.7%
Heart disease	4.2%
Stroke	2.0%
Asthma	7.9%
Arthritis	16.6%
Kidney disease	2.1%
Pulmonary disease	3.8%
Cancer	5.5%

Behavior / access	%
Smoking	12.0%
Binge drinking	18.3%
No physical activity	15.5%
Less than 7 hrs sleep	28.2%
Depression	19.9%
Fair or poor health	8.3%
Poor mental health	12.5%
Poor physical health	7.0%
No health insurance	14.1%
Visited doctor (checkup)	74.6%
Visited dentist	71.6%
Cholesterol screening	90.1%
Teeth loss	8.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	660	3.4%

Disability	%
Any disability	5.5%
Under 18	0.2%
18–64 years	4.2%
65 and over	26.4%

Health insurance coverage

Type	%
Private insurance	82.6%
Public insurance	16.8%
No insurance	6.5%
Uninsured under 19	0.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	22,013	92.8%
Spanish	934	4.2%
Other Indo-European	568	2.6%
Asian & Pacific Islander	183	0.8%
Other languages	176	0.8%

Place of birth & citizenship

Origin	Count	%
Native born (US)	21,802	91.9%
Born in same state	21,573	91.0%
Born in different state	10,033	42.3%
Foreign born	229	1.0%
Naturalized citizen	1,917	8.1%
Not a US citizen	947	49.4%

Ancestry

Ancestry	Count	%
Italian	3,628	15.3%
French	3,067	12.9%
Arab	1,114	4.7%
Irish	217	0.9%
Polish	139	0.6%

Ancestry	Count	%
English	119	0.5%
German	79	0.3%
Dutch	24	0.1%
Norwegian	19	0.1%

Technology access

Metric	% of households
Computer access	49.7%
Internet access	95.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 28209

What city is ZIP code 28209 in?

ZIP code 28209 is primarily assigned to Charlotte, North Carolina.

What county is ZIP code 28209 in?

ZIP code 28209 falls within Mecklenburg County, North Carolina.

How educated is the population of ZIP code 28209?

68% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the typical home value in ZIP code 28209?

The median home value in ZIP code 28209 is $532,300.

What is the population of ZIP code 28209?

ZIP code 28209 has an estimated population of 23,719 residents, with a density of 4,320 people per square mile.

What is the median household income in ZIP code 28209?

The median household income in ZIP code 28209 is $92,452, above the national median of ~$75,000.

What timezone is ZIP code 28209 in?

ZIP code 28209 observes the EST timezone.