28203 ZIP Code — Charlotte, NC

Mecklenburg County, North Carolina

ZIP code 28203 is located in Charlotte, North Carolina, within Mecklenburg County. It covers approximately 3.13 square miles and serves a population of 17,989 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 704/980.

About ZIP code 28203

The housing stock consists of a significant share of large multi-unit buildings. Much of the housing stock is relatively new, reflecting recent development activity. Median home value is $736,900. Renters make up the majority at 71%, typical of denser urban areas.

The gap between median ($99,507) and mean household income suggests income inequality — a small number of higher earners pull the average up.

The dominant occupation class is management, business, and professional, with professional and management as the leading industry. The average commute of 19 minutes is near the national average. Remote work is prevalent — 23% of workers work from home.

Educational attainment is high — 80% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 28203 reflects a community defined by a highly educated population and a high rate of remote workers.

17,989

population

3.13

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

28203 ZIP code map

Cities in ZIP code 28203

Below are the cities the US Postal Service accepts for ZIP code 28203. Using any city not on this list may result in mail delivery delays.

City	Status
Charlotte	Preferred

Nearby ZIP codes

28246 Charlotte (1.2 mi) 28285 Charlotte (1.2 mi) 28287 Charlotte (1.2 mi) 28284 Charlotte (1.2 mi) 28280 Charlotte (1.2 mi) 28281 Charlotte (1.2 mi) 28282 Charlotte (1.2 mi) 28254 Charlotte (1.3 mi) 28244 Charlotte (1.5 mi) 28258 Charlotte (1.5 mi) 28243 Charlotte (1.5 mi) 28255 Charlotte (1.5 mi)

Demographics updated 05/2026

Population
Total population	17,989
Population density	5,747 / sq mi
State FIPS	37
County FIPS	119

Geography
Land area	3.13 sq mi
Water area	0.00 sq mi
Latitude	35.2085
Longitude	-80.8581
Timezone	Eastern (ET)
Area code	704/980

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	24.4%	35.4%	44.4%
$50k – $100k	32.1%	30.7%	30.6%
$100k – $200k	28.1%	23.3%	19.1%
Over $200k	15.4%	10.6%	6.0%

Demographics & statistics

17,989

Population

5,747

People per sq mi

28.7

Median age

$99,507

Median household income

$84,197

Per capita income

$736,900

Median home value

$1,756

Median monthly rent

29.4%

Home ownership

11.5%

Poverty rate

1.6%

Unemployment

4,391

Housing units

80.4%

Bachelor's or higher

Age distribution

Male Female

323

Under 5

355

180

5–9

197

261

10–14

287

183

15–19

201

1,625

20–24

1,788

3,068

25–34

3,376

1,250

35–44

1,375

563

45–54

619

304

55–59

335

265

60–64

292

400

65–74

440

116

75–84

127

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,920	10.7%
18 and over	16,069	89.3%
65 and over	1,142	6.3%
Median age	28.7 years

Race & ethnicity

White 77.9%

Black or African American 10.1%

Two or more races 3.5%

Hispanic or Latino 3.4%

Asian 3.2%

Other race 1.7%

American Indian / Alaska Native 0.2%

Group	Count	%
White	14,506	77.9%
Black or African American	1,890	10.1%
Two or more races	643	3.5%
Hispanic or Latino	640	3.4%
Asian	603	3.2%
Other race	310	1.7%
American Indian / Alaska Native	37	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	24.4%	35.4%	44.4%
$50k – $100k	32.1%	30.7%	30.6%
$100k – $200k	28.1%	23.3%	19.1%
Over $200k	15.4%	10.6%	6.0%

Under $10k 4.4%

$10k–$15k 2.7%

$15k–$25k 2.7%

$25k–$35k 3.2%

$35k–$50k 7.5%

$50k–$75k 18.6%

$75k–$100k 11.2%

$100k–$150k 19.6%

$150k–$200k 9.9%

$200k+ 20.2%

Range	% of households
Under $10k	4.4%
$10k–$15k	2.7%
$15k–$25k	2.7%
$25k–$35k	3.2%
$35k–$50k	7.5%
$50k–$75k	18.6%
$75k–$100k	11.2%
$100k–$150k	19.6%
$150k–$200k	9.9%
$200k+	20.2%
Median income	$99,507

Housing

Home values

Under $50k 0.3%

$50k–$100k 1.0%

$100k–$150k 1.0%

$150k–$200k 0.5%

$200k–$300k 6.8%

$300k–$500k 26.4%

$500k–$1M 38.5%

$1M+ 25.5%

Housing overview

Metric	Value
Median home value	$736,900
Median rent / month	$1,756
Owner occupied	29.4%
Renter occupied	70.6%
Vacant	12.1%
Single-family detached	21.7%
Large apartment buildings	54.4%
Mobile homes	0.3%
Median rooms	3.5
Avg household size (owned)	2.13

Year built

Era	%
2020 or later	0.5%
2010–2019	42.7%
2000–2009	21.6%
1990–1999	6.6%
1980–1989	1.9%
1970–1979	2.9%
1960–1969	1.4%
1950–1959	4.3%
1940–1949	7.3%
1939 or earlier	10.8%

Bedrooms

Size	% of units
No bedroom (studio)	9.0%
1 bedroom	34.2%
2 bedrooms	32.1%
3 bedrooms	14.7%
4 bedrooms	7.2%
5+ bedrooms	2.7%

Vehicles per household

Vehicles	% of households
No vehicle	6.9%
1 vehicle	51.7%
2 vehicles	35.3%
3 or more	6.0%

Heating fuel

Fuel type	%
Utility gas	27.9%
Electricity	70.2%
Propane / LP gas	0.7%
Fuel oil	0.7%
Solar	0.1%
No fuel used	0.3%

Households & families

Household type	Count	%
Married-couple family	1,964	19.3%
Cohabiting couple	1,156	11.4%
Male householder, no spouse	3,161	31.0%
Female householder, no spouse	3,902	38.3%
Households with children under 18	1,094	10.7%
Households with seniors (65+)	894	8.8%
Average household size	1.76

Marital status

Status	Male	Female
Never married	65.0%	65.8%
Married	26.3%	23.6%
Separated	0.9%	1.0%
Widowed	0.3%	2.3%
Divorced	7.5%	7.3%

Education

Less than 9th grade 0.2%

Some HS, no diploma 2.1%

HS graduate 6.0%

Some college, no degree 7.9%

Associate's degree 3.4%

Bachelor's degree 51.0%

Graduate / professional 29.4%

Metric	%
HS diploma or higher	97.7%
Bachelor's or higher	80.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	237	9.6%
Kindergarten	60	2.4%
Elementary school	711	28.8%
High school	472	19.1%
College / grad school	988	40.0%

Employment

Industry of employment

Finance & real estate 27.5%

Professional & management 25.1%

Education & healthcare 14.1%

Arts, food & hospitality 6.1%

Manufacturing 5.7%

Retail trade 5.5%

Transportation & utilities 3.6%

Information 3.0%

Construction 2.9%

Other services 2.6%

Wholesale trade 2.4%

Public administration 1.4%

Agriculture & mining 0.2%

Occupation

Category	%
Management, business & arts	73.7%
Service	5.2%
Sales & office	16.2%
Natural resources & construction	1.2%
Production & transportation	3.7%

Employment type

Type	%
Private sector	91.2%
Government	5.2%
Self-employed	3.6%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	59.7%
Carpool	2.7%
Public transit	6.4%
Walk	5.9%
Work from home	22.8%
Other means	2.4%
Avg commute (minutes)	18.5

Poverty

All people 11.5%

Under 18 years 23.8%

18 and over 10.1%

Married-couple families 2.0%

Female-led households 45.6%

Income support

Source	% of households
Social Security	7.3%
Retirement income	5.9%
Supplemental Security	3.4%
Cash public assistance	1.4%
Food stamps / SNAP	5.3%

Health indicators

Condition	%
Obesity	27.3%
High blood pressure	24.9%
High cholesterol	25.0%
Diabetes	6.9%
Heart disease	3.3%
Stroke	1.9%
Asthma	8.4%
Arthritis	14.4%
Kidney disease	2.0%
Pulmonary disease	3.2%
Cancer	4.2%

Behavior / access	%
Smoking	11.6%
Binge drinking	19.0%
No physical activity	14.6%
Less than 7 hrs sleep	29.7%
Depression	19.5%
Fair or poor health	8.3%
Poor mental health	12.6%
Poor physical health	6.5%
No health insurance	12.2%
Visited doctor (checkup)	74.7%
Visited dentist	71.6%
Cholesterol screening	90.0%
Teeth loss	9.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	539	3.4%

Disability	%
Any disability	5.8%
Under 18	3.6%
18–64 years	4.7%
65 and over	23.4%

Health insurance coverage

Type	%
Private insurance	87.4%
Public insurance	12.9%
No insurance	3.8%
Uninsured under 19	1.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	17,311	96.2%
Spanish	199	1.1%
Other Indo-European	88	0.5%
Asian & Pacific Islander	37	0.2%
Other languages	74	0.4%

Place of birth & citizenship

Origin	Count	%
Native born (US)	16,808	93.4%
Born in same state	16,521	91.8%
Born in different state	5,428	30.2%
Foreign born	287	1.6%
Naturalized citizen	1,181	6.6%
Not a US citizen	848	71.8%

Ancestry

Ancestry	Count	%
Italian	2,734	15.2%
French	2,616	14.5%
Arab	709	3.9%
English	291	1.6%
Polish	101	0.6%

Ancestry	Count	%
Norwegian	43	0.2%
Irish	36	0.2%
German	32	0.2%
Dutch	17	0.1%

Technology access

Metric	% of households
Computer access	56.6%
Internet access	98.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 28203

What city is ZIP code 28203 in?

ZIP code 28203 is primarily assigned to Charlotte, North Carolina.

What county is ZIP code 28203 in?

ZIP code 28203 falls within Mecklenburg County, North Carolina.

How educated is the population of ZIP code 28203?

80% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Is ZIP code 28203 mostly rentals?

71% of occupied units in ZIP code 28203 are renter-occupied.

What is the typical home value in ZIP code 28203?

The median home value in ZIP code 28203 is $736,900.

What is the population of ZIP code 28203?

ZIP code 28203 has an estimated population of 17,989 residents, with a density of 5,744 people per square mile.

What timezone is ZIP code 28203 in?

ZIP code 28203 observes the EST timezone.