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North Carolina ZIP Codes
Mecklenburg County
Charlotte, NC
28206
28206 ZIP Code — Charlotte, NC
Mecklenburg County, North Carolina
ZIP code 28206 is located in
Charlotte ,
North Carolina ,
within Mecklenburg County .
It covers approximately 6.98 square miles and serves a population of
14,000 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 704 .
About ZIP code 28206
The housing stock consists of a significant share of large multi-unit buildings. Much of the housing stock is relatively new, reflecting recent development activity. Median home value is $199,700. Renters make up the majority at 64%, typical of denser urban areas.
Median household income is $45,555. Poverty affects 26% of residents, above the national average. SNAP benefit usage at 23% of households reflects economic stress in the area.
The dominant occupation class is management, business, and professional, with professional and management as the leading industry. The average commute of 24 minutes is near the national average. Remote work is prevalent — 21% of workers work from home.
Educational attainment is near the national average, with 27% of residents holding a bachelor's degree or higher.
Health indicators show elevated rates of diabetes (17%), smoking (25%) compared to national benchmarks. 20% of residents lack health insurance, above the national average.
Overall, ZIP code 28206 reflects a community defined by economic challenges above the national average, a high rate of remote workers, and elevated reliance on food assistance.
28206 ZIP code map
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Cities in ZIP code 28206
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Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
14,000
Population density
2,006 / sq mi
State FIPS
37
County FIPS
119
Geography
Land area
6.98 sq mi
Water area
0.00 sq mi
Latitude
35.2518
Longitude
-80.8209
Timezone
Eastern (ET)
Area code
704
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
71.3%
35.4%
44.4%
$50k – $100k
21.6%
30.7%
30.6%
$100k – $200k
5.0%
23.3%
19.1%
Over $200k
2.1%
10.6%
6.0%
Demographics & statistics
$45,555
Median household income
$199,700
Median home value
$1,127
Median monthly rent
26.8%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 3,425 24.5%
18 and over 10,575 75.5%
65 and over 1,345 9.6%
Median age 33.6 years
Race & ethnicity
Black or African American
58%
American Indian / Alaska Native
0.4%
Group Count %
Black or African American 9,195 58%
White 2,353 14.8%
Hispanic or Latino 1,851 11.7%
Other race 1,343 8.5%
Two or more races 655 4.1%
Asian 395 2.5%
American Indian / Alaska Native 59 0.4%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
71.3%
35.4%
44.4%
$50k – $100k
21.6%
30.7%
30.6%
$100k – $200k
5.0%
23.3%
19.1%
Over $200k
2.1%
10.6%
6.0%
Range % of households
Under $10k 5.1%
$10k–$15k 9.8%
$15k–$25k 10.6%
$25k–$35k 13.9%
$35k–$50k 16.2%
$50k–$75k 20.5%
$75k–$100k 6.7%
$100k–$150k 7.3%
$150k–$200k 4.2%
$200k+ 5.7%
Median income $45,555
Housing
Housing overview
Metric Value
Median home value $199,700
Median rent / month $1,127
Owner occupied 36.0%
Renter occupied 64.0%
Vacant 5.3%
Single-family detached 45.9%
Large apartment buildings 22.0%
Mobile homes 0.0%
Median rooms 4.6
Avg household size (owned) 2.50
Year built
Era %
2020 or later 1.0%
2010–2019 23.8%
2000–2009 19.0%
1990–1999 6.9%
1980–1989 6.9%
1970–1979 11.6%
1960–1969 11.0%
1950–1959 10.3%
1940–1949 4.9%
1939 or earlier 4.5%
Bedrooms
Size % of units
No bedroom (studio) 4.5%
1 bedroom 19.5%
2 bedrooms 33.1%
3 bedrooms 34.4%
4 bedrooms 6.5%
5+ bedrooms 2.1%
Vehicles per household
Vehicles % of households
No vehicle 14.5%
1 vehicle 45.6%
2 vehicles 31.2%
3 or more 8.6%
Heating fuel
Fuel type %
Utility gas 31.3%
Electricity 67.4%
Propane / LP gas 0.6%
Fuel oil 0.3%
Solar 0.1%
No fuel used 0.3%
Households & families
Household type Count %
Married-couple family 1,059 17.4%
Cohabiting couple 481 7.9%
Male householder, no spouse 2,022 33.2%
Female householder, no spouse 2,533 41.6%
Households with children under 18 1,269 20.8%
Households with seniors (65+) 1,147 18.8%
Average household size 2.23
Marital status
Status Male Female
Never married 59.3% 54.3%
Married 22.8% 20.7%
Separated 2.0% 2.7%
Widowed 2.3% 9.4%
Divorced 13.7% 12.9%
Education
Some HS, no diploma
11.7%
Some college, no degree
21.4%
Graduate / professional
9.2%
Metric %
HS diploma or higher 80.6%
Bachelor's or higher 26.8%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 119 3.9%
Kindergarten 298 9.9%
Elementary school 1,417 47.0%
High school 490 16.3%
College / grad school 691 22.9%
Employment
Industry of employment
Professional & management
16.4%
Education & healthcare
14.5%
Transportation & utilities
10.8%
Finance & real estate
10.2%
Arts, food & hospitality
9.6%
Public administration
2.1%
Agriculture & mining
0.1%
Occupation
Category %
Management, business & arts 29.8%
Service 15.4%
Sales & office 25.4%
Natural resources & construction 9.0%
Production & transportation 20.4%
Employment type
Type %
Private sector 89.9%
Government 7.2%
Self-employed 2.9%
Unpaid family workers 0.0%
Commute
Method %
Drive alone 59.0%
Carpool 9.8%
Public transit 7.3%
Walk 0.5%
Work from home 21.3%
Other means 2.1%
Avg commute (minutes) 23.7
Poverty
Married-couple families
8.6%
Female-led households
30.6%
Income support
Source % of households
Social Security 22.7%
Retirement income 9.1%
Supplemental Security 7.4%
Cash public assistance 1.3%
Food stamps / SNAP 23.4%
Health indicators
Condition %
Obesity 42.1%
High blood pressure 42.6%
High cholesterol 30.1%
Diabetes 16.5%
Heart disease 6.6%
Stroke 5.1%
Asthma 11.2%
Arthritis 23.1%
Kidney disease 4.0%
Pulmonary disease 7.7%
Cancer 4.4%
Behavior / access %
Smoking 25.0%
Binge drinking 13.1%
No physical activity 32.6%
Less than 7 hrs sleep 41.0%
Depression 19.7%
Fair or poor health 23.5%
Poor mental health 16.5%
Poor physical health 14.0%
No health insurance 26.9%
Visited doctor (checkup) 80.1%
Visited dentist 46.9%
Cholesterol screening 87.8%
Teeth loss 26.5%
Veterans & disability
Veterans Count %
Civilian veterans 368 3.5%
Disability %
Any disability 9.4%
Under 18 1.5%
18–64 years 8.3%
65 and over 36.9%
Health insurance coverage
Type %
Private insurance 44.4%
Public insurance 41.5%
No insurance 20.3%
Uninsured under 19 11.3%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 13,077 93.4%
Spanish 1,880 14.4%
Other Indo-European 1,227 9.4%
Asian & Pacific Islander 475 3.6%
Other languages 82 0.6%
Place of birth & citizenship
Origin Count %
Native born (US) 11,745 83.9%
Born in same state 11,607 82.9%
Born in different state 7,354 52.5%
Foreign born 138 1.0%
Naturalized citizen 2,255 16.1%
Not a US citizen 579 25.7%
Ancestry
Ancestry Count %
Arab 893 6.4%
Italian 338 2.4%
French 215 1.5%
Ancestry Count %
English 44 0.3%
Polish 14 0.1%
Norwegian 4 0%
Technology access
Metric % of households
Computer access 43.5%
Internet access 89.6%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 28206
What city is ZIP code 28206 in?
ZIP code 28206 is primarily assigned to Charlotte, North Carolina.
What county is ZIP code 28206 in?
ZIP code 28206 falls within Mecklenburg County, North Carolina.
Is ZIP code 28206 mostly rentals?
64% of occupied units in ZIP code 28206 are renter-occupied.
What is the poverty rate in ZIP code 28206?
26% of residents in ZIP code 28206 live below the poverty line, above the national average.
What are the health statistics for ZIP code 28206?
Health data for ZIP code 28206 shows elevated rates of diabetes (17%) and smoking (25%) compared to national benchmarks.
What is the median household income in ZIP code 28206?
The median household income in ZIP code 28206 is $45,555, below the national median of ~$75,000.
What timezone is ZIP code 28206 in?
ZIP code 28206 observes the EST timezone.
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