28202 ZIP Code — Charlotte, NC

Mecklenburg County, North Carolina

ZIP code 28202 is located in Charlotte, North Carolina, within Mecklenburg County. It covers approximately 1.80 square miles and serves a population of 16,150 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 704/980.

About ZIP code 28202

The housing stock consists of a significant share of large multi-unit buildings. Much of the housing stock is relatively new, reflecting recent development activity. Median home value is $392,300. Renters make up the majority at 73%, typical of denser urban areas.

The gap between median ($95,273) and mean household income suggests income inequality — a small number of higher earners pull the average up.

The dominant occupation class is management, business, and professional, with professional and management as the leading industry. The average commute of 20 minutes is near the national average. Remote work is prevalent — 27% of workers work from home.

Educational attainment is high — 61% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 28202 reflects a community defined by a highly educated population and a high rate of remote workers.

16,150

population

1.80

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

28202 ZIP code map

Cities in ZIP code 28202

Below are the cities the US Postal Service accepts for ZIP code 28202. Using any city not on this list may result in mail delivery delays.

City	Status
Charlotte	Preferred

Nearby ZIP codes

28290 Charlotte (0.1 mi) 28288 Charlotte (0.1 mi) 28243 Charlotte (0.1 mi) 28255 Charlotte (0.1 mi) 28296 Charlotte (0.1 mi) 28289 Charlotte (0.1 mi) 28228 Charlotte (0.1 mi) 28242 Charlotte (0.1 mi) 28253 Charlotte (0.1 mi) 28258 Charlotte (0.1 mi) 28244 Charlotte (0.1 mi) 28282 Charlotte (0.3 mi)

Demographics updated 05/2026

Population
Total population	16,150
Population density	8,972 / sq mi
State FIPS	37
County FIPS	119

Geography
Land area	1.80 sq mi
Water area	0.00 sq mi
Latitude	35.2276
Longitude	-80.8438
Timezone	Eastern (ET)
Area code	704/980

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	23.7%	35.4%	44.4%
$50k – $100k	25.8%	30.7%	30.6%
$100k – $200k	33.0%	23.3%	19.1%
Over $200k	17.5%	10.6%	6.0%

Demographics & statistics

16,150

Population

8,972

People per sq mi

30.4

Median age

$95,273

Median household income

$77,781

Per capita income

$392,300

Median home value

$1,765

Median monthly rent

26.8%

Home ownership

10.8%

Poverty rate

1.8%

Unemployment

4,421

Housing units

60.9%

Bachelor's or higher

Age distribution

Male Female

148

Under 5

103

251

5–9

176

10–14

395

15–19

276

1,735

20–24

1,214

3,153

25–34

2,206

1,249

35–44

874

1,011

45–54

708

382

55–59

268

442

60–64

309

477

65–74

334

121

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	876	5.4%
18 and over	15,274	94.6%
65 and over	1,098	6.8%
Median age	30.4 years

Race & ethnicity

White 52%

Black or African American 22.4%

Hispanic or Latino 8.2%

Two or more races 7.4%

Asian 6.1%

Other race 3.4%

American Indian / Alaska Native 0.4%

Group	Count	%
White	9,158	52%
Black or African American	3,946	22.4%
Hispanic or Latino	1,447	8.2%
Two or more races	1,298	7.4%
Asian	1,075	6.1%
Other race	596	3.4%
American Indian / Alaska Native	77	0.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	23.7%	35.4%	44.4%
$50k – $100k	25.8%	30.7%	30.6%
$100k – $200k	33.0%	23.3%	19.1%
Over $200k	17.5%	10.6%	6.0%

Under $10k 4.7%

$10k–$15k 3.7%

$15k–$25k 5.8%

$25k–$35k 8.2%

$35k–$50k 3.1%

$50k–$75k 12.7%

$75k–$100k 14.1%

$100k–$150k 22.3%

$150k–$200k 8.4%

$200k+ 17.0%

Range	% of households
Under $10k	4.7%
$10k–$15k	3.7%
$15k–$25k	5.8%
$25k–$35k	8.2%
$35k–$50k	3.1%
$50k–$75k	12.7%
$75k–$100k	14.1%
$100k–$150k	22.3%
$150k–$200k	8.4%
$200k+	17.0%
Median income	$95,273

Housing

Home values

Under $50k 0.6%

$50k–$100k 1.4%

$100k–$150k 0.7%

$150k–$200k 2.2%

$200k–$300k 17.2%

$300k–$500k 41.5%

$500k–$1M 28.7%

$1M+ 7.7%

Housing overview

Metric	Value
Median home value	$392,300
Median rent / month	$1,765
Owner occupied	26.8%
Renter occupied	73.2%
Vacant	18.5%
Single-family detached	5.1%
Large apartment buildings	79.8%
Mobile homes	1.3%
Median rooms	3.2
Avg household size (owned)	1.68

Year built

Era	%
2020 or later	0.8%
2010–2019	35.7%
2000–2009	32.0%
1990–1999	14.5%
1980–1989	7.0%
1970–1979	2.5%
1960–1969	0.7%
1950–1959	1.0%
1940–1949	0.2%
1939 or earlier	5.7%

Bedrooms

Size	% of units
No bedroom (studio)	12.7%
1 bedroom	41.1%
2 bedrooms	31.0%
3 bedrooms	13.7%
4 bedrooms	1.4%
5+ bedrooms	0.1%

Vehicles per household

Vehicles	% of households
No vehicle	12.0%
1 vehicle	59.5%
2 vehicles	25.0%
3 or more	3.5%

Heating fuel

Fuel type	%
Utility gas	13.0%
Electricity	85.4%
Propane / LP gas	0.8%
Fuel oil	0.1%
No fuel used	0.7%

Households & families

Household type	Count	%
Married-couple family	1,742	19.5%
Cohabiting couple	516	5.8%
Male householder, no spouse	4,227	47.3%
Female householder, no spouse	2,456	27.5%
Households with children under 18	563	6.3%
Households with seniors (65+)	921	10.3%
Average household size	1.54

Marital status

Status	Male	Female
Never married	66.4%	59.2%
Married	23.5%	29.0%
Separated	0.6%	0.6%
Widowed	1.4%	1.1%
Divorced	8.1%	10.0%

Education

Less than 9th grade 0.8%

Some HS, no diploma 4.4%

HS graduate 12.1%

Some college, no degree 15.5%

Associate's degree 6.2%

Bachelor's degree 37.3%

Graduate / professional 23.6%

Metric	%
HS diploma or higher	94.8%
Bachelor's or higher	60.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	105	4.1%
Kindergarten	27	1.1%
Elementary school	481	18.8%
High school	88	3.4%
College / grad school	1,852	72.5%

Employment

Industry of employment

Finance & real estate 26.3%

Professional & management 19.0%

Education & healthcare 12.6%

Arts, food & hospitality 8.6%

Retail trade 6.9%

Transportation & utilities 6.8%

Manufacturing 5.0%

Construction 4.2%

Wholesale trade 4.1%

Other services 3.4%

Information 1.3%

Public administration 1.0%

Agriculture & mining 0.7%

Occupation

Category	%
Management, business & arts	64.7%
Service	10.1%
Sales & office	16.9%
Natural resources & construction	2.9%
Production & transportation	5.4%

Employment type

Type	%
Private sector	91.0%
Government	6.2%
Self-employed	2.7%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	42.7%
Carpool	2.3%
Public transit	2.5%
Walk	23.4%
Work from home	27.1%
Other means	2.0%
Avg commute (minutes)	20.3

Poverty

All people 10.8%

Under 18 years 43.6%

18 and over 9.0%

Married-couple families 1.4%

Female-led households 53.7%

Income support

Source	% of households
Social Security	8.2%
Retirement income	6.0%
Supplemental Security	1.8%
Cash public assistance	0.3%
Food stamps / SNAP	6.4%

Health indicators

Condition	%
Obesity	25.0%
High blood pressure	19.5%
High cholesterol	19.8%
Diabetes	4.7%
Heart disease	2.3%
Stroke	1.3%
Asthma	8.1%
Arthritis	9.8%
Kidney disease	1.4%
Pulmonary disease	2.4%
Cancer	2.8%

Behavior / access	%
Smoking	11.1%
Binge drinking	21.3%
No physical activity	13.4%
Less than 7 hrs sleep	29.6%
Depression	19.3%
Fair or poor health	6.8%
Poor mental health	13.4%
Poor physical health	5.3%
No health insurance	13.9%
Visited doctor (checkup)	72.2%
Visited dentist	70.0%
Cholesterol screening	85.9%
Teeth loss	8.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	674	4.4%

Disability	%
Any disability	4.6%
Under 18	0.0%
18–64 years	3.4%
65 and over	22.1%

Health insurance coverage

Type	%
Private insurance	85.5%
Public insurance	14.3%
No insurance	6.5%
Uninsured under 19	0.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	15,899	98.4%
Spanish	391	2.5%
Other Indo-European	207	1.3%
Asian & Pacific Islander	63	0.4%
Other languages	115	0.7%

Place of birth & citizenship

Origin	Count	%
Native born (US)	14,182	87.8%
Born in same state	13,892	86.0%
Born in different state	5,107	31.6%
Foreign born	290	1.8%
Naturalized citizen	1,968	12.2%
Not a US citizen	999	50.8%

Ancestry

Ancestry	Count	%
French	1,812	11.2%
Italian	1,678	10.4%
Arab	393	2.4%
Polish	113	0.7%
Dutch	89	0.6%

Ancestry	Count	%
Irish	78	0.5%
German	55	0.3%
English	43	0.3%
Norwegian	10	0.1%

Technology access

Metric	% of households
Computer access	55.4%
Internet access	96.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 28202

What city is ZIP code 28202 in?

ZIP code 28202 is primarily assigned to Charlotte, North Carolina.

What county is ZIP code 28202 in?

ZIP code 28202 falls within Mecklenburg County, North Carolina.

Is ZIP code 28202 mostly rentals?

73% of occupied units in ZIP code 28202 are renter-occupied.

How educated is the population of ZIP code 28202?

61% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the typical home value in ZIP code 28202?

The median home value in ZIP code 28202 is $392,300.

What is the population of ZIP code 28202?

ZIP code 28202 has an estimated population of 16,150 residents, with a density of 8,952 people per square mile.

What timezone is ZIP code 28202 in?

ZIP code 28202 observes the EST timezone.