28208 ZIP Code — Charlotte, NC

Mecklenburg County, North Carolina

ZIP code 28208 is located in Charlotte, North Carolina, within Mecklenburg County. It covers approximately 20.24 square miles and serves a population of 40,502 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 704.

About ZIP code 28208

The housing stock consists of a mix of housing types. Most homes were built in the 1960s, giving the area an established character. Median home value is $169,200. Renters make up the majority at 60%, typical of denser urban areas.

Median household income is $48,819. Poverty affects 21% of residents, above the national average. SNAP benefit usage at 26% of households reflects economic stress in the area.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 24 minutes is near the national average.

Educational attainment is near the national average, with 24% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (23%) compared to national benchmarks. 17% of residents lack health insurance, above the national average.

Overall, ZIP code 28208 reflects a community defined by economic challenges above the national average and elevated reliance on food assistance.

40,502
population
20.24
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
28208 ZIP code map
Cities in ZIP code 28208

Below are the cities the US Postal Service accepts for ZIP code 28208. Using any city not on this list may result in mail delivery delays.

City Status
Charlotte Preferred
Nearby ZIP codes
28203 Charlotte (3.4 mi) 28282 Charlotte (3.7 mi) 28287 Charlotte (3.7 mi) 28281 Charlotte (3.7 mi) 28280 Charlotte (3.7 mi) 28285 Charlotte (3.7 mi) 28284 Charlotte (3.7 mi) 28246 Charlotte (3.7 mi) 28202 Charlotte (3.7 mi) 28243 Charlotte (3.7 mi) 28258 Charlotte (3.7 mi) 28253 Charlotte (3.7 mi)
Demographics updated 05/2026
Population
Total population 40,502
Population density 2,001 / sq mi
State FIPS 37
County FIPS 119
Geography
Land area 20.24 sq mi
Water area 0.03 sq mi
Latitude 35.2359
Longitude -80.9085
Timezone Eastern (ET)
Area code 704
Total population by age
Gender
Race & ethnicity
Economics updated 05/2026
Household income
Income range This ZIP County avg State avg
Under $50k 59.1% 35.4% 44.4%
$50k – $100k 27.4% 30.7% 30.6%
$100k – $200k 11.3% 23.3% 19.1%
Over $200k 2.2% 10.6% 6.0%

Demographics & statistics

40,502
Population
2,001
People per sq mi
31.4
Median age
$48,819
Median household income
$29,756
Per capita income
$169,200
Median home value
$1,124
Median monthly rent
39.6%
Home ownership
20.5%
Poverty rate
8.9%
Unemployment
7,880
Housing units
24.1%
Bachelor's or higher

Age distribution

Male Female
1,315
Under 5
1,365
1,668
5–9
1,733
1,142
10–14
1,186
1,490
15–19
1,548
1,256
20–24
1,305
4,128
25–34
4,286
2,353
35–44
2,444
2,212
45–54
2,296
1,148
55–59
1,193
1,016
60–64
1,056
1,445
65–74
1,500
472
75–84
490
223
85+
232
← Male
Female →

Age summary

GroupCount%
Under 1810,07524.9%
18 and over30,42775.1%
65 and over4,36210.8%
Median age31.4 years

Race & ethnicity

Black or African American 55.1%
White 15.4%
Hispanic or Latino 10.6%
Other race 9%
Two or more races 5.3%
Asian 4.5%
American Indian / Alaska Native 0.2%
GroupCount%
Black or African American24,95355.1%
White6,97315.4%
Hispanic or Latino4,81510.6%
Other race4,0619%
Two or more races2,3975.3%
Asian2,0374.5%
American Indian / Alaska Native810.2%

Household income

Income range This ZIP County avg State avg
Under $50k 59.1% 35.4% 44.4%
$50k – $100k 27.4% 30.7% 30.6%
$100k – $200k 11.3% 23.3% 19.1%
Over $200k 2.2% 10.6% 6.0%
Under $10k 7.6%
$10k–$15k 7.6%
$15k–$25k 9.6%
$25k–$35k 9.7%
$35k–$50k 16.9%
$50k–$75k 17.5%
$75k–$100k 11.0%
$100k–$150k 10.5%
$150k–$200k 5.4%
$200k+ 4.4%
Range% of households
Under $10k7.6%
$10k–$15k7.6%
$15k–$25k9.6%
$25k–$35k9.7%
$35k–$50k16.9%
$50k–$75k17.5%
$75k–$100k11.0%
$100k–$150k10.5%
$150k–$200k5.4%
$200k+4.4%
Median income$48,819

Housing

Home values

Under $50k 3.2%
$50k–$100k 11.9%
$100k–$150k 23.2%
$150k–$200k 25.3%
$200k–$300k 14.6%
$300k–$500k 14.1%
$500k–$1M 7.3%
$1M+ 0.5%

Housing overview

MetricValue
Median home value$169,200
Median rent / month$1,124
Owner occupied39.6%
Renter occupied60.4%
Vacant9.1%
Single-family detached58.2%
Large apartment buildings8.0%
Mobile homes1.4%
Median rooms4.9
Avg household size (owned)2.51

Year built

Era%
2020 or later0.4%
2010–201910.9%
2000–200914.0%
1990–19996.6%
1980–19895.9%
1970–197913.9%
1960–196915.0%
1950–195912.7%
1940–194911.0%
1939 or earlier9.5%

Bedrooms

Size% of units
No bedroom (studio)1.3%
1 bedroom10.8%
2 bedrooms36.1%
3 bedrooms43.9%
4 bedrooms6.8%
5+ bedrooms1.1%

Vehicles per household

Vehicles% of households
No vehicle13.0%
1 vehicle43.9%
2 vehicles27.5%
3 or more15.6%

Heating fuel

Fuel type%
Utility gas42.5%
Electricity55.0%
Propane / LP gas1.0%
Fuel oil0.5%
Wood0.2%
No fuel used0.6%

Households & families

Household typeCount%
Married-couple family3,74023.6%
Cohabiting couple1,2868.1%
Male householder, no spouse4,14326.1%
Female householder, no spouse6,69842.2%
Households with children under 184,58928.9%
Households with seniors (65+)3,51522.2%
Average household size2.54

Marital status

StatusMaleFemale
Never married59.4%48.2%
Married27.9%25.9%
Separated2.9%4.0%
Widowed2.2%8.0%
Divorced7.6%13.9%

Education

Less than 9th grade 6.1%
Some HS, no diploma 13.8%
HS graduate 30.9%
Some college, no degree 18.9%
Associate's degree 6.1%
Bachelor's degree 16.2%
Graduate / professional 8.0%
Metric%
HS diploma or higher80.1%
Bachelor's or higher24.1%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool5965.9%
Kindergarten8398.3%
Elementary school4,53245.0%
High school2,03420.2%
College / grad school2,06620.5%

Employment

Industry of employment

Education & healthcare 17.6%
Professional & management 14.5%
Transportation & utilities 11.4%
Retail trade 11.1%
Arts, food & hospitality 9.7%
Finance & real estate 8.5%
Construction 7.6%
Manufacturing 7.5%
Other services 4.2%
Public administration 3.5%
Wholesale trade 2.8%
Information 1.2%
Agriculture & mining 0.5%

Occupation

Category%
Management, business & arts30.6%
Service17.6%
Sales & office22.4%
Natural resources & construction7.9%
Production & transportation21.5%

Employment type

Type%
Private sector85.0%
Government10.9%
Self-employed4.1%
Unpaid family workers0.0%

Commute

Method%
Drive alone70.7%
Carpool9.1%
Public transit5.7%
Walk0.7%
Work from home11.9%
Other means1.9%
Avg commute (minutes)23.9

Poverty

All people 20.5%
Under 18 years 34.6%
18 and over 15.9%
Married-couple families 6.5%
Female-led households 27.2%

Income support

Source% of households
Social Security24.8%
Retirement income15.0%
Supplemental Security8.0%
Cash public assistance2.3%
Food stamps / SNAP25.5%

Health indicators

Condition%
Obesity39.4%
High blood pressure40.3%
High cholesterol29.6%
Diabetes14.7%
Heart disease6.1%
Stroke4.5%
Asthma11.0%
Arthritis22.3%
Kidney disease3.6%
Pulmonary disease7.1%
Cancer4.6%
Behavior / access%
Smoking23.0%
Binge drinking13.0%
No physical activity30.4%
Less than 7 hrs sleep39.9%
Depression19.8%
Fair or poor health20.7%
Poor mental health16.2%
Poor physical health12.7%
No health insurance25.0%
Visited doctor (checkup)80.2%
Visited dentist50.5%
Cholesterol screening88.3%
Teeth loss22.6%

Veterans & disability

VeteransCount%
Civilian veterans1,5625.2%
Disability%
Any disability15.5%
Under 186.8%
18–64 years14.9%
65 and over39.5%

Health insurance coverage

Type%
Private insurance46.5%
Public insurance43.4%
No insurance17.0%
Uninsured under 1911.1%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only37,82293.4%
Spanish3,2338.5%
Other Indo-European2,2455.9%
Asian & Pacific Islander970.3%
Other languages8202.2%

Place of birth & citizenship

OriginCount%
Native born (US)35,78788.4%
Born in same state35,16586.8%
Born in different state23,77458.7%
Foreign born6221.5%
Naturalized citizen4,71511.6%
Not a US citizen1,70136.1%

Ancestry

AncestryCount%
Arab1,1332.8%
Italian9422.3%
French5871.4%
English1570.4%
AncestryCount%
German700.2%
Irish500.1%
Norwegian400.1%
Polish140%

Technology access

Metric% of households
Computer access39.2%
Internet access92.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 28208

What city is ZIP code 28208 in?

ZIP code 28208 is primarily assigned to Charlotte, North Carolina.

What county is ZIP code 28208 in?

ZIP code 28208 falls within Mecklenburg County, North Carolina.

Is ZIP code 28208 mostly rentals?

60% of occupied units in ZIP code 28208 are renter-occupied.

What is the poverty rate in ZIP code 28208?

21% of residents in ZIP code 28208 live below the poverty line, above the national average.

What is the typical home value in ZIP code 28208?

The median home value in ZIP code 28208 is $169,200.

What is the population of ZIP code 28208?

ZIP code 28208 has an estimated population of 40,502 residents, with a density of 2,001 people per square mile.

What timezone is ZIP code 28208 in?

ZIP code 28208 observes the EST timezone.

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