28227 ZIP Code — Charlotte, NC
Mecklenburg County, North Carolina
ZIP code 28227 is located in Charlotte, North Carolina, within Mecklenburg County. It covers approximately 40.16 square miles and serves a population of 59,904 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 704.
About ZIP code 28227
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $276,100. Owner-occupancy sits near the national average at 68%.
Median household income is $72,119. 32% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 28 minutes is near the national average.
Educational attainment is near the national average, with 30% of residents holding a bachelor's degree or higher.
59,904
population
40.16
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
28227 ZIP code map
Cities in ZIP code 28227
Below are the cities the US Postal Service accepts for ZIP code 28227. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Charlotte | Acceptable |
| Charlotte | Preferred |
Nearby ZIP codes
28263 Charlotte (2.9 mi)
28215 Charlotte (5.3 mi)
28212 Charlotte (5.6 mi)
28079 Indian Trail (5.6 mi)
28105 Matthews (6.2 mi)
28075 Harrisburg (7.8 mi)
28104 Matthews (8 mi)
28270 Charlotte (8.1 mi)
28205 Charlotte (8.1 mi)
28211 Charlotte (8.1 mi)
28107 Midland (8.3 mi)
28213 Charlotte (8.3 mi)
Demographics
updated 06/2026
| Population | |
|---|---|
| Total population | 59,904 |
| Population density | 1,492 / sq mi |
| State FIPS | 37 |
| County FIPS | 119 |
| Geography | |
|---|---|
| Land area | 40.16 sq mi |
| Water area | 0.32 sq mi |
| Latitude | 35.1854 |
| Longitude | -80.6493 |
| Timezone | Eastern (ET) |
| Area code | 704 |
Total population by age
Gender
Race & ethnicity
Economics
updated 06/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 39.0% | 35.4% | 44.4% |
| $50k – $100k | 35.8% | 30.7% | 30.6% |
| $100k – $200k | 20.5% | 23.3% | 19.1% |
| Over $200k | 4.7% | 10.6% | 6.0% |
Demographics & statistics
59,904
Population
1,492
People per sq mi
38.4
Median age
$72,119
Median household income
$33,754
Per capita income
$276,100
Median home value
$1,356
Median monthly rent
68.0%
Home ownership
11.7%
Poverty rate
5.8%
Unemployment
16,109
Housing units
30.0%
Bachelor's or higher
Age distribution
Male
Female
1,680
Under 5
1,850
1,761
5–9
1,939
1,950
10–14
2,147
2,019
15–19
2,224
1,570
20–24
1,729
3,829
25–34
4,216
3,869
35–44
4,262
3,938
45–54
4,337
1,950
55–59
2,148
1,729
60–64
1,904
2,586
65–74
2,848
1,313
75–84
1,446
314
85+
346
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 13,926 | 23.2% |
| 18 and over | 45,978 | 76.8% |
| 65 and over | 8,853 | 14.8% |
| Median age | 38.4 years | |
Race & ethnicity
White
43.5%
Black or African American
26.7%
Hispanic or Latino
11.8%
Other race
9.2%
Two or more races
4.4%
Asian
4.3%
American Indian / Alaska Native
0.1%
| Group | Count | % |
|---|---|---|
| White | 29,587 | 43.5% |
| Black or African American | 18,108 | 26.7% |
| Hispanic or Latino | 8,039 | 11.8% |
| Other race | 6,236 | 9.2% |
| Two or more races | 2,965 | 4.4% |
| Asian | 2,947 | 4.3% |
| American Indian / Alaska Native | 61 | 0.1% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 39.0% | 35.4% | 44.4% |
| $50k – $100k | 35.8% | 30.7% | 30.6% |
| $100k – $200k | 20.5% | 23.3% | 19.1% |
| Over $200k | 4.7% | 10.6% | 6.0% |
Under $10k
2.6%
$10k–$15k
3.4%
$15k–$25k
6.2%
$25k–$35k
8.7%
$35k–$50k
12.5%
$50k–$75k
18.1%
$75k–$100k
15.7%
$100k–$150k
16.9%
$150k–$200k
8.8%
$200k+
7.3%
| Range | % of households |
|---|---|
| Under $10k | 2.6% |
| $10k–$15k | 3.4% |
| $15k–$25k | 6.2% |
| $25k–$35k | 8.7% |
| $35k–$50k | 12.5% |
| $50k–$75k | 18.1% |
| $75k–$100k | 15.7% |
| $100k–$150k | 16.9% |
| $150k–$200k | 8.8% |
| $200k+ | 7.3% |
| Median income | $72,119 |
Housing
Home values
Under $50k
2.8%
$50k–$100k
1.8%
$100k–$150k
7.4%
$150k–$200k
14.0%
$200k–$300k
30.8%
$300k–$500k
31.9%
$500k–$1M
10.0%
$1M+
1.4%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $276,100 |
| Median rent / month | $1,356 |
| Owner occupied | 68.0% |
| Renter occupied | 32.0% |
| Vacant | 6.0% |
| Single-family detached | 78.0% |
| Large apartment buildings | 6.1% |
| Mobile homes | 2.6% |
| Median rooms | 6.0 |
| Avg household size (owned) | 2.75 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.4% |
| 2010–2019 | 9.3% |
| 2000–2009 | 16.9% |
| 1990–1999 | 14.2% |
| 1980–1989 | 29.9% |
| 1970–1979 | 19.9% |
| 1960–1969 | 4.0% |
| 1950–1959 | 3.7% |
| 1940–1949 | 0.7% |
| 1939 or earlier | 1.1% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 0.7% |
| 1 bedroom | 4.3% |
| 2 bedrooms | 15.6% |
| 3 bedrooms | 54.7% |
| 4 bedrooms | 19.1% |
| 5+ bedrooms | 5.6% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 3.3% |
| 1 vehicle | 28.5% |
| 2 vehicles | 45.2% |
| 3 or more | 23.1% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 49.1% |
| Electricity | 48.8% |
| Propane / LP gas | 1.2% |
| Fuel oil | 0.6% |
| Wood | 0.1% |
| No fuel used | 0.1% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 10,511 | 48.5% |
| Cohabiting couple | 1,882 | 8.7% |
| Male householder, no spouse | 2,790 | 12.9% |
| Female householder, no spouse | 6,469 | 29.9% |
| Households with children under 18 | 7,570 | 35.0% |
| Households with seniors (65+) | 6,216 | 28.7% |
| Average household size | 2.76 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 37.4% | 33.4% |
| Married | 52.1% | 43.3% |
| Separated | 0.6% | 2.6% |
| Widowed | 1.9% | 8.7% |
| Divorced | 7.9% | 12.1% |
Education
Less than 9th grade
6.1%
Some HS, no diploma
5.0%
HS graduate
25.0%
Some college, no degree
24.4%
Associate's degree
9.6%
Bachelor's degree
21.2%
Graduate / professional
8.8%
| Metric | % |
|---|---|
| HS diploma or higher | 88.9% |
| Bachelor's or higher | 30.0% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 894 | 6.3% |
| Kindergarten | 434 | 3.1% |
| Elementary school | 6,346 | 44.8% |
| High school | 3,513 | 24.8% |
| College / grad school | 2,973 | 21.0% |
Employment
Industry of employment
Education & healthcare
19.5%
Retail trade
13.0%
Finance & real estate
11.2%
Professional & management
10.9%
Construction
9.5%
Manufacturing
8.5%
Arts, food & hospitality
7.3%
Transportation & utilities
6.7%
Other services
4.4%
Wholesale trade
3.4%
Public administration
3.2%
Information
2.3%
Agriculture & mining
0.4%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 37.8% |
| Service | 12.8% |
| Sales & office | 24.5% |
| Natural resources & construction | 11.0% |
| Production & transportation | 13.9% |
Employment type
| Type | % |
|---|---|
| Private sector | 83.9% |
| Government | 10.0% |
| Self-employed | 6.0% |
| Unpaid family workers | 0.2% |
Commute
| Method | % |
|---|---|
| Drive alone | 71.7% |
| Carpool | 11.7% |
| Public transit | 0.6% |
| Walk | 0.6% |
| Work from home | 14.6% |
| Other means | 0.8% |
| Avg commute (minutes) | 28.3 |
Poverty
All people
11.7%
Under 18 years
19.0%
18 and over
9.5%
Married-couple families
5.0%
Female-led households
21.7%
Income support
| Source | % of households |
|---|---|
| Social Security | 31.5% |
| Retirement income | 18.7% |
| Supplemental Security | 4.3% |
| Cash public assistance | 2.5% |
| Food stamps / SNAP | 9.8% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 31.5% |
| High blood pressure | 32.2% |
| High cholesterol | 31.7% |
| Diabetes | 9.9% |
| Heart disease | 5.4% |
| Stroke | 2.9% |
| Asthma | 9.0% |
| Arthritis | 20.5% |
| Kidney disease | 2.7% |
| Pulmonary disease | 5.7% |
| Cancer | 5.6% |
| Behavior / access | % |
|---|---|
| Smoking | 17.3% |
| Binge drinking | 15.8% |
| No physical activity | 21.9% |
| Less than 7 hrs sleep | 32.7% |
| Depression | 20.4% |
| Fair or poor health | 13.0% |
| Poor mental health | 14.0% |
| Poor physical health | 9.7% |
| No health insurance | 19.2% |
| Visited doctor (checkup) | 77.1% |
| Visited dentist | 63.8% |
| Cholesterol screening | 90.0% |
| Teeth loss | 11.8% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 2,928 | 6.4% |
| Disability | % |
|---|---|
| Any disability | 10.2% |
| Under 18 | 3.1% |
| 18–64 years | 8.6% |
| 65 and over | 28.7% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 64.5% |
| Public insurance | 33.0% |
| No insurance | 13.7% |
| Uninsured under 19 | 8.0% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 56,374 | 94.1% |
| Spanish | 5,367 | 9.5% |
| Other Indo-European | 3,134 | 5.6% |
| Asian & Pacific Islander | 823 | 1.5% |
| Other languages | 1,143 | 2.0% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 50,134 | 83.7% |
| Born in same state | 49,027 | 81.8% |
| Born in different state | 26,506 | 44.2% |
| Foreign born | 1,107 | 1.8% |
| Naturalized citizen | 9,770 | 16.3% |
| Not a US citizen | 4,174 | 42.7% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| French | 5,806 | 9.7% |
| Italian | 4,522 | 7.5% |
| Arab | 3,271 | 5.5% |
| German | 601 | 1% |
| Irish | 381 | 0.6% |
| Ancestry | Count | % |
|---|---|---|
| English | 325 | 0.5% |
| Polish | 224 | 0.4% |
| Norwegian | 92 | 0.2% |
| Dutch | 30 | 0.1% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 36.1% |
| Internet access | 97.3% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 28227
What part of Charlotte is ZIP code 28227?
ZIP code 28227 covers a portion of Charlotte, North Carolina, within Mecklenburg County.
What county is ZIP code 28227 in?
ZIP code 28227 falls within Mecklenburg County, North Carolina.
What is the population of ZIP code 28227?
ZIP code 28227 has an estimated population of 59,904 residents, with a density of 1,492 people per square mile.
What is the typical home value in ZIP code 28227?
The median home value in ZIP code 28227 is $276,100.
What is the median household income in ZIP code 28227?
The median household income in ZIP code 28227 is $72,119, below the national median of ~$75,000.
What timezone is ZIP code 28227 in?
ZIP code 28227 observes the EST timezone.