Matthews ZIP Codes — Union County, NC

There are 3 unique ZIP codes in Matthews, North Carolina. Area code: 704/980.

ZIP codes

52.84

sq mi land

0.49

sq mi water

704/980

area code

Matthews, NC ZIP code map

About Matthews, NC

Matthews, North Carolina, is a charming suburban city located just outside of Charlotte. Known for its friendly community and vibrant atmosphere, Matthews has become a popular residential area within Union County. The city blends small-town charm with modern amenities, making it an appealing destination for families and individuals alike.

Location & geography

Matthews is situated approximately 15 miles southeast of the bustling city of Charlotte, bordered by several other growing communities. Nearby cities include Mint Hill to the north (about 4 miles), Indian Trail to the south (approximately 6 miles), and Monroe to the southeast (roughly 8 miles). The city covers a land area of 29.60 square miles, with an additional 0.33 square miles of water, offering a mix of urban and natural landscapes.

Community & economy

The character of Matthews is defined by its strong community spirit and family-friendly atmosphere, highlighted by local events and activities throughout the year. The city boasts a diverse economy with a variety of industries, including retail, healthcare, and professional services that support the local populace. Daily life in Matthews often involves enjoying the city's parks, participating in community events, and exploring the growing number of dining and shopping options.

Transportation

Major highways such as U.S. Route 74 and Interstate 485 provide easy access to and from Matthews, linking residents to surrounding areas. The nearest major airport is Charlotte Douglas International Airport, located about 20 miles to the west. Public transit options are available through the Charlotte Area Transit System (CATS), which connects Matthews to larger urban centers.

History

Matthews was founded in the mid-1800s and originally developed as a railroad town, named after a local landowner, Willie Matthews. Over the years, the city transformed from an agricultural base into a vibrant suburban community, with significant growth occurring in the late 20th century due to its proximity to Charlotte. Notable events include the annual Matthews Alive festival, which celebrates community spirit and local culture.

Did you know?

One surprising fact about Matthews is its designation as a Tree City USA, reflecting its commitment to maintaining green spaces and promoting urban forestry. Additionally, the city is home to the historic Matthews Depot, a key site in its early development.

ZIP codes for Matthews, NC (3)

ZIP code	City	County	Map
28104	Matthews	Union	View map
28105	Matthews	Mecklenburg	View map
28106	Matthews	Mecklenburg	View map

Demographics & statistics

80,184

Population

39.9

Median age

$112,488

Median household income

$51,057

Per capita income

$396,400

Median home value

$1,563

Median monthly rent

81.1%

Home ownership

4.8%

Poverty rate

3.6%

Unemployment

24,011

Housing units

53.9%

Bachelor's or higher

Age distribution

Male Female

2,367

Under 5

2,486

2,321

5–9

2,439

2,864

10–14

3,009

2,797

15–19

2,939

2,120

20–24

2,226

4,528

25–34

4,757

4,990

35–44

5,242

6,258

45–54

6,573

2,678

55–59

2,813

2,151

60–64

2,259

3,191

65–74

3,352

2,079

75–84

2,183

762

85+

800

← Male

Female →

Age summary

Group	Count	%
Under 18	19,051	24.0%
18 and over	61,133	76.0%
65 and over	12,367	15.3%
Median age	39.9 years

Race & ethnicity

White 69.7%

Black or African American 10.8%

Asian 6.7%

Hispanic or Latino 5.1%

Two or more races 4.9%

Other race 2.4%

American Indian / Alaska Native 0.4%

Group	Count	%
White	58,871	69.7%
Black or African American	9,086	10.8%
Asian	5,674	6.7%
Hispanic or Latino	4,287	5.1%
Two or more races	4,159	4.9%
Other race	2,047	2.4%
American Indian / Alaska Native	323	0.4%

Household income

Under $10k 1.7%

$10k–$15k 1.0%

$15k–$25k 3.1%

$25k–$35k 5.0%

$35k–$50k 8.9%

$50k–$75k 14.3%

$75k–$100k 10.5%

$100k–$150k 21.3%

$150k–$200k 13.8%

$200k+ 20.6%

Range	% of households
Under $10k	1.7%
$10k–$15k	1.0%
$15k–$25k	3.1%
$25k–$35k	5.0%
$35k–$50k	8.9%
$50k–$75k	14.3%
$75k–$100k	10.5%
$100k–$150k	21.3%
$150k–$200k	13.8%
$200k+	20.6%
Median income	$112,488

Housing

Home values

Under $50k 1.5%

$50k–$100k 0.7%

$100k–$150k 2.0%

$150k–$200k 4.7%

$200k–$300k 20.7%

$300k–$500k 41.7%

$500k–$1M 24.4%

$1M+ 4.4%

Housing overview

Metric	Value
Median home value	$396,400
Median rent / month	$1,563
Owner occupied	81.1%
Renter occupied	19.0%
Vacant	4.6%
Single-family detached	79.9%
Large apartment buildings	7.4%
Mobile homes	1.1%
Median rooms	7.2
Avg household size (owned)	2.92

Year built

Era	%
2020 or later	1.5%
2010–2019	13.9%
2000–2009	27.4%
1990–1999	24.8%
1980–1989	17.2%
1970–1979	9.3%
1960–1969	3.5%
1950–1959	1.6%
1940–1949	0.6%
1939 or earlier	0.4%

Bedrooms

Size	% of units
No bedroom (studio)	0.5%
1 bedroom	5.4%
2 bedrooms	12.5%
3 bedrooms	36.2%
4 bedrooms	29.9%
5+ bedrooms	15.6%

Vehicles per household

Vehicles	% of households
No vehicle	2.4%
1 vehicle	22.8%
2 vehicles	46.9%
3 or more	28.0%

Heating fuel

Fuel type	%
Utility gas	57.7%
Electricity	39.4%
Propane / LP gas	2.3%
Fuel oil	0.1%
Wood	0.1%
No fuel used	0.5%

Households & families

Household type	Count	%
Married-couple family	18,349	65.4%
Cohabiting couple	1,269	4.3%
Male householder, no spouse	2,889	9.6%
Female householder, no spouse	6,110	20.8%
Households with children under 18	10,621	38.2%
Households with seniors (65+)	8,296	28.8%
Average household size	2.82

Marital status

Status	Male	Female
Never married	29.3%	25.2%
Married	62.3%	57.4%
Separated	1.3%	1.9%
Widowed	1.6%	6.8%
Divorced	5.7%	8.8%

Education

Less than 9th grade 1.5%

Some HS, no diploma 3.4%

HS graduate 15.7%

Some college, no degree 18.5%

Associate's degree 7.1%

Bachelor's degree 36.3%

Graduate / professional 17.6%

Metric	%
HS diploma or higher	95.1%
Bachelor's or higher	53.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	1,797	9.0%
Kindergarten	1,118	5.6%
Elementary school	8,052	40.5%
High school	4,928	24.8%
College / grad school	4,054	20.2%

Employment

Industry of employment

Education & healthcare 19.6%

Professional & management 13.9%

Finance & real estate 13.2%

Retail trade 11.9%

Manufacturing 8.4%

Arts, food & hospitality 8.3%

Construction 6.7%

Transportation & utilities 5.1%

Other services 5.1%

Wholesale trade 2.8%

Information 2.7%

Public administration 2.2%

Agriculture & mining 0.4%

Occupation

Category	%
Management, business & arts	52.3%
Service	12.7%
Sales & office	22.3%
Natural resources & construction	5.7%
Production & transportation	7.1%

Employment type

Type	%
Private sector	83.0%
Government	9.2%
Self-employed	7.5%
Unpaid family workers	0.3%

Commute

Method	%
Drive alone	71.3%
Carpool	7.2%
Public transit	0.6%
Walk	1.0%
Other means	0.8%
Avg commute (minutes)	27.7

Poverty

All people 4.8%

Under 18 years 5.2%

18 and over 4.7%

Married-couple families 1.9%

Female-led households 16.9%

Income support

Source	% of households
Social Security	27.9%
Retirement income	24.2%
Supplemental Security	1.9%
Cash public assistance	1.1%
Food stamps / SNAP	3.9%

Health indicators

Condition	%
High blood pressure	28.8%
High cholesterol	32.3%
Heart disease	4.9%
Stroke	2.2%
Asthma	8.1%
Arthritis	20.7%
Kidney disease	2.3%
Pulmonary disease	4.6%
Cancer	6.3%

Behavior / access	%
Binge drinking	17.2%
No physical activity	16.5%
Less than 7 hrs sleep	29.1%
Fair or poor health	9.1%
Poor mental health	12.3%
Poor physical health	7.8%
No health insurance	13.1%
Visited doctor (checkup)	77.2%
Visited dentist	72.3%
Cholesterol screening	92.1%
Teeth loss	8.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	4,234	6.9%

Disability	%
Any disability	8.5%
Under 18	3.5%
18–64 years	5.8%
65 and over	27.6%

Health insurance coverage

Type	%
Private insurance	80.5%
Public insurance	24.4%
Uninsured under 19	4.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	75,331	94.0%
Spanish	4,213	5.4%
Other Indo-European	1,503	2.1%
Asian & Pacific Islander	1,103	1.4%
Other languages	1,283	1.6%

Place of birth & citizenship

Origin	Count	%
Native born (US)	69,222	86.5%
Born in same state	68,026	85.0%
Born in different state	29,847	37.6%
Foreign born	1,196	1.5%
Naturalized citizen	10,962	13.5%
Not a US citizen	6,208	57.5%

Ancestry

Ancestry	Count	%
French	9,935	12.4%
Italian	8,370	10.4%
Arab	5,064	6.3%
Polish	707	0.9%
Irish	549	0.7%

Ancestry	Count	%
English	509	0.6%
German	384	0.5%
Norwegian	208	0.3%
Dutch	135	0.2%

Technology access

Metric	% of households
Computer access	35.5%
Internet access	97.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Matthews, NC have?

Matthews, NC has one ZIP code: 28104. Each ZIP code serves a distinct delivery area within the city and surrounding region.