28277 ZIP Code — Charlotte, NC

Mecklenburg County, North Carolina

ZIP code 28277 is located in Charlotte, North Carolina, within Mecklenburg County. It covers approximately 24.15 square miles and serves a population of 71,047 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 704.

About ZIP code 28277

The housing stock consists of a mix of housing types. Most homes were built in the 2000s, giving the area an established character. Median home value is $460,500. Owner-occupancy sits near the national average at 61%.

The gap between median ($117,369) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 4% is below the national average.

The dominant occupation class is management, business, and professional, with professional and management as the leading industry. The average commute of 28 minutes is near the national average. Remote work is prevalent — 28% of workers work from home.

Educational attainment is high — 66% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 28277 reflects a community defined by a highly educated population and a high rate of remote workers.

71,047

population

24.15

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

28277 ZIP code map

Cities in ZIP code 28277

Below are the cities the US Postal Service accepts for ZIP code 28277. Using any city not on this list may result in mail delivery delays.

City	Status
Charlotte	Preferred

Nearby ZIP codes

28226 Charlotte (3.9 mi) 28134 Pineville (4.3 mi) 29707 Fort Mill (4.5 mi) 28270 Charlotte (5.5 mi) 28210 Charlotte (5.8 mi) 29715 Fort Mill (6.2 mi) 28105 Matthews (7.6 mi) 28104 Matthews (7.8 mi) 28273 Charlotte (8.1 mi) 28211 Charlotte (8.5 mi) 28209 Charlotte (8.9 mi) 29708 Fort Mill (9.3 mi)

Demographics updated 05/2026

Population
Total population	71,047
Population density	2,942 / sq mi
State FIPS	37
County FIPS	119

Geography
Land area	24.15 sq mi
Water area	0.29 sq mi
Latitude	35.0508
Longitude	-80.8221
Timezone	Eastern (ET)
Area code	704

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	19.7%	35.4%	44.4%
$50k – $100k	27.6%	30.7%	30.6%
$100k – $200k	31.4%	23.3%	19.1%
Over $200k	21.3%	10.6%	6.0%

Demographics & statistics

71,047

Population

2,942

People per sq mi

40.3

Median age

$117,369

Median household income

$64,880

Per capita income

$460,500

Median home value

$1,695

Median monthly rent

61.1%

Home ownership

4.2%

Poverty rate

3.6%

Unemployment

18,799

Housing units

65.8%

Bachelor's or higher

Age distribution

Male Female

2,005

Under 5

2,178

2,208

5–9

2,397

2,757

10–14

2,993

2,153

15–19

2,337

1,498

20–24

1,626

3,759

25–34

4,081

5,337

35–44

5,795

5,565

45–54

6,042

2,375

55–59

2,578

2,057

60–64

2,234

2,483

65–74

2,695

1,309

75–84

1,421

558

85+

606

← Male

Female →

Age summary

Group	Count	%
Under 18	17,746	25.0%
18 and over	53,301	75.0%
65 and over	9,072	12.8%
Median age	40.3 years

Race & ethnicity

White 60.7%

Asian 15.3%

Black or African American 8.2%

Two or more races 7.9%

Hispanic or Latino 5.4%

Other race 2%

American Indian / Alaska Native 0.3%

Native Hawaiian / Pacific Islander 0.1%

Group	Count	%
White	45,624	60.7%
Asian	11,502	15.3%
Black or African American	6,174	8.2%
Two or more races	5,945	7.9%
Hispanic or Latino	4,069	5.4%
Other race	1,518	2%
American Indian / Alaska Native	237	0.3%
Native Hawaiian / Pacific Islander	47	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	19.7%	35.4%	44.4%
$50k – $100k	27.6%	30.7%	30.6%
$100k – $200k	31.4%	23.3%	19.1%
Over $200k	21.3%	10.6%	6.0%

Under $10k 2.9%

$10k–$15k 0.9%

$15k–$25k 2.2%

$25k–$35k 4.1%

$35k–$50k 8.3%

$50k–$75k 11.4%

$75k–$100k 11.8%

$100k–$150k 20.7%

$150k–$200k 13.2%

$200k+ 24.5%

Range	% of households
Under $10k	2.9%
$10k–$15k	0.9%
$15k–$25k	2.2%
$25k–$35k	4.1%
$35k–$50k	8.3%
$50k–$75k	11.4%
$75k–$100k	11.8%
$100k–$150k	20.7%
$150k–$200k	13.2%
$200k+	24.5%
Median income	$117,369

Housing

Home values

Under $50k 1.7%

$50k–$100k 0.2%

$100k–$150k 1.2%

$150k–$200k 2.5%

$200k–$300k 10.2%

$300k–$500k 42.7%

$500k–$1M 35.4%

$1M+ 5.9%

Housing overview

Metric	Value
Median home value	$460,500
Median rent / month	$1,695
Owner occupied	61.1%
Renter occupied	38.9%
Vacant	4.9%
Single-family detached	54.4%
Large apartment buildings	14.1%
Mobile homes	0.0%
Median rooms	6.3
Avg household size (owned)	2.76

Year built

Era	%
2020 or later	0.5%
2010–2019	17.4%
2000–2009	35.2%
1990–1999	28.7%
1980–1989	14.1%
1970–1979	2.9%
1960–1969	0.8%
1950–1959	0.3%
1940–1949	0.1%
1939 or earlier	0.1%

Bedrooms

Size	% of units
No bedroom (studio)	0.9%
1 bedroom	11.6%
2 bedrooms	20.6%
3 bedrooms	29.1%
4 bedrooms	24.8%
5+ bedrooms	12.9%

Vehicles per household

Vehicles	% of households
No vehicle	4.5%
1 vehicle	36.2%
2 vehicles	43.9%
3 or more	15.4%

Heating fuel

Fuel type	%
Utility gas	56.2%
Electricity	42.3%
Propane / LP gas	1.1%
Fuel oil	0.1%
No fuel used	0.2%

Households & families

Household type	Count	%
Married-couple family	15,601	55.0%
Cohabiting couple	1,532	5.4%
Male householder, no spouse	3,593	12.7%
Female householder, no spouse	7,659	27.0%
Households with children under 18	10,095	35.6%
Households with seniors (65+)	6,180	21.8%
Average household size	2.50

Marital status

Status	Male	Female
Never married	28.9%	24.9%
Married	63.1%	54.7%
Separated	0.7%	2.5%
Widowed	1.4%	5.9%
Divorced	5.8%	12.1%

Education

Less than 9th grade 2.1%

Some HS, no diploma 1.3%

HS graduate 10.1%

Some college, no degree 13.3%

Associate's degree 7.4%

Bachelor's degree 40.2%

Graduate / professional 25.6%

Metric	%
HS diploma or higher	96.6%
Bachelor's or higher	65.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	1,149	6.6%
Kindergarten	1,100	6.3%
Elementary school	8,122	46.8%
High school	4,165	24.0%
College / grad school	2,813	16.2%

Employment

Industry of employment

Finance & real estate 20.2%

Professional & management 18.0%

Education & healthcare 17.0%

Arts, food & hospitality 9.0%

Retail trade 8.2%

Manufacturing 8.0%

Other services 4.4%

Transportation & utilities 4.3%

Construction 4.1%

Information 3.1%

Wholesale trade 1.9%

Public administration 1.5%

Agriculture & mining 0.3%

Occupation

Category	%
Management, business & arts	60.9%
Service	10.9%
Sales & office	20.0%
Natural resources & construction	2.8%
Production & transportation	5.4%

Employment type

Type	%
Private sector	87.5%
Government	6.6%
Self-employed	5.8%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	61.9%
Carpool	6.3%
Public transit	1.0%
Walk	1.2%
Work from home	27.5%
Other means	2.1%
Avg commute (minutes)	27.8

Poverty

All people 4.2%

Under 18 years 5.5%

18 and over 3.8%

Married-couple families 1.5%

Female-led households 8.8%

Income support

Source	% of households
Social Security	19.8%
Retirement income	18.2%
Supplemental Security	1.3%
Cash public assistance	1.3%
Food stamps / SNAP	1.3%

Health indicators

Condition	%
Obesity	24.8%
High blood pressure	24.8%
High cholesterol	29.6%
Diabetes	6.5%
Heart disease	3.7%
Stroke	1.7%
Asthma	7.5%
Arthritis	16.2%
Kidney disease	1.9%
Pulmonary disease	3.4%
Cancer	5.3%

Behavior / access	%
Smoking	10.9%
Binge drinking	17.5%
No physical activity	13.8%
Less than 7 hrs sleep	28.0%
Depression	18.9%
Fair or poor health	6.9%
Poor mental health	11.4%
Poor physical health	6.3%
No health insurance	11.1%
Visited doctor (checkup)	75.3%
Visited dentist	75.7%
Cholesterol screening	92.3%
Teeth loss	6.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	2,350	4.4%

Disability	%
Any disability	6.6%
Under 18	1.8%
18–64 years	4.3%
65 and over	26.9%

Health insurance coverage

Type	%
Private insurance	87.0%
Public insurance	17.6%
No insurance	5.1%
Uninsured under 19	4.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	66,864	94.1%
Spanish	3,994	6.0%
Other Indo-European	1,158	1.7%
Asian & Pacific Islander	1,073	1.6%
Other languages	1,637	2.4%

Place of birth & citizenship

Origin	Count	%
Native born (US)	55,874	78.6%
Born in same state	54,496	76.7%
Born in different state	18,224	25.7%
Foreign born	1,378	1.9%
Naturalized citizen	15,173	21.4%
Not a US citizen	6,621	43.6%

Ancestry

Ancestry	Count	%
French	8,168	11.5%
Italian	7,794	11%
Arab	2,562	3.6%
English	681	1%
Polish	564	0.8%

Ancestry	Count	%
Irish	362	0.5%
German	251	0.4%
Norwegian	147	0.2%
Dutch	126	0.2%

Technology access

Metric	% of households
Computer access	40.0%
Internet access	98.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 28277

What part of Charlotte is ZIP code 28277?

ZIP code 28277 covers a portion of Charlotte, North Carolina, within Mecklenburg County.

What county is ZIP code 28277 in?

ZIP code 28277 falls within Mecklenburg County, North Carolina.

How educated is the population of ZIP code 28277?

66% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the typical home value in ZIP code 28277?

The median home value in ZIP code 28277 is $460,500.

What is the median household income in ZIP code 28277?

The median household income in ZIP code 28277 is $117,369, above the national median of ~$75,000.

What is the population of ZIP code 28277?

ZIP code 28277 has an estimated population of 71,047 residents, with a density of 2,942 people per square mile.

What timezone is ZIP code 28277 in?

ZIP code 28277 observes the EST timezone.