28226 ZIP Code — Charlotte, NC

Mecklenburg County, North Carolina

ZIP code 28226 is located in Charlotte, North Carolina, within Mecklenburg County. It covers approximately 14.73 square miles and serves a population of 38,475 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 704.

About ZIP code 28226

The housing stock consists of a mix of housing types. Most homes were built in the 1980s, giving the area an established character. Median home value is $507,300. Owner-occupancy sits near the national average at 70%.

The gap between median ($116,220) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 5% is below the national average.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 26 minutes is near the national average. Remote work is prevalent — 24% of workers work from home.

Educational attainment is high — 64% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 28226 reflects a community defined by a highly educated population and a high rate of remote workers.

38,475

population

14.73

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

28226 ZIP code map

Cities in ZIP code 28226

Below are the cities the US Postal Service accepts for ZIP code 28226. Using any city not on this list may result in mail delivery delays.

City	Status
Charlotte	Preferred

Nearby ZIP codes

28210 Charlotte (2.1 mi) 28270 Charlotte (3.8 mi) 28277 Charlotte (3.9 mi) 28134 Pineville (4 mi) 28211 Charlotte (4.9 mi) 28209 Charlotte (5 mi) 28274 Charlotte (5.7 mi) 28273 Charlotte (6 mi) 28207 Charlotte (6.1 mi) 28217 Charlotte (6.6 mi) 28105 Matthews (6.8 mi) 28212 Charlotte (6.9 mi)

Demographics updated 05/2026

Population
Total population	38,475
Population density	2,612 / sq mi
State FIPS	37
County FIPS	119

Geography
Land area	14.73 sq mi
Water area	0.13 sq mi
Latitude	35.1068
Longitude	-80.8292
Timezone	Eastern (ET)
Area code	704

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	23.7%	35.4%	44.4%
$50k – $100k	25.3%	30.7%	30.6%
$100k – $200k	26.1%	23.3%	19.1%
Over $200k	25.0%	10.6%	6.0%

Demographics & statistics

38,475

Population

2,612

People per sq mi

41.0

Median age

$116,220

Median household income

$75,906

Per capita income

$507,300

Median home value

$1,387

Median monthly rent

70.2%

Home ownership

5.1%

Poverty rate

2.7%

Unemployment

12,111

Housing units

63.7%

Bachelor's or higher

Age distribution

Male Female

984

Under 5

1,077

1,343

5–9

1,469

1,099

10–14

1,202

1,230

15–19

1,345

710

20–24

777

2,066

25–34

2,260

2,934

35–44

3,211

2,571

45–54

2,813

1,135

55–59

1,242

1,156

60–64

1,265

1,851

65–74

2,025

960

75–84

1,050

334

85+

366

← Male

Female →

Age summary

Group	Count	%
Under 18	9,108	23.7%
18 and over	29,367	76.3%
65 and over	6,586	17.1%
Median age	41.0 years

Race & ethnicity

White 69.5%

Hispanic or Latino 8.7%

Two or more races 7.9%

Black or African American 7.5%

Other race 3.1%

Asian 2.9%

American Indian / Alaska Native 0.4%

Group	Count	%
White	29,276	69.5%
Hispanic or Latino	3,672	8.7%
Two or more races	3,336	7.9%
Black or African American	3,168	7.5%
Other race	1,303	3.1%
Asian	1,238	2.9%
American Indian / Alaska Native	154	0.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	23.7%	35.4%	44.4%
$50k – $100k	25.3%	30.7%	30.6%
$100k – $200k	26.1%	23.3%	19.1%
Over $200k	25.0%	10.6%	6.0%

Under $10k 3.0%

$10k–$15k 0.9%

$15k–$25k 4.0%

$25k–$35k 4.8%

$35k–$50k 8.6%

$50k–$75k 13.0%

$75k–$100k 11.0%

$100k–$150k 14.8%

$150k–$200k 11.6%

$200k+ 28.4%

Range	% of households
Under $10k	3.0%
$10k–$15k	0.9%
$15k–$25k	4.0%
$25k–$35k	4.8%
$35k–$50k	8.6%
$50k–$75k	13.0%
$75k–$100k	11.0%
$100k–$150k	14.8%
$150k–$200k	11.6%
$200k+	28.4%
Median income	$116,220

Housing

Home values

Under $50k 0.7%

$50k–$100k 0.5%

$100k–$150k 1.6%

$150k–$200k 3.7%

$200k–$300k 13.0%

$300k–$500k 29.6%

$500k–$1M 39.7%

$1M+ 11.2%

Housing overview

Metric	Value
Median home value	$507,300
Median rent / month	$1,387
Owner occupied	70.2%
Renter occupied	29.8%
Vacant	6.6%
Single-family detached	64.4%
Large apartment buildings	8.4%
Mobile homes	0.1%
Median rooms	6.8
Avg household size (owned)	2.61

Year built

Era	%
2020 or later	0.2%
2010–2019	4.6%
2000–2009	9.0%
1990–1999	18.0%
1980–1989	34.0%
1970–1979	22.3%
1960–1969	9.9%
1950–1959	1.7%
1940–1949	0.2%
1939 or earlier	0.1%

Bedrooms

Size	% of units
No bedroom (studio)	1.3%
1 bedroom	10.6%
2 bedrooms	18.6%
3 bedrooms	27.0%
4 bedrooms	32.5%
5+ bedrooms	10.1%

Vehicles per household

Vehicles	% of households
No vehicle	3.5%
1 vehicle	31.3%
2 vehicles	46.9%
3 or more	18.3%

Heating fuel

Fuel type	%
Utility gas	47.9%
Electricity	50.5%
Propane / LP gas	1.0%
Fuel oil	0.3%
Solar	0.1%
No fuel used	0.2%

Households & families

Household type	Count	%
Married-couple family	8,760	55.9%
Cohabiting couple	538	3.4%
Male householder, no spouse	2,511	16.0%
Female householder, no spouse	3,850	24.6%
Households with children under 18	5,320	34.0%
Households with seniors (65+)	4,469	28.5%
Average household size	2.44

Marital status

Status	Male	Female
Never married	26.3%	26.0%
Married	62.6%	54.7%
Separated	1.4%	1.0%
Widowed	2.2%	7.5%
Divorced	7.5%	10.8%

Education

Less than 9th grade 2.0%

Some HS, no diploma 1.1%

HS graduate 11.1%

Some college, no degree 15.0%

Associate's degree 7.1%

Bachelor's degree 38.3%

Graduate / professional 25.4%

Metric	%
HS diploma or higher	96.9%
Bachelor's or higher	63.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	774	8.8%
Kindergarten	554	6.3%
Elementary school	3,775	42.9%
High school	2,360	26.8%
College / grad school	1,331	15.1%

Employment

Industry of employment

Finance & real estate 17.8%

Education & healthcare 17.3%

Professional & management 16.9%

Retail trade 9.2%

Arts, food & hospitality 9.1%

Manufacturing 7.1%

Construction 6.3%

Other services 5.5%

Transportation & utilities 4.0%

Wholesale trade 3.3%

Information 2.2%

Public administration 1.3%

Occupation

Category	%
Management, business & arts	58.9%
Service	10.8%
Sales & office	19.7%
Natural resources & construction	4.7%
Production & transportation	5.9%

Employment type

Type	%
Private sector	87.5%
Government	6.3%
Self-employed	6.1%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	67.3%
Carpool	6.8%
Public transit	0.5%
Walk	0.2%
Work from home	24.1%
Other means	1.1%
Avg commute (minutes)	25.5

Poverty

All people 5.1%

Under 18 years 7.6%

18 and over 4.3%

Married-couple families 1.8%

Female-led households 20.2%

Income support

Source	% of households
Social Security	25.3%
Retirement income	20.7%
Supplemental Security	1.8%
Cash public assistance	1.0%
Food stamps / SNAP	4.0%

Health indicators

Condition	%
Obesity	25.0%
High blood pressure	28.2%
High cholesterol	32.5%
Diabetes	7.5%
Heart disease	4.9%
Stroke	2.2%
Asthma	7.6%
Arthritis	19.5%
Kidney disease	2.3%
Pulmonary disease	4.1%
Cancer	6.9%

Behavior / access	%
Smoking	10.8%
Binge drinking	16.5%
No physical activity	14.8%
Less than 7 hrs sleep	27.0%
Depression	18.9%
Fair or poor health	7.9%
Poor mental health	11.2%
Poor physical health	7.1%
No health insurance	11.7%
Visited doctor (checkup)	77.0%
Visited dentist	75.4%
Cholesterol screening	92.6%
Teeth loss	6.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,581	5.4%

Disability	%
Any disability	7.5%
Under 18	2.1%
18–64 years	3.8%
65 and over	28.0%

Health insurance coverage

Type	%
Private insurance	81.3%
Public insurance	23.6%
No insurance	6.5%
Uninsured under 19	3.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	36,414	94.6%
Spanish	1,578	4.3%
Other Indo-European	1,101	3.0%
Asian & Pacific Islander	236	0.6%
Other languages	183	0.5%

Place of birth & citizenship

Origin	Count	%
Native born (US)	33,608	87.4%
Born in same state	33,038	85.9%
Born in different state	14,270	37.1%
Foreign born	570	1.5%
Naturalized citizen	4,867	12.6%
Not a US citizen	2,616	53.7%

Ancestry

Ancestry	Count	%
Italian	5,977	15.5%
French	5,656	14.7%
Arab	1,733	4.5%
English	455	1.2%
Polish	337	0.9%

Ancestry	Count	%
German	301	0.8%
Irish	220	0.6%
Norwegian	100	0.3%
Dutch	29	0.1%

Technology access

Metric	% of households
Computer access	40.7%
Internet access	97.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 28226

What city is ZIP code 28226 in?

ZIP code 28226 is primarily assigned to Charlotte, North Carolina.

What county is ZIP code 28226 in?

ZIP code 28226 falls within Mecklenburg County, North Carolina.

How educated is the population of ZIP code 28226?

64% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the typical home value in ZIP code 28226?

The median home value in ZIP code 28226 is $507,300.

What is the median household income in ZIP code 28226?

The median household income in ZIP code 28226 is $116,220, above the national median of ~$75,000.

What is the population of ZIP code 28226?

ZIP code 28226 has an estimated population of 38,475 residents, with a density of 2,613 people per square mile.

What timezone is ZIP code 28226 in?

ZIP code 28226 observes the EST timezone.