28217 ZIP Code — Charlotte, NC

Mecklenburg County, North Carolina

ZIP code 28217 is located in Charlotte, North Carolina, within Mecklenburg County. It covers approximately 14.93 square miles and serves a population of 31,756 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 704/980.

About ZIP code 28217

The housing stock consists of a significant share of large multi-unit buildings. Much of the housing stock is relatively new, reflecting recent development activity. Median home value is $210,100. Renters make up the majority at 68%, typical of denser urban areas.

Median household income is $59,635. Poverty affects 20% of residents, above the national average.

The dominant occupation class is management, business, and professional, with professional and management as the leading industry. The average commute of 22 minutes is near the national average.

Educational attainment is near the national average, with 31% of residents holding a bachelor's degree or higher.

26% of residents lack health insurance, above the national average.

Notable community characteristics include Spanish spoken in 22% of households.

31,756

population

14.93

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

28217 ZIP code map

Cities in ZIP code 28217

Below are the cities the US Postal Service accepts for ZIP code 28217. Using any city not on this list may result in mail delivery delays.

City	Status
Charlotte	Preferred

Nearby ZIP codes

28273 Charlotte (3.5 mi) 28209 Charlotte (3.6 mi) 28203 Charlotte (4.1 mi) 28208 Charlotte (4.5 mi) 28210 Charlotte (4.5 mi) 28274 Charlotte (4.8 mi) 28207 Charlotte (5.3 mi) 28246 Charlotte (5.3 mi) 28281 Charlotte (5.3 mi) 28282 Charlotte (5.3 mi) 28284 Charlotte (5.3 mi) 28280 Charlotte (5.3 mi)

Demographics updated 05/2026

Population
Total population	31,756
Population density	2,127 / sq mi
State FIPS	37
County FIPS	119

Geography
Land area	14.93 sq mi
Water area	0.14 sq mi
Latitude	35.1710
Longitude	-80.9151
Timezone	Eastern (ET)
Area code	704/980

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	45.8%	35.4%	44.4%
$50k – $100k	38.1%	30.7%	30.6%
$100k – $200k	13.4%	23.3%	19.1%
Over $200k	2.7%	10.6%	6.0%

Demographics & statistics

31,756

Population

2,127

People per sq mi

32.2

Median age

$59,635

Median household income

$30,450

Per capita income

$210,100

Median home value

$1,387

Median monthly rent

31.7%

Home ownership

19.6%

Poverty rate

5.6%

Unemployment

4,598

Housing units

31.3%

Bachelor's or higher

Age distribution

Male Female

989

Under 5

915

1,232

5–9

1,140

1,082

10–14

1,001

1,172

15–19

1,086

1,262

20–24

1,168

3,538

25–34

3,276

2,321

35–44

2,150

1,945

45–54

1,801

926

55–59

857

767

60–64

710

668

65–74

618

354

75–84

327

234

85+

217

← Male

Female →

Age summary

Group	Count	%
Under 18	7,845	24.7%
18 and over	23,911	75.3%
65 and over	2,418	7.6%
Median age	32.2 years

Race & ethnicity

Black or African American 31.2%

White 24.5%

Hispanic or Latino 17.6%

Two or more races 10.7%

Other race 8.2%

Asian 7.4%

American Indian / Alaska Native 0.3%

Group	Count	%
Black or African American	12,043	31.2%
White	9,447	24.5%
Hispanic or Latino	6,806	17.6%
Two or more races	4,135	10.7%
Other race	3,165	8.2%
Asian	2,847	7.4%
American Indian / Alaska Native	119	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	45.8%	35.4%	44.4%
$50k – $100k	38.1%	30.7%	30.6%
$100k – $200k	13.4%	23.3%	19.1%
Over $200k	2.7%	10.6%	6.0%

Under $10k 5.2%

$10k–$15k 4.8%

$15k–$25k 9.2%

$25k–$35k 9.5%

$35k–$50k 11.6%

$50k–$75k 22.6%

$75k–$100k 13.3%

$100k–$150k 14.1%

$150k–$200k 5.7%

$200k+ 4.0%

Range	% of households
Under $10k	5.2%
$10k–$15k	4.8%
$15k–$25k	9.2%
$25k–$35k	9.5%
$35k–$50k	11.6%
$50k–$75k	22.6%
$75k–$100k	13.3%
$100k–$150k	14.1%
$150k–$200k	5.7%
$200k+	4.0%
Median income	$59,635

Housing

Home values

Under $50k 6.8%

$50k–$100k 8.2%

$100k–$150k 12.4%

$150k–$200k 18.4%

$200k–$300k 30.3%

$300k–$500k 22.0%

$500k–$1M 0.2%

$1M+ 1.7%

Housing overview

Metric	Value
Median home value	$210,100
Median rent / month	$1,387
Owner occupied	31.7%
Renter occupied	68.3%
Vacant	5.8%
Single-family detached	37.6%
Large apartment buildings	20.6%
Mobile homes	0.8%
Median rooms	4.5
Avg household size (owned)	2.79

Year built

Era	%
2020 or later	1.5%
2010–2019	19.3%
2000–2009	16.9%
1990–1999	15.7%
1980–1989	7.1%
1970–1979	12.6%
1960–1969	16.7%
1950–1959	8.5%
1940–1949	1.0%
1939 or earlier	0.8%

Bedrooms

Size	% of units
No bedroom (studio)	2.9%
1 bedroom	16.9%
2 bedrooms	35.8%
3 bedrooms	34.5%
4 bedrooms	9.1%
5+ bedrooms	0.8%

Vehicles per household

Vehicles	% of households
No vehicle	9.0%
1 vehicle	46.7%
2 vehicles	30.3%
3 or more	14.0%

Heating fuel

Fuel type	%
Utility gas	27.2%
Electricity	70.1%
Propane / LP gas	1.7%
Fuel oil	0.4%
No fuel used	0.5%

Households & families

Household type	Count	%
Married-couple family	3,413	28.1%
Cohabiting couple	1,143	9.4%
Male householder, no spouse	3,304	27.2%
Female householder, no spouse	4,298	35.4%
Households with children under 18	3,552	29.2%
Households with seniors (65+)	1,938	15.9%
Average household size	2.61

Marital status

Status	Male	Female
Never married	56.8%	50.2%
Married	32.3%	29.2%
Separated	1.8%	4.8%
Widowed	1.5%	7.4%
Divorced	7.5%	8.4%

Education

Less than 9th grade 11.4%

Some HS, no diploma 9.4%

HS graduate 23.4%

Some college, no degree 16.8%

Associate's degree 7.7%

Bachelor's degree 22.4%

Graduate / professional 9.0%

Metric	%
HS diploma or higher	79.2%
Bachelor's or higher	31.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	135	1.8%
Kindergarten	428	5.7%
Elementary school	3,711	49.4%
High school	1,689	22.5%
College / grad school	1,554	20.7%

Employment

Industry of employment

Professional & management 17.7%

Construction 13.2%

Retail trade 11.5%

Education & healthcare 10.8%

Manufacturing 9.9%

Arts, food & hospitality 8.9%

Transportation & utilities 8.5%

Finance & real estate 8.5%

Other services 4.2%

Information 2.8%

Wholesale trade 2.4%

Public administration 1.4%

Agriculture & mining 0.1%

Occupation

Category	%
Management, business & arts	30.3%
Service	17.9%
Sales & office	21.6%
Natural resources & construction	13.7%
Production & transportation	16.5%

Employment type

Type	%
Private sector	91.2%
Government	4.8%
Self-employed	3.9%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	60.5%
Carpool	19.1%
Public transit	5.1%
Walk	0.5%
Work from home	14.0%
Other means	0.7%
Avg commute (minutes)	21.5

Poverty

All people 19.6%

Under 18 years 31.4%

18 and over 15.9%

Married-couple families 9.4%

Female-led households 33.2%

Income support

Source	% of households
Social Security	14.6%
Retirement income	10.1%
Supplemental Security	4.4%
Cash public assistance	0.2%
Food stamps / SNAP	15.0%

Health indicators

Condition	%
Obesity	34.2%
High blood pressure	31.2%
High cholesterol	26.3%
Diabetes	10.9%
Heart disease	4.5%
Stroke	3.1%
Asthma	9.4%
Arthritis	16.9%
Kidney disease	2.7%
Pulmonary disease	5.0%
Cancer	3.8%

Behavior / access	%
Smoking	18.7%
Binge drinking	15.3%
No physical activity	26.6%
Less than 7 hrs sleep	35.9%
Depression	18.8%
Fair or poor health	16.4%
Poor mental health	14.9%
Poor physical health	10.1%
No health insurance	27.8%
Visited doctor (checkup)	75.7%
Visited dentist	55.3%
Cholesterol screening	86.5%
Teeth loss	20.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,035	4.3%

Disability	%
Any disability	10.0%
Under 18	3.4%
18–64 years	9.3%
65 and over	37.8%

Health insurance coverage

Type	%
Private insurance	48.3%
Public insurance	30.5%
No insurance	25.5%
Uninsured under 19	19.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	29,852	94.0%
Spanish	6,543	21.9%
Other Indo-European	6,006	20.1%
Asian & Pacific Islander	185	0.6%
Other languages	339	1.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	21,131	66.5%
Born in same state	20,647	65.0%
Born in different state	11,554	36.4%
Foreign born	484	1.5%
Naturalized citizen	10,625	33.5%
Not a US citizen	2,309	21.7%

Ancestry

Ancestry	Count	%
Italian	1,151	3.6%
French	653	2.1%
Arab	586	1.8%
Polish	42	0.1%

Ancestry	Count	%
Irish	38	0.1%
German	20	0.1%
Norwegian	16	0.1%
English	10	0%

Technology access

Metric	% of households
Computer access	38.3%
Internet access	92.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 28217

What city is ZIP code 28217 in?

ZIP code 28217 is primarily assigned to Charlotte, North Carolina.

What county is ZIP code 28217 in?

ZIP code 28217 falls within Mecklenburg County, North Carolina.

Is ZIP code 28217 mostly rentals?

68% of occupied units in ZIP code 28217 are renter-occupied.

Is Spanish widely spoken in ZIP code 28217?

Approximately 22% of households in ZIP code 28217 speak Spanish as a primary language.

What is the poverty rate in ZIP code 28217?

20% of residents in ZIP code 28217 live below the poverty line, above the national average.

What is the population of ZIP code 28217?

ZIP code 28217 has an estimated population of 31,756 residents, with a density of 2,127 people per square mile.

What timezone is ZIP code 28217 in?

ZIP code 28217 observes the EST timezone.