46076 ZIP Code — Windfall, IN

Tipton County, Indiana

ZIP code 46076 is located in Windfall, Indiana, within Tipton County. It covers approximately 42.52 square miles and serves a population of 1,830 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 765.

About ZIP code 46076

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $97,100. Owner-occupancy is high at 83%, well above the national average.

Median household income is $55,144. Poverty affects 18% of residents, above the national average. 39% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 26 minutes is near the national average.

Educational attainment is near the national average, with 22% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (23%) compared to national benchmarks.

Overall, ZIP code 46076 reflects a community defined by economic challenges above the national average, high homeownership, and a significant Social Security-dependent population.

1,830

population

42.52

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

46076 ZIP code map

Cities in ZIP code 46076

Below are the cities the US Postal Service accepts for ZIP code 46076. Using any city not on this list may result in mail delivery delays.

City	Status
Windfall	Preferred

Nearby ZIP codes

46072 Tipton (7.6 mi) 46036 Elwood (7.7 mi) 46936 Greentown (9 mi) 46068 Sharpsville (9.8 mi) 46902 Kokomo (10 mi) 46031 Atlanta (11.3 mi) 46986 Swayzee (12.1 mi) 46044 Frankton (12.7 mi) 46030 Arcadia (13.7 mi) 46928 Fairmount (14.1 mi) 46070 Summitville (14.4 mi) 46049 Kempton (15.4 mi)

Demographics updated 05/2026

Population
Total population	1,830
Population density	43 / sq mi
State FIPS	18
County FIPS	159

Geography
Land area	42.52 sq mi
Water area	0.02 sq mi
Latitude	40.3558
Longitude	-85.9376
Timezone	Eastern (ET)
Area code	765

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	43.8%	37.7%	42.9%
$50k – $100k	31.1%	36.0%	32.7%
$100k – $200k	24.5%	23.9%	19.8%
Over $200k	0.6%	2.4%	4.5%

Demographics & statistics

1,830

Population

People per sq mi

36.4

Median age

$55,144

Median household income

$29,691

Per capita income

$97,100

Median home value

$890

Median monthly rent

82.5%

Home ownership

18.2%

Poverty rate

0.9%

Unemployment

623

Housing units

22.1%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

125

25–34

132

35–44

117

45–54

124

55–59

60–64

142

65–74

149

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	423	23.1%
18 and over	1,407	76.9%
65 and over	399	21.8%
Median age	36.4 years

Race & ethnicity

White 93.3%

Two or more races 3.3%

Hispanic or Latino 1.6%

American Indian / Alaska Native 0.9%

Asian 0.6%

Other race 0.2%

Group	Count	%
White	1,736	93.3%
Two or more races	61	3.3%
Hispanic or Latino	30	1.6%
American Indian / Alaska Native	17	0.9%
Asian	12	0.6%
Other race	4	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	43.8%	37.7%	42.9%
$50k – $100k	31.1%	36.0%	32.7%
$100k – $200k	24.5%	23.9%	19.8%
Over $200k	0.6%	2.4%	4.5%

Under $10k 2.7%

$10k–$15k 2.3%

$15k–$25k 7.6%

$25k–$35k 25.1%

$35k–$50k 10.2%

$50k–$75k 15.0%

$75k–$100k 7.8%

$100k–$150k 13.0%

$150k–$200k 15.5%

$200k+ 1.0%

Range	% of households
Under $10k	2.7%
$10k–$15k	2.3%
$15k–$25k	7.6%
$25k–$35k	25.1%
$35k–$50k	10.2%
$50k–$75k	15.0%
$75k–$100k	7.8%
$100k–$150k	13.0%
$150k–$200k	15.5%
$200k+	1.0%
Median income	$55,144

Housing

Home values

Under $50k 13.2%

$50k–$100k 42.4%

$100k–$150k 4.4%

$150k–$200k 11.1%

$200k–$300k 17.8%

$300k–$500k 11.1%

Housing overview

Metric	Value
Median home value	$97,100
Median rent / month	$890
Owner occupied	82.5%
Renter occupied	17.5%
Vacant	5.1%
Single-family detached	81.0%
Large apartment buildings	0.0%
Mobile homes	16.6%
Median rooms	5.8
Avg household size (owned)	2.58

Year built

Era	%
2020 or later	0.3%
2010–2019	1.3%
2000–2009	6.0%
1990–1999	6.4%
1980–1989	13.9%
1970–1979	15.8%
1960–1969	12.7%
1950–1959	12.6%
1940–1949	9.5%
1939 or earlier	21.4%

Bedrooms

Size	% of units
No bedroom (studio)	0.3%
1 bedroom	2.0%
2 bedrooms	16.5%
3 bedrooms	60.2%
4 bedrooms	13.4%
5+ bedrooms	7.6%

Vehicles per household

Vehicles	% of households
No vehicle	2.4%
1 vehicle	30.0%
2 vehicles	37.0%
3 or more	30.6%

Heating fuel

Fuel type	%
Utility gas	42.5%
Electricity	33.3%
Propane / LP gas	18.3%
Fuel oil	3.7%
Wood	2.0%

Households & families

Household type	Count	%
Married-couple family	473	66.7%
Cohabiting couple	44	6.2%
Male householder, no spouse	128	18.1%
Female householder, no spouse	64	9.0%
Households with children under 18	298	42.0%
Households with seniors (65+)	271	38.2%
Average household size	2.58

Marital status

Status	Male	Female
Never married	18.9%	28.4%
Married	66.6%	62.2%
Separated	0.0%	0.8%
Widowed	8.0%	4.3%
Divorced	6.5%	4.3%

Education

Less than 9th grade 2.5%

Some HS, no diploma 14.3%

HS graduate 41.1%

Some college, no degree 15.3%

Associate's degree 4.7%

Bachelor's degree 12.9%

Graduate / professional 9.2%

Metric	%
HS diploma or higher	83.2%
Bachelor's or higher	22.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	27	8.6%
Kindergarten	9	2.9%
Elementary school	126	40.1%
High school	134	42.7%
College / grad school	18	5.7%

Employment

Industry of employment

Education & healthcare 27.0%

Manufacturing 22.3%

Retail trade 11.1%

Public administration 9.1%

Finance & real estate 7.9%

Construction 6.2%

Other services 5.0%

Arts, food & hospitality 4.3%

Professional & management 2.8%

Transportation & utilities 2.7%

Agriculture & mining 0.8%

Wholesale trade 0.6%

Information 0.1%

Occupation

Category	%
Management, business & arts	34.9%
Service	9.1%
Sales & office	21.6%
Natural resources & construction	5.6%
Production & transportation	28.7%

Employment type

Type	%
Private sector	85.0%
Government	13.8%
Self-employed	1.2%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	90.6%
Carpool	2.8%
Public transit	0.0%
Walk	3.1%
Work from home	3.1%
Other means	0.5%
Avg commute (minutes)	26.0

Poverty

All people 18.2%

Under 18 years 28.7%

18 and over 15.1%

Married-couple families 12.1%

Female-led households 34.8%

Income support

Source	% of households
Social Security	39.1%
Retirement income	16.9%
Supplemental Security	4.1%
Cash public assistance	0.4%
Food stamps / SNAP	5.1%

Health indicators

Condition	%
Obesity	40.7%
High blood pressure	36.5%
High cholesterol	35.4%
Diabetes	12.0%
Heart disease	7.4%
Stroke	3.4%
Asthma	10.4%
Arthritis	28.3%
Kidney disease	3.2%
Pulmonary disease	9.4%
Cancer	7.0%

Behavior / access	%
Smoking	23.2%
Binge drinking	15.8%
No physical activity	28.4%
Less than 7 hrs sleep	34.9%
Depression	24.2%
Fair or poor health	18.0%
Poor mental health	16.1%
Poor physical health	12.4%
No health insurance	14.3%
Visited doctor (checkup)	74.6%
Visited dentist	60.0%
Cholesterol screening	88.6%
Teeth loss	18.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	94	6.7%

Disability	%
Any disability	12.3%
Under 18	0.0%
18–64 years	13.0%
65 and over	23.6%

Health insurance coverage

Type	%
Private insurance	68.8%
Public insurance	42.2%
No insurance	5.7%
Uninsured under 19	2.4%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,657	90.5%
Spanish	4	0.2%
Other Indo-European	4	0.2%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,830	100.0%
Born in same state	1,818	99.3%
Born in different state	1,541	84.2%
Foreign born	12	0.7%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
French	232	12.7%
Italian	158	8.6%

Ancestry	Count	%
Arab	89	4.9%
English	55	3%

Technology access

Metric	% of households
Computer access	38.7%
Internet access	91.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 46076

What city is ZIP code 46076 in?

ZIP code 46076 is primarily assigned to Windfall, Indiana.

What county is ZIP code 46076 in?

ZIP code 46076 falls within Tipton County, Indiana.

What is the poverty rate in ZIP code 46076?

18% of residents in ZIP code 46076 live below the poverty line, above the national average.

Is ZIP code 46076 mostly owner-occupied?

83% of occupied units in ZIP code 46076 are owner-occupied, well above the national average.

Does ZIP code 46076 have a large retiree population?

39% of households in ZIP code 46076 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 46076?

The median home value in ZIP code 46076 is $97,100.

What timezone is ZIP code 46076 in?

ZIP code 46076 observes the EST timezone.