Kokomo ZIP Code List — Howard County, IN

There are 4 unique ZIP codes in Kokomo, Indiana. Area code: 765.

ZIP codes

191.58

sq mi land

0.63

sq mi water

765

area code

Kokomo, IN ZIP code map

About Kokomo, IN

Kokomo, Indiana, is a vibrant city located in the heart of Howard County. Known for its rich automotive history and innovation, Kokomo has evolved into a hub of industry and culture. It boasts numerous parks and recreational opportunities, making it an appealing destination for families and outdoor enthusiasts alike.

Location & geography

Kokomo is strategically located in north-central Indiana, approximately 50 miles north of Indianapolis. The city is surrounded by several nearby towns, including Peru, which is about 15 miles to the east, and Logansport, roughly 20 miles to the northwest. The city covers a land area of 191.58 square miles, with a minor water area of 0.63 square miles, contributing to its spacious and diverse landscape.

Community & economy

The character of Kokomo is defined by a strong sense of community and a welcoming atmosphere. The local economy has historically been driven by industries such as automotive manufacturing, which continues to play a significant role in the city's growth today. Residents enjoy a supportive lifestyle, with various community events, festivals, and cultural activities that foster connections among citizens.

Transportation

Kokomo is well-connected by major highways, including U.S. Route 31 and State Road 22, facilitating easy travel throughout the state. The nearest airport for commercial flights is the Indianapolis International Airport, located about 60 miles south of the city. Public transit options are available, ensuring residents can navigate the area efficiently.

History

Kokomo was founded in the early 19th century and has since developed into a significant center for the automotive industry. Its strategic location and innovative businesses have attracted many key industries, contributing to its growth and prominence. Notable events in Kokomo's history include the establishment of several automobile manufacturing plants that played crucial roles during the American industrial boom.

Did you know?

One surprising fact about Kokomo is that it is often referred to as the 'City of Firsts' due to its numerous innovations in the automotive industry. Additionally, Kokomo was the first city in the United States to produce a mass-produced automobile, the 1914 Kelsey automobile.

ZIP codes for Kokomo, IN (4)

ZIP code	City	County	Map
46901	Kokomo	Howard	View map
46902	Kokomo	Howard	View map
46903	Kokomo	Howard	View map
46904	Kokomo	Howard	View map

Demographics & statistics

75,526

Population

40.8

Median age

$59,268

Median household income

$32,424

Per capita income

$133,600

Median home value

$838

Median monthly rent

69.7%

Home ownership

13.1%

Poverty rate

5.7%

Unemployment

26,694

Housing units

18.4%

Bachelor's or higher

Age distribution

Male Female

2,213

Under 5

2,380

2,459

5–9

2,646

2,220

10–14

2,389

2,220

15–19

2,388

2,283

20–24

2,457

4,544

25–34

4,889

4,098

35–44

4,408

4,424

45–54

4,759

2,452

55–59

2,637

2,517

60–64

2,708

3,879

65–74

4,173

2,102

75–84

2,262

973

85+

1,046

← Male

Female →

Age summary

Group	Count	%
Under 18	17,343	23.0%
18 and over	58,183	77.0%
65 and over	14,435	19.2%
Median age	40.8 years

Race & ethnicity

White 82.7%

Black or African American 8.4%

Two or more races 4.5%

Hispanic or Latino 2.1%

Asian 1.4%

Other race 0.7%

American Indian / Alaska Native 0.2%

Group	Count	%
White	63,786	82.7%
Black or African American	6,516	8.4%
Two or more races	3,477	4.5%
Hispanic or Latino	1,643	2.1%
Asian	1,042	1.4%
Other race	542	0.7%
American Indian / Alaska Native	157	0.2%

Household income

Under $10k 5.1%

$10k–$15k 3.9%

$15k–$25k 9.3%

$25k–$35k 8.6%

$35k–$50k 15.0%

$50k–$75k 18.8%

$75k–$100k 14.2%

$100k–$150k 16.7%

$150k–$200k 5.2%

$200k+ 3.4%

Range	% of households
Under $10k	5.1%
$10k–$15k	3.9%
$15k–$25k	9.3%
$25k–$35k	8.6%
$35k–$50k	15.0%
$50k–$75k	18.8%
$75k–$100k	14.2%
$100k–$150k	16.7%
$150k–$200k	5.2%
$200k+	3.4%
Median income	$59,268

Housing

Home values

Under $50k 9.5%

$50k–$100k 25.0%

$100k–$150k 21.9%

$150k–$200k 19.1%

$200k–$300k 17.0%

$300k–$500k 6.1%

$500k–$1M 1.2%

$1M+ 0.4%

Housing overview

Metric	Value
Median home value	$133,600
Median rent / month	$838
Owner occupied	69.7%
Renter occupied	30.4%
Vacant	12.0%
Single-family detached	73.3%
Large apartment buildings	4.8%
Mobile homes	4.0%
Median rooms	5.8
Avg household size (owned)	2.40

Year built

Era	%
2020 or later	0.5%
2010–2019	4.1%
2000–2009	8.6%
1990–1999	11.9%
1980–1989	7.6%
1970–1979	13.1%
1960–1969	15.5%
1950–1959	13.4%
1940–1949	7.6%
1939 or earlier	18.1%

Bedrooms

Size	% of units
No bedroom (studio)	1.9%
1 bedroom	8.6%
2 bedrooms	26.6%
3 bedrooms	45.9%
4 bedrooms	14.2%
5+ bedrooms	2.9%

Vehicles per household

Vehicles	% of households
No vehicle	7.2%
1 vehicle	34.7%
2 vehicles	37.1%
3 or more	21.1%

Heating fuel

Fuel type	%
Utility gas	72.0%
Electricity	23.4%
Propane / LP gas	2.8%
Fuel oil	0.4%
Wood	0.8%
No fuel used	0.5%

Households & families

Household type	Count	%
Married-couple family	13,231	41.3%
Cohabiting couple	2,382	7.4%
Male householder, no spouse	5,801	18.1%
Female householder, no spouse	10,651	33.3%
Households with children under 18	8,785	27.4%
Households with seniors (65+)	10,639	33.2%
Average household size	2.32

Marital status

Status	Male	Female
Never married	34.6%	27.1%
Married	48.4%	42.9%
Separated	1.2%	1.8%
Widowed	3.8%	11.2%
Divorced	12.1%	17.2%

Education

Less than 9th grade 3.3%

Some HS, no diploma 6.3%

HS graduate 39.2%

Some college, no degree 23.8%

Associate's degree 9.1%

Bachelor's degree 12.3%

Graduate / professional 6.1%

Metric	%
HS diploma or higher	90.5%
Bachelor's or higher	18.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	1,171	6.7%
Kindergarten	870	5.0%
Elementary school	7,906	44.8%
High school	4,151	23.6%
College / grad school	3,517	20.0%

Employment

Industry of employment

Manufacturing 24.9%

Education & healthcare 21.6%

Retail trade 11.5%

Arts, food & hospitality 10.0%

Professional & management 7.7%

Other services 6.2%

Transportation & utilities 4.7%

Construction 4.4%

Public administration 3.4%

Finance & real estate 2.9%

Wholesale trade 1.2%

Information 1.0%

Agriculture & mining 0.9%

Occupation

Category	%
Management, business & arts	28.6%
Service	20.2%
Sales & office	18.6%
Natural resources & construction	7.5%
Production & transportation	25.3%

Employment type

Type	%
Private sector	86.0%
Government	9.3%
Self-employed	4.7%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	82.6%
Carpool	9.9%
Public transit	0.2%
Walk	0.8%
Other means	1.6%
Avg commute (minutes)	20.6

Poverty

All people 13.1%

Under 18 years 18.1%

18 and over 11.7%

Married-couple families 3.1%

Female-led households 26.2%

Income support

Source	% of households
Social Security	37.8%
Retirement income	31.1%
Supplemental Security	7.5%
Cash public assistance	2.4%
Food stamps / SNAP	11.9%

Health indicators

Condition	%
High blood pressure	39.0%
High cholesterol	35.9%
Heart disease	7.6%
Stroke	3.7%
Asthma	10.5%
Arthritis	28.9%
Kidney disease	3.3%
Pulmonary disease	9.3%
Cancer	7.2%

Behavior / access	%
Binge drinking	14.9%
No physical activity	29.2%
Less than 7 hrs sleep	35.2%
Fair or poor health	18.0%
Poor mental health	16.1%
Poor physical health	12.3%
No health insurance	13.7%
Visited doctor (checkup)	78.3%
Visited dentist	60.6%
Cholesterol screening	88.7%
Teeth loss	18.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	5,016	8.7%

Disability	%
Any disability	17.6%
Under 18	5.5%
18–64 years	16.3%
65 and over	36.8%

Health insurance coverage

Type	%
Private insurance	66.8%
Public insurance	42.2%
Uninsured under 19	5.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	70,933	93.9%
Spanish	701	1.0%
Other Indo-European	274	0.4%
Asian & Pacific Islander	210	0.3%
Other languages	193	0.3%

Place of birth & citizenship

Origin	Count	%
Native born (US)	73,831	97.8%
Born in same state	73,365	97.1%
Born in different state	57,179	75.7%
Foreign born	466	0.7%
Naturalized citizen	1,695	2.3%
Not a US citizen	970	54.9%

Ancestry

Ancestry	Count	%
Arab	8,693	11.5%
French	8,145	10.8%
Italian	5,870	7.8%
English	613	0.8%
Polish	343	0.5%

Ancestry	Count	%
Irish	136	0.2%
Dutch	83	0.1%
Norwegian	75	0.1%
German	68	0.1%

Technology access

Metric	% of households
Computer access	42.5%
Internet access	91.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Kokomo, IN have?

Kokomo, IN has 2 ZIP codes: 46901, 46902. Each ZIP code serves a distinct delivery area within the city and surrounding region.

What is the main ZIP code for Kokomo, IN?

The primary ZIP code for Kokomo, IN is 46901. The city uses area code 765 for phone service.

What county is Kokomo, IN in?

Kokomo is located in Howard County, Indiana.

How many ZIP codes are in Kokomo, IN?

Kokomo, IN has 2 ZIP codes.

What ZIP code is the downtown Kokomo area and historic Main Street located in?

Downtown Kokomo and the historic Main Street district are located in ZIP code 46901, which serves as the primary commercial and civic center of the city.

Which ZIP code covers the Indiana University Kokomo campus area?

Indiana University Kokomo, located in Kokomo, is situated in ZIP code 46902, which serves the northeastern portion of the city.