46901 ZIP Code — Kokomo, IN

Howard County, Indiana

ZIP code 46901 is located in Kokomo, Indiana, within Howard County. It covers approximately 140.87 square miles and serves a population of 38,719 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 765.

About ZIP code 46901

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $119,000. Owner-occupancy sits near the national average at 73%.

Median household income is $59,629. 37% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with manufacturing as the leading industry. The average commute of 22 minutes is near the national average.

College attainment at 18% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (25%) compared to national benchmarks.

Overall, ZIP code 46901 reflects a community defined by a trades-oriented workforce and a significant Social Security-dependent population.

38,719

population

140.87

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

46901 ZIP code map

Cities in ZIP code 46901

Below are the cities the US Postal Service accepts for ZIP code 46901. Using any city not on this list may result in mail delivery delays.

City	Status
Kokomo	Preferred

Nearby ZIP codes

46932 Galveston (7.2 mi) 46902 Kokomo (7.3 mi) 46914 Bunker Hill (8.6 mi) 46971 Grissom Arb (9.4 mi) 46979 Russiaville (9.5 mi) 46068 Sharpsville (11.1 mi) 46994 Walton (11.9 mi) 46915 Burlington (11.9 mi) 46039 Forest (12.2 mi) 46936 Greentown (12.3 mi) 46911 Amboy (14.1 mi) 46929 Flora (15.5 mi)

Demographics updated 05/2026

Population
Total population	38,719
Population density	275 / sq mi
State FIPS	18
County FIPS	067

Geography
Land area	140.87 sq mi
Water area	0.51 sq mi
Latitude	40.5249
Longitude	-86.1758
Timezone	Eastern (ET)
Area code	765

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	47.5%	44.6%	42.9%
$50k – $100k	33.2%	33.4%	32.7%
$100k – $200k	17.4%	19.0%	19.8%
Over $200k	1.8%	3.0%	4.5%

Demographics & statistics

38,719

Population

275

People per sq mi

41.9

Median age

$59,629

Median household income

$32,254

Per capita income

$119,000

Median home value

$806

Median monthly rent

73.1%

Home ownership

13.7%

Poverty rate

7.0%

Unemployment

14,091

Housing units

18.1%

Bachelor's or higher

Age distribution

Male Female

1,149

Under 5

1,162

1,215

5–9

1,229

1,113

10–14

1,125

1,129

15–19

1,141

1,382

20–24

1,397

2,315

25–34

2,340

1,979

35–44

2,001

2,575

45–54

2,603

1,424

55–59

1,439

1,392

60–64

1,408

2,138

65–74

2,161

990

75–84

1,001

453

85+

458

← Male

Female →

Age summary

Group	Count	%
Under 18	8,527	22.0%
18 and over	30,192	78.0%
65 and over	7,201	18.6%
Median age	41.9 years

Race & ethnicity

White 82.9%

Black or African American 8.6%

Two or more races 4.3%

Hispanic or Latino 2.7%

Other race 0.7%

Asian 0.5%

American Indian / Alaska Native 0.3%

Group	Count	%
White	33,023	82.9%
Black or African American	3,424	8.6%
Two or more races	1,719	4.3%
Hispanic or Latino	1,094	2.7%
Other race	266	0.7%
Asian	185	0.5%
American Indian / Alaska Native	102	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	47.5%	44.6%	42.9%
$50k – $100k	33.2%	33.4%	32.7%
$100k – $200k	17.4%	19.0%	19.8%
Over $200k	1.8%	3.0%	4.5%

Under $10k 5.5%

$10k–$15k 4.9%

$15k–$25k 9.7%

$25k–$35k 8.7%

$35k–$50k 13.0%

$50k–$75k 18.5%

$75k–$100k 14.5%

$100k–$150k 16.0%

$150k–$200k 5.9%

$200k+ 3.3%

Range	% of households
Under $10k	5.5%
$10k–$15k	4.9%
$15k–$25k	9.7%
$25k–$35k	8.7%
$35k–$50k	13.0%
$50k–$75k	18.5%
$75k–$100k	14.5%
$100k–$150k	16.0%
$150k–$200k	5.9%
$200k+	3.3%
Median income	$59,629

Housing

Home values

Under $50k 12.7%

$50k–$100k 30.0%

$100k–$150k 19.1%

$150k–$200k 16.8%

$200k–$300k 15.2%

$300k–$500k 4.2%

$500k–$1M 1.6%

$1M+ 0.4%

Housing overview

Metric	Value
Median home value	$119,000
Median rent / month	$806
Owner occupied	73.1%
Renter occupied	26.9%
Vacant	11.9%
Single-family detached	76.9%
Large apartment buildings	5.0%
Mobile homes	6.1%
Median rooms	5.9
Avg household size (owned)	2.35

Year built

Era	%
2020 or later	0.2%
2010–2019	5.1%
2000–2009	6.7%
1990–1999	9.5%
1980–1989	6.2%
1970–1979	10.9%
1960–1969	11.7%
1950–1959	15.2%
1940–1949	9.1%
1939 or earlier	25.4%

Bedrooms

Size	% of units
No bedroom (studio)	1.8%
1 bedroom	7.9%
2 bedrooms	25.5%
3 bedrooms	45.2%
4 bedrooms	16.3%
5+ bedrooms	3.2%

Vehicles per household

Vehicles	% of households
No vehicle	6.8%
1 vehicle	34.8%
2 vehicles	35.9%
3 or more	22.5%

Heating fuel

Fuel type	%
Utility gas	71.2%
Electricity	22.3%
Propane / LP gas	4.1%
Fuel oil	0.7%
Wood	0.9%
No fuel used	0.6%

Households & families

Household type	Count	%
Married-couple family	6,727	41.4%
Cohabiting couple	1,288	7.9%
Male householder, no spouse	3,131	19.3%
Female householder, no spouse	5,116	31.5%
Households with children under 18	4,292	26.4%
Households with seniors (65+)	5,251	32.3%
Average household size	2.32

Marital status

Status	Male	Female
Never married	33.4%	26.0%
Married	46.7%	43.2%
Separated	1.5%	1.3%
Widowed	4.4%	11.3%
Divorced	14.0%	18.4%

Education

Less than 9th grade 3.5%

Some HS, no diploma 7.4%

HS graduate 39.4%

Some college, no degree 22.3%

Associate's degree 9.3%

Bachelor's degree 12.3%

Graduate / professional 5.8%

Metric	%
HS diploma or higher	89.1%
Bachelor's or higher	18.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	476	5.7%
Kindergarten	523	6.2%
Elementary school	3,659	43.4%
High school	2,021	24.0%
College / grad school	1,744	20.7%

Employment

Industry of employment

Manufacturing 27.2%

Education & healthcare 20.5%

Arts, food & hospitality 10.3%

Retail trade 8.2%

Professional & management 8.1%

Other services 6.4%

Transportation & utilities 4.9%

Construction 4.5%

Public administration 3.7%

Finance & real estate 2.4%

Wholesale trade 1.5%

Agriculture & mining 1.3%

Information 1.0%

Occupation

Category	%
Management, business & arts	27.1%
Service	19.7%
Sales & office	17.0%
Natural resources & construction	8.8%
Production & transportation	27.4%

Employment type

Type	%
Private sector	86.6%
Government	9.7%
Self-employed	3.5%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	82.8%
Carpool	9.0%
Public transit	0.0%
Walk	1.2%
Work from home	4.9%
Other means	2.0%
Avg commute (minutes)	21.9

Poverty

All people 13.7%

Under 18 years 18.3%

18 and over 12.4%

Married-couple families 3.0%

Female-led households 26.0%

Income support

Source	% of households
Social Security	36.7%
Retirement income	29.6%
Supplemental Security	8.1%
Cash public assistance	2.2%
Food stamps / SNAP	12.3%

Health indicators

Condition	%
Obesity	43.0%
High blood pressure	39.6%
High cholesterol	35.9%
Diabetes	13.0%
Heart disease	7.8%
Stroke	3.9%
Asthma	10.7%
Arthritis	29.3%
Kidney disease	3.4%
Pulmonary disease	9.8%
Cancer	7.2%

Behavior / access	%
Smoking	24.5%
Binge drinking	14.8%
No physical activity	30.5%
Less than 7 hrs sleep	35.8%
Depression	24.3%
Fair or poor health	19.2%
Poor mental health	16.5%
Poor physical health	12.9%
No health insurance	14.4%
Visited doctor (checkup)	78.1%
Visited dentist	58.7%
Cholesterol screening	88.2%
Teeth loss	19.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	2,421	8.0%

Disability	%
Any disability	18.5%
Under 18	5.6%
18–64 years	17.3%
65 and over	38.6%

Health insurance coverage

Type	%
Private insurance	65.3%
Public insurance	41.3%
No insurance	9.2%
Uninsured under 19	5.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	36,408	94.0%
Spanish	354	1.0%
Other Indo-European	152	0.4%
Asian & Pacific Islander	117	0.3%
Other languages	61	0.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	38,357	99.1%
Born in same state	38,177	98.6%
Born in different state	30,076	77.7%
Foreign born	180	0.5%
Naturalized citizen	362	0.9%
Not a US citizen	184	50.8%

Ancestry

Ancestry	Count	%
Arab	4,091	10.6%
French	3,965	10.2%
Italian	3,412	8.8%
English	380	1%
Polish	170	0.4%

Ancestry	Count	%
Irish	97	0.3%
Dutch	63	0.2%
Norwegian	54	0.1%
German	22	0.1%

Technology access

Metric	% of households
Computer access	42.0%
Internet access	91.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 46901

What city is ZIP code 46901 in?

ZIP code 46901 is primarily assigned to Kokomo, Indiana.

What county is ZIP code 46901 in?

ZIP code 46901 falls within Howard County, Indiana.

Does ZIP code 46901 have a large retiree population?

37% of households in ZIP code 46901 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 46901?

The median home value in ZIP code 46901 is $119,000.

What is the population of ZIP code 46901?

ZIP code 46901 has an estimated population of 38,719 residents, with a density of 275 people per square mile.

What is the median household income in ZIP code 46901?

The median household income in ZIP code 46901 is $59,629, below the national median of ~$75,000.

What timezone is ZIP code 46901 in?

ZIP code 46901 observes the EST timezone.