46929 ZIP Code — Flora, IN

Carroll County, Indiana

ZIP code 46929 is located in Flora, Indiana, within Carroll County. It covers approximately 48.65 square miles and serves a population of 3,224 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 574.

About ZIP code 46929

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $132,900. Owner-occupancy sits near the national average at 70%.

Median household income is $60,208. The poverty rate of 4% is below the national average. 37% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 22 minutes is near the national average.

College attainment at 14% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (22%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 11% of civilians, above the national average of 7%.

Overall, ZIP code 46929 reflects a community defined by a trades-oriented workforce, a strong veteran community, and a significant Social Security-dependent population.

3,224

population

48.65

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

46929 ZIP code map

Cities in ZIP code 46929

Below are the cities the US Postal Service accepts for ZIP code 46929. Using any city not on this list may result in mail delivery delays.

City	Status
Flora	Preferred

Nearby ZIP codes

46920 Cutler (5.3 mi) 46917 Camden (5.8 mi) 46915 Burlington (5.9 mi) 46923 Delphi (9.3 mi) 46065 Rossville (11 mi) 46932 Galveston (11.8 mi) 46979 Russiaville (12.9 mi) 46039 Forest (14.4 mi) 46994 Walton (14.4 mi) 46947 Logansport (14.7 mi) 46057 Michigantown (14.8 mi) 46058 Mulberry (15.4 mi)

Demographics updated 05/2026

Population
Total population	3,224
Population density	66 / sq mi
State FIPS	18
County FIPS	015

Geography
Land area	48.65 sq mi
Water area	0.03 sq mi
Latitude	40.5434
Longitude	-86.4694
Timezone	Eastern (ET)
Area code	574

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	52.8%	46.2%	42.9%
$50k – $100k	33.8%	32.5%	32.7%
$100k – $200k	11.7%	18.3%	19.8%
Over $200k	1.6%	3.0%	4.5%

Demographics & statistics

3,224

Population

People per sq mi

44.3

Median age

$60,208

Median household income

$32,027

Per capita income

$132,900

Median home value

$708

Median monthly rent

70.3%

Home ownership

4.2%

Poverty rate

3.4%

Unemployment

1,102

Housing units

13.9%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

107

15–19

100

20–24

275

25–34

245

157

35–44

139

227

45–54

202

119

55–59

107

162

60–64

145

138

65–74

123

149

75–84

133

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	565	17.5%
18 and over	2,659	82.5%
65 and over	615	19.1%
Median age	44.3 years

Race & ethnicity

White 90%

Black or African American 3.9%

Two or more races 3.6%

Hispanic or Latino 2.3%

Other race 0.2%

Group	Count	%
White	2,970	90%
Black or African American	128	3.9%
Two or more races	119	3.6%
Hispanic or Latino	75	2.3%
Other race	7	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	52.8%	46.2%	42.9%
$50k – $100k	33.8%	32.5%	32.7%
$100k – $200k	11.7%	18.3%	19.8%
Over $200k	1.6%	3.0%	4.5%

Under $10k 2.3%

$10k–$15k 0.8%

$15k–$25k 8.0%

$25k–$35k 11.8%

$35k–$50k 18.3%

$50k–$75k 22.6%

$75k–$100k 15.4%

$100k–$150k 13.3%

$150k–$200k 6.2%

$200k+ 1.4%

Range	% of households
Under $10k	2.3%
$10k–$15k	0.8%
$15k–$25k	8.0%
$25k–$35k	11.8%
$35k–$50k	18.3%
$50k–$75k	22.6%
$75k–$100k	15.4%
$100k–$150k	13.3%
$150k–$200k	6.2%
$200k+	1.4%
Median income	$60,208

Housing

Home values

Under $50k 6.2%

$50k–$100k 31.1%

$100k–$150k 21.6%

$150k–$200k 11.3%

$200k–$300k 14.9%

$300k–$500k 7.1%

$500k–$1M 7.8%

Housing overview

Metric	Value
Median home value	$132,900
Median rent / month	$708
Owner occupied	70.3%
Renter occupied	29.7%
Vacant	7.9%
Single-family detached	80.2%
Large apartment buildings	0.0%
Mobile homes	5.1%
Median rooms	6.1
Avg household size (owned)	2.41

Year built

Era	%
2020 or later	0.0%
2010–2019	2.1%
2000–2009	7.0%
1990–1999	7.5%
1980–1989	8.2%
1970–1979	13.0%
1960–1969	10.9%
1950–1959	9.2%
1940–1949	4.2%
1939 or earlier	37.9%

Bedrooms

Size	% of units
No bedroom (studio)	1.7%
1 bedroom	10.4%
2 bedrooms	26.1%
3 bedrooms	40.4%
4 bedrooms	17.4%
5+ bedrooms	4.0%

Vehicles per household

Vehicles	% of households
No vehicle	6.4%
1 vehicle	24.1%
2 vehicles	42.8%
3 or more	26.7%

Heating fuel

Fuel type	%
Utility gas	53.2%
Electricity	23.0%
Propane / LP gas	19.1%
Fuel oil	2.0%
Wood	0.8%
No fuel used	0.9%

Households & families

Household type	Count	%
Married-couple family	809	58.0%
Cohabiting couple	104	7.4%
Male householder, no spouse	176	12.6%
Female householder, no spouse	307	22.0%
Households with children under 18	340	24.4%
Households with seniors (65+)	458	32.8%
Average household size	2.31

Marital status

Status	Male	Female
Never married	28.0%	20.4%
Married	57.4%	56.0%
Separated	0.0%	0.7%
Widowed	1.3%	9.3%
Divorced	13.3%	13.6%

Education

Less than 9th grade 3.1%

Some HS, no diploma 8.5%

HS graduate 41.3%

Some college, no degree 18.1%

Associate's degree 15.1%

Bachelor's degree 7.3%

Graduate / professional 6.6%

Metric	%
HS diploma or higher	88.4%
Bachelor's or higher	13.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	30	5.6%
Kindergarten	33	6.2%
Elementary school	221	41.6%
High school	146	27.5%
College / grad school	101	19.0%

Employment

Industry of employment

Manufacturing 21.6%

Education & healthcare 21.3%

Retail trade 10.2%

Construction 10.1%

Agriculture & mining 7.7%

Transportation & utilities 7.3%

Arts, food & hospitality 7.2%

Professional & management 6.2%

Public administration 3.2%

Finance & real estate 2.5%

Other services 1.7%

Information 1.1%

Occupation

Category	%
Management, business & arts	27.0%
Service	14.6%
Sales & office	21.7%
Natural resources & construction	14.9%
Production & transportation	21.9%

Employment type

Type	%
Private sector	81.5%
Government	13.9%
Self-employed	4.5%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	85.9%
Carpool	8.0%
Public transit	1.1%
Walk	2.9%
Work from home	1.4%
Other means	0.7%
Avg commute (minutes)	22.4

Poverty

All people 4.2%

Under 18 years 2.0%

18 and over 4.6%

Married-couple families 2.7%

Female-led households 7.0%

Income support

Source	% of households
Social Security	37.4%
Retirement income	21.1%
Supplemental Security	1.3%
Cash public assistance	1.4%
Food stamps / SNAP	5.5%

Health indicators

Condition	%
Obesity	39.6%
High blood pressure	36.7%
High cholesterol	34.5%
Diabetes	11.4%
Heart disease	7.7%
Stroke	3.5%
Asthma	9.9%
Arthritis	28.1%
Kidney disease	3.2%
Pulmonary disease	9.2%
Cancer	7.5%

Behavior / access	%
Smoking	21.8%
Binge drinking	16.0%
No physical activity	27.6%
Less than 7 hrs sleep	36.5%
Depression	23.7%
Fair or poor health	16.9%
Poor mental health	15.9%
Poor physical health	11.9%
No health insurance	13.8%
Visited doctor (checkup)	74.7%
Visited dentist	60.3%
Cholesterol screening	88.8%
Teeth loss	18.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	298	11.2%

Disability	%
Any disability	14.1%
Under 18	5.7%
18–64 years	11.7%
65 and over	29.6%

Health insurance coverage

Type	%
Private insurance	69.0%
Public insurance	38.9%
No insurance	5.2%
Uninsured under 19	7.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,038	94.2%
Spanish	3	0.1%
Other Indo-European	3	0.1%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,217	99.8%
Born in same state	3,217	99.8%
Born in different state	2,534	78.6%
Foreign born	0	0.0%
Naturalized citizen	7	0.2%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
French	421	13.1%
Arab	407	12.6%
Italian	203	6.3%
English	77	2.4%

Ancestry	Count	%
Polish	17	0.5%
German	12	0.4%
Irish	6	0.2%

Technology access

Metric	% of households
Computer access	43.3%
Internet access	89.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 46929

What city is ZIP code 46929 in?

ZIP code 46929 is primarily assigned to Flora, Indiana.

What county is ZIP code 46929 in?

ZIP code 46929 falls within Carroll County, Indiana.

How educated is the population of ZIP code 46929?

14% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 46929 have a large retiree population?

37% of households in ZIP code 46929 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 46929 have a large veteran population?

11% of civilians in ZIP code 46929 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 46929?

The median home value in ZIP code 46929 is $132,900.

What timezone is ZIP code 46929 in?

ZIP code 46929 observes the EST timezone.