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Indiana ZIP Codes
Carroll County
Delphi, IN
46923
46923 ZIP Code — Delphi, IN
Carroll County, Indiana
ZIP code 46923 is located in
Delphi ,
Indiana ,
within Carroll County .
It covers approximately 134.93 square miles and serves a population of
7,846 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 765/574 .
About ZIP code 46923
The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $150,600. Owner-occupancy sits near the national average at 75%.
Median household income is $55,385. 42% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 25 minutes is near the national average.
College attainment at 14% is below the national average, consistent with a trades and production-oriented local economy.
Health indicators show elevated rates of smoking (22%) compared to national benchmarks.
Overall, ZIP code 46923 reflects a community defined by a trades-oriented workforce and a significant Social Security-dependent population.
46923 ZIP code map
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Cities in ZIP code 46923
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Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
7,846
Population density
58 / sq mi
State FIPS
18
County FIPS
015
Geography
Land area
134.93 sq mi
Water area
1.05 sq mi
Latitude
40.5852
Longitude
-86.6385
Timezone
Eastern (ET)
Area code
765/574
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
46.0%
46.2%
42.9%
$50k – $100k
31.2%
32.5%
32.7%
$100k – $200k
18.6%
18.3%
19.8%
Over $200k
4.2%
3.0%
4.5%
Demographics & statistics
$55,385
Median household income
$150,600
Median home value
14.1%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 1,739 22.2%
18 and over 6,107 77.8%
65 and over 1,517 19.3%
Median age 45.2 years
Race & ethnicity
Black or African American
0.1%
Group Count %
White 7,488 92.5%
Hispanic or Latino 250 3.1%
Two or more races 212 2.6%
Other race 125 1.5%
Asian 12 0.1%
Black or African American 6 0.1%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
46.0%
46.2%
42.9%
$50k – $100k
31.2%
32.5%
32.7%
$100k – $200k
18.6%
18.3%
19.8%
Over $200k
4.2%
3.0%
4.5%
Range % of households
Under $10k 1.9%
$10k–$15k 4.4%
$15k–$25k 6.5%
$25k–$35k 15.6%
$35k–$50k 16.0%
$50k–$75k 18.8%
$75k–$100k 11.2%
$100k–$150k 13.5%
$150k–$200k 5.5%
$200k+ 6.5%
Median income $55,385
Housing
Housing overview
Metric Value
Median home value $150,600
Median rent / month $885
Owner occupied 75.0%
Renter occupied 25.0%
Vacant 12.3%
Single-family detached 81.3%
Large apartment buildings 0.3%
Mobile homes 8.4%
Median rooms 6.3
Avg household size (owned) 2.56
Year built
Era %
2020 or later 0.0%
2010–2019 5.1%
2000–2009 9.9%
1990–1999 14.5%
1980–1989 6.3%
1970–1979 14.3%
1960–1969 7.3%
1950–1959 10.3%
1940–1949 3.3%
1939 or earlier 29.0%
Bedrooms
Size % of units
No bedroom (studio) 1.3%
1 bedroom 8.2%
2 bedrooms 23.5%
3 bedrooms 48.4%
4 bedrooms 14.5%
5+ bedrooms 4.0%
Vehicles per household
Vehicles % of households
No vehicle 3.6%
1 vehicle 30.1%
2 vehicles 30.9%
3 or more 35.4%
Heating fuel
Fuel type %
Utility gas 33.3%
Electricity 28.9%
Propane / LP gas 34.5%
Fuel oil 0.1%
Wood 3.2%
Households & families
Household type Count %
Married-couple family 1,549 51.1%
Cohabiting couple 139 4.6%
Male householder, no spouse 661 21.8%
Female householder, no spouse 685 22.6%
Households with children under 18 754 24.9%
Households with seniors (65+) 1,032 34.0%
Average household size 2.55
Marital status
Status Male Female
Never married 29.1% 21.6%
Married 49.6% 52.0%
Separated 0.4% 1.8%
Widowed 3.8% 8.4%
Divorced 17.1% 16.3%
Education
Some college, no degree
21.4%
Graduate / professional
4.6%
Metric %
HS diploma or higher 89.7%
Bachelor's or higher 14.1%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 125 8.4%
Kindergarten 158 10.6%
Elementary school 606 40.5%
High school 392 26.2%
College / grad school 214 14.3%
Employment
Industry of employment
Education & healthcare
20.3%
Arts, food & hospitality
8.8%
Professional & management
5.6%
Finance & real estate
4.6%
Agriculture & mining
2.9%
Transportation & utilities
2.5%
Public administration
2.2%
Occupation
Category %
Management, business & arts 27.0%
Service 17.6%
Sales & office 18.8%
Natural resources & construction 13.0%
Production & transportation 23.7%
Employment type
Type %
Private sector 81.9%
Government 9.5%
Self-employed 8.4%
Unpaid family workers 0.2%
Commute
Method %
Drive alone 87.5%
Carpool 7.6%
Public transit 0.0%
Walk 1.3%
Work from home 3.2%
Other means 0.4%
Avg commute (minutes) 24.6
Poverty
Married-couple families
5.8%
Female-led households
6.4%
Income support
Source % of households
Social Security 42.3%
Retirement income 24.3%
Supplemental Security 8.7%
Cash public assistance 0.3%
Food stamps / SNAP 5.0%
Health indicators
Condition %
Obesity 39.8%
High blood pressure 35.9%
High cholesterol 34.2%
Diabetes 11.3%
Heart disease 7.5%
Stroke 3.4%
Asthma 9.9%
Arthritis 27.2%
Kidney disease 3.1%
Pulmonary disease 8.9%
Cancer 7.1%
Behavior / access %
Smoking 21.6%
Binge drinking 16.2%
No physical activity 27.2%
Less than 7 hrs sleep 36.6%
Depression 23.6%
Fair or poor health 16.8%
Poor mental health 15.9%
Poor physical health 11.8%
No health insurance 14.2%
Visited doctor (checkup) 74.1%
Visited dentist 60.2%
Cholesterol screening 88.5%
Teeth loss 18.0%
Veterans & disability
Veterans Count %
Civilian veterans 456 7.5%
Disability %
Any disability 18.2%
Under 18 8.3%
18–64 years 15.3%
65 and over 38.8%
Health insurance coverage
Type %
Private insurance 66.6%
Public insurance 33.2%
No insurance 14.3%
Uninsured under 19 21.0%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 7,481 95.3%
Spanish 113 1.5%
Other Indo-European 105 1.4%
Asian & Pacific Islander 0 0.0%
Other languages 8 0.1%
Place of birth & citizenship
Origin Count %
Native born (US) 7,563 96.4%
Born in same state 7,502 95.6%
Born in different state 6,452 82.2%
Foreign born 61 0.8%
Naturalized citizen 283 3.6%
Not a US citizen 102 36.0%
Ancestry
Ancestry Count %
Italian 672 8.6%
Arab 627 8%
French 603 7.7%
Ancestry Count %
English 88 1.1%
German 35 0.4%
Polish 32 0.4%
Technology access
Metric % of households
Computer access 38.7%
Internet access 93.0%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 46923
What city is ZIP code 46923 in?
ZIP code 46923 is primarily assigned to Delphi, Indiana.
What county is ZIP code 46923 in?
ZIP code 46923 falls within Carroll County, Indiana.
How educated is the population of ZIP code 46923?
14% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.
Does ZIP code 46923 have a large retiree population?
42% of households in ZIP code 46923 receive Social Security income, suggesting a significant retiree or disability population.
What is the typical home value in ZIP code 46923?
The median home value in ZIP code 46923 is $150,600.
What is the population of ZIP code 46923?
ZIP code 46923 has an estimated population of 7,846 residents, with a density of 58 people per square mile.
What timezone is ZIP code 46923 in?
ZIP code 46923 observes the EST timezone.
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