Monticello ZIP Codes — White County, IN

There is one unique ZIP code in Monticello, Indiana and it is 47960. Area code: 574.

ZIP codes

118.30

sq mi land

4.43

sq mi water

574

area code

Monticello, IN ZIP code map

About Monticello, IN

Monticello is a charming city located in the heart of Indiana, specifically in White County. Known for its picturesque scenery and vibrant community, the city offers a blend of small-town charm and modern conveniences. With its rich history and surrounding lakes, Monticello is a hidden gem for visitors and residents alike.

Location & geography

Monticello is situated approximately 90 miles northwest of Indianapolis, making it accessible for those seeking a retreat from city life. The city is bordered by several other municipalities, including Lafayette to the southwest, about 30 miles away, and Logansport, located approximately 25 miles to the north. Spanning a land area of 118.30 square miles, Monticello also features a water area of 4.43 square miles, contributing to its scenic landscapes.

Community & economy

The character of Monticello is defined by its friendly residents and a strong sense of community belonging. The local economy is supported by a mix of tourism, agriculture, and small businesses that cater to both the needs of residents and visitors. Daily life in Monticello is often enriched by various community events and the opportunity to engage in outdoor recreational activities, especially around the lakes.

Transportation

Monticello is accessible via several highways, including Indiana State Road 39 and Indiana State Road 63, making it easy to travel to neighboring cities and towns. The nearest major airport is Purdue University Airport, located about 30 miles away, while the city is serviced by the local transport network for residents and visitors. These transportation options facilitate both commuting and tourism activities in the area.

History

Monticello was founded in the early 1830s and has since evolved into a key location in White County, originally thriving due to agriculture and timber industries. Notably, the city has been a significant hub for recreational activities, with the area around Lake Shafer attracting numerous tourists. Over the years, Monticello has hosted various events that celebrate its local culture and history.

Did you know?

One surprising fact about Monticello is that it is often referred to as the 'Home of Indiana Beach,' a popular amusement park situated along Lake Shafer. This attraction draws thousands of visitors each year, helping to boost the local economy and highlighting the city's appeal as a vacation destination.

ZIP codes for Monticello, IN (1)

ZIP code	City	County	Map
47960	Monticello	White	View map

Demographics & statistics

15,434

Population

47.9

Median age

$63,498

Median household income

$34,796

Per capita income

$164,300

Median home value

$819

Median monthly rent

78.0%

Home ownership

7.4%

Poverty rate

5.8%

Unemployment

8,472

Housing units

18.5%

Bachelor's or higher

Age distribution

Male Female

357

Under 5

367

430

5–9

441

258

10–14

266

441

15–19

453

550

20–24

566

719

25–34

738

800

35–44

822

937

45–54

962

579

55–59

596

671

60–64

690

1,029

65–74

1,057

568

75–84

583

273

85+

281

← Male

Female →

Age summary

Group	Count	%
Under 18	2,764	17.9%
18 and over	12,670	82.1%
65 and over	3,791	24.6%
Median age	47.9 years

Race & ethnicity

White 91.1%

Hispanic or Latino 3.4%

Two or more races 2.5%

Other race 2.2%

Black or African American 0.3%

Asian 0.3%

American Indian / Alaska Native 0.2%

Group	Count	%
White	14,557	91.1%
Hispanic or Latino	543	3.4%
Two or more races	396	2.5%
Other race	356	2.2%
Black or African American	50	0.3%
Asian	47	0.3%
American Indian / Alaska Native	28	0.2%

Household income

Under $10k 3.8%

$10k–$15k 3.8%

$15k–$25k 8.6%

$25k–$35k 11.6%

$35k–$50k 11.6%

$50k–$75k 18.7%

$75k–$100k 19.4%

$100k–$150k 12.5%

$150k–$200k 4.9%

$200k+ 5.1%

Range	% of households
Under $10k	3.8%
$10k–$15k	3.8%
$15k–$25k	8.6%
$25k–$35k	11.6%
$35k–$50k	11.6%
$50k–$75k	18.7%
$75k–$100k	19.4%
$100k–$150k	12.5%
$150k–$200k	4.9%
$200k+	5.1%
Median income	$63,498

Housing

Home values

Under $50k 5.1%

$50k–$100k 19.5%

$100k–$150k 19.7%

$150k–$200k 18.7%

$200k–$300k 21.7%

$300k–$500k 9.8%

$500k–$1M 5.4%

$1M+ 0.2%

Housing overview

Metric	Value
Median home value	$164,300
Median rent / month	$819
Owner occupied	78.0%
Renter occupied	22.0%
Vacant	35.0%
Single-family detached	75.8%
Large apartment buildings	1.0%
Mobile homes	13.0%
Median rooms	5.6
Avg household size (owned)	2.53

Year built

Era	%
2020 or later	0.2%
2010–2019	4.4%
2000–2009	8.8%
1990–1999	9.8%
1980–1989	7.9%
1970–1979	24.2%
1960–1969	11.2%
1950–1959	13.5%
1940–1949	7.6%
1939 or earlier	12.3%

Bedrooms

Size	% of units
No bedroom (studio)	0.8%
1 bedroom	6.4%
2 bedrooms	35.9%
3 bedrooms	39.3%
4 bedrooms	12.9%
5+ bedrooms	4.7%

Vehicles per household

Vehicles	% of households
No vehicle	2.9%
1 vehicle	32.5%
2 vehicles	41.0%
3 or more	23.6%

Heating fuel

Fuel type	%
Utility gas	68.3%
Electricity	18.2%
Propane / LP gas	9.6%
Wood	2.7%
No fuel used	0.2%

Households & families

Household type	Count	%
Married-couple family	3,068	47.8%
Cohabiting couple	479	7.5%
Male householder, no spouse	1,119	17.4%
Female householder, no spouse	1,755	27.3%
Households with children under 18	1,527	23.8%
Households with seniors (65+)	2,584	40.2%
Average household size	2.37

Marital status

Status	Male	Female
Never married	27.4%	23.3%
Married	49.8%	50.8%
Separated	0.5%	0.3%
Widowed	6.2%	14.0%
Divorced	16.1%	11.6%

Education

Less than 9th grade 1.3%

Some HS, no diploma 7.5%

HS graduate 41.2%

Some college, no degree 23.3%

Associate's degree 8.3%

Bachelor's degree 11.8%

Graduate / professional 6.6%

Metric	%
HS diploma or higher	91.2%
Bachelor's or higher	18.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	132	5.0%
Kindergarten	77	2.9%
Elementary school	1,185	45.3%
High school	724	27.7%
College / grad school	498	19.0%

Employment

Industry of employment

Manufacturing 26.3%

Retail trade 15.8%

Education & healthcare 15.8%

Professional & management 8.4%

Construction 7.1%

Arts, food & hospitality 6.6%

Transportation & utilities 5.0%

Other services 4.6%

Wholesale trade 2.8%

Public administration 2.4%

Finance & real estate 2.3%

Agriculture & mining 1.7%

Information 1.2%

Occupation

Category	%
Management, business & arts	26.3%
Service	15.9%
Sales & office	21.1%
Natural resources & construction	6.4%
Production & transportation	30.2%

Employment type

Type	%
Private sector	81.6%
Government	11.8%
Self-employed	6.5%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	78.5%
Carpool	15.1%
Public transit	0.0%
Walk	1.2%
Other means	0.9%
Avg commute (minutes)	23.6

Poverty

All people 7.4%

Under 18 years 7.6%

18 and over 7.4%

Married-couple families 1.8%

Female-led households 18.2%

Income support

Source	% of households
Social Security	45.8%
Retirement income	29.7%
Supplemental Security	4.5%
Cash public assistance	1.1%
Food stamps / SNAP	6.1%

Health indicators

Condition	%
High blood pressure	38.2%
High cholesterol	37.1%
Heart disease	8.5%
Stroke	3.8%
Asthma	9.9%
Arthritis	30.5%
Kidney disease	3.5%
Pulmonary disease	9.9%
Cancer	8.0%

Behavior / access	%
Binge drinking	14.9%
No physical activity	29.7%
Less than 7 hrs sleep	34.6%
Fair or poor health	18.4%
Poor mental health	15.2%
Poor physical health	12.7%
No health insurance	14.0%
Visited doctor (checkup)	76.5%
Visited dentist	61.1%
Cholesterol screening	89.9%
Teeth loss	18.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,061	8.4%

Disability	%
Any disability	18.1%
Under 18	5.0%
18–64 years	14.3%
65 and over	37.1%

Health insurance coverage

Type	%
Private insurance	72.1%
Public insurance	37.2%
Uninsured under 19	5.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	14,710	95.3%
Spanish	189	1.3%
Other Indo-European	176	1.2%
Asian & Pacific Islander	13	0.1%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	14,983	97.1%
Born in same state	14,945	96.8%
Born in different state	11,715	75.9%
Foreign born	38	0.2%
Naturalized citizen	451	2.9%
Not a US citizen	202	44.8%

Ancestry

Ancestry	Count	%
Italian	2,020	13.1%
French	1,545	10%
Arab	884	5.7%
English	364	2.4%

Ancestry	Count	%
Polish	58	0.4%
German	51	0.3%
Norwegian	22	0.1%
Irish	17	0.1%

Technology access

Metric	% of households
Computer access	41.6%
Internet access	91.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Monticello, IN have?

Monticello, IN has one ZIP code: 47960. Each ZIP code serves a distinct delivery area within the city and surrounding region.