47960 ZIP Code — Monticello, IN

White County, Indiana

ZIP code 47960 is located in Monticello, Indiana, within White County. It covers approximately 118.30 square miles and serves a population of 15,434 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 574.

About ZIP code 47960

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $164,300. Owner-occupancy is high at 78%, well above the national average.

Median household income is $63,498. The poverty rate of 7% is below the national average. 46% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with manufacturing as the leading industry. The average commute of 24 minutes is near the national average.

College attainment at 19% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (22%) compared to national benchmarks.

Overall, ZIP code 47960 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

15,434

population

118.30

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

47960 ZIP code map

Cities in ZIP code 47960

Below are the cities the US Postal Service accepts for ZIP code 47960. Using any city not on this list may result in mail delivery delays.

City	Status
Monticello	Acceptable
Monticello	Preferred

Nearby ZIP codes

47950 Idaville (4.6 mi) 47926 Burnettsville (8.1 mi) 47980 Reynolds (9.2 mi) 47959 Monon (11.1 mi) 47929 Chalmers (12.2 mi) 46978 Royal Center (13 mi) 47995 Wolcott (14.2 mi) 46923 Delphi (14.3 mi) 46985 Star City (14.6 mi) 47923 Brookston (15 mi) 47946 Francesville (16 mi) 47920 Battle Ground (16.4 mi)

Demographics updated 05/2026

Population
Total population	15,434
Population density	130 / sq mi
State FIPS	18
County FIPS	181

Geography
Land area	118.30 sq mi
Water area	4.43 sq mi
Latitude	40.7784
Longitude	-86.7367
Timezone	Eastern (ET)
Area code	574

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	49.8%	45.7%	42.9%
$50k – $100k	31.7%	34.8%	32.7%
$100k – $200k	16.1%	17.4%	19.8%
Over $200k	2.4%	2.1%	4.5%

Demographics & statistics

15,434

Population

130

People per sq mi

47.9

Median age

$63,498

Median household income

$34,796

Per capita income

$164,300

Median home value

$819

Median monthly rent

78.0%

Home ownership

7.4%

Poverty rate

5.8%

Unemployment

8,472

Housing units

18.5%

Bachelor's or higher

Age distribution

Male Female

357

Under 5

367

430

5–9

441

258

10–14

266

441

15–19

453

550

20–24

566

719

25–34

738

800

35–44

822

937

45–54

962

579

55–59

596

671

60–64

690

1,029

65–74

1,057

568

75–84

583

273

85+

281

← Male

Female →

Age summary

Group	Count	%
Under 18	2,764	17.9%
18 and over	12,670	82.1%
65 and over	3,791	24.6%
Median age	47.9 years

Race & ethnicity

White 91.1%

Hispanic or Latino 3.4%

Two or more races 2.5%

Other race 2.2%

Black or African American 0.3%

Asian 0.3%

American Indian / Alaska Native 0.2%

Group	Count	%
White	14,557	91.1%
Hispanic or Latino	543	3.4%
Two or more races	396	2.5%
Other race	356	2.2%
Black or African American	50	0.3%
Asian	47	0.3%
American Indian / Alaska Native	28	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	49.8%	45.7%	42.9%
$50k – $100k	31.7%	34.8%	32.7%
$100k – $200k	16.1%	17.4%	19.8%
Over $200k	2.4%	2.1%	4.5%

Under $10k 3.8%

$10k–$15k 3.8%

$15k–$25k 8.6%

$25k–$35k 11.6%

$35k–$50k 11.6%

$50k–$75k 18.7%

$75k–$100k 19.4%

$100k–$150k 12.5%

$150k–$200k 4.9%

$200k+ 5.1%

Range	% of households
Under $10k	3.8%
$10k–$15k	3.8%
$15k–$25k	8.6%
$25k–$35k	11.6%
$35k–$50k	11.6%
$50k–$75k	18.7%
$75k–$100k	19.4%
$100k–$150k	12.5%
$150k–$200k	4.9%
$200k+	5.1%
Median income	$63,498

Housing

Home values

Under $50k 5.1%

$50k–$100k 19.5%

$100k–$150k 19.7%

$150k–$200k 18.7%

$200k–$300k 21.7%

$300k–$500k 9.8%

$500k–$1M 5.4%

$1M+ 0.2%

Housing overview

Metric	Value
Median home value	$164,300
Median rent / month	$819
Owner occupied	78.0%
Renter occupied	22.0%
Vacant	35.0%
Single-family detached	75.8%
Large apartment buildings	1.0%
Mobile homes	13.0%
Median rooms	5.6
Avg household size (owned)	2.53

Year built

Era	%
2020 or later	0.2%
2010–2019	4.4%
2000–2009	8.8%
1990–1999	9.8%
1980–1989	7.9%
1970–1979	24.2%
1960–1969	11.2%
1950–1959	13.5%
1940–1949	7.6%
1939 or earlier	12.3%

Bedrooms

Size	% of units
No bedroom (studio)	0.8%
1 bedroom	6.4%
2 bedrooms	35.9%
3 bedrooms	39.3%
4 bedrooms	12.9%
5+ bedrooms	4.7%

Vehicles per household

Vehicles	% of households
No vehicle	2.9%
1 vehicle	32.5%
2 vehicles	41.0%
3 or more	23.6%

Heating fuel

Fuel type	%
Utility gas	68.3%
Electricity	18.2%
Propane / LP gas	9.6%
Wood	2.7%
No fuel used	0.2%

Households & families

Household type	Count	%
Married-couple family	3,068	47.8%
Cohabiting couple	479	7.5%
Male householder, no spouse	1,119	17.4%
Female householder, no spouse	1,755	27.3%
Households with children under 18	1,527	23.8%
Households with seniors (65+)	2,584	40.2%
Average household size	2.37

Marital status

Status	Male	Female
Never married	27.4%	23.3%
Married	49.8%	50.8%
Separated	0.5%	0.3%
Widowed	6.2%	14.0%
Divorced	16.1%	11.6%

Education

Less than 9th grade 1.3%

Some HS, no diploma 7.5%

HS graduate 41.2%

Some college, no degree 23.3%

Associate's degree 8.3%

Bachelor's degree 11.8%

Graduate / professional 6.6%

Metric	%
HS diploma or higher	91.2%
Bachelor's or higher	18.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	132	5.0%
Kindergarten	77	2.9%
Elementary school	1,185	45.3%
High school	724	27.7%
College / grad school	498	19.0%

Employment

Industry of employment

Manufacturing 26.3%

Retail trade 15.8%

Education & healthcare 15.8%

Professional & management 8.4%

Construction 7.1%

Arts, food & hospitality 6.6%

Transportation & utilities 5.0%

Other services 4.6%

Wholesale trade 2.8%

Public administration 2.4%

Finance & real estate 2.3%

Agriculture & mining 1.7%

Information 1.2%

Occupation

Category	%
Management, business & arts	26.3%
Service	15.9%
Sales & office	21.1%
Natural resources & construction	6.4%
Production & transportation	30.2%

Employment type

Type	%
Private sector	81.6%
Government	11.8%
Self-employed	6.5%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	78.5%
Carpool	15.1%
Public transit	0.0%
Walk	1.2%
Work from home	4.3%
Other means	0.9%
Avg commute (minutes)	23.6

Poverty

All people 7.4%

Under 18 years 7.6%

18 and over 7.4%

Married-couple families 1.8%

Female-led households 18.2%

Income support

Source	% of households
Social Security	45.8%
Retirement income	29.7%
Supplemental Security	4.5%
Cash public assistance	1.1%
Food stamps / SNAP	6.1%

Health indicators

Condition	%
Obesity	40.4%
High blood pressure	38.2%
High cholesterol	37.1%
Diabetes	13.1%
Heart disease	8.5%
Stroke	3.8%
Asthma	9.9%
Arthritis	30.5%
Kidney disease	3.5%
Pulmonary disease	9.9%
Cancer	8.0%

Behavior / access	%
Smoking	21.5%
Binge drinking	14.9%
No physical activity	29.7%
Less than 7 hrs sleep	34.6%
Depression	23.4%
Fair or poor health	18.4%
Poor mental health	15.2%
Poor physical health	12.7%
No health insurance	14.0%
Visited doctor (checkup)	76.5%
Visited dentist	61.1%
Cholesterol screening	89.9%
Teeth loss	18.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,061	8.4%

Disability	%
Any disability	18.1%
Under 18	5.0%
18–64 years	14.3%
65 and over	37.1%

Health insurance coverage

Type	%
Private insurance	72.1%
Public insurance	37.2%
No insurance	7.7%
Uninsured under 19	5.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	14,710	95.3%
Spanish	189	1.3%
Other Indo-European	176	1.2%
Asian & Pacific Islander	13	0.1%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	14,983	97.1%
Born in same state	14,945	96.8%
Born in different state	11,715	75.9%
Foreign born	38	0.2%
Naturalized citizen	451	2.9%
Not a US citizen	202	44.8%

Ancestry

Ancestry	Count	%
Italian	2,020	13.1%
French	1,545	10%
Arab	884	5.7%
English	364	2.4%

Ancestry	Count	%
Polish	58	0.4%
German	51	0.3%
Norwegian	22	0.1%
Irish	17	0.1%

Technology access

Metric	% of households
Computer access	41.6%
Internet access	91.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 47960

What city is ZIP code 47960 in?

ZIP code 47960 is primarily assigned to Monticello, Indiana.

What county is ZIP code 47960 in?

ZIP code 47960 falls within White County, Indiana.

Does ZIP code 47960 have a large retiree population?

46% of households in ZIP code 47960 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 47960?

The median home value in ZIP code 47960 is $164,300.

What is the population of ZIP code 47960?

ZIP code 47960 has an estimated population of 15,434 residents, with a density of 130 people per square mile.

What is the median household income in ZIP code 47960?

The median household income in ZIP code 47960 is $63,498, below the national median of ~$75,000.

What timezone is ZIP code 47960 in?

ZIP code 47960 observes the EST timezone.