Cutler ZIP Codes — Carroll County, IN

There is one unique ZIP code in Cutler, Indiana and it is 46920. Area code: 765.

ZIP codes

31.91

sq mi land

0.00

sq mi water

765

area code

Cutler, IN ZIP code map

About Cutler, IN

Cutler, Indiana is a quaint town located in Carroll County. This small community offers a peaceful atmosphere that reflects the charm of rural Indiana. With a single ZIP code, 46920, Cutler is a tight-knit community where neighbors know each other, making it a welcoming place for residents and visitors alike.

Location & geography

Cutler is situated in the north-central part of Indiana, surrounded by the picturesque landscapes of Carroll County. The town is approximately 15 miles from Monticello to the northwest and about 20 miles from Logansport to the southeast. The area encompasses 31.91 square miles of land with no water area, providing ample space for outdoor activities and agriculture.

Community & economy

The character of Cutler is defined by its friendly residents and a strong sense of community. Agriculture and small local businesses play a significant role in the town's economy, contributing to its rustic charm. Daily life in Cutler revolves around local events, family gatherings, and enjoying the natural beauty of the surrounding countryside.

Transportation

Cutler is accessible via several local roads that connect to major highways in the region. The nearest significant highway is U.S. Route 421, which provides easy travel to larger cities nearby. For air travel, the closest commercial airport is the Purdue University Airport, located about 25 miles to the southeast.

History

Cutler was established in the early 19th century and has a rich agricultural history that still influences its economy today. The town has seen various developments over the years, but it has managed to retain its small-town charm amidst the changes. Notably, Cutler is known for its role in local events and community gatherings that celebrate its heritage.

Did you know?

One little-known fact about Cutler is that it boasts a close community bond reflected in its various annual events. Despite its small size, it plays host to activities that draw visitors from nearby areas, showcasing local culture and traditions.

ZIP codes for Cutler, IN (1)

ZIP code	City	County	Map
46920	Cutler	Carroll	View map

Demographics & statistics

1,306

Population

36.6

Median age

$106,250

Median household income

$33,611

Per capita income

$238,500

Median home value

Median monthly rent

97.2%

Home ownership

8.5%

Poverty rate

1.7%

Unemployment

412

Housing units

26.0%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	443	33.9%
18 and over	863	66.1%
65 and over	219	16.8%
Median age	36.6 years

Race & ethnicity

White 97.2%

Hispanic or Latino 1.1%

Other race 1.1%

Two or more races 0.5%

Group	Count	%
White	1,284	97.2%
Hispanic or Latino	15	1.1%
Other race	15	1.1%
Two or more races	7	0.5%

Household income

$10k–$15k 10.8%

$15k–$25k 7.8%

$25k–$35k 0.2%

$35k–$50k 2.8%

$50k–$75k 13.9%

$75k–$100k 11.6%

$100k–$150k 41.0%

$150k–$200k 1.7%

$200k+ 10.1%

Range	% of households
$10k–$15k	10.8%
$15k–$25k	7.8%
$25k–$35k	0.2%
$35k–$50k	2.8%
$50k–$75k	13.9%
$75k–$100k	11.6%
$100k–$150k	41.0%
$150k–$200k	1.7%
$200k+	10.1%
Median income	$106,250

Housing

Home values

Under $50k 11.9%

$50k–$100k 3.6%

$100k–$150k 8.7%

$150k–$200k 7.8%

$200k–$300k 34.0%

$300k–$500k 19.4%

$500k–$1M 2.9%

$1M+ 11.7%

Housing overview

Metric	Value
Median home value	$238,500
Median rent / month	$0
Owner occupied	97.2%
Renter occupied	2.8%
Vacant	0.0%
Single-family detached	100.0%
Large apartment buildings	0.0%
Mobile homes	0.0%
Median rooms	7.4
Avg household size (owned)	3.11

Year built

Era	%
2020 or later	0.0%
2010–2019	5.7%
2000–2009	23.6%
1990–1999	6.4%
1980–1989	2.1%
1970–1979	20.3%
1960–1969	8.3%
1950–1959	0.2%
1940–1949	2.8%
1939 or earlier	30.7%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	1.9%
2 bedrooms	16.0%
3 bedrooms	51.4%
4 bedrooms	24.1%
5+ bedrooms	6.6%

Vehicles per household

Vehicles	% of households
No vehicle	2.8%
1 vehicle	25.0%
2 vehicles	23.6%
3 or more	48.6%

Heating fuel

Fuel type	%
Utility gas	5.9%
Electricity	29.7%
Propane / LP gas	46.9%
Wood	6.1%

Households & families

Household type	Count	%
Married-couple family	312	73.6%
Cohabiting couple	28	6.6%
Male householder, no spouse	38	9.0%
Female householder, no spouse	46	10.8%
Households with children under 18	226	53.3%
Households with seniors (65+)	144	34.0%
Average household size	3.08

Marital status

Status	Male	Female
Never married	13.6%	22.4%
Married	72.4%	59.3%
Separated	0.0%	0.0%
Widowed	0.0%	8.4%
Divorced	14.1%	9.9%

Education

Less than 9th grade 0.0%

Some HS, no diploma 6.7%

HS graduate 43.0%

Some college, no degree 16.2%

Associate's degree 8.0%

Bachelor's degree 16.0%

Graduate / professional 10.0%

Metric	%
HS diploma or higher	93.3%
Bachelor's or higher	26.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	15	4.6%
Kindergarten	32	9.8%
Elementary school	184	56.3%
High school	96	29.4%
College / grad school	0	0.0%

Employment

Industry of employment

Education & healthcare 30.1%

Construction 24.4%

Manufacturing 20.0%

Other services 7.1%

Public administration 6.1%

Professional & management 5.6%

Transportation & utilities 4.7%

Agriculture & mining 2.0%

Occupation

Category	%
Management, business & arts	36.2%
Service	16.7%
Sales & office	7.9%
Natural resources & construction	19.2%
Production & transportation	20.0%

Employment type

Type	%
Private sector	70.0%
Government	12.6%
Self-employed	17.3%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	75.3%
Carpool	11.6%
Public transit	0.0%
Walk	3.2%
Other means	0.0%
Avg commute (minutes)	25.6

Poverty

All people 8.5%

Under 18 years 20.5%

18 and over 2.3%

Married-couple families 0.0%

Female-led households 74.1%

Income support

Source	% of households
Social Security	27.4%
Retirement income	18.2%
Supplemental Security	1.9%
Cash public assistance	0.0%
Food stamps / SNAP	0.0%

Health indicators

Condition	%
High blood pressure	33.6%
High cholesterol	33.3%
Heart disease	6.4%
Stroke	2.8%
Asthma	9.6%
Arthritis	24.9%
Kidney disease	2.6%
Pulmonary disease	7.7%
Cancer	6.5%

Behavior / access	%
Binge drinking	17.5%
No physical activity	24.2%
Less than 7 hrs sleep	36.9%
Fair or poor health	14.3%
Poor mental health	15.7%
Poor physical health	10.5%
No health insurance	12.4%
Visited doctor (checkup)	73.2%
Visited dentist	63.1%
Cholesterol screening	89.0%
Teeth loss	14.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	54	6.3%

Disability	%
Any disability	7.0%
Under 18	1.6%
18–64 years	4.3%
65 and over	26.0%

Health insurance coverage

Type	%
Private insurance	59.1%
Public insurance	31.2%
Uninsured under 19	28.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,175	90.0%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,306	100.0%
Born in same state	1,288	98.6%
Born in different state	1,077	82.5%
Foreign born	18	1.4%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Italian	241	18.5%
Arab	240	18.4%
French	117	9%

Ancestry	Count	%
Norwegian	111	8.5%
English	41	3.1%

Technology access

Metric	% of households
Computer access	32.5%
Internet access	82.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Cutler, IN have?

Cutler, IN has one ZIP code: 46920. Each ZIP code serves a distinct delivery area within the city and surrounding region.