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Indiana ZIP Codes
Clinton County
Forest, IN
46039
46039 ZIP Code — Forest, IN
Clinton County, Indiana
ZIP code 46039 is located in
Forest ,
Indiana ,
within Clinton County .
It covers approximately 27.90 square miles and serves a population of
566 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 765 .
About ZIP code 46039
The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $109,800. Owner-occupancy is high at 97%, well above the national average.
Median household income is $58,854. 31% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is production, transportation, and material moving, with manufacturing as the leading industry. The average commute of 29 minutes is near the national average.
College attainment at 12% is below the national average, consistent with a trades and production-oriented local economy.
Overall, ZIP code 46039 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.
46039 ZIP code map
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Cities in ZIP code 46039
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Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
566
Population density
20 / sq mi
State FIPS
18
County FIPS
023
Geography
Land area
27.90 sq mi
Water area
0.00 sq mi
Latitude
40.3775
Longitude
-86.3046
Timezone
Eastern (ET)
Area code
765
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
34.7%
45.3%
42.9%
$50k – $100k
48.9%
37.5%
32.7%
$100k – $200k
16.4%
15.8%
19.8%
Over $200k
0.0%
1.4%
4.5%
Demographics & statistics
$58,854
Median household income
$109,800
Median home value
11.7%
Bachelor's or higher
Age distribution
Age summary
Group Count % Under 18 199 35.2% 18 and over 367 64.8% 65 and over 77 13.6% Median age 37.7 years
Race & ethnicity
Household income
Income range
This ZIP
County avg
State avg
Under $50k
34.7%
45.3%
42.9%
$50k – $100k
48.9%
37.5%
32.7%
$100k – $200k
16.4%
15.8%
19.8%
Over $200k
0.0%
1.4%
4.5%
Range % of households Under $10k 26.6% $15k–$25k 8.6% $35k–$50k 9.0% $50k–$75k 10.8% $75k–$100k 30.6% $100k–$150k 6.3% $150k–$200k 3.6% $200k+ 4.5% Median income $58,854
Housing
Housing overview
Metric Value Median home value $109,800 Median rent / month $0 Owner occupied 96.8% Renter occupied 3.2% Vacant 8.3% Single-family detached 86.0% Large apartment buildings 0.0% Mobile homes 14.0% Median rooms 6.6 Avg household size (owned) 2.47
Year built
Era % 2020 or later 0.0% 2010–2019 0.0% 2000–2009 0.0% 1990–1999 7.4% 1980–1989 0.0% 1970–1979 13.6% 1960–1969 22.3% 1950–1959 0.0% 1940–1949 9.9% 1939 or earlier 46.7%
Bedrooms
Size % of units No bedroom (studio) 0.0% 1 bedroom 0.0% 2 bedrooms 13.2% 3 bedrooms 69.0% 4 bedrooms 13.6% 5+ bedrooms 4.1%
Vehicles per household
Vehicles % of households No vehicle 0.0% 1 vehicle 27.5% 2 vehicles 27.0% 3 or more 45.5%
Heating fuel
Fuel type % Utility gas 37.8% Electricity 15.3% Propane / LP gas 46.8%
Households & families
Household type Count % Married-couple family 133 59.9% Cohabiting couple 0 0.0% Male householder, no spouse 16 7.2% Female householder, no spouse 73 32.9% Households with children under 18 66 29.7% Households with seniors (65+) 68 30.6% Average household size 2.55
Marital status
Status Male Female Never married 6.5% 8.6% Married 83.2% 64.2% Separated 0.0% 0.0% Widowed 3.9% 8.2% Divorced 6.5% 19.0%
Education
Some HS, no diploma
21.0%
Some college, no degree
17.4%
Graduate / professional
1.6%
Metric % HS diploma or higher 79.0% Bachelor's or higher 11.7%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 0 0.0% Kindergarten 0 0.0% Elementary school 157 85.8% High school 26 14.2% College / grad school 0 0.0%
Employment
Industry of employment
Education & healthcare
14.1%
Agriculture & mining
9.5%
Transportation & utilities
7.1%
Finance & real estate
4.1%
Professional & management
4.1%
Occupation
Category % Management, business & arts 7.5% Service 9.5% Sales & office 18.7% Natural resources & construction 8.3% Production & transportation 56.0%
Employment type
Type % Private sector 88.8% Government 7.1% Self-employed 4.1% Unpaid family workers 0.0%
Commute
Method % Drive alone 79.2% Carpool 0.0% Public transit 0.0% Walk 6.9% Work from home 13.9% Other means 0.0% Avg commute (minutes) 28.5
Poverty
Married-couple families
6.8%
Female-led households
0.0%
Income support
Source % of households Social Security 30.6% Retirement income 15.3% Supplemental Security 0.0% Cash public assistance 0.0% Food stamps / SNAP 0.0%
Health indicators
Condition % Obesity 41.2% High blood pressure 35.1% High cholesterol 34.6% Diabetes 10.3% Heart disease 6.7% Stroke 2.9% Asthma 9.4% Arthritis 26.3% Kidney disease 2.8% Pulmonary disease 7.7% Cancer 7.1%
Behavior / access % Smoking 19.4% Binge drinking 16.1% No physical activity 25.8% Less than 7 hrs sleep 35.1% Depression 22.5% Fair or poor health 14.2% Poor mental health 14.6% Poor physical health 10.6% No health insurance 11.8% Visited doctor (checkup) 75.7% Visited dentist 65.3% Cholesterol screening 90.0% Teeth loss 14.7%
Veterans & disability
Veterans Count % Civilian veterans 10 2.7%
Disability % Any disability 13.6% Under 18 7.5% 18–64 years 15.2% 65 and over 23.4%
Health insurance coverage
Type % Private insurance 68.0% Public insurance 28.6% No insurance 9.9% Uninsured under 19 11.1%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 550 97.2% Spanish 0 0.0% Other Indo-European 0 0.0% Asian & Pacific Islander 0 0.0% Other languages 0 0.0%
Place of birth & citizenship
Origin Count % Native born (US) 566 100.0% Born in same state 566 100.0% Born in different state 541 95.6% Foreign born 0 0.0% Naturalized citizen 0 0.0% Not a US citizen 0 0.0%
Ancestry
Ancestry Count % Arab 86 15.2% French 26 4.6%
Ancestry Count % Italian 10 1.8%
Technology access
Metric % of households Computer access 39.2% Internet access 84.2%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 46039
What city is ZIP code 46039 in?
ZIP code 46039 is primarily assigned to Forest, Indiana.
What county is ZIP code 46039 in?
ZIP code 46039 falls within Clinton County, Indiana.
Is ZIP code 46039 family-oriented?
35% of residents in ZIP code 46039 are under 18, reflecting a younger, family-oriented community.
Is ZIP code 46039 mostly owner-occupied?
97% of occupied units in ZIP code 46039 are owner-occupied, well above the national average.
How educated is the population of ZIP code 46039?
12% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.
What is the typical home value in ZIP code 46039?
The median home value in ZIP code 46039 is $109,800.
What timezone is ZIP code 46039 in?
ZIP code 46039 observes the EST timezone.
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