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Indiana ZIP Codes
Tipton County
Kempton, IN
46049
46049 ZIP Code — Kempton, IN
Tipton County, Indiana
ZIP code 46049 is located in
Kempton ,
Indiana ,
within Tipton County .
It covers approximately 26.23 square miles and serves a population of
1,113 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 765 .
About ZIP code 46049
The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $139,700. Owner-occupancy is high at 88%, well above the national average.
Median household income is $64,141. 34% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 27 minutes is near the national average.
College attainment at 20% is below the national average, consistent with a trades and production-oriented local economy.
Overall, ZIP code 46049 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.
46049 ZIP code map
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Cities in ZIP code 46049
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Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
1,113
Population density
42 / sq mi
State FIPS
18
County FIPS
159
Geography
Land area
26.23 sq mi
Water area
0.00 sq mi
Latitude
40.2952
Longitude
-86.2181
Timezone
Eastern (ET)
Area code
765
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
43.8%
37.7%
42.9%
$50k – $100k
23.9%
36.0%
32.7%
$100k – $200k
28.4%
23.9%
19.8%
Over $200k
3.8%
2.4%
4.5%
Demographics & statistics
$64,141
Median household income
$139,700
Median home value
19.5%
Bachelor's or higher
Age distribution
Age summary
Group Count % Under 18 280 25.2% 18 and over 833 74.8% 65 and over 159 14.3% Median age 44.6 years
Race & ethnicity
Group Count % White 1,076 96.7% Two or more races 37 3.3%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
43.8%
37.7%
42.9%
$50k – $100k
23.9%
36.0%
32.7%
$100k – $200k
28.4%
23.9%
19.8%
Over $200k
3.8%
2.4%
4.5%
Range % of households Under $10k 0.4% $15k–$25k 6.5% $25k–$35k 7.6% $35k–$50k 28.5% $50k–$75k 13.0% $75k–$100k 13.3% $100k–$150k 16.2% $150k–$200k 12.4% $200k+ 2.0% Median income $64,141
Housing
Housing overview
Metric Value Median home value $139,700 Median rent / month $768 Owner occupied 88.3% Renter occupied 11.7% Vacant 26.2% Single-family detached 98.0% Large apartment buildings 0.0% Mobile homes 1.3% Median rooms 6.4 Avg household size (owned) 2.59
Year built
Era % 2020 or later 0.0% 2010–2019 0.0% 2000–2009 7.5% 1990–1999 7.8% 1980–1989 6.5% 1970–1979 8.1% 1960–1969 1.7% 1950–1959 5.1% 1940–1949 4.8% 1939 or earlier 58.5%
Bedrooms
Size % of units No bedroom (studio) 0.0% 1 bedroom 0.0% 2 bedrooms 17.2% 3 bedrooms 69.2% 4 bedrooms 9.6% 5+ bedrooms 4.0%
Vehicles per household
Vehicles % of households No vehicle 0.0% 1 vehicle 36.0% 2 vehicles 26.5% 3 or more 37.5%
Heating fuel
Fuel type % Utility gas 3.4% Electricity 31.9% Propane / LP gas 47.0% Fuel oil 10.1% Wood 1.6%
Households & families
Household type Count % Married-couple family 251 56.4% Cohabiting couple 61 13.7% Male householder, no spouse 48 10.8% Female householder, no spouse 85 19.1% Households with children under 18 193 43.4% Households with seniors (65+) 125 28.1% Average household size 2.50
Marital status
Status Male Female Never married 19.1% 19.9% Married 64.1% 52.1% Separated 0.0% 1.3% Widowed 4.0% 14.3% Divorced 12.8% 12.3%
Education
Some college, no degree
25.0%
Graduate / professional
3.7%
Metric % HS diploma or higher 94.2% Bachelor's or higher 19.5%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 5 1.8% Kindergarten 25 9.0% Elementary school 127 45.7% High school 41 14.7% College / grad school 80 28.8%
Employment
Industry of employment
Education & healthcare
27.5%
Public administration
11.4%
Agriculture & mining
9.6%
Professional & management
9.6%
Transportation & utilities
5.1%
Arts, food & hospitality
2.2%
Finance & real estate
0.9%
Occupation
Category % Management, business & arts 37.6% Service 12.2% Sales & office 10.9% Natural resources & construction 17.2% Production & transportation 22.1%
Employment type
Type % Private sector 74.3% Government 24.0% Self-employed 1.7% Unpaid family workers 0.0%
Commute
Method % Drive alone 89.2% Carpool 5.3% Public transit 0.0% Walk 0.0% Work from home 4.2% Other means 1.3% Avg commute (minutes) 27.1
Poverty
Married-couple families
3.6%
Female-led households
42.5%
Income support
Source % of households Social Security 33.9% Retirement income 23.1% Supplemental Security 6.1% Cash public assistance 1.8% Food stamps / SNAP 5.6%
Health indicators
Condition % Obesity 37.7% High blood pressure 34.1% High cholesterol 33.9% Diabetes 10.1% Heart disease 6.3% Stroke 2.7% Asthma 9.3% Arthritis 26.1% Kidney disease 2.6% Pulmonary disease 7.1% Cancer 7.2%
Behavior / access % Smoking 18.5% Binge drinking 16.4% No physical activity 23.2% Less than 7 hrs sleep 33.5% Depression 22.2% Fair or poor health 13.1% Poor mental health 14.2% Poor physical health 9.8% No health insurance 10.8% Visited doctor (checkup) 74.7% Visited dentist 67.6% Cholesterol screening 90.8% Teeth loss 12.4%
Veterans & disability
Veterans Count % Civilian veterans 87 10.4%
Disability % Any disability 15.3% Under 18 14.6% 18–64 years 12.6% 65 and over 27.7%
Health insurance coverage
Type % Private insurance 76.9% Public insurance 33.2% No insurance 4.5% Uninsured under 19 2.1%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 1,048 94.2% Spanish 0 0.0% Other Indo-European 0 0.0% Asian & Pacific Islander 0 0.0% Other languages 0 0.0%
Place of birth & citizenship
Origin Count % Native born (US) 1,104 99.2% Born in same state 1,104 99.2% Born in different state 958 86.1% Foreign born 0 0.0% Naturalized citizen 9 0.8% Not a US citizen 9 100.0%
Ancestry
Ancestry Count % French 194 17.4% Arab 132 11.9% Italian 43 3.9%
Ancestry Count % Polish 7 0.6% English 3 0.3%
Technology access
Metric % of households Computer access 40.0% Internet access 95.7%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 46049
What city is ZIP code 46049 in?
ZIP code 46049 is primarily assigned to Kempton, Indiana.
What county is ZIP code 46049 in?
ZIP code 46049 falls within Tipton County, Indiana.
Is ZIP code 46049 mostly owner-occupied?
88% of occupied units in ZIP code 46049 are owner-occupied, well above the national average.
What is the typical home value in ZIP code 46049?
The median home value in ZIP code 46049 is $139,700.
Does ZIP code 46049 have a large veteran population?
10% of civilians in ZIP code 46049 are veterans, above the national average of ~7%.
What is the population of ZIP code 46049?
ZIP code 46049 has an estimated population of 1,113 residents, with a density of 42 people per square mile.
What timezone is ZIP code 46049 in?
ZIP code 46049 observes the EST timezone.
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