46041 ZIP Code — Frankfort, IN

Clinton County, Indiana

ZIP code 46041 is located in Frankfort, Indiana, within Clinton County. It covers approximately 248.42 square miles and serves a population of 23,188 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 765.

About ZIP code 46041

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $135,600. Owner-occupancy sits near the national average at 69%.

Median household income is $56,975. 33% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with manufacturing as the leading industry. The average commute of 19 minutes is near the national average.

College attainment at 16% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of obesity (44%), smoking (23%) compared to national benchmarks.

Overall, ZIP code 46041 reflects a community defined by a trades-oriented workforce and a significant Social Security-dependent population.

23,188

population

248.42

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

46041 ZIP code map

Cities in ZIP code 46041

Below are the cities the US Postal Service accepts for ZIP code 46041. Using any city not on this list may result in mail delivery delays.

City	Status
Frankfort	Acceptable
Frankfort	Preferred

Nearby ZIP codes

46057 Michigantown (5.2 mi) 46058 Mulberry (9.1 mi) 46058 Mulberry (9.1 mi) 46039 Forest (9.5 mi) 46050 Kirklin (10 mi) 46920 Cutler (10.3 mi) 46065 Rossville (11.1 mi) 46979 Russiaville (11.7 mi) 46915 Burlington (11.8 mi) 46049 Kempton (13.3 mi) 46035 Colfax (13.5 mi) 47930 Clarks Hill (15.3 mi)

Demographics updated 05/2026

Population
Total population	23,188
Population density	93 / sq mi
State FIPS	18
County FIPS	023

Geography
Land area	248.42 sq mi
Water area	0.16 sq mi
Latitude	40.3189
Longitude	-86.4688
Timezone	Eastern (ET)
Area code	765

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	50.3%	45.3%	42.9%
$50k – $100k	34.4%	37.5%	32.7%
$100k – $200k	14.1%	15.8%	19.8%
Over $200k	1.3%	1.4%	4.5%

Demographics & statistics

23,188

Population

People per sq mi

36.8

Median age

$56,975

Median household income

$27,556

Per capita income

$135,600

Median home value

$809

Median monthly rent

69.0%

Home ownership

8.6%

Poverty rate

3.6%

Unemployment

7,041

Housing units

15.8%

Bachelor's or higher

Age distribution

Male Female

665

Under 5

647

947

5–9

921

817

10–14

794

996

15–19

967

683

20–24

664

1,401

25–34

1,362

1,410

35–44

1,370

1,470

45–54

1,428

696

55–59

677

761

60–64

739

1,072

65–74

1,042

622

75–84

604

220

85+

213

← Male

Female →

Age summary

Group	Count	%
Under 18	6,008	25.9%
18 and over	17,180	74.1%
65 and over	3,773	16.3%
Median age	36.8 years

Race & ethnicity

White 69.3%

Hispanic or Latino 14%

Other race 8.2%

Two or more races 7.6%

Black or African American 0.5%

Asian 0.4%

Group	Count	%
White	18,687	69.3%
Hispanic or Latino	3,772	14%
Other race	2,219	8.2%
Two or more races	2,046	7.6%
Black or African American	137	0.5%
Asian	98	0.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	50.3%	45.3%	42.9%
$50k – $100k	34.4%	37.5%	32.7%
$100k – $200k	14.1%	15.8%	19.8%
Over $200k	1.3%	1.4%	4.5%

Under $10k 2.7%

$10k–$15k 2.3%

$15k–$25k 11.5%

$25k–$35k 10.4%

$35k–$50k 16.7%

$50k–$75k 20.8%

$75k–$100k 14.4%

$100k–$150k 15.7%

$150k–$200k 2.9%

$200k+ 2.5%

Range	% of households
Under $10k	2.7%
$10k–$15k	2.3%
$15k–$25k	11.5%
$25k–$35k	10.4%
$35k–$50k	16.7%
$50k–$75k	20.8%
$75k–$100k	14.4%
$100k–$150k	15.7%
$150k–$200k	2.9%
$200k+	2.5%
Median income	$56,975

Housing

Home values

Under $50k 7.7%

$50k–$100k 23.4%

$100k–$150k 26.5%

$150k–$200k 17.9%

$200k–$300k 14.5%

$300k–$500k 8.0%

$500k–$1M 0.9%

$1M+ 1.1%

Housing overview

Metric	Value
Median home value	$135,600
Median rent / month	$809
Owner occupied	69.0%
Renter occupied	31.0%
Vacant	8.9%
Single-family detached	80.0%
Large apartment buildings	2.5%
Mobile homes	2.8%
Median rooms	6.2
Avg household size (owned)	2.66

Year built

Era	%
2020 or later	0.1%
2010–2019	3.2%
2000–2009	4.2%
1990–1999	9.7%
1980–1989	4.8%
1970–1979	12.2%
1960–1969	14.1%
1950–1959	13.6%
1940–1949	7.1%
1939 or earlier	31.1%

Bedrooms

Size	% of units
No bedroom (studio)	1.2%
1 bedroom	9.5%
2 bedrooms	28.5%
3 bedrooms	41.7%
4 bedrooms	17.0%
5+ bedrooms	2.1%

Vehicles per household

Vehicles	% of households
No vehicle	5.2%
1 vehicle	28.9%
2 vehicles	37.4%
3 or more	28.5%

Heating fuel

Fuel type	%
Utility gas	58.6%
Electricity	22.4%
Propane / LP gas	16.5%
Fuel oil	0.1%
Wood	1.8%
No fuel used	0.4%

Households & families

Household type	Count	%
Married-couple family	4,078	45.6%
Cohabiting couple	724	8.1%
Male householder, no spouse	1,633	18.3%
Female householder, no spouse	2,506	28.0%
Households with children under 18	2,581	28.9%
Households with seniors (65+)	2,634	29.5%
Average household size	2.55

Marital status

Status	Male	Female
Never married	36.4%	25.8%
Married	46.5%	45.8%
Separated	1.2%	2.0%
Widowed	2.4%	10.2%
Divorced	13.5%	16.2%

Education

Less than 9th grade 6.2%

Some HS, no diploma 9.4%

HS graduate 43.6%

Some college, no degree 16.0%

Associate's degree 9.0%

Bachelor's degree 10.3%

Graduate / professional 5.5%

Metric	%
HS diploma or higher	84.5%
Bachelor's or higher	15.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	187	3.2%
Kindergarten	354	6.1%
Elementary school	2,662	45.5%
High school	1,859	31.8%
College / grad school	787	13.5%

Employment

Industry of employment

Manufacturing 27.7%

Education & healthcare 17.8%

Retail trade 8.6%

Transportation & utilities 8.2%

Professional & management 7.6%

Construction 7.3%

Arts, food & hospitality 6.5%

Finance & real estate 4.2%

Other services 4.1%

Public administration 2.7%

Agriculture & mining 2.3%

Wholesale trade 1.9%

Information 1.1%

Occupation

Category	%
Management, business & arts	20.2%
Service	16.4%
Sales & office	16.5%
Natural resources & construction	14.9%
Production & transportation	32.0%

Employment type

Type	%
Private sector	83.0%
Government	10.3%
Self-employed	6.6%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	82.6%
Carpool	9.4%
Public transit	0.0%
Walk	1.1%
Work from home	4.7%
Other means	2.2%
Avg commute (minutes)	19.4

Poverty

All people 8.6%

Under 18 years 12.1%

18 and over 7.4%

Married-couple families 3.0%

Female-led households 14.3%

Income support

Source	% of households
Social Security	33.4%
Retirement income	24.2%
Supplemental Security	3.2%
Cash public assistance	1.2%
Food stamps / SNAP	6.9%

Health indicators

Condition	%
Obesity	44.2%
High blood pressure	36.7%
High cholesterol	33.6%
Diabetes	12.1%
Heart disease	7.5%
Stroke	3.6%
Asthma	10.3%
Arthritis	27.3%
Kidney disease	3.3%
Pulmonary disease	9.6%
Cancer	6.7%

Behavior / access	%
Smoking	23.3%
Binge drinking	15.3%
No physical activity	32.6%
Less than 7 hrs sleep	36.9%
Depression	23.7%
Fair or poor health	19.9%
Poor mental health	16.5%
Poor physical health	13.2%
No health insurance	18.4%
Visited doctor (checkup)	75.0%
Visited dentist	55.9%
Cholesterol screening	86.7%
Teeth loss	21.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	899	5.2%

Disability	%
Any disability	10.8%
Under 18	2.4%
18–64 years	8.2%
65 and over	34.6%

Health insurance coverage

Type	%
Private insurance	68.5%
Public insurance	34.2%
No insurance	8.7%
Uninsured under 19	5.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	21,876	94.3%
Spanish	1,887	8.6%
Other Indo-European	1,846	8.4%
Asian & Pacific Islander	0	0.0%
Other languages	41	0.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	20,679	89.2%
Born in same state	20,457	88.2%
Born in different state	17,051	73.5%
Foreign born	222	1.0%
Naturalized citizen	2,509	10.8%
Not a US citizen	639	25.5%

Ancestry

Ancestry	Count	%
Arab	2,221	9.6%
French	1,849	8%
Italian	1,085	4.7%
English	382	1.6%

Ancestry	Count	%
Polish	255	1.1%
German	31	0.1%
Irish	30	0.1%

Technology access

Metric	% of households
Computer access	38.6%
Internet access	93.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 46041

What city is ZIP code 46041 in?

ZIP code 46041 is primarily assigned to Frankfort, Indiana.

What county is ZIP code 46041 in?

ZIP code 46041 falls within Clinton County, Indiana.

What is the typical home value in ZIP code 46041?

The median home value in ZIP code 46041 is $135,600.

What are the health statistics for ZIP code 46041?

Health data for ZIP code 46041 shows elevated rates of obesity (44%) and smoking (23%) compared to national benchmarks.

What is the population of ZIP code 46041?

ZIP code 46041 has an estimated population of 23,188 residents, with a density of 93 people per square mile.

What is the median household income in ZIP code 46041?

The median household income in ZIP code 46041 is $56,975, below the national median of ~$75,000.

What timezone is ZIP code 46041 in?

ZIP code 46041 observes the EST timezone.