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Indiana ZIP Codes
Hamilton County
Atlanta, IN
46031
46031 ZIP Code — Atlanta, IN
Hamilton County, Indiana
ZIP code 46031 is located in
Atlanta ,
Indiana ,
within Hamilton County .
It covers approximately 51.36 square miles and serves a population of
2,192 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 765 .
About ZIP code 46031
The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $139,200. Owner-occupancy is high at 82%, well above the national average.
Median household income is $68,682. 34% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with retail trade as the leading industry. The average commute of 29 minutes is near the national average.
Educational attainment is near the national average, with 28% of residents holding a bachelor's degree or higher.
Overall, ZIP code 46031 reflects a community defined by high homeownership and a significant Social Security-dependent population.
46031 ZIP code map
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Cities in ZIP code 46031
Below are the cities the US Postal Service accepts for ZIP code 46031. Using any city not on this list may result in mail delivery delays.
Nearby ZIP codes
Demographics
updated 06/2026
Population
Total population
2,192
Population density
43 / sq mi
State FIPS
18
County FIPS
057
Geography
Land area
51.36 sq mi
Water area
0.10 sq mi
Latitude
40.2049
Longitude
-86.0189
Timezone
Eastern (ET)
Area code
765
Economics
updated 06/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
29.6%
21.3%
42.9%
$50k – $100k
40.8%
30.4%
32.7%
$100k – $200k
24.8%
33.2%
19.8%
Over $200k
4.9%
15.1%
4.5%
Demographics & statistics
$68,682
Median household income
$139,200
Median home value
$1,096
Median monthly rent
27.5%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 376 17.2%
18 and over 1,816 82.8%
65 and over 321 14.6%
Median age 42.2 years
Race & ethnicity
Black or African American
0.1%
Group Count %
White 2,153 96.9%
Hispanic or Latino 29 1.3%
Two or more races 28 1.3%
Other race 6 0.3%
Asian 3 0.1%
Black or African American 2 0.1%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
29.6%
21.3%
42.9%
$50k – $100k
40.8%
30.4%
32.7%
$100k – $200k
24.8%
33.2%
19.8%
Over $200k
4.9%
15.1%
4.5%
Range % of households
Under $10k 2.5%
$10k–$15k 2.0%
$15k–$25k 3.2%
$25k–$35k 11.5%
$35k–$50k 17.6%
$50k–$75k 19.1%
$75k–$100k 14.4%
$100k–$150k 16.9%
$150k–$200k 6.8%
$200k+ 5.8%
Median income $68,682
Housing
Housing overview
Metric Value
Median home value $139,200
Median rent / month $1,096
Owner occupied 82.2%
Renter occupied 17.8%
Vacant 6.5%
Single-family detached 91.4%
Large apartment buildings 0.0%
Mobile homes 5.2%
Median rooms 6.8
Avg household size (owned) 2.74
Year built
Era %
2020 or later 0.1%
2010–2019 11.6%
2000–2009 4.6%
1990–1999 9.5%
1980–1989 6.3%
1970–1979 8.5%
1960–1969 5.5%
1950–1959 3.4%
1940–1949 6.3%
1939 or earlier 44.2%
Bedrooms
Size % of units
No bedroom (studio) 0.0%
1 bedroom 4.5%
2 bedrooms 18.4%
3 bedrooms 66.9%
4 bedrooms 7.7%
5+ bedrooms 2.5%
Vehicles per household
Vehicles % of households
No vehicle 5.5%
1 vehicle 18.4%
2 vehicles 45.4%
3 or more 30.7%
Heating fuel
Fuel type %
Utility gas 29.7%
Electricity 42.3%
Propane / LP gas 24.8%
Wood 3.2%
Households & families
Household type Count %
Married-couple family 480 57.6%
Cohabiting couple 143 17.2%
Male householder, no spouse 93 11.2%
Female householder, no spouse 117 14.0%
Households with children under 18 238 28.6%
Households with seniors (65+) 255 30.6%
Average household size 2.62
Marital status
Status Male Female
Never married 32.5% 33.5%
Married 53.0% 50.1%
Separated 2.7% 0.9%
Widowed 4.2% 8.2%
Divorced 7.6% 7.3%
Education
Some college, no degree
15.5%
Graduate / professional
4.7%
Metric %
HS diploma or higher 89.1%
Bachelor's or higher 27.5%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 4 0.9%
Kindergarten 22 4.8%
Elementary school 185 40.7%
High school 169 37.2%
College / grad school 74 16.3%
Employment
Industry of employment
Education & healthcare
15.1%
Finance & real estate
9.2%
Arts, food & hospitality
6.6%
Professional & management
5.6%
Public administration
5.5%
Agriculture & mining
4.2%
Transportation & utilities
2.4%
Occupation
Category %
Management, business & arts 29.9%
Service 10.8%
Sales & office 29.3%
Natural resources & construction 20.3%
Production & transportation 9.7%
Employment type
Type %
Private sector 86.1%
Government 11.0%
Self-employed 2.9%
Unpaid family workers 0.0%
Commute
Method %
Drive alone 82.9%
Carpool 6.0%
Public transit 0.0%
Walk 0.7%
Work from home 9.2%
Other means 1.1%
Avg commute (minutes) 28.6
Poverty
Married-couple families
1.3%
Female-led households
44.8%
Income support
Source % of households
Social Security 34.0%
Retirement income 26.2%
Supplemental Security 7.7%
Cash public assistance 1.0%
Food stamps / SNAP 8.0%
Health indicators
Condition %
Obesity 35.2%
High blood pressure 32.2%
High cholesterol 33.1%
Diabetes 10.9%
Heart disease 6.6%
Stroke 2.9%
Asthma 9.7%
Arthritis 25.8%
Kidney disease 2.8%
Pulmonary disease 7.9%
Cancer 6.5%
Behavior / access %
Smoking 19.5%
Binge drinking 16.4%
No physical activity 23.5%
Less than 7 hrs sleep 30.7%
Depression 23.4%
Fair or poor health 15.0%
Poor mental health 15.3%
Poor physical health 10.9%
No health insurance 12.3%
Visited doctor (checkup) 74.3%
Visited dentist 65.8%
Cholesterol screening 89.7%
Teeth loss 15.0%
Veterans & disability
Veterans Count %
Civilian veterans 139 7.7%
Disability %
Any disability 16.7%
Under 18 5.9%
18–64 years 16.7%
65 and over 29.3%
Health insurance coverage
Type %
Private insurance 67.7%
Public insurance 30.8%
No insurance 10.0%
Uninsured under 19 2.1%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 2,131 97.2%
Spanish 28 1.3%
Other Indo-European 26 1.2%
Asian & Pacific Islander 0 0.0%
Other languages 2 0.1%
Place of birth & citizenship
Origin Count %
Native born (US) 2,160 98.5%
Born in same state 2,129 97.1%
Born in different state 1,749 79.8%
Foreign born 31 1.4%
Naturalized citizen 32 1.5%
Not a US citizen 26 81.3%
Ancestry
Ancestry Count %
Arab 365 16.7%
French 343 15.6%
Italian 216 9.9%
Ancestry Count %
English 33 1.5%
German 13 0.6%
Polish 3 0.1%
Technology access
Metric % of households
Computer access 38.0%
Internet access 97.1%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 46031
What city is ZIP code 46031 in?
ZIP code 46031 is primarily assigned to Atlanta, Indiana.
What county is ZIP code 46031 in?
ZIP code 46031 falls within Hamilton County, Indiana.
Is ZIP code 46031 mostly owner-occupied?
82% of occupied units in ZIP code 46031 are owner-occupied, well above the national average.
What is the typical home value in ZIP code 46031?
The median home value in ZIP code 46031 is $139,200.
What is the population of ZIP code 46031?
ZIP code 46031 has an estimated population of 2,192 residents, with a density of 43 people per square mile.
What is the median household income in ZIP code 46031?
The median household income in ZIP code 46031 is $68,682, below the national median of ~$75,000.
What timezone is ZIP code 46031 in?
ZIP code 46031 observes the EST timezone.
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