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Indiana ZIP Codes
Madison County
Frankton, IN
46044
46044 ZIP Code — Frankton, IN
Madison County, Indiana
ZIP code 46044 is located in
Frankton ,
Indiana ,
within Madison County .
It covers approximately 21.62 square miles and serves a population of
2,686 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 765 .
About ZIP code 46044
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1960s, giving the area an established character. Median home value is $140,500. Owner-occupancy is high at 83%, well above the national average.
Median household income is $66,538. 37% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 31 minutes is near the national average.
College attainment at 17% is below the national average, consistent with a trades and production-oriented local economy.
Health indicators show elevated rates of smoking (23%) compared to national benchmarks.
Overall, ZIP code 46044 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.
46044 ZIP code map
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Cities in ZIP code 46044
Below are the cities the US Postal Service accepts for ZIP code 46044. Using any city not on this list may result in mail delivery delays.
Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
2,686
Population density
124 / sq mi
State FIPS
18
County FIPS
095
Geography
Land area
21.62 sq mi
Water area
0.02 sq mi
Latitude
40.2132
Longitude
-85.7848
Timezone
Eastern (ET)
Area code
765
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
41.4%
48.7%
42.9%
$50k – $100k
35.2%
32.9%
32.7%
$100k – $200k
20.4%
16.1%
19.8%
Over $200k
3.0%
2.3%
4.5%
Demographics & statistics
$66,538
Median household income
$140,500
Median home value
17.3%
Bachelor's or higher
Age distribution
Age summary
Group Count % Under 18 592 22.0% 18 and over 2,094 78.0% 65 and over 538 20.0% Median age 46.6 years
Race & ethnicity
Black or African American
0.2%
Group Count % White 2,556 92.1% Hispanic or Latino 90 3.2% Other race 58 2.1% Two or more races 46 1.7% Asian 21 0.8% Black or African American 5 0.2%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
41.4%
48.7%
42.9%
$50k – $100k
35.2%
32.9%
32.7%
$100k – $200k
20.4%
16.1%
19.8%
Over $200k
3.0%
2.3%
4.5%
Range % of households Under $10k 4.9% $10k–$15k 1.7% $15k–$25k 10.3% $25k–$35k 6.3% $35k–$50k 15.8% $50k–$75k 14.0% $75k–$100k 13.1% $100k–$150k 22.9% $150k–$200k 6.7% $200k+ 4.4% Median income $66,538
Housing
Housing overview
Metric Value Median home value $140,500 Median rent / month $829 Owner occupied 83.0% Renter occupied 17.0% Vacant 5.6% Single-family detached 83.9% Large apartment buildings 0.0% Mobile homes 11.9% Median rooms 6.1 Avg household size (owned) 2.33
Year built
Era % 2020 or later 0.3% 2010–2019 3.0% 2000–2009 10.5% 1990–1999 9.8% 1980–1989 8.2% 1970–1979 17.2% 1960–1969 19.3% 1950–1959 9.7% 1940–1949 4.9% 1939 or earlier 17.0%
Bedrooms
Size % of units No bedroom (studio) 0.3% 1 bedroom 2.1% 2 bedrooms 25.8% 3 bedrooms 56.0% 4 bedrooms 10.8% 5+ bedrooms 4.9%
Vehicles per household
Vehicles % of households No vehicle 1.7% 1 vehicle 24.4% 2 vehicles 35.4% 3 or more 38.5%
Heating fuel
Fuel type % Utility gas 53.8% Electricity 35.3% Propane / LP gas 8.3% Wood 2.7%
Households & families
Household type Count % Married-couple family 620 57.0% Cohabiting couple 49 4.5% Male householder, no spouse 120 11.0% Female householder, no spouse 299 27.5% Households with children under 18 326 30.0% Households with seniors (65+) 384 35.3% Average household size 2.47
Marital status
Status Male Female Never married 27.1% 21.7% Married 61.6% 53.8% Separated 0.9% 0.6% Widowed 2.4% 10.4% Divorced 8.0% 13.5%
Education
Some college, no degree
15.4%
Graduate / professional
7.5%
Metric % HS diploma or higher 92.7% Bachelor's or higher 17.3%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 32 5.6% Kindergarten 15 2.6% Elementary school 218 37.9% High school 233 40.5% College / grad school 77 13.4%
Employment
Industry of employment
Education & healthcare
26.3%
Public administration
9.9%
Finance & real estate
5.7%
Transportation & utilities
5.1%
Arts, food & hospitality
4.4%
Professional & management
2.5%
Agriculture & mining
0.8%
Occupation
Category % Management, business & arts 29.7% Service 16.9% Sales & office 22.9% Natural resources & construction 10.1% Production & transportation 20.3%
Employment type
Type % Private sector 76.0% Government 20.8% Self-employed 3.2% Unpaid family workers 0.0%
Commute
Method % Drive alone 86.3% Carpool 7.7% Public transit 0.0% Walk 0.2% Work from home 5.8% Other means 0.0% Avg commute (minutes) 31.1
Poverty
Married-couple families
5.0%
Female-led households
11.1%
Income support
Source % of households Social Security 36.5% Retirement income 36.6% Supplemental Security 2.9% Cash public assistance 1.0% Food stamps / SNAP 6.4%
Health indicators
Condition % Obesity 39.4% High blood pressure 35.5% High cholesterol 33.7% Diabetes 11.8% Heart disease 7.0% Stroke 3.2% Asthma 10.4% Arthritis 28.8% Kidney disease 2.9% Pulmonary disease 8.8% Cancer 7.1%
Behavior / access % Smoking 22.7% Binge drinking 16.1% No physical activity 28.6% Less than 7 hrs sleep 38.5% Depression 25.9% Fair or poor health 16.1% Poor mental health 16.0% Poor physical health 11.6% No health insurance 13.0% Visited doctor (checkup) 74.7% Visited dentist 62.5% Cholesterol screening 89.1% Teeth loss 16.8%
Veterans & disability
Veterans Count % Civilian veterans 145 6.9%
Disability % Any disability 16.0% Under 18 3.4% 18–64 years 11.5% 65 and over 42.9%
Health insurance coverage
Type % Private insurance 72.7% Public insurance 35.7% No insurance 5.6% Uninsured under 19 3.0%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 2,563 95.4% Spanish 30 1.2% Other Indo-European 10 0.4% Asian & Pacific Islander 3 0.1% Other languages 17 0.7%
Place of birth & citizenship
Origin Count % Native born (US) 2,633 98.0% Born in same state 2,607 97.1% Born in different state 2,193 81.6% Foreign born 26 1.0% Naturalized citizen 53 2.0% Not a US citizen 44 83.0%
Ancestry
Ancestry Count % French 397 14.8% Arab 330 12.3% Italian 243 9%
Ancestry Count % English 13 0.5% Irish 2 0.1% Dutch 2 0.1%
Technology access
Metric % of households Computer access 40.5% Internet access 94.9%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 46044
What city is ZIP code 46044 in?
ZIP code 46044 is primarily assigned to Frankton, Indiana.
What county is ZIP code 46044 in?
ZIP code 46044 falls within Madison County, Indiana.
Is ZIP code 46044 mostly owner-occupied?
83% of occupied units in ZIP code 46044 are owner-occupied, well above the national average.
Does ZIP code 46044 have a large retiree population?
37% of households in ZIP code 46044 receive Social Security income, suggesting a significant retiree or disability population.
What is the typical home value in ZIP code 46044?
The median home value in ZIP code 46044 is $140,500.
What is the population of ZIP code 46044?
ZIP code 46044 has an estimated population of 2,686 residents, with a density of 124 people per square mile.
What timezone is ZIP code 46044 in?
ZIP code 46044 observes the EST timezone.
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