46016 ZIP Code — Anderson, IN

Madison County, Indiana

ZIP code 46016 is located in Anderson, Indiana, within Madison County. It covers approximately 6.36 square miles and serves a population of 18,924 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 765.

About ZIP code 46016

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $62,500. Renters make up the majority at 59%, typical of denser urban areas.

Median household income is $33,720. Poverty affects 29% of residents, above the national average. SNAP benefit usage at 35% of households reflects economic stress in the area. 34% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is service, with education and healthcare as the leading industry. The average commute of 25 minutes is near the national average.

College attainment at 10% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of obesity (48%), diabetes (16%), smoking (33%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 26%.

Overall, ZIP code 46016 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.

18,924

population

6.36

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

46016 ZIP code map

Cities in ZIP code 46016

Below are the cities the US Postal Service accepts for ZIP code 46016. Using any city not on this list may result in mail delivery delays.

City	Status
Anderson	Preferred

Nearby ZIP codes

46013 Anderson (3.6 mi) 46017 Anderson (4.2 mi) 46012 Anderson (4.4 mi) 46011 Anderson (5.1 mi) 46051 Lapel (9 mi) 47334 Daleville (9.1 mi) 46056 Markleville (9.2 mi) 46064 Pendleton (9.2 mi) 46001 Alexandria (9.5 mi) 46044 Frankton (9.7 mi) 47356 Middletown (10.3 mi) 47396 Yorktown (10.6 mi)

Demographics updated 06/2026

Population
Total population	18,924
Population density	2,975 / sq mi
State FIPS	18
County FIPS	095

Geography
Land area	6.36 sq mi
Water area	0.00 sq mi
Latitude	40.1012
Longitude	-85.6724
Timezone	Eastern (ET)
Area code	765

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	73.8%	48.7%	42.9%
$50k – $100k	20.8%	32.9%	32.7%
$100k – $200k	5.1%	16.1%	19.8%
Over $200k	0.3%	2.3%	4.5%

Demographics & statistics

18,924

Population

2,975

People per sq mi

33.7

Median age

$33,720

Median household income

$18,601

Per capita income

$62,500

Median home value

$828

Median monthly rent

41.5%

Home ownership

28.6%

Poverty rate

7.9%

Unemployment

5,273

Housing units

9.8%

Bachelor's or higher

Age distribution

Male Female

653

Under 5

653

639

5–9

640

889

10–14

890

613

15–19

613

608

20–24

608

1,517

25–34

1,518

1,265

35–44

1,266

1,204

45–54

1,206

616

55–59

616

489

60–64

489

572

65–74

572

306

75–84

306

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	5,044	26.7%
18 and over	13,880	73.3%
65 and over	1,932	10.2%
Median age	33.7 years

Race & ethnicity

White 60%

Black or African American 20.2%

Hispanic or Latino 7.7%

Two or more races 7.2%

Other race 3.5%

Asian 0.7%

American Indian / Alaska Native 0.6%

Group	Count	%
White	12,311	60%
Black or African American	4,141	20.2%
Hispanic or Latino	1,585	7.7%
Two or more races	1,470	7.2%
Other race	727	3.5%
Asian	142	0.7%
American Indian / Alaska Native	133	0.6%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	73.8%	48.7%	42.9%
$50k – $100k	20.8%	32.9%	32.7%
$100k – $200k	5.1%	16.1%	19.8%
Over $200k	0.3%	2.3%	4.5%

Under $10k 10.7%

$10k–$15k 9.8%

$15k–$25k 14.1%

$25k–$35k 16.6%

$35k–$50k 12.2%

$50k–$75k 19.9%

$75k–$100k 6.7%

$100k–$150k 7.6%

$150k–$200k 2.1%

$200k+ 0.2%

Range	% of households
Under $10k	10.7%
$10k–$15k	9.8%
$15k–$25k	14.1%
$25k–$35k	16.6%
$35k–$50k	12.2%
$50k–$75k	19.9%
$75k–$100k	6.7%
$100k–$150k	7.6%
$150k–$200k	2.1%
$200k+	0.2%
Median income	$33,720

Housing

Home values

Under $50k 38.6%

$50k–$100k 41.1%

$100k–$150k 12.5%

$150k–$200k 3.3%

$200k–$300k 3.0%

$300k–$500k 1.4%

$500k–$1M 0.1%

$1M+ 0.1%

Housing overview

Metric	Value
Median home value	$62,500
Median rent / month	$828
Owner occupied	41.5%
Renter occupied	58.5%
Vacant	25.7%
Single-family detached	71.9%
Large apartment buildings	5.3%
Mobile homes	3.5%
Median rooms	5.3
Avg household size (owned)	2.93

Year built

Era	%
2020 or later	0.1%
2010–2019	0.7%
2000–2009	3.8%
1990–1999	5.7%
1980–1989	4.7%
1970–1979	7.8%
1960–1969	3.6%
1950–1959	14.4%
1940–1949	10.0%
1939 or earlier	49.2%

Bedrooms

Size	% of units
No bedroom (studio)	4.2%
1 bedroom	13.9%
2 bedrooms	41.5%
3 bedrooms	29.9%
4 bedrooms	8.6%
5+ bedrooms	1.9%

Vehicles per household

Vehicles	% of households
No vehicle	18.7%
1 vehicle	37.3%
2 vehicles	27.3%
3 or more	16.6%

Heating fuel

Fuel type	%
Utility gas	74.7%
Electricity	22.0%
Propane / LP gas	0.9%
Fuel oil	0.8%
Wood	0.3%
No fuel used	0.2%

Households & families

Household type	Count	%
Married-couple family	1,846	26.6%
Cohabiting couple	647	9.3%
Male householder, no spouse	1,684	24.3%
Female householder, no spouse	2,750	39.7%
Households with children under 18	2,614	37.7%
Households with seniors (65+)	1,623	23.4%
Average household size	2.63

Marital status

Status	Male	Female
Never married	42.7%	38.5%
Married	31.5%	28.8%
Separated	3.0%	2.2%
Widowed	4.9%	9.8%
Divorced	18.0%	20.7%

Education

Less than 9th grade 5.6%

Some HS, no diploma 14.6%

HS graduate 43.9%

Some college, no degree 19.8%

Associate's degree 6.4%

Bachelor's degree 7.2%

Graduate / professional 2.6%

Metric	%
HS diploma or higher	79.8%
Bachelor's or higher	9.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	192	4.2%
Kindergarten	292	6.3%
Elementary school	2,396	51.9%
High school	936	20.3%
College / grad school	803	17.4%

Employment

Industry of employment

Education & healthcare 19.3%

Arts, food & hospitality 16.8%

Manufacturing 15.7%

Retail trade 12.8%

Professional & management 9.6%

Construction 6.6%

Transportation & utilities 5.8%

Other services 4.2%

Public administration 3.0%

Information 2.3%

Finance & real estate 2.0%

Wholesale trade 1.8%

Occupation

Category	%
Management, business & arts	18.0%
Service	28.1%
Sales & office	17.7%
Natural resources & construction	8.3%
Production & transportation	27.9%

Employment type

Type	%
Private sector	89.4%
Government	5.2%
Self-employed	5.2%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	70.4%
Carpool	15.9%
Public transit	1.2%
Walk	2.0%
Work from home	5.9%
Other means	4.6%
Avg commute (minutes)	25.3

Poverty

All people 28.6%

Under 18 years 34.3%

18 and over 26.7%

Married-couple families 13.1%

Female-led households 39.0%

Income support

Source	% of households
Social Security	34.0%
Retirement income	20.0%
Supplemental Security	11.8%
Cash public assistance	4.0%
Food stamps / SNAP	35.4%

Health indicators

Condition	%
Obesity	47.7%
High blood pressure	40.8%
High cholesterol	32.4%
Diabetes	16.4%
Heart disease	8.3%
Stroke	4.9%
Asthma	12.9%
Arthritis	30.2%
Kidney disease	4.0%
Pulmonary disease	12.6%
Cancer	5.7%

Behavior / access	%
Smoking	32.5%
Binge drinking	14.5%
No physical activity	40.4%
Less than 7 hrs sleep	44.6%
Depression	28.1%
Fair or poor health	27.6%
Poor mental health	20.2%
Poor physical health	16.8%
No health insurance	21.0%
Visited doctor (checkup)	75.0%
Visited dentist	44.6%
Cholesterol screening	83.5%
Teeth loss	32.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	847	6.1%

Disability	%
Any disability	26.2%
Under 18	12.9%
18–64 years	27.9%
65 and over	52.6%

Health insurance coverage

Type	%
Private insurance	37.6%
Public insurance	59.1%
No insurance	12.4%
Uninsured under 19	4.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	17,618	93.1%
Spanish	913	5.2%
Other Indo-European	857	4.9%
Asian & Pacific Islander	0	0.0%
Other languages	56	0.3%

Place of birth & citizenship

Origin	Count	%
Native born (US)	18,200	96.2%
Born in same state	17,949	94.8%
Born in different state	14,394	76.1%
Foreign born	251	1.3%
Naturalized citizen	724	3.8%
Not a US citizen	233	32.2%

Ancestry

Ancestry	Count	%
Italian	1,166	6.2%
French	1,156	6.1%
Arab	978	5.2%

Ancestry	Count	%
English	223	1.2%
Polish	28	0.1%
Dutch	14	0.1%

Technology access

Metric	% of households
Computer access	36.6%
Internet access	90.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 46016

What city is ZIP code 46016 in?

ZIP code 46016 is primarily assigned to Anderson, Indiana.

What county is ZIP code 46016 in?

ZIP code 46016 falls within Madison County, Indiana.

What is the poverty rate in ZIP code 46016?

29% of residents in ZIP code 46016 live below the poverty line, above the national average.

Is ZIP code 46016 mostly rentals?

59% of occupied units in ZIP code 46016 are renter-occupied.

How educated is the population of ZIP code 46016?

10% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What are the health statistics for ZIP code 46016?

Health data for ZIP code 46016 shows elevated rates of obesity (48%) and diabetes (16%) and smoking (33%) compared to national benchmarks.

What timezone is ZIP code 46016 in?

ZIP code 46016 observes the EST timezone.