46064 ZIP Code — Pendleton, IN

Madison County, Indiana

ZIP code 46064 is located in Pendleton, Indiana, within Madison County. It covers approximately 66.79 square miles and serves a population of 17,205 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 765.

About ZIP code 46064

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $232,300. Owner-occupancy is high at 85%, well above the national average.

The gap between median ($87,289) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 6% is below the national average. 34% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 28 minutes is near the national average.

Educational attainment is near the national average, with 33% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (25%) compared to national benchmarks.

Overall, ZIP code 46064 reflects a community defined by high homeownership and a significant Social Security-dependent population.

17,205

population

66.79

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

46064 ZIP code map

Cities in ZIP code 46064

Below are the cities the US Postal Service accepts for ZIP code 46064. Using any city not on this list may result in mail delivery delays.

City	Status
Pendleton	Acceptable
Pendleton	Preferred

Nearby ZIP codes

46048 Ingalls (3.1 mi) 46013 Anderson (5.8 mi) 46040 Fortville (6.6 mi) 46040 Fortville (6.6 mi) 46056 Markleville (7 mi) 46051 Lapel (7.1 mi) 46186 Wilkinson (8.3 mi) 46011 Anderson (9.2 mi) 46016 Anderson (9.2 mi) 46017 Anderson (9.8 mi) 46055 Mccordsville (10 mi) 46055 Mccordsville (10 mi)

Demographics updated 05/2026

Population
Total population	17,205
Population density	258 / sq mi
State FIPS	18
County FIPS	095

Geography
Land area	66.79 sq mi
Water area	0.38 sq mi
Latitude	39.9809
Longitude	-85.7480
Timezone	Eastern (ET)
Area code	765

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	31.4%	48.7%	42.9%
$50k – $100k	32.2%	32.9%	32.7%
$100k – $200k	29.2%	16.1%	19.8%
Over $200k	7.2%	2.3%	4.5%

Demographics & statistics

17,205

Population

258

People per sq mi

39.5

Median age

$87,289

Median household income

$41,435

Per capita income

$232,300

Median home value

$1,068

Median monthly rent

84.8%

Home ownership

5.5%

Poverty rate

5.0%

Unemployment

5,102

Housing units

33.0%

Bachelor's or higher

Age distribution

Male Female

377

Under 5

282

513

5–9

384

683

10–14

510

840

15–19

627

539

20–24

403

1,198

25–34

896

1,653

35–44

1,235

1,286

45–54

961

759

55–59

568

584

60–64

436

971

65–74

726

341

75–84

255

102

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	3,814	22.2%
18 and over	13,391	77.8%
65 and over	2,471	14.4%
Median age	39.5 years

Race & ethnicity

White 85.9%

Black or African American 5.2%

Two or more races 4.5%

Hispanic or Latino 2.2%

Asian 1.1%

Other race 0.8%

American Indian / Alaska Native 0.3%

Group	Count	%
White	15,121	85.9%
Black or African American	919	5.2%
Two or more races	787	4.5%
Hispanic or Latino	390	2.2%
Asian	187	1.1%
Other race	147	0.8%
American Indian / Alaska Native	44	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	31.4%	48.7%	42.9%
$50k – $100k	32.2%	32.9%	32.7%
$100k – $200k	29.2%	16.1%	19.8%
Over $200k	7.2%	2.3%	4.5%

Under $10k 2.5%

$10k–$15k 3.2%

$15k–$25k 5.4%

$25k–$35k 5.3%

$35k–$50k 9.3%

$50k–$75k 14.7%

$75k–$100k 16.2%

$100k–$150k 20.3%

$150k–$200k 11.8%

$200k+ 11.3%

Range	% of households
Under $10k	2.5%
$10k–$15k	3.2%
$15k–$25k	5.4%
$25k–$35k	5.3%
$35k–$50k	9.3%
$50k–$75k	14.7%
$75k–$100k	16.2%
$100k–$150k	20.3%
$150k–$200k	11.8%
$200k+	11.3%
Median income	$87,289

Housing

Home values

Under $50k 4.4%

$50k–$100k 7.2%

$100k–$150k 7.6%

$150k–$200k 18.0%

$200k–$300k 27.8%

$300k–$500k 27.3%

$500k–$1M 6.8%

$1M+ 0.8%

Housing overview

Metric	Value
Median home value	$232,300
Median rent / month	$1,068
Owner occupied	84.8%
Renter occupied	15.2%
Vacant	5.5%
Single-family detached	82.0%
Large apartment buildings	2.3%
Mobile homes	6.9%
Median rooms	6.7
Avg household size (owned)	2.73

Year built

Era	%
2020 or later	0.9%
2010–2019	4.9%
2000–2009	25.3%
1990–1999	19.2%
1980–1989	7.4%
1970–1979	13.2%
1960–1969	5.5%
1950–1959	6.5%
1940–1949	4.0%
1939 or earlier	13.2%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	3.0%
2 bedrooms	17.0%
3 bedrooms	47.2%
4 bedrooms	24.1%
5+ bedrooms	8.8%

Vehicles per household

Vehicles	% of households
No vehicle	1.0%
1 vehicle	23.6%
2 vehicles	45.3%
3 or more	30.2%

Heating fuel

Fuel type	%
Utility gas	59.0%
Electricity	25.3%
Propane / LP gas	12.7%
Fuel oil	0.8%
Wood	0.8%
Solar	0.1%

Households & families

Household type	Count	%
Married-couple family	3,365	59.7%
Cohabiting couple	325	5.8%
Male householder, no spouse	691	12.3%
Female householder, no spouse	1,254	22.3%
Households with children under 18	2,084	37.0%
Households with seniors (65+)	1,722	30.6%
Average household size	2.65

Marital status

Status	Male	Female
Never married	35.8%	25.1%
Married	48.4%	53.4%
Separated	1.7%	0.3%
Widowed	1.4%	6.4%
Divorced	12.7%	14.9%

Education

Less than 9th grade 1.6%

Some HS, no diploma 6.1%

HS graduate 31.0%

Some college, no degree 19.2%

Associate's degree 9.1%

Bachelor's degree 23.5%

Graduate / professional 9.5%

Metric	%
HS diploma or higher	92.3%
Bachelor's or higher	33.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	187	4.6%
Kindergarten	142	3.5%
Elementary school	1,680	41.4%
High school	1,307	32.2%
College / grad school	746	18.4%

Employment

Industry of employment

Education & healthcare 23.9%

Manufacturing 12.0%

Finance & real estate 11.1%

Professional & management 11.1%

Construction 10.1%

Retail trade 7.9%

Arts, food & hospitality 7.1%

Transportation & utilities 6.1%

Other services 4.1%

Public administration 2.7%

Information 1.7%

Wholesale trade 1.4%

Agriculture & mining 0.8%

Occupation

Category	%
Management, business & arts	46.0%
Service	10.4%
Sales & office	19.2%
Natural resources & construction	11.4%
Production & transportation	13.0%

Employment type

Type	%
Private sector	84.3%
Government	9.9%
Self-employed	4.9%
Unpaid family workers	0.9%

Commute

Method	%
Drive alone	73.2%
Carpool	9.0%
Public transit	0.0%
Walk	0.7%
Work from home	16.3%
Other means	0.8%
Avg commute (minutes)	27.6

Poverty

All people 5.5%

Under 18 years 7.1%

18 and over 4.9%

Married-couple families 1.6%

Female-led households 16.6%

Income support

Source	% of households
Social Security	33.8%
Retirement income	26.4%
Supplemental Security	1.5%
Cash public assistance	1.6%
Food stamps / SNAP	4.6%

Health indicators

Condition	%
Obesity	41.2%
High blood pressure	33.0%
High cholesterol	30.1%
Diabetes	10.4%
Heart disease	5.6%
Stroke	2.7%
Asthma	10.0%
Arthritis	23.2%
Kidney disease	2.5%
Pulmonary disease	7.2%
Cancer	5.4%

Behavior / access	%
Smoking	24.6%
Binge drinking	18.4%
No physical activity	27.6%
Less than 7 hrs sleep	40.6%
Depression	24.4%
Fair or poor health	16.0%
Poor mental health	16.1%
Poor physical health	10.7%
No health insurance	15.6%
Visited doctor (checkup)	72.3%
Visited dentist	59.1%
Cholesterol screening	86.4%
Teeth loss	13.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,082	8.1%

Disability	%
Any disability	12.0%
Under 18	4.7%
18–64 years	12.0%
65 and over	23.7%

Health insurance coverage

Type	%
Private insurance	79.2%
Public insurance	32.1%
No insurance	4.4%
Uninsured under 19	4.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	16,546	96.2%
Spanish	24	0.1%
Other Indo-European	24	0.1%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	16,911	98.3%
Born in same state	16,756	97.4%
Born in different state	13,501	78.5%
Foreign born	155	0.9%
Naturalized citizen	294	1.7%
Not a US citizen	161	54.8%

Ancestry

Ancestry	Count	%
French	2,456	14.3%
Arab	1,535	8.9%
Italian	1,392	8.1%
English	169	1%

Ancestry	Count	%
Dutch	160	0.9%
Polish	49	0.3%
Irish	9	0.1%

Technology access

Metric	% of households
Computer access	32.8%
Internet access	96.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 46064

What city is ZIP code 46064 in?

ZIP code 46064 is primarily assigned to Pendleton, Indiana.

What county is ZIP code 46064 in?

ZIP code 46064 falls within Madison County, Indiana.

Is ZIP code 46064 mostly owner-occupied?

85% of occupied units in ZIP code 46064 are owner-occupied, well above the national average.

What is the population of ZIP code 46064?

ZIP code 46064 has an estimated population of 17,205 residents, with a density of 258 people per square mile.

What is the median household income in ZIP code 46064?

The median household income in ZIP code 46064 is $87,289, above the national median of ~$75,000.

What is the typical home value in ZIP code 46064?

The median home value in ZIP code 46064 is $232,300.

What timezone is ZIP code 46064 in?

ZIP code 46064 observes the EST timezone.