46055 ZIP Code — Mccordsville, IN

Hancock County, Indiana

ZIP code 46055 is located in Mccordsville, Indiana, within Hancock County. It covers approximately 26.25 square miles and serves a population of 14,130 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 317.

About ZIP code 46055

The housing stock consists of predominantly single-family detached homes. Much of the housing stock is relatively new, reflecting recent development activity. Median home value is $295,800. Owner-occupancy is high at 86%, well above the national average.

The gap between median ($108,020) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 3% is below the national average.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 32 minutes is near the national average. Remote work is prevalent — 22% of workers work from home.

Educational attainment is high — 53% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 46055 reflects a community defined by a highly educated population, high homeownership, and a high rate of remote workers.

14,130

population

26.25

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

46055 ZIP code map

Cities in ZIP code 46055

Below are the cities the US Postal Service accepts for ZIP code 46055. Using any city not on this list may result in mail delivery delays.

City	Status
Mccordsville	Acceptable
Mccordsville	Preferred

Nearby ZIP codes

46040 Fortville (3.4 mi) 46040 Fortville (3.4 mi) 46040 Fortville (3.4 mi) 46040 Fortville (3.4 mi) 46236 Indianapolis (4 mi) 46236 Indianapolis (4 mi) 46256 Indianapolis (5 mi) 46256 Indianapolis (5 mi) 46037 Fishers (5.2 mi) 46037 Fishers (5.2 mi) 46235 Indianapolis (5.3 mi) 46235 Indianapolis (5.3 mi)

Demographics updated 06/2026

Population
Total population	14,130
Population density	538 / sq mi
State FIPS	18
County FIPS	059

Geography
Land area	26.25 sq mi
Water area	0.87 sq mi
Latitude	39.8937
Longitude	-85.8985
Timezone	Eastern (ET)
Area code	317

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	11.0%	27.3%	42.9%
$50k – $100k	41.5%	34.5%	32.7%
$100k – $200k	33.2%	28.1%	19.8%
Over $200k	14.3%	10.1%	4.5%

Demographics & statistics

14,130

Population

538

People per sq mi

38.1

Median age

$108,020

Median household income

$56,864

Per capita income

$295,800

Median home value

$1,580

Median monthly rent

85.5%

Home ownership

2.8%

Poverty rate

2.4%

Unemployment

4,672

Housing units

53.3%

Bachelor's or higher

Age distribution

Male Female

599

Under 5

631

620

5–9

653

521

10–14

549

300

15–19

317

160

20–24

169

928

25–34

978

1,206

35–44

1,273

889

45–54

938

390

55–59

411

255

60–64

270

776

65–74

819

191

75–84

201

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	3,917	27.7%
18 and over	10,213	72.3%
65 and over	2,073	14.7%
Median age	38.1 years

Race & ethnicity

White 77%

Black or African American 9.1%

Two or more races 6.4%

Hispanic or Latino 4.8%

Other race 2.1%

Asian 0.4%

Native Hawaiian / Pacific Islander 0.2%

Group	Count	%
White	11,436	77%
Black or African American	1,354	9.1%
Two or more races	944	6.4%
Hispanic or Latino	713	4.8%
Other race	310	2.1%
Asian	61	0.4%
Native Hawaiian / Pacific Islander	25	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	11.0%	27.3%	42.9%
$50k – $100k	41.5%	34.5%	32.7%
$100k – $200k	33.2%	28.1%	19.8%
Over $200k	14.3%	10.1%	4.5%

Under $10k 0.6%

$15k–$25k 2.2%

$25k–$35k 6.0%

$35k–$50k 3.4%

$50k–$75k 14.1%

$75k–$100k 13.6%

$100k–$150k 28.0%

$150k–$200k 13.8%

$200k+ 18.2%

Range	% of households
Under $10k	0.6%
$15k–$25k	2.2%
$25k–$35k	6.0%
$35k–$50k	3.4%
$50k–$75k	14.1%
$75k–$100k	13.6%
$100k–$150k	28.0%
$150k–$200k	13.8%
$200k+	18.2%
Median income	$108,020

Housing

Home values

Under $50k 0.9%

$50k–$100k 4.2%

$100k–$150k 3.8%

$150k–$200k 9.8%

$200k–$300k 33.3%

$300k–$500k 40.2%

$500k–$1M 5.0%

$1M+ 2.9%

Housing overview

Metric	Value
Median home value	$295,800
Median rent / month	$1,580
Owner occupied	85.5%
Renter occupied	14.5%
Vacant	3.4%
Single-family detached	92.9%
Large apartment buildings	3.0%
Mobile homes	0.0%
Median rooms	7.7
Avg household size (owned)	2.75

Year built

Era	%
2020 or later	2.5%
2010–2019	36.0%
2000–2009	32.8%
1990–1999	12.5%
1980–1989	1.7%
1970–1979	3.5%
1960–1969	1.8%
1950–1959	2.1%
1940–1949	0.0%
1939 or earlier	7.1%

Bedrooms

Size	% of units
No bedroom (studio)	2.6%
1 bedroom	2.5%
2 bedrooms	7.9%
3 bedrooms	42.1%
4 bedrooms	32.6%
5+ bedrooms	12.4%

Vehicles per household

Vehicles	% of households
No vehicle	1.5%
1 vehicle	22.2%
2 vehicles	58.8%
3 or more	17.5%

Heating fuel

Fuel type	%
Utility gas	69.4%
Electricity	29.3%
Propane / LP gas	0.5%
Wood	0.3%

Households & families

Household type	Count	%
Married-couple family	3,653	69.6%
Cohabiting couple	155	3.0%
Male householder, no spouse	670	12.8%
Female householder, no spouse	771	14.7%
Households with children under 18	2,077	39.6%
Households with seniors (65+)	1,611	30.7%
Average household size	2.69

Marital status

Status	Male	Female
Never married	21.1%	17.5%
Married	69.4%	65.5%
Separated	0.4%	1.7%
Widowed	1.0%	2.9%
Divorced	8.0%	12.3%

Education

Less than 9th grade 0.6%

Some HS, no diploma 3.8%

HS graduate 18.4%

Some college, no degree 15.4%

Associate's degree 8.5%

Bachelor's degree 41.3%

Graduate / professional 12.0%

Metric	%
HS diploma or higher	95.6%
Bachelor's or higher	53.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	449	12.4%
Kindergarten	215	6.0%
Elementary school	1,828	50.6%
High school	542	15.0%
College / grad school	576	16.0%

Employment

Industry of employment

Education & healthcare 29.1%

Finance & real estate 15.3%

Professional & management 13.0%

Retail trade 9.6%

Public administration 7.3%

Manufacturing 7.0%

Transportation & utilities 5.2%

Arts, food & hospitality 3.7%

Other services 3.3%

Construction 3.0%

Wholesale trade 2.2%

Information 1.0%

Agriculture & mining 0.3%

Occupation

Category	%
Management, business & arts	56.9%
Service	10.8%
Sales & office	20.5%
Natural resources & construction	3.2%
Production & transportation	8.7%

Employment type

Type	%
Private sector	83.4%
Government	14.5%
Self-employed	2.1%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	69.1%
Carpool	5.8%
Public transit	0.0%
Walk	2.5%
Work from home	21.7%
Other means	0.9%
Avg commute (minutes)	32.1

Poverty

All people 2.8%

Under 18 years 3.0%

18 and over 2.7%

Married-couple families 1.1%

Female-led households 14.2%

Income support

Source	% of households
Social Security	24.8%
Retirement income	28.2%
Supplemental Security	0.7%
Cash public assistance	2.1%
Food stamps / SNAP	4.4%

Health indicators

Condition	%
Obesity	35.2%
High blood pressure	28.1%
High cholesterol	28.4%
Diabetes	7.8%
Heart disease	4.1%
Stroke	1.9%
Asthma	9.3%
Arthritis	20.4%
Kidney disease	2.0%
Pulmonary disease	4.7%
Cancer	5.2%

Behavior / access	%
Smoking	16.9%
Binge drinking	18.1%
No physical activity	19.2%
Less than 7 hrs sleep	32.1%
Depression	21.5%
Fair or poor health	10.5%
Poor mental health	14.3%
Poor physical health	7.9%
No health insurance	10.2%
Visited doctor (checkup)	73.7%
Visited dentist	72.0%
Cholesterol screening	90.5%
Teeth loss	10.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	764	7.6%

Disability	%
Any disability	10.3%
Under 18	10.1%
18–64 years	6.0%
65 and over	27.6%

Health insurance coverage

Type	%
Private insurance	86.9%
Public insurance	19.4%
No insurance	5.0%
Uninsured under 19	2.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	12,900	91.3%
Spanish	149	1.2%
Other Indo-European	149	1.2%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	13,561	96.0%
Born in same state	13,480	95.4%
Born in different state	9,300	65.8%
Foreign born	81	0.6%
Naturalized citizen	569	4.0%
Not a US citizen	462	81.2%

Ancestry

Ancestry	Count	%
French	1,429	10.1%
Italian	1,183	8.4%
Arab	764	5.4%
English	167	1.2%

Ancestry	Count	%
Polish	146	1%
Irish	85	0.6%
Dutch	49	0.3%

Technology access

Metric	% of households
Computer access	37.1%
Internet access	96.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 46055

What city is ZIP code 46055 in?

ZIP code 46055 is primarily assigned to Mccordsville, Indiana.

What county is ZIP code 46055 in?

ZIP code 46055 falls within Hancock County, Indiana.

Is ZIP code 46055 mostly owner-occupied?

86% of occupied units in ZIP code 46055 are owner-occupied, well above the national average.

How educated is the population of ZIP code 46055?

53% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the median household income in ZIP code 46055?

The median household income in ZIP code 46055 is $108,020, above the national median of ~$75,000.

What is the population of ZIP code 46055?

ZIP code 46055 has an estimated population of 14,130 residents, with a density of 538 people per square mile.

What timezone is ZIP code 46055 in?

ZIP code 46055 observes the EST timezone.