46013 ZIP Code — Anderson, IN

Madison County, Indiana

ZIP code 46013 is located in Anderson, Indiana, within Madison County. It covers approximately 20.92 square miles and serves a population of 16,906 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 765.

About ZIP code 46013

The housing stock consists of a mix of housing types. Most homes were built in the 1960s, giving the area an established character. Median home value is $118,000. Owner-occupancy sits near the national average at 66%.

Median household income is $48,512. 48% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 29 minutes is near the national average.

College attainment at 17% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (23%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 24%.

Overall, ZIP code 46013 reflects a community defined by a trades-oriented workforce and a significant Social Security-dependent population.

16,906
population
20.92
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
46013 ZIP code map
Cities in ZIP code 46013

Below are the cities the US Postal Service accepts for ZIP code 46013. Using any city not on this list may result in mail delivery delays.

City Status
Anderson Preferred
Nearby ZIP codes
46016 Anderson (3.6 mi) 46017 Anderson (4.5 mi) 46064 Pendleton (5.8 mi) 46011 Anderson (6.1 mi) 46056 Markleville (6.4 mi) 46051 Lapel (7.9 mi) 46012 Anderson (7.9 mi) 46048 Ingalls (8.7 mi) 47356 Middletown (9.8 mi) 46186 Wilkinson (11.2 mi) 47334 Daleville (11.4 mi) 47384 Shirley (11.5 mi)
Demographics updated 05/2026
Population
Total population 16,906
Population density 808 / sq mi
State FIPS 18
County FIPS 095
Geography
Land area 20.92 sq mi
Water area 0.01 sq mi
Latitude 40.0504
Longitude -85.6864
Timezone Eastern (ET)
Area code 765
Total population by age
Gender
Race & ethnicity
Economics updated 05/2026
Household income
Income range This ZIP County avg State avg
Under $50k 55.3% 48.7% 42.9%
$50k – $100k 31.6% 32.9% 32.7%
$100k – $200k 12.0% 16.1% 19.8%
Over $200k 1.1% 2.3% 4.5%

Demographics & statistics

16,906
Population
808
People per sq mi
43.3
Median age
$48,512
Median household income
$32,132
Per capita income
$118,000
Median home value
$844
Median monthly rent
65.6%
Home ownership
17.4%
Poverty rate
5.4%
Unemployment
6,128
Housing units
17.1%
Bachelor's or higher

Age distribution

Male Female
582
Under 5
599
361
5–9
372
420
10–14
433
531
15–19
547
586
20–24
604
1,061
25–34
1,092
783
35–44
807
938
45–54
965
507
55–59
523
636
60–64
656
1,188
65–74
1,224
565
75–84
581
170
85+
175
← Male
Female →

Age summary

GroupCount%
Under 183,48820.6%
18 and over13,41879.4%
65 and over3,90323.1%
Median age43.3 years

Race & ethnicity

White 85.9%
Black or African American 7.5%
Two or more races 4.3%
Hispanic or Latino 1.5%
Other race 0.6%
Asian 0.1%
GroupCount%
White14,73685.9%
Black or African American1,2897.5%
Two or more races7464.3%
Hispanic or Latino2541.5%
Other race1100.6%
Asian240.1%

Household income

Income range This ZIP County avg State avg
Under $50k 55.3% 48.7% 42.9%
$50k – $100k 31.6% 32.9% 32.7%
$100k – $200k 12.0% 16.1% 19.8%
Over $200k 1.1% 2.3% 4.5%
Under $10k 5.9%
$10k–$15k 5.8%
$15k–$25k 12.9%
$25k–$35k 10.1%
$35k–$50k 16.3%
$50k–$75k 17.1%
$75k–$100k 14.0%
$100k–$150k 12.5%
$150k–$200k 3.0%
$200k+ 2.5%
Range% of households
Under $10k5.9%
$10k–$15k5.8%
$15k–$25k12.9%
$25k–$35k10.1%
$35k–$50k16.3%
$50k–$75k17.1%
$75k–$100k14.0%
$100k–$150k12.5%
$150k–$200k3.0%
$200k+2.5%
Median income$48,512

Housing

Home values

Under $50k 15.8%
$50k–$100k 24.7%
$100k–$150k 27.2%
$150k–$200k 19.2%
$200k–$300k 9.3%
$300k–$500k 2.0%
$500k–$1M 1.6%
$1M+ 0.2%

Housing overview

MetricValue
Median home value$118,000
Median rent / month$844
Owner occupied65.6%
Renter occupied34.4%
Vacant10.4%
Single-family detached63.4%
Large apartment buildings6.0%
Mobile homes9.3%
Median rooms5.3
Avg household size (owned)2.19

Year built

Era%
2020 or later0.4%
2010–20192.5%
2000–20098.0%
1990–199912.7%
1980–19898.0%
1970–197917.7%
1960–196922.8%
1950–195910.3%
1940–19497.4%
1939 or earlier10.2%

Bedrooms

Size% of units
No bedroom (studio)0.2%
1 bedroom8.8%
2 bedrooms41.8%
3 bedrooms41.0%
4 bedrooms6.0%
5+ bedrooms2.1%

Vehicles per household

Vehicles% of households
No vehicle6.0%
1 vehicle44.3%
2 vehicles33.1%
3 or more16.5%

Heating fuel

Fuel type%
Utility gas69.9%
Electricity26.9%
Propane / LP gas1.4%
Fuel oil0.2%
Wood0.3%
No fuel used0.2%

Households & families

Household typeCount%
Married-couple family2,86736.1%
Cohabiting couple6147.7%
Male householder, no spouse1,52019.1%
Female householder, no spouse2,94537.1%
Households with children under 181,79822.6%
Households with seniors (65+)3,19140.2%
Average household size2.13

Marital status

StatusMaleFemale
Never married32.5%22.4%
Married45.4%38.8%
Separated0.7%2.7%
Widowed4.4%13.8%
Divorced17.0%22.4%

Education

Less than 9th grade 2.5%
Some HS, no diploma 5.8%
HS graduate 41.5%
Some college, no degree 22.7%
Associate's degree 10.4%
Bachelor's degree 11.3%
Graduate / professional 5.9%
Metric%
HS diploma or higher91.7%
Bachelor's or higher17.1%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool2879.4%
Kindergarten832.7%
Elementary school1,33743.6%
High school95931.3%
College / grad school39913.0%

Employment

Industry of employment

Education & healthcare 20.1%
Arts, food & hospitality 14.0%
Manufacturing 13.1%
Retail trade 10.7%
Construction 9.8%
Professional & management 8.3%
Public administration 6.0%
Transportation & utilities 5.1%
Finance & real estate 5.1%
Other services 4.9%
Wholesale trade 1.6%
Information 1.3%

Occupation

Category%
Management, business & arts29.3%
Service22.5%
Sales & office20.0%
Natural resources & construction12.2%
Production & transportation16.0%

Employment type

Type%
Private sector86.1%
Government10.0%
Self-employed3.9%
Unpaid family workers0.0%

Commute

Method%
Drive alone76.6%
Carpool13.5%
Public transit0.9%
Walk0.5%
Work from home6.2%
Other means2.4%
Avg commute (minutes)29.0

Poverty

All people 17.4%
Under 18 years 30.5%
18 and over 14.0%
Married-couple families 2.1%
Female-led households 49.7%

Income support

Source% of households
Social Security47.9%
Retirement income31.1%
Supplemental Security4.4%
Cash public assistance1.4%
Food stamps / SNAP14.3%

Health indicators

Condition%
Obesity40.6%
High blood pressure38.7%
High cholesterol35.1%
Diabetes13.7%
Heart disease8.3%
Stroke4.0%
Asthma10.9%
Arthritis31.3%
Kidney disease3.6%
Pulmonary disease10.4%
Cancer7.8%
Behavior / access%
Smoking23.2%
Binge drinking14.7%
No physical activity31.8%
Less than 7 hrs sleep39.1%
Depression25.9%
Fair or poor health19.2%
Poor mental health16.5%
Poor physical health13.1%
No health insurance14.2%
Visited doctor (checkup)76.2%
Visited dentist58.8%
Cholesterol screening88.4%
Teeth loss20.3%

Veterans & disability

VeteransCount%
Civilian veterans1,2649.4%
Disability%
Any disability24.3%
Under 186.6%
18–64 years24.1%
65 and over40.5%

Health insurance coverage

Type%
Private insurance56.8%
Public insurance48.9%
No insurance10.4%
Uninsured under 198.5%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only15,72593.0%
Spanish1060.7%
Other Indo-European1000.6%
Asian & Pacific Islander00.0%
Other languages60.0%

Place of birth & citizenship

OriginCount%
Native born (US)16,68998.7%
Born in same state16,59198.1%
Born in different state13,33678.9%
Foreign born980.6%
Naturalized citizen2171.3%
Not a US citizen5424.9%

Ancestry

AncestryCount%
Italian2,01111.9%
French1,4078.3%
Arab1,2747.5%
English1140.7%
AncestryCount%
German300.2%
Dutch280.2%
Polish230.1%

Technology access

Metric% of households
Computer access47.0%
Internet access90.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 46013

What city is ZIP code 46013 in?

ZIP code 46013 is primarily assigned to Anderson, Indiana.

What county is ZIP code 46013 in?

ZIP code 46013 falls within Madison County, Indiana.

Does ZIP code 46013 have a large retiree population?

48% of households in ZIP code 46013 receive Social Security income, suggesting a significant retiree or disability population.

What is the poverty rate in ZIP code 46013?

17% of residents in ZIP code 46013 live below the poverty line, above the national average.

What is the typical home value in ZIP code 46013?

The median home value in ZIP code 46013 is $118,000.

Does ZIP code 46013 have a large veteran population?

9% of civilians in ZIP code 46013 are veterans, above the national average of ~7%.

What timezone is ZIP code 46013 in?

ZIP code 46013 observes the EST timezone.

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