46012 ZIP Code — Anderson, IN

Madison County, Indiana

ZIP code 46012 is located in Anderson, Indiana, within Madison County. It covers approximately 32.02 square miles and serves a population of 19,744 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 765.

About ZIP code 46012

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1960s, giving the area an established character. Median home value is $137,700. Owner-occupancy sits near the national average at 68%.

Median household income is $54,830. 42% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 25 minutes is near the national average.

College attainment at 20% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (22%) compared to national benchmarks.

Overall, ZIP code 46012 reflects a community defined by a trades-oriented workforce and a significant Social Security-dependent population.

19,744

population

32.02

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

46012 ZIP code map

Cities in ZIP code 46012

Below are the cities the US Postal Service accepts for ZIP code 46012. Using any city not on this list may result in mail delivery delays.

City	Status
Anderson	Preferred

Nearby ZIP codes

46016 Anderson (4.4 mi) 46017 Anderson (5.9 mi) 47334 Daleville (6.2 mi) 46001 Alexandria (6.4 mi) 47396 Yorktown (6.5 mi) 46013 Anderson (7.9 mi) 46011 Anderson (8 mi) 46044 Frankton (9.3 mi) 47304 Muncie (10.3 mi) 47356 Middletown (10.9 mi) 47306 Muncie (12 mi) 46056 Markleville (12.3 mi)

Demographics updated 06/2026

Population
Total population	19,744
Population density	617 / sq mi
State FIPS	18
County FIPS	095

Geography
Land area	32.02 sq mi
Water area	0.21 sq mi
Latitude	40.1543
Longitude	-85.6258
Timezone	Eastern (ET)
Area code	765

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	52.1%	48.7%	42.9%
$50k – $100k	32.8%	32.9%	32.7%
$100k – $200k	13.8%	16.1%	19.8%
Over $200k	1.3%	2.3%	4.5%

Demographics & statistics

19,744

Population

617

People per sq mi

43.3

Median age

$54,830

Median household income

$30,344

Per capita income

$137,700

Median home value

$938

Median monthly rent

67.6%

Home ownership

13.2%

Poverty rate

4.5%

Unemployment

6,769

Housing units

19.7%

Bachelor's or higher

Age distribution

Male Female

498

Under 5

517

490

5–9

509

416

10–14

431

571

15–19

592

763

20–24

792

1,219

25–34

1,265

1,015

35–44

1,053

1,184

45–54

1,229

606

55–59

630

738

60–64

767

1,162

65–74

1,206

720

75–84

748

306

85+

317

← Male

Female →

Age summary

Group	Count	%
Under 18	3,374	17.1%
18 and over	16,370	82.9%
65 and over	4,459	22.6%
Median age	43.3 years

Race & ethnicity

White 84.2%

Black or African American 5.3%

Hispanic or Latino 3.3%

Two or more races 3.1%

Other race 2.7%

Asian 1.1%

American Indian / Alaska Native 0.3%

Group	Count	%
White	17,187	84.2%
Black or African American	1,084	5.3%
Hispanic or Latino	664	3.3%
Two or more races	642	3.1%
Other race	553	2.7%
Asian	220	1.1%
American Indian / Alaska Native	58	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	52.1%	48.7%	42.9%
$50k – $100k	32.8%	32.9%	32.7%
$100k – $200k	13.8%	16.1%	19.8%
Over $200k	1.3%	2.3%	4.5%

Under $10k 4.2%

$10k–$15k 5.6%

$15k–$25k 12.0%

$25k–$35k 8.8%

$35k–$50k 13.5%

$50k–$75k 25.1%

$75k–$100k 12.7%

$100k–$150k 11.9%

$150k–$200k 4.6%

$200k+ 1.6%

Range	% of households
Under $10k	4.2%
$10k–$15k	5.6%
$15k–$25k	12.0%
$25k–$35k	8.8%
$35k–$50k	13.5%
$50k–$75k	25.1%
$75k–$100k	12.7%
$100k–$150k	11.9%
$150k–$200k	4.6%
$200k+	1.6%
Median income	$54,830

Housing

Home values

Under $50k 8.2%

$50k–$100k 19.0%

$100k–$150k 31.0%

$150k–$200k 23.9%

$200k–$300k 12.4%

$300k–$500k 4.8%

$500k–$1M 0.5%

$1M+ 0.3%

Housing overview

Metric	Value
Median home value	$137,700
Median rent / month	$938
Owner occupied	67.6%
Renter occupied	32.4%
Vacant	9.1%
Single-family detached	80.6%
Large apartment buildings	1.0%
Mobile homes	2.5%
Median rooms	5.7
Avg household size (owned)	2.22

Year built

Era	%
2020 or later	0.3%
2010–2019	1.8%
2000–2009	3.9%
1990–1999	9.0%
1980–1989	8.2%
1970–1979	19.5%
1960–1969	23.0%
1950–1959	16.0%
1940–1949	6.9%
1939 or earlier	11.3%

Bedrooms

Size	% of units
No bedroom (studio)	1.8%
1 bedroom	6.1%
2 bedrooms	29.6%
3 bedrooms	52.6%
4 bedrooms	6.8%
5+ bedrooms	3.1%

Vehicles per household

Vehicles	% of households
No vehicle	4.2%
1 vehicle	37.0%
2 vehicles	39.2%
3 or more	19.6%

Heating fuel

Fuel type	%
Utility gas	70.4%
Electricity	24.4%
Propane / LP gas	3.4%
Fuel oil	1.1%
Wood	0.6%

Households & families

Household type	Count	%
Married-couple family	3,441	39.5%
Cohabiting couple	726	8.3%
Male householder, no spouse	1,800	20.6%
Female householder, no spouse	2,753	31.6%
Households with children under 18	1,958	22.5%
Households with seniors (65+)	3,376	38.7%
Average household size	2.15

Marital status

Status	Male	Female
Never married	32.7%	26.9%
Married	45.0%	38.5%
Separated	1.8%	2.6%
Widowed	2.4%	13.9%
Divorced	18.1%	18.1%

Education

Less than 9th grade 2.1%

Some HS, no diploma 7.3%

HS graduate 36.6%

Some college, no degree 23.8%

Associate's degree 10.5%

Bachelor's degree 11.4%

Graduate / professional 8.3%

Metric	%
HS diploma or higher	90.6%
Bachelor's or higher	19.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	194	4.9%
Kindergarten	361	9.1%
Elementary school	1,202	30.3%
High school	643	16.2%
College / grad school	1,563	39.4%

Employment

Industry of employment

Education & healthcare 26.3%

Manufacturing 12.4%

Retail trade 10.7%

Professional & management 9.9%

Arts, food & hospitality 8.6%

Construction 7.6%

Other services 6.3%

Finance & real estate 5.5%

Transportation & utilities 5.2%

Public administration 3.6%

Wholesale trade 1.7%

Information 1.6%

Agriculture & mining 0.7%

Occupation

Category	%
Management, business & arts	28.6%
Service	22.2%
Sales & office	24.7%
Natural resources & construction	9.4%
Production & transportation	15.1%

Employment type

Type	%
Private sector	83.3%
Government	10.9%
Self-employed	5.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	76.8%
Carpool	10.4%
Public transit	0.4%
Walk	3.4%
Work from home	8.2%
Other means	1.0%
Avg commute (minutes)	24.5

Poverty

All people 13.2%

Under 18 years 18.1%

18 and over 12.1%

Married-couple families 1.9%

Female-led households 26.3%

Income support

Source	% of households
Social Security	41.9%
Retirement income	30.2%
Supplemental Security	6.2%
Cash public assistance	1.8%
Food stamps / SNAP	11.4%

Health indicators

Condition	%
Obesity	38.9%
High blood pressure	36.1%
High cholesterol	33.9%
Diabetes	12.5%
Heart disease	7.6%
Stroke	3.6%
Asthma	11.0%
Arthritis	28.8%
Kidney disease	3.3%
Pulmonary disease	9.4%
Cancer	7.1%

Behavior / access	%
Smoking	21.6%
Binge drinking	15.4%
No physical activity	29.6%
Less than 7 hrs sleep	38.1%
Depression	26.2%
Fair or poor health	17.7%
Poor mental health	16.8%
Poor physical health	12.2%
No health insurance	13.3%
Visited doctor (checkup)	75.6%
Visited dentist	60.5%
Cholesterol screening	87.1%
Teeth loss	18.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,628	9.9%

Disability	%
Any disability	19.3%
Under 18	8.2%
18–64 years	14.3%
65 and over	41.0%

Health insurance coverage

Type	%
Private insurance	65.5%
Public insurance	46.3%
No insurance	8.1%
Uninsured under 19	4.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	18,729	94.9%
Spanish	226	1.2%
Other Indo-European	127	0.7%
Asian & Pacific Islander	0	0.0%
Other languages	99	0.5%

Place of birth & citizenship

Origin	Count	%
Native born (US)	19,352	98.0%
Born in same state	19,050	96.5%
Born in different state	14,539	73.6%
Foreign born	302	1.5%
Naturalized citizen	392	2.0%
Not a US citizen	262	66.8%

Ancestry

Ancestry	Count	%
French	2,817	14.3%
Italian	1,999	10.1%
Arab	1,211	6.1%
English	155	0.8%
German	55	0.3%

Ancestry	Count	%
Polish	39	0.2%
Irish	32	0.2%
Dutch	21	0.1%
Norwegian	9	0%

Technology access

Metric	% of households
Computer access	44.2%
Internet access	90.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 46012

What city is ZIP code 46012 in?

ZIP code 46012 is primarily assigned to Anderson, Indiana.

What county is ZIP code 46012 in?

ZIP code 46012 falls within Madison County, Indiana.

Does ZIP code 46012 have a large retiree population?

42% of households in ZIP code 46012 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 46012?

The median home value in ZIP code 46012 is $137,700.

Does ZIP code 46012 have a large veteran population?

10% of civilians in ZIP code 46012 are veterans, above the national average of ~7%.

What is the population of ZIP code 46012?

ZIP code 46012 has an estimated population of 19,744 residents, with a density of 617 people per square mile.

What timezone is ZIP code 46012 in?

ZIP code 46012 observes the EST timezone.