47304 ZIP Code — Muncie, IN
Delaware County, Indiana
ZIP code 47304 is located in Muncie, Indiana, within Delaware County. It covers approximately 34.70 square miles and serves a population of 31,757 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 765.
About ZIP code 47304
The housing stock consists of a mix of housing types. Most homes were built in the 1970s, giving the area an established character. Median home value is $148,600. Owner-occupancy sits near the national average at 67%.
Median household income is $64,368. 37% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 19 minutes is near the national average.
Educational attainment is near the national average, with 41% of residents holding a bachelor's degree or higher.
31,757
population
34.70
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
47304 ZIP code map
Cities in ZIP code 47304
Below are the cities the US Postal Service accepts for ZIP code 47304. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Muncie | Acceptable |
| Muncie | Preferred |
Nearby ZIP codes
47306 Muncie (3.7 mi)
47396 Yorktown (4 mi)
47305 Muncie (5.1 mi)
47342 Gaston (5.3 mi)
47303 Muncie (5.6 mi)
47334 Daleville (7 mi)
47302 Muncie (9.2 mi)
47338 Eaton (9.3 mi)
46012 Anderson (10.3 mi)
47320 Albany (10.8 mi)
46001 Alexandria (11.1 mi)
47383 Selma (12.1 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 31,757 |
| Population density | 915 / sq mi |
| State FIPS | 18 |
| County FIPS | 035 |
| Geography | |
|---|---|
| Land area | 34.70 sq mi |
| Water area | 0.11 sq mi |
| Latitude | 40.2388 |
| Longitude | -85.4640 |
| Timezone | Eastern (ET) |
| Area code | 765 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 44.6% | 53.6% | 42.9% |
| $50k – $100k | 34.5% | 30.4% | 32.7% |
| $100k – $200k | 17.1% | 13.1% | 19.8% |
| Over $200k | 3.8% | 2.9% | 4.5% |
Demographics & statistics
31,757
Population
915
People per sq mi
36.1
Median age
$64,368
Median household income
$34,693
Per capita income
$148,600
Median home value
$917
Median monthly rent
67.0%
Home ownership
17.5%
Poverty rate
5.0%
Unemployment
10,149
Housing units
40.7%
Bachelor's or higher
Age distribution
Male
Female
791
Under 5
826
722
5–9
753
464
10–14
484
1,120
15–19
1,170
2,685
20–24
2,803
1,835
25–34
1,916
1,385
35–44
1,445
1,824
45–54
1,904
750
55–59
782
701
60–64
731
1,668
65–74
1,742
1,099
75–84
1,148
494
85+
515
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 4,989 | 15.7% |
| 18 and over | 26,768 | 84.3% |
| 65 and over | 6,666 | 21.0% |
| Median age | 36.1 years | |
Race & ethnicity
White
84.7%
Black or African American
4.2%
Two or more races
3.8%
Asian
3.4%
Hispanic or Latino
2.6%
Other race
1.2%
American Indian / Alaska Native
0.1%
| Group | Count | % |
|---|---|---|
| White | 27,603 | 84.7% |
| Black or African American | 1,382 | 4.2% |
| Two or more races | 1,248 | 3.8% |
| Asian | 1,121 | 3.4% |
| Hispanic or Latino | 839 | 2.6% |
| Other race | 375 | 1.2% |
| American Indian / Alaska Native | 28 | 0.1% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 44.6% | 53.6% | 42.9% |
| $50k – $100k | 34.5% | 30.4% | 32.7% |
| $100k – $200k | 17.1% | 13.1% | 19.8% |
| Over $200k | 3.8% | 2.9% | 4.5% |
Under $10k
6.5%
$10k–$15k
1.6%
$15k–$25k
9.5%
$25k–$35k
9.6%
$35k–$50k
11.7%
$50k–$75k
20.6%
$75k–$100k
12.5%
$100k–$150k
16.8%
$150k–$200k
6.5%
$200k+
4.6%
| Range | % of households |
|---|---|
| Under $10k | 6.5% |
| $10k–$15k | 1.6% |
| $15k–$25k | 9.5% |
| $25k–$35k | 9.6% |
| $35k–$50k | 11.7% |
| $50k–$75k | 20.6% |
| $75k–$100k | 12.5% |
| $100k–$150k | 16.8% |
| $150k–$200k | 6.5% |
| $200k+ | 4.6% |
| Median income | $64,368 |
Housing
Home values
Under $50k
5.6%
$50k–$100k
11.1%
$100k–$150k
34.5%
$150k–$200k
23.6%
$200k–$300k
17.0%
$300k–$500k
6.4%
$500k–$1M
1.9%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $148,600 |
| Median rent / month | $917 |
| Owner occupied | 67.0% |
| Renter occupied | 33.0% |
| Vacant | 6.9% |
| Single-family detached | 67.2% |
| Large apartment buildings | 6.4% |
| Mobile homes | 2.9% |
| Median rooms | 5.8 |
| Avg household size (owned) | 2.28 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.0% |
| 2010–2019 | 7.1% |
| 2000–2009 | 8.4% |
| 1990–1999 | 12.3% |
| 1980–1989 | 13.0% |
| 1970–1979 | 18.6% |
| 1960–1969 | 16.4% |
| 1950–1959 | 15.6% |
| 1940–1949 | 5.0% |
| 1939 or earlier | 3.5% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 1.9% |
| 1 bedroom | 8.4% |
| 2 bedrooms | 23.1% |
| 3 bedrooms | 47.4% |
| 4 bedrooms | 17.1% |
| 5+ bedrooms | 2.2% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 4.0% |
| 1 vehicle | 34.3% |
| 2 vehicles | 41.2% |
| 3 or more | 20.4% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 62.7% |
| Electricity | 34.9% |
| Propane / LP gas | 1.5% |
| Fuel oil | 0.5% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 5,918 | 43.4% |
| Cohabiting couple | 829 | 6.1% |
| Male householder, no spouse | 2,748 | 20.2% |
| Female householder, no spouse | 4,127 | 30.3% |
| Households with children under 18 | 3,035 | 22.3% |
| Households with seniors (65+) | 4,534 | 33.3% |
| Average household size | 2.22 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 40.4% | 35.7% |
| Married | 46.2% | 41.4% |
| Separated | 0.8% | 0.6% |
| Widowed | 3.1% | 11.6% |
| Divorced | 9.5% | 10.7% |
Education
Less than 9th grade
1.2%
Some HS, no diploma
4.7%
HS graduate
23.7%
Some college, no degree
19.8%
Associate's degree
9.8%
Bachelor's degree
22.0%
Graduate / professional
18.7%
| Metric | % |
|---|---|
| HS diploma or higher | 94.1% |
| Bachelor's or higher | 40.7% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 339 | 3.8% |
| Kindergarten | 390 | 4.4% |
| Elementary school | 1,728 | 19.3% |
| High school | 1,281 | 14.3% |
| College / grad school | 5,193 | 58.1% |
Employment
Industry of employment
Education & healthcare
30.2%
Retail trade
12.7%
Arts, food & hospitality
9.9%
Professional & management
9.0%
Manufacturing
8.9%
Other services
7.0%
Finance & real estate
6.1%
Public administration
4.2%
Transportation & utilities
4.0%
Construction
3.2%
Wholesale trade
2.9%
Information
1.6%
Agriculture & mining
0.2%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 43.1% |
| Service | 17.8% |
| Sales & office | 21.8% |
| Natural resources & construction | 3.5% |
| Production & transportation | 13.8% |
Employment type
| Type | % |
|---|---|
| Private sector | 79.1% |
| Government | 17.4% |
| Self-employed | 3.5% |
| Unpaid family workers | 0.0% |
Commute
| Method | % |
|---|---|
| Drive alone | 77.8% |
| Carpool | 9.4% |
| Public transit | 1.2% |
| Walk | 2.7% |
| Work from home | 7.4% |
| Other means | 1.5% |
| Avg commute (minutes) | 19.2 |
Poverty
All people
17.5%
Under 18 years
13.7%
18 and over
18.2%
Married-couple families
4.5%
Female-led households
22.2%
Income support
| Source | % of households |
|---|---|
| Social Security | 36.6% |
| Retirement income | 30.3% |
| Supplemental Security | 5.4% |
| Cash public assistance | 1.1% |
| Food stamps / SNAP | 7.2% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 35.9% |
| High blood pressure | 36.0% |
| High cholesterol | 33.2% |
| Diabetes | 10.9% |
| Heart disease | 6.9% |
| Stroke | 3.2% |
| Asthma | 10.3% |
| Arthritis | 26.3% |
| Kidney disease | 3.0% |
| Pulmonary disease | 7.8% |
| Cancer | 7.0% |
| Behavior / access | % |
|---|---|
| Smoking | 17.7% |
| Binge drinking | 15.6% |
| No physical activity | 26.7% |
| Less than 7 hrs sleep | 32.8% |
| Depression | 23.6% |
| Fair or poor health | 15.4% |
| Poor mental health | 15.5% |
| Poor physical health | 10.6% |
| No health insurance | 11.6% |
| Visited doctor (checkup) | 77.0% |
| Visited dentist | 63.3% |
| Cholesterol screening | 87.2% |
| Teeth loss | 15.3% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 1,492 | 5.6% |
| Disability | % |
|---|---|
| Any disability | 15.1% |
| Under 18 | 9.4% |
| 18–64 years | 13.8% |
| 65 and over | 23.6% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 75.0% |
| Public insurance | 37.6% |
| No insurance | 5.3% |
| Uninsured under 19 | 1.6% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 30,140 | 94.9% |
| Spanish | 555 | 1.8% |
| Other Indo-European | 84 | 0.3% |
| Asian & Pacific Islander | 86 | 0.3% |
| Other languages | 379 | 1.3% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 30,515 | 96.1% |
| Born in same state | 30,231 | 95.2% |
| Born in different state | 22,636 | 71.3% |
| Foreign born | 284 | 0.9% |
| Naturalized citizen | 1,242 | 3.9% |
| Not a US citizen | 435 | 35.0% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| French | 4,421 | 13.9% |
| Italian | 3,633 | 11.4% |
| Arab | 2,265 | 7.1% |
| English | 346 | 1.1% |
| Polish | 222 | 0.7% |
| Ancestry | Count | % |
|---|---|---|
| Norwegian | 63 | 0.2% |
| German | 53 | 0.2% |
| Dutch | 26 | 0.1% |
| Irish | 12 | 0% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 42.9% |
| Internet access | 97.0% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 47304
What city is ZIP code 47304 in?
ZIP code 47304 is primarily assigned to Muncie, Indiana.
What county is ZIP code 47304 in?
ZIP code 47304 falls within Delaware County, Indiana.
What is the poverty rate in ZIP code 47304?
18% of residents in ZIP code 47304 live below the poverty line, above the national average.
Does ZIP code 47304 have a large retiree population?
37% of households in ZIP code 47304 receive Social Security income, suggesting a significant retiree or disability population.
What is the typical home value in ZIP code 47304?
The median home value in ZIP code 47304 is $148,600.
What is the population of ZIP code 47304?
ZIP code 47304 has an estimated population of 31,757 residents, with a density of 915 people per square mile.
What timezone is ZIP code 47304 in?
ZIP code 47304 observes the EST timezone.