47320 ZIP Code — Albany, IN

Delaware County, Indiana

ZIP code 47320 is located in Albany, Indiana, within Delaware County. It covers approximately 32.62 square miles and serves a population of 4,320 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 765.

About ZIP code 47320

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $111,500. Owner-occupancy is high at 85%, well above the national average.

Median household income is $63,305. The poverty rate of 7% is below the national average. 44% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 29 minutes is near the national average.

College attainment at 18% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 11% of civilians, above the national average of 7%; and disability rates above the national average at 24%.

Overall, ZIP code 47320 reflects a community defined by a trades-oriented workforce, a strong veteran community, high homeownership, and a significant Social Security-dependent population.

4,320

population

32.62

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

47320 ZIP code map

Cities in ZIP code 47320

Below are the cities the US Postal Service accepts for ZIP code 47320. Using any city not on this list may result in mail delivery delays.

City	Status
Albany	Preferred

Nearby ZIP codes

47303 Muncie (5.8 mi) 47338 Eaton (6.3 mi) 47368 Parker City (7.1 mi) 47373 Redkey (7.9 mi) 47383 Selma (8.1 mi) 47305 Muncie (8.3 mi) 47340 Farmland (8.5 mi) 47306 Muncie (8.8 mi) 47336 Dunkirk (9.4 mi) 47304 Muncie (10.8 mi) 47302 Muncie (11.2 mi) 47380 Ridgeville (12.5 mi)

Demographics updated 05/2026

Population
Total population	4,320
Population density	132 / sq mi
State FIPS	18
County FIPS	035

Geography
Land area	32.62 sq mi
Water area	0.24 sq mi
Latitude	40.2693
Longitude	-85.2631
Timezone	Eastern (ET)
Area code	765

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	46.9%	53.6%	42.9%
$50k – $100k	35.8%	30.4%	32.7%
$100k – $200k	13.8%	13.1%	19.8%
Over $200k	3.4%	2.9%	4.5%

Demographics & statistics

4,320

Population

132

People per sq mi

49.1

Median age

$63,305

Median household income

$30,936

Per capita income

$111,500

Median home value

$761

Median monthly rent

85.3%

Home ownership

6.7%

Poverty rate

4.7%

Unemployment

1,761

Housing units

17.8%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

123

10–14

134

155

15–19

171

20–24

267

25–34

292

147

35–44

162

314

45–54

344

172

55–59

188

143

60–64

157

333

65–74

365

179

75–84

197

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	698	16.2%
18 and over	3,622	83.8%
65 and over	1,147	26.6%
Median age	49.1 years

Race & ethnicity

White 95.2%

Two or more races 2.5%

Hispanic or Latino 1.1%

Other race 0.5%

Asian 0.5%

Black or African American 0.2%

Group	Count	%
White	4,158	95.2%
Two or more races	110	2.5%
Hispanic or Latino	48	1.1%
Other race	21	0.5%
Asian	20	0.5%
Black or African American	10	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	46.9%	53.6%	42.9%
$50k – $100k	35.8%	30.4%	32.7%
$100k – $200k	13.8%	13.1%	19.8%
Over $200k	3.4%	2.9%	4.5%

Under $10k 5.8%

$10k–$15k 1.4%

$15k–$25k 9.8%

$25k–$35k 3.3%

$35k–$50k 12.4%

$50k–$75k 27.5%

$75k–$100k 16.9%

$100k–$150k 16.6%

$150k–$200k 5.1%

$200k+ 1.3%

Range	% of households
Under $10k	5.8%
$10k–$15k	1.4%
$15k–$25k	9.8%
$25k–$35k	3.3%
$35k–$50k	12.4%
$50k–$75k	27.5%
$75k–$100k	16.9%
$100k–$150k	16.6%
$150k–$200k	5.1%
$200k+	1.3%
Median income	$63,305

Housing

Home values

Under $50k 5.0%

$50k–$100k 40.3%

$100k–$150k 23.0%

$150k–$200k 12.4%

$200k–$300k 10.1%

$300k–$500k 8.4%

$500k–$1M 0.8%

Housing overview

Metric	Value
Median home value	$111,500
Median rent / month	$761
Owner occupied	85.3%
Renter occupied	14.7%
Vacant	9.7%
Single-family detached	86.7%
Large apartment buildings	0.3%
Mobile homes	5.9%
Median rooms	5.9
Avg household size (owned)	2.29

Year built

Era	%
2020 or later	0.0%
2010–2019	2.5%
2000–2009	7.1%
1990–1999	8.8%
1980–1989	2.5%
1970–1979	20.9%
1960–1969	14.0%
1950–1959	19.3%
1940–1949	3.0%
1939 or earlier	22.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.5%
1 bedroom	6.3%
2 bedrooms	23.2%
3 bedrooms	52.0%
4 bedrooms	14.5%
5+ bedrooms	3.5%

Vehicles per household

Vehicles	% of households
No vehicle	2.6%
1 vehicle	23.7%
2 vehicles	49.1%
3 or more	24.6%

Heating fuel

Fuel type	%
Utility gas	55.4%
Electricity	30.5%
Propane / LP gas	9.9%
Fuel oil	1.1%
Wood	2.7%
No fuel used	0.2%

Households & families

Household type	Count	%
Married-couple family	1,143	62.3%
Cohabiting couple	99	5.4%
Male householder, no spouse	188	10.3%
Female householder, no spouse	404	22.0%
Households with children under 18	444	24.2%
Households with seniors (65+)	671	36.6%
Average household size	2.31

Marital status

Status	Male	Female
Never married	22.0%	20.9%
Married	66.2%	55.8%
Separated	2.1%	2.4%
Widowed	2.6%	8.8%
Divorced	7.1%	12.2%

Education

Less than 9th grade 0.4%

Some HS, no diploma 8.8%

HS graduate 47.3%

Some college, no degree 17.3%

Associate's degree 8.4%

Bachelor's degree 11.9%

Graduate / professional 5.8%

Metric	%
HS diploma or higher	90.8%
Bachelor's or higher	17.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	15	1.9%
Kindergarten	22	2.8%
Elementary school	320	40.4%
High school	263	33.2%
College / grad school	172	21.7%

Employment

Industry of employment

Education & healthcare 27.6%

Manufacturing 15.7%

Retail trade 11.6%

Professional & management 9.1%

Construction 7.8%

Arts, food & hospitality 7.3%

Transportation & utilities 5.4%

Finance & real estate 4.8%

Other services 3.7%

Public administration 3.0%

Agriculture & mining 2.5%

Wholesale trade 1.5%

Occupation

Category	%
Management, business & arts	30.5%
Service	22.2%
Sales & office	17.4%
Natural resources & construction	10.8%
Production & transportation	19.1%

Employment type

Type	%
Private sector	81.6%
Government	11.9%
Self-employed	6.5%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	83.8%
Carpool	6.6%
Public transit	0.0%
Walk	2.4%
Work from home	6.7%
Other means	0.4%
Avg commute (minutes)	28.5

Poverty

All people 6.7%

Under 18 years 5.3%

18 and over 7.0%

Married-couple families 0.0%

Female-led households 11.6%

Income support

Source	% of households
Social Security	43.7%
Retirement income	33.8%
Supplemental Security	5.5%
Cash public assistance	1.1%
Food stamps / SNAP	8.7%

Health indicators

Condition	%
Obesity	38.0%
High blood pressure	39.3%
High cholesterol	36.8%
Diabetes	12.1%
Heart disease	7.6%
Stroke	3.4%
Asthma	9.9%
Arthritis	29.6%
Kidney disease	3.2%
Pulmonary disease	8.9%
Cancer	7.6%

Behavior / access	%
Smoking	20.6%
Binge drinking	15.4%
No physical activity	28.1%
Less than 7 hrs sleep	33.5%
Depression	23.6%
Fair or poor health	16.3%
Poor mental health	14.9%
Poor physical health	11.5%
No health insurance	11.9%
Visited doctor (checkup)	76.9%
Visited dentist	63.4%
Cholesterol screening	90.1%
Teeth loss	16.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	406	11.2%

Disability	%
Any disability	24.0%
Under 18	11.9%
18–64 years	20.1%
65 and over	40.7%

Health insurance coverage

Type	%
Private insurance	70.4%
Public insurance	44.0%
No insurance	6.0%
Uninsured under 19	6.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,230	97.9%
Spanish	12	0.3%
Other Indo-European	12	0.3%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,294	99.4%
Born in same state	4,294	99.4%
Born in different state	3,553	82.2%
Foreign born	0	0.0%
Naturalized citizen	26	0.6%
Not a US citizen	6	23.1%

Ancestry

Ancestry	Count	%
Arab	612	14.2%
Italian	394	9.1%

Ancestry	Count	%
French	392	9.1%
English	46	1.1%

Technology access

Metric	% of households
Computer access	42.5%
Internet access	92.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 47320

What city is ZIP code 47320 in?

ZIP code 47320 is primarily assigned to Albany, Indiana.

What county is ZIP code 47320 in?

ZIP code 47320 falls within Delaware County, Indiana.

Does ZIP code 47320 have an older population?

27% of residents in ZIP code 47320 are 65 or older, above the national average of ~17%.

Is ZIP code 47320 mostly owner-occupied?

85% of occupied units in ZIP code 47320 are owner-occupied, well above the national average.

Does ZIP code 47320 have a large retiree population?

44% of households in ZIP code 47320 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 47320 have a large veteran population?

11% of civilians in ZIP code 47320 are veterans, above the national average of ~7%.

What timezone is ZIP code 47320 in?

ZIP code 47320 observes the EST timezone.