46186 ZIP Code — Wilkinson, IN

Hancock County, Indiana

ZIP code 46186 is located in Wilkinson, Indiana, within Hancock County. It covers approximately 27.91 square miles and serves a population of 1,869 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 765.

About ZIP code 46186

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $240,800. Owner-occupancy is high at 94%, well above the national average.

Median household income is $58,321. 48% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is sales and office, with retail trade as the leading industry. The average commute of 31 minutes is near the national average.

College attainment at 14% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (22%) compared to national benchmarks.

Overall, ZIP code 46186 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

1,869

population

27.91

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

46186 ZIP code map

Cities in ZIP code 46186

Below are the cities the US Postal Service accepts for ZIP code 46186. Using any city not on this list may result in mail delivery delays.

City	Status
Wilkinson	Acceptable
Wilkinson	Preferred

Nearby ZIP codes

46117 Charlottesville (5.2 mi) 47384 Shirley (5.5 mi) 46056 Markleville (6.1 mi) 46064 Pendleton (8.3 mi) 46140 Greenfield (9 mi) 46148 Knightstown (9.1 mi) 46048 Ingalls (9.4 mi) 47385 Spiceland (10.8 mi) 46040 Fortville (10.8 mi) 46040 Fortville (10.8 mi) 46013 Anderson (11.2 mi) 46115 Carthage (11.3 mi)

Demographics updated 05/2026

Population
Total population	1,869
Population density	67 / sq mi
State FIPS	18
County FIPS	059

Geography
Land area	27.91 sq mi
Water area	0.05 sq mi
Latitude	39.8914
Longitude	-85.6448
Timezone	Eastern (ET)
Area code	765

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	37.0%	27.3%	42.9%
$50k – $100k	28.6%	34.5%	32.7%
$100k – $200k	29.1%	28.1%	19.8%
Over $200k	5.3%	10.1%	4.5%

Demographics & statistics

1,869

Population

People per sq mi

54.0

Median age

$58,321

Median household income

$36,374

Per capita income

$240,800

Median home value

$646

Median monthly rent

93.6%

Home ownership

9.2%

Poverty rate

2.0%

Unemployment

802

Housing units

13.9%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

102

25–34

124

35–44

108

45–54

133

55–59

60–64

118

65–74

144

180

75–84

221

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	308	16.5%
18 and over	1,561	83.5%
65 and over	704	37.7%
Median age	54.0 years

Race & ethnicity

White 96.4%

Hispanic or Latino 1.6%

Other race 1.4%

Two or more races 0.6%

Group	Count	%
White	1,831	96.4%
Hispanic or Latino	30	1.6%
Other race	26	1.4%
Two or more races	12	0.6%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	37.0%	27.3%	42.9%
$50k – $100k	28.6%	34.5%	32.7%
$100k – $200k	29.1%	28.1%	19.8%
Over $200k	5.3%	10.1%	4.5%

Under $10k 1.7%

$10k–$15k 3.6%

$15k–$25k 7.7%

$25k–$35k 4.2%

$35k–$50k 17.9%

$50k–$75k 26.9%

$75k–$100k 10.5%

$100k–$150k 20.0%

$150k–$200k 1.4%

$200k+ 6.0%

Range	% of households
Under $10k	1.7%
$10k–$15k	3.6%
$15k–$25k	7.7%
$25k–$35k	4.2%
$35k–$50k	17.9%
$50k–$75k	26.9%
$75k–$100k	10.5%
$100k–$150k	20.0%
$150k–$200k	1.4%
$200k+	6.0%
Median income	$58,321

Housing

Home values

Under $50k 2.4%

$50k–$100k 7.2%

$100k–$150k 16.2%

$150k–$200k 14.2%

$200k–$300k 24.5%

$300k–$500k 26.5%

$500k–$1M 9.0%

Housing overview

Metric	Value
Median home value	$240,800
Median rent / month	$646
Owner occupied	93.6%
Renter occupied	6.4%
Vacant	5.9%
Single-family detached	96.7%
Large apartment buildings	0.0%
Mobile homes	1.1%
Median rooms	6.3
Avg household size (owned)	2.28

Year built

Era	%
2020 or later	0.0%
2010–2019	2.5%
2000–2009	5.4%
1990–1999	11.1%
1980–1989	18.2%
1970–1979	4.9%
1960–1969	21.8%
1950–1959	8.8%
1940–1949	4.5%
1939 or earlier	22.9%

Bedrooms

Size	% of units
No bedroom (studio)	0.9%
1 bedroom	2.3%
2 bedrooms	13.0%
3 bedrooms	68.9%
4 bedrooms	14.0%
5+ bedrooms	0.8%

Vehicles per household

Vehicles	% of households
No vehicle	1.1%
1 vehicle	16.9%
2 vehicles	47.3%
3 or more	34.6%

Heating fuel

Fuel type	%
Utility gas	32.6%
Electricity	18.7%
Propane / LP gas	42.0%
Fuel oil	1.9%
Wood	2.2%
No fuel used	2.6%

Households & families

Household type	Count	%
Married-couple family	499	62.1%
Cohabiting couple	18	2.2%
Male householder, no spouse	98	12.2%
Female householder, no spouse	188	23.4%
Households with children under 18	152	18.9%
Households with seniors (65+)	382	47.6%
Average household size	2.33

Marital status

Status	Male	Female
Never married	18.7%	9.5%
Married	72.1%	70.5%
Separated	0.7%	0.4%
Widowed	3.9%	14.5%
Divorced	4.7%	5.1%

Education

Less than 9th grade 6.3%

Some HS, no diploma 2.8%

HS graduate 54.6%

Some college, no degree 18.4%

Associate's degree 4.1%

Bachelor's degree 11.1%

Graduate / professional 2.8%

Metric	%
HS diploma or higher	91.0%
Bachelor's or higher	13.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	12	4.6%
Kindergarten	4	1.5%
Elementary school	145	55.1%
High school	66	25.1%
College / grad school	36	13.7%

Employment

Industry of employment

Retail trade 17.5%

Education & healthcare 16.0%

Manufacturing 15.6%

Public administration 11.4%

Construction 10.8%

Other services 7.0%

Professional & management 5.5%

Wholesale trade 4.7%

Finance & real estate 4.4%

Transportation & utilities 3.8%

Arts, food & hospitality 1.7%

Agriculture & mining 1.3%

Information 0.1%

Occupation

Category	%
Management, business & arts	23.3%
Service	15.1%
Sales & office	33.0%
Natural resources & construction	12.2%
Production & transportation	16.4%

Employment type

Type	%
Private sector	78.2%
Government	11.7%
Self-employed	10.1%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	87.3%
Carpool	5.4%
Public transit	0.0%
Walk	0.0%
Work from home	7.2%
Other means	0.0%
Avg commute (minutes)	31.3

Poverty

All people 9.2%

Under 18 years 12.0%

18 and over 8.6%

Married-couple families 5.6%

Female-led households 37.5%

Income support

Source	% of households
Social Security	47.7%
Retirement income	43.6%
Supplemental Security	6.8%
Cash public assistance	0.1%
Food stamps / SNAP	0.5%

Health indicators

Condition	%
Obesity	38.0%
High blood pressure	35.7%
High cholesterol	34.7%
Diabetes	10.8%
Heart disease	6.8%
Stroke	3.1%
Asthma	9.9%
Arthritis	28.2%
Kidney disease	2.9%
Pulmonary disease	8.3%
Cancer	6.9%

Behavior / access	%
Smoking	22.4%
Binge drinking	16.7%
No physical activity	25.2%
Less than 7 hrs sleep	32.8%
Depression	23.5%
Fair or poor health	15.5%
Poor mental health	15.5%
Poor physical health	11.3%
No health insurance	11.9%
Visited doctor (checkup)	75.1%
Visited dentist	65.8%
Cholesterol screening	89.7%
Teeth loss	15.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	137	8.8%

Disability	%
Any disability	11.8%
Under 18	0.0%
18–64 years	7.4%
65 and over	22.3%

Health insurance coverage

Type	%
Private insurance	82.3%
Public insurance	51.3%
No insurance	4.1%
Uninsured under 19	9.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,779	95.2%
Spanish	4	0.2%
Other Indo-European	4	0.2%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,860	99.5%
Born in same state	1,860	99.5%
Born in different state	1,320	70.6%
Foreign born	0	0.0%
Naturalized citizen	9	0.5%
Not a US citizen	4	44.4%

Ancestry

Ancestry	Count	%
Italian	195	10.4%
Arab	141	7.5%
French	107	5.7%

Ancestry	Count	%
English	46	2.5%
Irish	8	0.4%
Polish	6	0.3%

Technology access

Metric	% of households
Computer access	43.0%
Internet access	83.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 46186

What city is ZIP code 46186 in?

ZIP code 46186 is primarily assigned to Wilkinson, Indiana.

What county is ZIP code 46186 in?

ZIP code 46186 falls within Hancock County, Indiana.

Does ZIP code 46186 have an older population?

38% of residents in ZIP code 46186 are 65 or older, above the national average of ~17%.

Is ZIP code 46186 mostly owner-occupied?

94% of occupied units in ZIP code 46186 are owner-occupied, well above the national average.

Does ZIP code 46186 have a large retiree population?

48% of households in ZIP code 46186 receive Social Security income, suggesting a significant retiree or disability population.

How educated is the population of ZIP code 46186?

14% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What timezone is ZIP code 46186 in?

ZIP code 46186 observes the EST timezone.