46115 ZIP Code — Carthage, IN

Rush County, Indiana

ZIP code 46115 is located in Carthage, Indiana, within Rush County. It covers approximately 38.93 square miles and serves a population of 1,624 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 765/317.

About ZIP code 46115

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $167,500. Owner-occupancy sits near the national average at 68%.

Median household income is $52,656. 38% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 33 minutes is near the national average.

College attainment at 19% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (24%) compared to national benchmarks.

Overall, ZIP code 46115 reflects a community defined by a trades-oriented workforce and a significant Social Security-dependent population.

1,624

population

38.93

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

46115 ZIP code map

Cities in ZIP code 46115

Below are the cities the US Postal Service accepts for ZIP code 46115. Using any city not on this list may result in mail delivery delays.

City	Status
Carthage	Preferred

Nearby ZIP codes

46104 Arlington (5.3 mi) 46148 Knightstown (5.9 mi) 46117 Charlottesville (6.1 mi) 47385 Spiceland (8.7 mi) 46161 Morristown (9.1 mi) 47352 Lewisville (10.8 mi) 46186 Wilkinson (11.3 mi) 46173 Rushville (12.1 mi) 46140 Greenfield (12.7 mi) 47384 Shirley (12.7 mi) 46150 Manilla (13.4 mi) 46127 Falmouth (13.4 mi)

Demographics updated 05/2026

Population
Total population	1,624
Population density	42 / sq mi
State FIPS	18
County FIPS	139

Geography
Land area	38.93 sq mi
Water area	0.19 sq mi
Latitude	39.7390
Longitude	-85.5656
Timezone	Eastern (ET)
Area code	765/317

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	44.7%	43.4%	42.9%
$50k – $100k	35.5%	39.1%	32.7%
$100k – $200k	17.6%	15.1%	19.8%
Over $200k	2.2%	2.5%	4.5%

Demographics & statistics

1,624

Population

People per sq mi

40.9

Median age

$52,656

Median household income

$26,213

Per capita income

$167,500

Median home value

$654

Median monthly rent

67.7%

Home ownership

16.2%

Poverty rate

8.8%

Unemployment

461

Housing units

18.6%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

116

35–44

118

107

45–54

108

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	445	27.4%
18 and over	1,179	72.6%
65 and over	267	16.4%
Median age	40.9 years

Race & ethnicity

White 99.1%

Two or more races 0.9%

Group	Count	%
White	1,609	99.1%
Two or more races	15	0.9%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	44.7%	43.4%	42.9%
$50k – $100k	35.5%	39.1%	32.7%
$100k – $200k	17.6%	15.1%	19.8%
Over $200k	2.2%	2.5%	4.5%

Under $10k 6.7%

$10k–$15k 10.4%

$15k–$25k 6.7%

$25k–$35k 4.1%

$35k–$50k 19.6%

$50k–$75k 13.2%

$75k–$100k 14.8%

$100k–$150k 16.6%

$150k–$200k 3.8%

$200k+ 4.1%

Range	% of households
Under $10k	6.7%
$10k–$15k	10.4%
$15k–$25k	6.7%
$25k–$35k	4.1%
$35k–$50k	19.6%
$50k–$75k	13.2%
$75k–$100k	14.8%
$100k–$150k	16.6%
$150k–$200k	3.8%
$200k+	4.1%
Median income	$52,656

Housing

Home values

Under $50k 8.0%

$50k–$100k 14.0%

$100k–$150k 23.9%

$150k–$200k 12.8%

$200k–$300k 17.6%

$300k–$500k 23.9%

Housing overview

Metric	Value
Median home value	$167,500
Median rent / month	$654
Owner occupied	67.7%
Renter occupied	32.3%
Vacant	7.0%
Single-family detached	84.8%
Large apartment buildings	0.0%
Mobile homes	2.6%
Median rooms	6.6
Avg household size (owned)	2.80

Year built

Era	%
2020 or later	0.0%
2010–2019	0.0%
2000–2009	13.8%
1990–1999	11.8%
1980–1989	8.6%
1970–1979	6.2%
1960–1969	4.7%
1950–1959	9.1%
1940–1949	9.0%
1939 or earlier	36.7%

Bedrooms

Size	% of units
No bedroom (studio)	1.5%
1 bedroom	9.0%
2 bedrooms	21.5%
3 bedrooms	50.2%
4 bedrooms	17.3%
5+ bedrooms	0.5%

Vehicles per household

Vehicles	% of households
No vehicle	5.7%
1 vehicle	30.5%
2 vehicles	33.0%
3 or more	30.8%

Heating fuel

Fuel type	%
Utility gas	48.3%
Electricity	28.7%
Propane / LP gas	18.1%
Wood	4.9%

Households & families

Household type	Count	%
Married-couple family	319	52.0%
Cohabiting couple	87	14.2%
Male householder, no spouse	107	17.5%
Female householder, no spouse	100	16.3%
Households with children under 18	239	39.0%
Households with seniors (65+)	202	33.0%
Average household size	2.65

Marital status

Status	Male	Female
Never married	34.5%	23.7%
Married	45.8%	49.3%
Separated	0.3%	0.2%
Widowed	3.0%	8.4%
Divorced	16.3%	18.4%

Education

Less than 9th grade 1.4%

Some HS, no diploma 5.6%

HS graduate 46.9%

Some college, no degree 16.7%

Associate's degree 10.8%

Bachelor's degree 15.5%

Graduate / professional 3.1%

Metric	%
HS diploma or higher	93.0%
Bachelor's or higher	18.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	13	2.8%
Kindergarten	23	5.0%
Elementary school	197	43.1%
High school	158	34.6%
College / grad school	66	14.4%

Employment

Industry of employment

Education & healthcare 15.6%

Manufacturing 15.1%

Construction 14.9%

Transportation & utilities 12.9%

Retail trade 12.2%

Arts, food & hospitality 10.9%

Professional & management 6.4%

Agriculture & mining 4.8%

Wholesale trade 3.0%

Finance & real estate 1.8%

Public administration 1.7%

Other services 0.7%

Information 0.1%

Occupation

Category	%
Management, business & arts	26.4%
Service	14.4%
Sales & office	14.1%
Natural resources & construction	19.7%
Production & transportation	25.3%

Employment type

Type	%
Private sector	82.7%
Government	9.6%
Self-employed	7.6%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	87.6%
Carpool	3.8%
Public transit	0.0%
Walk	3.7%
Work from home	4.9%
Other means	0.0%
Avg commute (minutes)	33.4

Poverty

All people 16.2%

Under 18 years 19.0%

18 and over 15.3%

Married-couple families 6.0%

Female-led households 64.5%

Income support

Source	% of households
Social Security	38.2%
Retirement income	26.4%
Supplemental Security	2.8%
Cash public assistance	0.5%
Food stamps / SNAP	9.8%

Health indicators

Condition	%
Obesity	40.9%
High blood pressure	35.5%
High cholesterol	34.2%
Diabetes	11.7%
Heart disease	7.3%
Stroke	3.3%
Asthma	10.2%
Arthritis	27.9%
Kidney disease	3.1%
Pulmonary disease	9.2%
Cancer	7.0%

Behavior / access	%
Smoking	23.5%
Binge drinking	16.1%
No physical activity	27.9%
Less than 7 hrs sleep	35.2%
Depression	24.1%
Fair or poor health	16.9%
Poor mental health	15.9%
Poor physical health	12.1%
No health insurance	13.0%
Visited doctor (checkup)	75.0%
Visited dentist	59.5%
Cholesterol screening	89.1%
Teeth loss	17.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	103	8.7%

Disability	%
Any disability	10.7%
Under 18	4.9%
18–64 years	6.8%
65 and over	33.3%

Health insurance coverage

Type	%
Private insurance	64.9%
Public insurance	39.5%
No insurance	4.9%
Uninsured under 19	2.4%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,540	94.8%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,624	100.0%
Born in same state	1,624	100.0%
Born in different state	1,385	85.3%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
French	318	19.6%
Arab	110	6.8%

Ancestry	Count	%
Italian	95	5.8%
English	9	0.6%

Technology access

Metric	% of households
Computer access	37.7%
Internet access	86.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 46115

What city is ZIP code 46115 in?

ZIP code 46115 is primarily assigned to Carthage, Indiana.

What county is ZIP code 46115 in?

ZIP code 46115 falls within Rush County, Indiana.

What is the poverty rate in ZIP code 46115?

16% of residents in ZIP code 46115 live below the poverty line, above the national average.

Does ZIP code 46115 have a large retiree population?

38% of households in ZIP code 46115 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 46115?

The median home value in ZIP code 46115 is $167,500.

What is the population of ZIP code 46115?

ZIP code 46115 has an estimated population of 1,624 residents, with a density of 42 people per square mile.

What timezone is ZIP code 46115 in?

ZIP code 46115 observes the EST timezone.