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Indiana ZIP Codes
Madison County
Elwood, IN
46036
46036 ZIP Code — Elwood, IN
Madison County, Indiana
ZIP code 46036 is located in
Elwood ,
Indiana ,
within Madison County .
It covers approximately 80.28 square miles and serves a population of
11,392 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 765 .
About ZIP code 46036
The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $101,100. Owner-occupancy sits near the national average at 72%.
Median household income is $58,081. 43% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is production, transportation, and material moving, with manufacturing as the leading industry. The average commute of 28 minutes is near the national average.
College attainment at 11% is below the national average, consistent with a trades and production-oriented local economy.
Health indicators show elevated rates of smoking (26%) compared to national benchmarks.
Overall, ZIP code 46036 reflects a community defined by a trades-oriented workforce and a significant Social Security-dependent population.
46036 ZIP code map
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Cities in ZIP code 46036
Below are the cities the US Postal Service accepts for ZIP code 46036. Using any city not on this list may result in mail delivery delays.
Nearby ZIP codes
Demographics
updated 06/2026
Population
Total population
11,392
Population density
142 / sq mi
State FIPS
18
County FIPS
095
Geography
Land area
80.28 sq mi
Water area
0.00 sq mi
Latitude
40.2851
Longitude
-85.8238
Timezone
Eastern (ET)
Area code
765
Economics
updated 06/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
48.4%
48.7%
42.9%
$50k – $100k
34.8%
32.9%
32.7%
$100k – $200k
13.9%
16.1%
19.8%
Over $200k
2.8%
2.3%
4.5%
Demographics & statistics
$58,081
Median household income
$101,100
Median home value
11.4%
Bachelor's or higher
Age distribution
Age summary
Group Count % Under 18 2,340 20.5% 18 and over 9,052 79.5% 65 and over 2,260 19.8% Median age 44.2 years
Race & ethnicity
Black or African American
0.6%
Group Count % White 10,965 95% Two or more races 256 2.2% Hispanic or Latino 146 1.3% Other race 87 0.8% Black or African American 64 0.6% Asian 20 0.2%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
48.4%
48.7%
42.9%
$50k – $100k
34.8%
32.9%
32.7%
$100k – $200k
13.9%
16.1%
19.8%
Over $200k
2.8%
2.3%
4.5%
Range % of households Under $10k 6.1% $10k–$15k 3.4% $15k–$25k 7.7% $25k–$35k 9.5% $35k–$50k 14.2% $50k–$75k 24.4% $75k–$100k 9.7% $100k–$150k 19.0% $150k–$200k 4.4% $200k+ 1.6% Median income $58,081
Housing
Housing overview
Metric Value Median home value $101,100 Median rent / month $789 Owner occupied 71.9% Renter occupied 28.1% Vacant 13.2% Single-family detached 82.6% Large apartment buildings 1.3% Mobile homes 3.9% Median rooms 6.1 Avg household size (owned) 2.67
Year built
Era % 2020 or later 0.0% 2010–2019 2.6% 2000–2009 4.8% 1990–1999 6.0% 1980–1989 10.9% 1970–1979 10.5% 1960–1969 10.9% 1950–1959 15.8% 1940–1949 6.5% 1939 or earlier 32.0%
Bedrooms
Size % of units No bedroom (studio) 2.0% 1 bedroom 6.4% 2 bedrooms 27.1% 3 bedrooms 42.6% 4 bedrooms 16.7% 5+ bedrooms 5.2%
Vehicles per household
Vehicles % of households No vehicle 4.8% 1 vehicle 30.8% 2 vehicles 40.4% 3 or more 24.0%
Heating fuel
Fuel type % Utility gas 60.5% Electricity 32.2% Propane / LP gas 5.5% Wood 0.8% No fuel used 0.3%
Households & families
Household type Count % Married-couple family 2,133 46.7% Cohabiting couple 517 11.3% Male householder, no spouse 837 18.3% Female householder, no spouse 1,082 23.7% Households with children under 18 1,101 24.1% Households with seniors (65+) 1,690 37.0% Average household size 2.49
Marital status
Status Male Female Never married 33.0% 21.0% Married 47.9% 45.3% Separated 0.9% 2.7% Widowed 3.4% 10.5% Divorced 14.8% 20.4%
Education
Some college, no degree
21.3%
Graduate / professional
4.6%
Metric % HS diploma or higher 91.7% Bachelor's or higher 11.4%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 107 5.6% Kindergarten 167 8.7% Elementary school 906 47.1% High school 465 24.2% College / grad school 278 14.5%
Employment
Industry of employment
Education & healthcare
22.3%
Transportation & utilities
6.1%
Arts, food & hospitality
5.4%
Finance & real estate
4.2%
Professional & management
3.6%
Public administration
3.5%
Agriculture & mining
2.2%
Occupation
Category % Management, business & arts 21.2% Service 18.0% Sales & office 16.8% Natural resources & construction 11.1% Production & transportation 33.0%
Employment type
Type % Private sector 85.5% Government 10.3% Self-employed 4.0% Unpaid family workers 0.3%
Commute
Method % Drive alone 76.5% Carpool 16.3% Public transit 0.0% Walk 1.1% Work from home 5.0% Other means 1.1% Avg commute (minutes) 28.1
Poverty
Married-couple families
5.5%
Female-led households
26.2%
Income support
Source % of households Social Security 42.8% Retirement income 30.2% Supplemental Security 4.6% Cash public assistance 2.0% Food stamps / SNAP 14.6%
Health indicators
Condition % Obesity 41.2% High blood pressure 37.9% High cholesterol 35.2% Diabetes 13.3% Heart disease 8.1% Stroke 3.8% Asthma 10.9% Arthritis 30.6% Kidney disease 3.4% Pulmonary disease 10.6% Cancer 7.2%
Behavior / access % Smoking 25.8% Binge drinking 15.5% No physical activity 32.3% Less than 7 hrs sleep 39.2% Depression 26.7% Fair or poor health 19.6% Poor mental health 17.1% Poor physical health 13.5% No health insurance 14.7% Visited doctor (checkup) 74.8% Visited dentist 57.2% Cholesterol screening 87.6% Teeth loss 20.7%
Veterans & disability
Veterans Count % Civilian veterans 836 9.3%
Disability % Any disability 21.1% Under 18 3.9% 18–64 years 20.4% 65 and over 40.9%
Health insurance coverage
Type % Private insurance 60.4% Public insurance 44.9% No insurance 9.4% Uninsured under 19 1.0%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 10,633 93.3% Spanish 34 0.3% Other Indo-European 24 0.2% Asian & Pacific Islander 10 0.1% Other languages 0 0.0%
Place of birth & citizenship
Origin Count % Native born (US) 11,357 99.7% Born in same state 11,357 99.7% Born in different state 9,438 82.8% Foreign born 0 0.0% Naturalized citizen 35 0.3% Not a US citizen 0 0.0%
Ancestry
Ancestry Count % Arab 1,298 11.4% French 1,166 10.2% Italian 1,079 9.5%
Ancestry Count % English 180 1.6% Dutch 20 0.2% Norwegian 5 0%
Technology access
Metric % of households Computer access 40.1% Internet access 90.1%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 46036
What city is ZIP code 46036 in?
ZIP code 46036 is primarily assigned to Elwood, Indiana.
What county is ZIP code 46036 in?
ZIP code 46036 falls within Madison County, Indiana.
How educated is the population of ZIP code 46036?
11% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.
Does ZIP code 46036 have a large retiree population?
43% of households in ZIP code 46036 receive Social Security income, suggesting a significant retiree or disability population.
What is the typical home value in ZIP code 46036?
The median home value in ZIP code 46036 is $101,100.
Does ZIP code 46036 have a large veteran population?
9% of civilians in ZIP code 46036 are veterans, above the national average of ~7%.
What timezone is ZIP code 46036 in?
ZIP code 46036 observes the EST timezone.
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