46070 ZIP Code — Summitville, IN

Madison County, Indiana

ZIP code 46070 is located in Summitville, Indiana, within Madison County. It covers approximately 45.40 square miles and serves a population of 2,335 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 765.

About ZIP code 46070

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $111,800. Owner-occupancy is high at 83%, well above the national average.

Median household income is $61,354. 38% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 28 minutes is near the national average.

College attainment at 18% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (23%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 24%.

Overall, ZIP code 46070 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

2,335

population

45.40

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

46070 ZIP code map

Cities in ZIP code 46070

Below are the cities the US Postal Service accepts for ZIP code 46070. Using any city not on this list may result in mail delivery delays.

City	Status
Summitville	Preferred

Nearby ZIP codes

46928 Fairmount (5.1 mi) 46001 Alexandria (7.2 mi) 47342 Gaston (8.8 mi) 46036 Elwood (9.3 mi) 46933 Gas City (10.7 mi) 46044 Frankton (11 mi) 46989 Upland (11.6 mi) 46953 Marion (11.6 mi) 47396 Yorktown (12.6 mi) 47304 Muncie (12.8 mi) 46012 Anderson (13.2 mi) 46986 Swayzee (13.7 mi)

Demographics updated 06/2026

Population
Total population	2,335
Population density	51 / sq mi
State FIPS	18
County FIPS	095

Geography
Land area	45.40 sq mi
Water area	0.01 sq mi
Latitude	40.3430
Longitude	-85.6646
Timezone	Eastern (ET)
Area code	765

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	36.1%	48.7%	42.9%
$50k – $100k	43.6%	32.9%	32.7%
$100k – $200k	18.0%	16.1%	19.8%
Over $200k	2.2%	2.3%	4.5%

Demographics & statistics

2,335

Population

People per sq mi

40.3

Median age

$61,354

Median household income

$29,209

Per capita income

$111,800

Median home value

$871

Median monthly rent

83.0%

Home ownership

12.0%

Poverty rate

3.8%

Unemployment

761

Housing units

18.2%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

100

15–19

110

20–24

146

25–34

161

133

35–44

147

119

45–54

132

55–59

60–64

139

65–74

153

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	525	22.5%
18 and over	1,810	77.5%
65 and over	422	18.1%
Median age	40.3 years

Race & ethnicity

White 94.6%

Two or more races 3.5%

Hispanic or Latino 1.2%

Black or African American 0.5%

Other race 0.1%

Group	Count	%
White	2,237	94.6%
Two or more races	83	3.5%
Hispanic or Latino	29	1.2%
Black or African American	12	0.5%
Other race	3	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	36.1%	48.7%	42.9%
$50k – $100k	43.6%	32.9%	32.7%
$100k – $200k	18.0%	16.1%	19.8%
Over $200k	2.2%	2.3%	4.5%

Under $10k 3.8%

$10k–$15k 1.6%

$15k–$25k 10.9%

$25k–$35k 4.7%

$35k–$50k 15.1%

$50k–$75k 24.7%

$75k–$100k 11.4%

$100k–$150k 20.0%

$150k–$200k 3.4%

$200k+ 4.4%

Range	% of households
Under $10k	3.8%
$10k–$15k	1.6%
$15k–$25k	10.9%
$25k–$35k	4.7%
$35k–$50k	15.1%
$50k–$75k	24.7%
$75k–$100k	11.4%
$100k–$150k	20.0%
$150k–$200k	3.4%
$200k+	4.4%
Median income	$61,354

Housing

Home values

Under $50k 10.2%

$50k–$100k 32.1%

$100k–$150k 22.3%

$150k–$200k 12.6%

$200k–$300k 15.2%

$300k–$500k 6.4%

$500k–$1M 1.2%

Housing overview

Metric	Value
Median home value	$111,800
Median rent / month	$871
Owner occupied	83.0%
Renter occupied	17.0%
Vacant	8.7%
Single-family detached	90.0%
Large apartment buildings	0.2%
Mobile homes	6.3%
Median rooms	6.2
Avg household size (owned)	2.66

Year built

Era	%
2020 or later	0.0%
2010–2019	3.7%
2000–2009	8.3%
1990–1999	10.0%
1980–1989	6.4%
1970–1979	4.8%
1960–1969	7.0%
1950–1959	8.5%
1940–1949	7.1%
1939 or earlier	44.2%

Bedrooms

Size	% of units
No bedroom (studio)	1.2%
1 bedroom	1.0%
2 bedrooms	20.5%
3 bedrooms	50.7%
4 bedrooms	21.9%
5+ bedrooms	4.7%

Vehicles per household

Vehicles	% of households
No vehicle	5.3%
1 vehicle	20.9%
2 vehicles	37.7%
3 or more	36.1%

Heating fuel

Fuel type	%
Utility gas	55.5%
Electricity	23.3%
Propane / LP gas	18.0%
Fuel oil	2.1%
Wood	1.1%

Households & families

Household type	Count	%
Married-couple family	484	58.8%
Cohabiting couple	44	5.3%
Male householder, no spouse	77	9.4%
Female householder, no spouse	218	26.5%
Households with children under 18	270	32.8%
Households with seniors (65+)	294	35.7%
Average household size	2.80

Marital status

Status	Male	Female
Never married	27.3%	24.2%
Married	59.7%	51.8%
Separated	1.1%	0.0%
Widowed	0.4%	15.3%
Divorced	11.4%	8.7%

Education

Less than 9th grade 4.5%

Some HS, no diploma 7.9%

HS graduate 32.6%

Some college, no degree 26.8%

Associate's degree 10.0%

Bachelor's degree 13.0%

Graduate / professional 5.1%

Metric	%
HS diploma or higher	87.6%
Bachelor's or higher	18.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	17	3.0%
Kindergarten	25	4.4%
Elementary school	208	36.3%
High school	187	32.6%
College / grad school	136	23.7%

Employment

Industry of employment

Manufacturing 26.6%

Education & healthcare 18.8%

Retail trade 14.1%

Other services 7.6%

Construction 7.3%

Arts, food & hospitality 6.1%

Professional & management 5.2%

Agriculture & mining 4.5%

Transportation & utilities 3.6%

Public administration 2.8%

Finance & real estate 2.3%

Information 1.0%

Occupation

Category	%
Management, business & arts	27.9%
Service	16.5%
Sales & office	12.4%
Natural resources & construction	16.2%
Production & transportation	27.0%

Employment type

Type	%
Private sector	83.5%
Government	8.9%
Self-employed	7.6%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	85.8%
Carpool	6.0%
Public transit	0.0%
Walk	2.0%
Work from home	6.1%
Other means	0.2%
Avg commute (minutes)	27.6

Poverty

All people 12.0%

Under 18 years 22.7%

18 and over 8.8%

Married-couple families 3.9%

Female-led households 20.4%

Income support

Source	% of households
Social Security	38.3%
Retirement income	32.3%
Supplemental Security	2.7%
Cash public assistance	1.8%
Food stamps / SNAP	10.7%

Health indicators

Condition	%
Obesity	39.2%
High blood pressure	35.3%
High cholesterol	33.3%
Diabetes	11.6%
Heart disease	7.0%
Stroke	3.2%
Asthma	10.3%
Arthritis	28.7%
Kidney disease	2.9%
Pulmonary disease	8.8%
Cancer	7.1%

Behavior / access	%
Smoking	22.7%
Binge drinking	16.4%
No physical activity	28.1%
Less than 7 hrs sleep	38.4%
Depression	25.9%
Fair or poor health	16.0%
Poor mental health	16.0%
Poor physical health	11.6%
No health insurance	12.7%
Visited doctor (checkup)	74.4%
Visited dentist	62.9%
Cholesterol screening	89.3%
Teeth loss	16.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	145	8.0%

Disability	%
Any disability	23.6%
Under 18	5.5%
18–64 years	23.4%
65 and over	48.1%

Health insurance coverage

Type	%
Private insurance	69.2%
Public insurance	38.9%
No insurance	7.5%
Uninsured under 19	3.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,230	95.5%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,316	99.2%
Born in same state	2,314	99.1%
Born in different state	1,840	78.8%
Foreign born	2	0.1%
Naturalized citizen	19	0.8%
Not a US citizen	6	31.6%

Ancestry

Ancestry	Count	%
French	389	16.7%
Italian	229	9.8%
Arab	169	7.2%

Ancestry	Count	%
English	51	2.2%
Norwegian	4	0.2%
Polish	2	0.1%

Technology access

Metric	% of households
Computer access	35.2%
Internet access	95.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 46070

What city is ZIP code 46070 in?

ZIP code 46070 is primarily assigned to Summitville, Indiana.

What county is ZIP code 46070 in?

ZIP code 46070 falls within Madison County, Indiana.

Is ZIP code 46070 mostly owner-occupied?

83% of occupied units in ZIP code 46070 are owner-occupied, well above the national average.

Does ZIP code 46070 have a large retiree population?

38% of households in ZIP code 46070 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 46070?

The median home value in ZIP code 46070 is $111,800.

What is the population of ZIP code 46070?

ZIP code 46070 has an estimated population of 2,335 residents, with a density of 51 people per square mile.

What timezone is ZIP code 46070 in?

ZIP code 46070 observes the EST timezone.