46989 ZIP Code — Upland, IN

Grant County, Indiana

ZIP code 46989 is located in Upland, Indiana, within Grant County. It covers approximately 32.09 square miles and serves a population of 5,621 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 765.

About ZIP code 46989

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $172,000. Owner-occupancy is high at 83%, well above the national average.

Median household income is $74,091. The poverty rate of 7% is below the national average. 39% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 20 minutes is near the national average.

Educational attainment is near the national average, with 33% of residents holding a bachelor's degree or higher.

Overall, ZIP code 46989 reflects a community defined by high homeownership and a significant Social Security-dependent population.

5,621

population

32.09

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

46989 ZIP code map

Cities in ZIP code 46989

Below are the cities the US Postal Service accepts for ZIP code 46989. Using any city not on this list may result in mail delivery delays.

City	Status
Upland	Preferred

Nearby ZIP codes

46933 Gas City (6.2 mi) 46953 Marion (8 mi) 47348 Hartford City (8.6 mi) 47342 Gaston (9.7 mi) 46928 Fairmount (10.1 mi) 47338 Eaton (11.3 mi) 46070 Summitville (11.6 mi) 46991 Van Buren (12.1 mi) 46952 Marion (12.3 mi) 47359 Montpelier (13.3 mi) 47303 Muncie (13.5 mi) 47304 Muncie (14.7 mi)

Demographics updated 05/2026

Population
Total population	5,621
Population density	175 / sq mi
State FIPS	18
County FIPS	053

Geography
Land area	32.09 sq mi
Water area	0.14 sq mi
Latitude	40.4508
Longitude	-85.4952
Timezone	Eastern (ET)
Area code	765

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	34.6%	53.2%	42.9%
$50k – $100k	35.4%	29.0%	32.7%
$100k – $200k	27.7%	16.3%	19.8%
Over $200k	2.3%	1.5%	4.5%

Demographics & statistics

5,621

Population

175

People per sq mi

23.2

Median age

$74,091

Median household income

$24,355

Per capita income

$172,000

Median home value

$720

Median monthly rent

83.0%

Home ownership

6.5%

Poverty rate

2.2%

Unemployment

1,331

Housing units

33.4%

Bachelor's or higher

Age distribution

Male Female

133

Under 5

142

183

5–9

197

177

10–14

191

466

15–19

500

444

20–24

477

228

25–34

245

262

35–44

281

214

45–54

229

136

55–59

147

116

60–64

125

184

65–74

197

127

75–84

137

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,337	23.8%
18 and over	4,284	76.2%
65 and over	728	13.0%
Median age	23.2 years

Race & ethnicity

White 87.3%

Two or more races 4.9%

Black or African American 2.7%

Asian 2.1%

Hispanic or Latino 1.9%

Other race 0.9%

American Indian / Alaska Native 0.1%

Group	Count	%
White	5,001	87.3%
Two or more races	283	4.9%
Black or African American	156	2.7%
Asian	123	2.1%
Hispanic or Latino	109	1.9%
Other race	54	0.9%
American Indian / Alaska Native	4	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	34.6%	53.2%	42.9%
$50k – $100k	35.4%	29.0%	32.7%
$100k – $200k	27.7%	16.3%	19.8%
Over $200k	2.3%	1.5%	4.5%

Under $10k 2.6%

$10k–$15k 1.4%

$15k–$25k 7.3%

$25k–$35k 6.1%

$35k–$50k 9.6%

$50k–$75k 23.6%

$75k–$100k 15.3%

$100k–$150k 25.5%

$150k–$200k 6.1%

$200k+ 2.6%

Range	% of households
Under $10k	2.6%
$10k–$15k	1.4%
$15k–$25k	7.3%
$25k–$35k	6.1%
$35k–$50k	9.6%
$50k–$75k	23.6%
$75k–$100k	15.3%
$100k–$150k	25.5%
$150k–$200k	6.1%
$200k+	2.6%
Median income	$74,091

Housing

Home values

Under $50k 9.2%

$50k–$100k 15.5%

$100k–$150k 16.0%

$150k–$200k 21.2%

$200k–$300k 26.1%

$300k–$500k 11.1%

$500k–$1M 1.0%

Housing overview

Metric	Value
Median home value	$172,000
Median rent / month	$720
Owner occupied	83.0%
Renter occupied	17.0%
Vacant	11.4%
Single-family detached	85.3%
Large apartment buildings	4.0%
Mobile homes	4.1%
Median rooms	6.6
Avg household size (owned)	3.09

Year built

Era	%
2020 or later	0.0%
2010–2019	5.9%
2000–2009	11.8%
1990–1999	13.7%
1980–1989	9.8%
1970–1979	13.3%
1960–1969	14.0%
1950–1959	7.8%
1940–1949	4.1%
1939 or earlier	19.5%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	9.8%
2 bedrooms	14.5%
3 bedrooms	50.2%
4 bedrooms	20.0%
5+ bedrooms	5.6%

Vehicles per household

Vehicles	% of households
No vehicle	3.7%
1 vehicle	24.7%
2 vehicles	40.1%
3 or more	31.6%

Heating fuel

Fuel type	%
Utility gas	36.5%
Electricity	49.0%
Propane / LP gas	8.3%
Wood	3.6%
No fuel used	2.6%

Households & families

Household type	Count	%
Married-couple family	892	64.3%
Cohabiting couple	45	3.2%
Male householder, no spouse	136	9.8%
Female householder, no spouse	315	22.7%
Households with children under 18	532	38.3%
Households with seniors (65+)	498	35.9%
Average household size	3.07

Marital status

Status	Male	Female
Never married	53.7%	42.2%
Married	41.5%	41.6%
Separated	0.0%	0.5%
Widowed	1.1%	9.2%
Divorced	3.7%	6.6%

Education

Less than 9th grade 0.0%

Some HS, no diploma 5.6%

HS graduate 33.6%

Some college, no degree 14.2%

Associate's degree 13.2%

Bachelor's degree 15.0%

Graduate / professional 18.4%

Metric	%
HS diploma or higher	94.4%
Bachelor's or higher	33.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	63	2.4%
Kindergarten	8	0.3%
Elementary school	709	27.2%
High school	318	12.2%
College / grad school	1,510	57.9%

Employment

Industry of employment

Education & healthcare 42.6%

Arts, food & hospitality 12.5%

Retail trade 11.4%

Construction 8.1%

Other services 5.6%

Transportation & utilities 5.3%

Professional & management 5.0%

Manufacturing 4.8%

Finance & real estate 2.0%

Public administration 1.7%

Agriculture & mining 0.5%

Information 0.5%

Wholesale trade 0.2%

Occupation

Category	%
Management, business & arts	38.2%
Service	24.5%
Sales & office	17.1%
Natural resources & construction	7.9%
Production & transportation	12.2%

Employment type

Type	%
Private sector	86.6%
Government	9.4%
Self-employed	3.9%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	61.7%
Carpool	10.3%
Public transit	0.0%
Walk	16.6%
Work from home	10.6%
Other means	0.9%
Avg commute (minutes)	20.0

Poverty

All people 6.5%

Under 18 years 8.3%

18 and over 5.6%

Married-couple families 2.1%

Female-led households 5.7%

Income support

Source	% of households
Social Security	39.0%
Retirement income	30.8%
Supplemental Security	5.6%
Cash public assistance	2.2%
Food stamps / SNAP	1.9%

Health indicators

Condition	%
Obesity	29.6%
High blood pressure	24.9%
High cholesterol	25.2%
Diabetes	6.8%
Heart disease	4.3%
Stroke	1.9%
Asthma	10.3%
Arthritis	17.8%
Kidney disease	2.0%
Pulmonary disease	5.3%
Cancer	4.7%

Behavior / access	%
Smoking	14.8%
Binge drinking	19.9%
No physical activity	20.3%
Less than 7 hrs sleep	29.8%
Depression	24.4%
Fair or poor health	10.6%
Poor mental health	17.2%
Poor physical health	7.9%
No health insurance	11.6%
Visited doctor (checkup)	72.2%
Visited dentist	65.7%
Cholesterol screening	82.6%
Teeth loss	14.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	210	4.9%

Disability	%
Any disability	11.1%
Under 18	5.5%
18–64 years	9.3%
65 and over	32.0%

Health insurance coverage

Type	%
Private insurance	76.3%
Public insurance	24.3%
No insurance	9.1%
Uninsured under 19	8.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	5,346	95.1%
Spanish	100	1.9%
Other Indo-European	31	0.6%
Asian & Pacific Islander	0	0.0%
Other languages	23	0.4%

Place of birth & citizenship

Origin	Count	%
Native born (US)	5,374	95.6%
Born in same state	5,324	94.7%
Born in different state	3,769	67.1%
Foreign born	50	0.9%
Naturalized citizen	247	4.4%
Not a US citizen	103	41.7%

Ancestry

Ancestry	Count	%
French	799	14.2%
Arab	644	11.5%
Italian	260	4.6%
English	163	2.9%

Ancestry	Count	%
Polish	40	0.7%
Irish	13	0.2%
Dutch	5	0.1%
German	2	0%

Technology access

Metric	% of households
Computer access	24.7%
Internet access	95.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 46989

What city is ZIP code 46989 in?

ZIP code 46989 is primarily assigned to Upland, Indiana.

What county is ZIP code 46989 in?

ZIP code 46989 falls within Grant County, Indiana.

Is ZIP code 46989 mostly owner-occupied?

83% of occupied units in ZIP code 46989 are owner-occupied, well above the national average.

Does ZIP code 46989 have a large retiree population?

39% of households in ZIP code 46989 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 46989?

The median home value in ZIP code 46989 is $172,000.

What is the population of ZIP code 46989?

ZIP code 46989 has an estimated population of 5,621 residents, with a density of 175 people per square mile.

What timezone is ZIP code 46989 in?

ZIP code 46989 observes the EST timezone.