46928 ZIP Code — Fairmount, IN

Grant County, Indiana

ZIP code 46928 is located in Fairmount, Indiana, within Grant County. It covers approximately 71.83 square miles and serves a population of 4,710 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 765.

About ZIP code 46928

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $115,200. Owner-occupancy is high at 82%, well above the national average.

Median household income is $62,434. 43% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 27 minutes is near the national average.

College attainment at 16% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (24%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 24%.

Overall, ZIP code 46928 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

4,710

population

71.83

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

46928 ZIP code map

Cities in ZIP code 46928

Below are the cities the US Postal Service accepts for ZIP code 46928. Using any city not on this list may result in mail delivery delays.

City	Status
Fairmount	Preferred

Nearby ZIP codes

46070 Summitville (5.1 mi) 46933 Gas City (6.6 mi) 46953 Marion (7.1 mi) 46986 Swayzee (9.4 mi) 46989 Upland (10.1 mi) 46036 Elwood (11.7 mi) 47342 Gaston (11.9 mi) 46001 Alexandria (12.2 mi) 46952 Marion (13.6 mi) 46076 Windfall (14.1 mi) 46936 Greentown (14.8 mi) 46044 Frankton (15 mi)

Demographics updated 05/2026

Population
Total population	4,710
Population density	66 / sq mi
State FIPS	18
County FIPS	053

Geography
Land area	71.83 sq mi
Water area	0.05 sq mi
Latitude	40.4156
Longitude	-85.6815
Timezone	Eastern (ET)
Area code	765

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	46.4%	53.2%	42.9%
$50k – $100k	33.8%	29.0%	32.7%
$100k – $200k	19.3%	16.3%	19.8%
Over $200k	0.5%	1.5%	4.5%

Demographics & statistics

4,710

Population

People per sq mi

47.1

Median age

$62,434

Median household income

$30,158

Per capita income

$115,200

Median home value

$751

Median monthly rent

81.8%

Home ownership

16.4%

Poverty rate

3.6%

Unemployment

1,849

Housing units

15.9%

Bachelor's or higher

Age distribution

Male Female

127

Under 5

105

154

5–9

128

170

10–14

141

122

15–19

101

122

20–24

102

308

25–34

256

236

35–44

197

320

45–54

266

206

55–59

172

243

60–64

203

403

65–74

336

143

75–84

119

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	983	20.9%
18 and over	3,727	79.1%
65 and over	1,031	21.9%
Median age	47.1 years

Race & ethnicity

White 93.7%

Two or more races 2.8%

American Indian / Alaska Native 1.6%

Hispanic or Latino 1.2%

Other race 0.5%

Black or African American 0.2%

Group	Count	%
White	4,467	93.7%
Two or more races	135	2.8%
American Indian / Alaska Native	75	1.6%
Hispanic or Latino	56	1.2%
Other race	25	0.5%
Black or African American	8	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	46.4%	53.2%	42.9%
$50k – $100k	33.8%	29.0%	32.7%
$100k – $200k	19.3%	16.3%	19.8%
Over $200k	0.5%	1.5%	4.5%

Under $10k 2.3%

$10k–$15k 2.6%

$15k–$25k 10.0%

$25k–$35k 12.5%

$35k–$50k 13.1%

$50k–$75k 21.0%

$75k–$100k 15.4%

$100k–$150k 16.1%

$150k–$200k 7.0%

Range	% of households
Under $10k	2.3%
$10k–$15k	2.6%
$15k–$25k	10.0%
$25k–$35k	12.5%
$35k–$50k	13.1%
$50k–$75k	21.0%
$75k–$100k	15.4%
$100k–$150k	16.1%
$150k–$200k	7.0%
Median income	$62,434

Housing

Home values

Under $50k 16.9%

$50k–$100k 23.8%

$100k–$150k 24.6%

$150k–$200k 14.9%

$200k–$300k 11.1%

$300k–$500k 8.4%

$1M+ 0.4%

Housing overview

Metric	Value
Median home value	$115,200
Median rent / month	$751
Owner occupied	81.8%
Renter occupied	18.2%
Vacant	7.5%
Single-family detached	85.9%
Large apartment buildings	0.5%
Mobile homes	8.8%
Median rooms	6.2
Avg household size (owned)	2.26

Year built

Era	%
2020 or later	0.0%
2010–2019	3.6%
2000–2009	7.6%
1990–1999	6.3%
1980–1989	7.2%
1970–1979	18.3%
1960–1969	7.7%
1950–1959	9.3%
1940–1949	8.1%
1939 or earlier	32.0%

Bedrooms

Size	% of units
No bedroom (studio)	1.7%
1 bedroom	6.9%
2 bedrooms	25.3%
3 bedrooms	42.2%
4 bedrooms	22.1%
5+ bedrooms	1.9%

Vehicles per household

Vehicles	% of households
No vehicle	4.4%
1 vehicle	27.9%
2 vehicles	37.7%
3 or more	30.0%

Heating fuel

Fuel type	%
Utility gas	51.1%
Electricity	31.0%
Propane / LP gas	13.5%
Fuel oil	1.4%
Wood	0.9%
No fuel used	2.1%

Households & families

Household type	Count	%
Married-couple family	787	38.3%
Cohabiting couple	213	10.4%
Male householder, no spouse	597	29.1%
Female householder, no spouse	458	22.3%
Households with children under 18	470	22.9%
Households with seniors (65+)	774	37.7%
Average household size	2.29

Marital status

Status	Male	Female
Never married	30.2%	18.9%
Married	40.7%	47.6%
Separated	3.6%	3.3%
Widowed	4.8%	13.6%
Divorced	20.7%	16.6%

Education

Less than 9th grade 1.2%

Some HS, no diploma 7.8%

HS graduate 47.1%

Some college, no degree 16.1%

Associate's degree 12.0%

Bachelor's degree 7.7%

Graduate / professional 8.2%

Metric	%
HS diploma or higher	91.0%
Bachelor's or higher	15.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	31	3.6%
Kindergarten	84	9.6%
Elementary school	419	48.0%
High school	226	25.9%
College / grad school	113	12.9%

Employment

Industry of employment

Manufacturing 20.9%

Education & healthcare 20.4%

Retail trade 16.4%

Construction 7.1%

Arts, food & hospitality 6.2%

Transportation & utilities 4.9%

Public administration 4.9%

Professional & management 4.6%

Other services 4.1%

Finance & real estate 3.5%

Agriculture & mining 2.8%

Wholesale trade 2.6%

Information 1.4%

Occupation

Category	%
Management, business & arts	28.9%
Service	8.2%
Sales & office	23.7%
Natural resources & construction	12.0%
Production & transportation	27.2%

Employment type

Type	%
Private sector	80.4%
Government	13.7%
Self-employed	5.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	79.8%
Carpool	9.4%
Public transit	0.7%
Walk	4.3%
Work from home	5.1%
Other means	0.8%
Avg commute (minutes)	26.7

Poverty

All people 16.4%

Under 18 years 30.4%

18 and over 12.8%

Married-couple families 2.7%

Female-led households 25.0%

Income support

Source	% of households
Social Security	43.0%
Retirement income	31.8%
Supplemental Security	13.4%
Cash public assistance	1.0%
Food stamps / SNAP	14.6%

Health indicators

Condition	%
Obesity	38.5%
High blood pressure	39.6%
High cholesterol	35.8%
Diabetes	12.6%
Heart disease	8.0%
Stroke	3.7%
Asthma	10.4%
Arthritis	30.4%
Kidney disease	3.3%
Pulmonary disease	10.2%
Cancer	7.4%

Behavior / access	%
Smoking	23.6%
Binge drinking	15.3%
No physical activity	29.3%
Less than 7 hrs sleep	33.3%
Depression	24.0%
Fair or poor health	18.1%
Poor mental health	15.9%
Poor physical health	12.9%
No health insurance	13.7%
Visited doctor (checkup)	75.6%
Visited dentist	57.0%
Cholesterol screening	88.9%
Teeth loss	19.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	352	9.4%

Disability	%
Any disability	23.7%
Under 18	14.1%
18–64 years	22.1%
65 and over	37.0%

Health insurance coverage

Type	%
Private insurance	61.3%
Public insurance	46.6%
No insurance	6.4%
Uninsured under 19	3.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,478	95.1%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,653	98.8%
Born in same state	4,653	98.8%
Born in different state	3,684	78.2%
Foreign born	0	0.0%
Naturalized citizen	57	1.2%
Not a US citizen	57	100.0%

Ancestry

Ancestry	Count	%
Arab	651	13.8%
Italian	555	11.8%
French	295	6.3%

Ancestry	Count	%
English	261	5.5%
Polish	54	1.1%

Technology access

Metric	% of households
Computer access	43.6%
Internet access	91.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 46928

What city is ZIP code 46928 in?

ZIP code 46928 is primarily assigned to Fairmount, Indiana.

What county is ZIP code 46928 in?

ZIP code 46928 falls within Grant County, Indiana.

Does ZIP code 46928 have a large retiree population?

43% of households in ZIP code 46928 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 46928 mostly owner-occupied?

82% of occupied units in ZIP code 46928 are owner-occupied, well above the national average.

What is the poverty rate in ZIP code 46928?

16% of residents in ZIP code 46928 live below the poverty line, above the national average.

What is the typical home value in ZIP code 46928?

The median home value in ZIP code 46928 is $115,200.

What timezone is ZIP code 46928 in?

ZIP code 46928 observes the EST timezone.