49099 ZIP Code — White Pigeon, MI

Saint Joseph County, Michigan

ZIP code 49099 is located in White Pigeon, Michigan, within Saint Joseph County. It covers approximately 58.03 square miles and serves a population of 5,724 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 269.

About ZIP code 49099

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $149,300. Owner-occupancy is high at 78%, well above the national average.

Median household income is $63,313. 36% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with manufacturing as the leading industry. The average commute of 20 minutes is near the national average.

College attainment at 14% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (23%) compared to national benchmarks.

Overall, ZIP code 49099 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

5,724

population

58.03

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

49099 ZIP code map

Cities in ZIP code 49099

Below are the cities the US Postal Service accepts for ZIP code 49099. Using any city not on this list may result in mail delivery delays.

City	Status
White Pigeon	Acceptable
White Pigeon	Preferred

Nearby ZIP codes

49042 Constantine (3.9 mi) 46540 Middlebury (8.4 mi) 46507 Bristol (9.2 mi) 49130 Union (9.2 mi) 49061 Jones (9.3 mi) 46565 Shipshewana (10 mi) 49095 Vandalia (12.5 mi) 49093 Three Rivers (12.5 mi) 49091 Sturgis (12.9 mi) 49032 Centreville (13.3 mi) 46528 Goshen (15 mi) 46514 Elkhart (16.1 mi)

Demographics updated 05/2026

Population
Total population	5,724
Population density	99 / sq mi
State FIPS	26
County FIPS	149

Geography
Land area	58.03 sq mi
Water area	3.22 sq mi
Latitude	41.7971
Longitude	-85.6793
Timezone	Eastern (ET)
Area code	269

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	49.8%	46.6%	42.6%
$50k – $100k	32.1%	35.7%	31.1%
$100k – $200k	17.0%	15.5%	20.6%
Over $200k	1.1%	2.2%	5.7%

Demographics & statistics

5,724

Population

People per sq mi

40.3

Median age

$63,313

Median household income

$31,928

Per capita income

$149,300

Median home value

$823

Median monthly rent

78.0%

Home ownership

13.7%

Poverty rate

4.0%

Unemployment

2,146

Housing units

13.5%

Bachelor's or higher

Age distribution

Male Female

182

Under 5

176

209

5–9

201

153

10–14

148

196

15–19

188

227

20–24

218

312

25–34

300

305

35–44

294

378

45–54

364

270

55–59

261

200

60–64

192

313

65–74

302

131

75–84

126

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,321	23.1%
18 and over	4,403	76.9%
65 and over	950	16.6%
Median age	40.3 years

Race & ethnicity

White 91%

Two or more races 4.1%

Hispanic or Latino 3.2%

Other race 0.7%

Asian 0.5%

American Indian / Alaska Native 0.3%

Black or African American 0.2%

Group	Count	%
White	5,383	91%
Two or more races	241	4.1%
Hispanic or Latino	189	3.2%
Other race	40	0.7%
Asian	30	0.5%
American Indian / Alaska Native	20	0.3%
Black or African American	10	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	49.8%	46.6%	42.6%
$50k – $100k	32.1%	35.7%	31.1%
$100k – $200k	17.0%	15.5%	20.6%
Over $200k	1.1%	2.2%	5.7%

Under $10k 5.8%

$10k–$15k 3.5%

$15k–$25k 10.5%

$25k–$35k 6.7%

$35k–$50k 11.4%

$50k–$75k 17.1%

$75k–$100k 14.8%

$100k–$150k 18.9%

$150k–$200k 6.3%

$200k+ 5.0%

Range	% of households
Under $10k	5.8%
$10k–$15k	3.5%
$15k–$25k	10.5%
$25k–$35k	6.7%
$35k–$50k	11.4%
$50k–$75k	17.1%
$75k–$100k	14.8%
$100k–$150k	18.9%
$150k–$200k	6.3%
$200k+	5.0%
Median income	$63,313

Housing

Home values

Under $50k 13.1%

$50k–$100k 11.5%

$100k–$150k 25.8%

$150k–$200k 17.5%

$200k–$300k 18.9%

$300k–$500k 9.4%

$500k–$1M 2.8%

$1M+ 1.0%

Housing overview

Metric	Value
Median home value	$149,300
Median rent / month	$823
Owner occupied	78.0%
Renter occupied	22.0%
Vacant	14.4%
Single-family detached	80.6%
Large apartment buildings	1.1%
Mobile homes	12.6%
Median rooms	6.1
Avg household size (owned)	2.64

Year built

Era	%
2020 or later	0.5%
2010–2019	3.8%
2000–2009	10.8%
1990–1999	12.9%
1980–1989	10.8%
1970–1979	17.4%
1960–1969	7.9%
1950–1959	9.2%
1940–1949	3.5%
1939 or earlier	23.2%

Bedrooms

Size	% of units
No bedroom (studio)	0.7%
1 bedroom	6.4%
2 bedrooms	21.7%
3 bedrooms	47.4%
4 bedrooms	18.2%
5+ bedrooms	5.7%

Vehicles per household

Vehicles	% of households
No vehicle	7.2%
1 vehicle	27.8%
2 vehicles	38.6%
3 or more	26.4%

Heating fuel

Fuel type	%
Utility gas	44.4%
Electricity	11.1%
Propane / LP gas	33.1%
Fuel oil	4.8%
Wood	3.2%
No fuel used	2.8%

Households & families

Household type	Count	%
Married-couple family	1,151	50.9%
Cohabiting couple	232	10.3%
Male householder, no spouse	425	18.8%
Female householder, no spouse	455	20.1%
Households with children under 18	669	29.6%
Households with seniors (65+)	750	33.1%
Average household size	2.52

Marital status

Status	Male	Female
Never married	29.4%	26.5%
Married	53.3%	50.1%
Separated	0.7%	0.8%
Widowed	5.4%	9.7%
Divorced	11.2%	12.9%

Education

Less than 9th grade 5.7%

Some HS, no diploma 7.6%

HS graduate 39.9%

Some college, no degree 21.2%

Associate's degree 12.1%

Bachelor's degree 9.7%

Graduate / professional 3.8%

Metric	%
HS diploma or higher	86.7%
Bachelor's or higher	13.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	88	7.4%
Kindergarten	53	4.5%
Elementary school	612	51.6%
High school	245	20.7%
College / grad school	188	15.9%

Employment

Industry of employment

Manufacturing 42.4%

Education & healthcare 14.6%

Arts, food & hospitality 8.9%

Retail trade 7.7%

Construction 5.2%

Agriculture & mining 5.1%

Professional & management 4.3%

Wholesale trade 3.7%

Finance & real estate 3.0%

Transportation & utilities 2.1%

Other services 1.9%

Information 0.8%

Public administration 0.4%

Occupation

Category	%
Management, business & arts	25.7%
Service	12.1%
Sales & office	22.7%
Natural resources & construction	12.5%
Production & transportation	27.0%

Employment type

Type	%
Private sector	86.1%
Government	7.0%
Self-employed	6.9%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	81.3%
Carpool	10.9%
Public transit	0.0%
Walk	1.5%
Work from home	5.9%
Other means	0.5%
Avg commute (minutes)	20.4

Poverty

All people 13.7%

Under 18 years 13.5%

18 and over 13.7%

Married-couple families 3.6%

Female-led households 7.1%

Income support

Source	% of households
Social Security	36.3%
Retirement income	18.4%
Supplemental Security	8.6%
Cash public assistance	2.7%
Food stamps / SNAP	9.3%

Health indicators

Condition	%
Obesity	37.2%
High blood pressure	35.7%
High cholesterol	37.2%
Diabetes	12.0%
Heart disease	7.6%
Stroke	3.6%
Asthma	11.6%
Arthritis	32.8%
Kidney disease	3.2%
Pulmonary disease	9.4%
Cancer	7.3%

Behavior / access	%
Smoking	23.0%
Binge drinking	18.8%
No physical activity	23.2%
Less than 7 hrs sleep	33.9%
Depression	22.4%
Fair or poor health	16.9%
Poor mental health	16.8%
Poor physical health	12.6%
No health insurance	10.5%
Visited doctor (checkup)	73.2%
Visited dentist	64.6%
Cholesterol screening	90.7%
Teeth loss	15.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	344	7.8%

Disability	%
Any disability	17.1%
Under 18	5.0%
18–64 years	13.6%
65 and over	46.7%

Health insurance coverage

Type	%
Private insurance	70.8%
Public insurance	35.7%
No insurance	5.0%
Uninsured under 19	1.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	5,366	93.7%
Spanish	65	1.2%
Other Indo-European	60	1.1%
Asian & Pacific Islander	5	0.1%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	5,630	98.4%
Born in same state	5,628	98.3%
Born in different state	2,814	49.2%
Foreign born	2	0.0%
Naturalized citizen	94	1.6%
Not a US citizen	43	45.7%

Ancestry

Ancestry	Count	%
French	652	11.4%
Italian	437	7.6%
English	291	5.1%
Arab	249	4.4%

Ancestry	Count	%
Polish	40	0.7%
Norwegian	15	0.3%
Irish	14	0.2%
German	5	0.1%

Technology access

Metric	% of households
Computer access	39.5%
Internet access	92.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 49099

What city is ZIP code 49099 in?

ZIP code 49099 is primarily assigned to White Pigeon, Michigan.

What county is ZIP code 49099 in?

ZIP code 49099 falls within Saint Joseph County, Michigan.

How educated is the population of ZIP code 49099?

14% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 49099 have a large retiree population?

36% of households in ZIP code 49099 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 49099?

The median home value in ZIP code 49099 is $149,300.

What is the population of ZIP code 49099?

ZIP code 49099 has an estimated population of 5,724 residents, with a density of 99 people per square mile.

What timezone is ZIP code 49099 in?

ZIP code 49099 observes the EST timezone.