46528 ZIP Code — Goshen, IN
Elkhart County, Indiana
ZIP code 46528 is located in Goshen, Indiana, within Elkhart County. It covers approximately 72.49 square miles and serves a population of 26,891 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 574.
About ZIP code 46528
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $228,300. Owner-occupancy is high at 79%, well above the national average.
Median household income is $74,084.
The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 18 minutes is near the national average.
Educational attainment is near the national average, with 23% of residents holding a bachelor's degree or higher.
Health indicators show elevated rates of smoking (21%) compared to national benchmarks. 19% of residents lack health insurance, above the national average.
26,891
population
72.49
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
46528 ZIP code map
Cities in ZIP code 46528
Below are the cities the US Postal Service accepts for ZIP code 46528. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Goshen | Preferred |
Nearby ZIP codes
46526 Goshen (4.5 mi)
46540 Middlebury (7.1 mi)
46543 Millersburg (7.3 mi)
46507 Bristol (8.1 mi)
46553 New Paris (8.7 mi)
46517 Elkhart (10.1 mi)
46516 Elkhart (10.3 mi)
46571 Topeka (12.2 mi)
46565 Shipshewana (12.5 mi)
46514 Elkhart (12.7 mi)
49130 Union (13.5 mi)
46567 Syracuse (13.7 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 26,891 |
| Population density | 371 / sq mi |
| State FIPS | 18 |
| County FIPS | 039 |
| Geography | |
|---|---|
| Land area | 72.49 sq mi |
| Water area | 0.43 sq mi |
| Latitude | 41.5958 |
| Longitude | -85.7881 |
| Timezone | Eastern (ET) |
| Area code | 574 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 31.0% | 42.0% | 42.9% |
| $50k – $100k | 38.3% | 34.8% | 32.7% |
| $100k – $200k | 25.1% | 19.5% | 19.8% |
| Over $200k | 5.6% | 3.6% | 4.5% |
Demographics & statistics
26,891
Population
371
People per sq mi
31.4
Median age
$74,084
Median household income
$30,676
Per capita income
$228,300
Median home value
$966
Median monthly rent
78.5%
Home ownership
12.4%
Poverty rate
4.1%
Unemployment
6,877
Housing units
23.4%
Bachelor's or higher
Age distribution
Male
Female
1,193
Under 5
1,160
992
5–9
964
1,382
10–14
1,344
1,209
15–19
1,175
1,036
20–24
1,006
1,671
25–34
1,624
1,580
35–44
1,535
1,559
45–54
1,516
754
55–59
732
531
60–64
516
985
65–74
957
539
75–84
523
207
85+
201
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 8,482 | 31.5% |
| 18 and over | 18,409 | 68.5% |
| 65 and over | 3,412 | 12.7% |
| Median age | 31.4 years | |
Race & ethnicity
White
72.7%
Hispanic or Latino
10.9%
Two or more races
7.5%
Other race
5%
Black or African American
2%
Asian
1.6%
Native Hawaiian / Pacific Islander
0.1%
American Indian / Alaska Native
0.1%
| Group | Count | % |
|---|---|---|
| White | 21,961 | 72.7% |
| Hispanic or Latino | 3,302 | 10.9% |
| Two or more races | 2,262 | 7.5% |
| Other race | 1,511 | 5% |
| Black or African American | 605 | 2% |
| Asian | 480 | 1.6% |
| Native Hawaiian / Pacific Islander | 41 | 0.1% |
| American Indian / Alaska Native | 31 | 0.1% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 31.0% | 42.0% | 42.9% |
| $50k – $100k | 38.3% | 34.8% | 32.7% |
| $100k – $200k | 25.1% | 19.5% | 19.8% |
| Over $200k | 5.6% | 3.6% | 4.5% |
Under $10k
3.6%
$10k–$15k
3.5%
$15k–$25k
5.7%
$25k–$35k
7.7%
$35k–$50k
12.3%
$50k–$75k
17.7%
$75k–$100k
12.6%
$100k–$150k
21.6%
$150k–$200k
7.0%
$200k+
8.3%
| Range | % of households |
|---|---|
| Under $10k | 3.6% |
| $10k–$15k | 3.5% |
| $15k–$25k | 5.7% |
| $25k–$35k | 7.7% |
| $35k–$50k | 12.3% |
| $50k–$75k | 17.7% |
| $75k–$100k | 12.6% |
| $100k–$150k | 21.6% |
| $150k–$200k | 7.0% |
| $200k+ | 8.3% |
| Median income | $74,084 |
Housing
Home values
Under $50k
5.1%
$50k–$100k
7.2%
$100k–$150k
13.2%
$150k–$200k
13.8%
$200k–$300k
35.1%
$300k–$500k
18.6%
$500k–$1M
5.0%
$1M+
2.0%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $228,300 |
| Median rent / month | $966 |
| Owner occupied | 78.5% |
| Renter occupied | 21.5% |
| Vacant | 8.6% |
| Single-family detached | 79.9% |
| Large apartment buildings | 0.9% |
| Mobile homes | 6.9% |
| Median rooms | 6.6 |
| Avg household size (owned) | 3.48 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.1% |
| 2010–2019 | 7.8% |
| 2000–2009 | 19.1% |
| 1990–1999 | 16.5% |
| 1980–1989 | 9.7% |
| 1970–1979 | 12.0% |
| 1960–1969 | 6.6% |
| 1950–1959 | 6.5% |
| 1940–1949 | 2.4% |
| 1939 or earlier | 19.1% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 0.9% |
| 1 bedroom | 6.2% |
| 2 bedrooms | 18.5% |
| 3 bedrooms | 43.1% |
| 4 bedrooms | 23.9% |
| 5+ bedrooms | 7.5% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 9.9% |
| 1 vehicle | 21.7% |
| 2 vehicles | 38.9% |
| 3 or more | 29.4% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 79.1% |
| Electricity | 13.5% |
| Propane / LP gas | 3.6% |
| Wood | 2.4% |
| Solar | 0.1% |
| No fuel used | 0.2% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 4,709 | 60.2% |
| Cohabiting couple | 477 | 6.1% |
| Male householder, no spouse | 983 | 12.6% |
| Female householder, no spouse | 1,654 | 21.1% |
| Households with children under 18 | 3,225 | 41.2% |
| Households with seniors (65+) | 2,069 | 26.4% |
| Average household size | 3.38 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 36.4% | 30.5% |
| Married | 50.8% | 49.9% |
| Separated | 0.9% | 2.1% |
| Widowed | 2.2% | 6.7% |
| Divorced | 9.8% | 10.8% |
Education
Less than 9th grade
12.9%
Some HS, no diploma
7.6%
HS graduate
31.5%
Some college, no degree
18.9%
Associate's degree
5.7%
Bachelor's degree
16.2%
Graduate / professional
7.2%
| Metric | % |
|---|---|
| HS diploma or higher | 79.5% |
| Bachelor's or higher | 23.4% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 222 | 3.3% |
| Kindergarten | 341 | 5.0% |
| Elementary school | 3,594 | 53.1% |
| High school | 1,910 | 28.2% |
| College / grad school | 696 | 10.3% |
Employment
Industry of employment
Manufacturing
36.6%
Education & healthcare
18.2%
Retail trade
7.9%
Construction
7.7%
Other services
6.5%
Arts, food & hospitality
6.1%
Finance & real estate
4.0%
Professional & management
3.8%
Agriculture & mining
2.4%
Wholesale trade
2.1%
Transportation & utilities
2.1%
Public administration
1.9%
Information
0.7%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 31.0% |
| Service | 15.0% |
| Sales & office | 16.0% |
| Natural resources & construction | 11.2% |
| Production & transportation | 26.6% |
Employment type
| Type | % |
|---|---|
| Private sector | 86.0% |
| Government | 7.9% |
| Self-employed | 6.1% |
| Unpaid family workers | 0.0% |
Commute
| Method | % |
|---|---|
| Drive alone | 69.5% |
| Carpool | 17.1% |
| Public transit | 0.0% |
| Walk | 1.4% |
| Work from home | 8.5% |
| Other means | 3.5% |
| Avg commute (minutes) | 18.3 |
Poverty
All people
12.4%
Under 18 years
17.7%
18 and over
9.9%
Married-couple families
4.1%
Female-led households
26.2%
Income support
| Source | % of households |
|---|---|
| Social Security | 27.1% |
| Retirement income | 17.0% |
| Supplemental Security | 3.8% |
| Cash public assistance | 2.4% |
| Food stamps / SNAP | 5.1% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 36.5% |
| High blood pressure | 29.5% |
| High cholesterol | 30.4% |
| Diabetes | 9.5% |
| Heart disease | 5.5% |
| Stroke | 2.6% |
| Asthma | 9.8% |
| Arthritis | 20.8% |
| Kidney disease | 2.5% |
| Pulmonary disease | 7.3% |
| Cancer | 5.4% |
| Behavior / access | % |
|---|---|
| Smoking | 21.2% |
| Binge drinking | 17.3% |
| No physical activity | 26.0% |
| Less than 7 hrs sleep | 34.5% |
| Depression | 22.8% |
| Fair or poor health | 15.8% |
| Poor mental health | 16.3% |
| Poor physical health | 10.6% |
| No health insurance | 17.6% |
| Visited doctor (checkup) | 71.5% |
| Visited dentist | 62.1% |
| Cholesterol screening | 86.0% |
| Teeth loss | 17.2% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 691 | 3.8% |
| Disability | % |
|---|---|
| Any disability | 8.9% |
| Under 18 | 2.9% |
| 18–64 years | 6.5% |
| 65 and over | 35.1% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 59.9% |
| Public insurance | 29.6% |
| No insurance | 18.8% |
| Uninsured under 19 | 17.1% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 24,538 | 91.2% |
| Spanish | 1,773 | 7.2% |
| Other Indo-European | 910 | 3.7% |
| Asian & Pacific Islander | 712 | 2.9% |
| Other languages | 151 | 0.6% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 24,555 | 91.3% |
| Born in same state | 24,011 | 89.3% |
| Born in different state | 19,336 | 71.9% |
| Foreign born | 544 | 2.0% |
| Naturalized citizen | 2,336 | 8.7% |
| Not a US citizen | 1,192 | 51.0% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| French | 2,473 | 9.2% |
| Arab | 2,016 | 7.5% |
| Italian | 1,231 | 4.6% |
| English | 641 | 2.4% |
| Ancestry | Count | % |
|---|---|---|
| Irish | 249 | 0.9% |
| German | 146 | 0.5% |
| Polish | 56 | 0.2% |
| Dutch | 47 | 0.2% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 29.1% |
| Internet access | 90.0% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 46528
What city is ZIP code 46528 in?
ZIP code 46528 is primarily assigned to Goshen, Indiana.
What county is ZIP code 46528 in?
ZIP code 46528 falls within Elkhart County, Indiana.
Is ZIP code 46528 family-oriented?
32% of residents in ZIP code 46528 are under 18, reflecting a younger, family-oriented community.
What is the population of ZIP code 46528?
ZIP code 46528 has an estimated population of 26,891 residents, with a density of 371 people per square mile.
What is the typical home value in ZIP code 46528?
The median home value in ZIP code 46528 is $228,300.
What is the median household income in ZIP code 46528?
The median household income in ZIP code 46528 is $74,084, below the national median of ~$75,000.
What timezone is ZIP code 46528 in?
ZIP code 46528 observes the EST timezone.