Middlebury ZIP Code List — Elkhart County, IN

There is one unique ZIP code in Middlebury, Indiana and it is 46540. Area code: 574.

ZIP codes

59.38

sq mi land

0.52

sq mi water

574

area code

Middlebury, IN ZIP code map

About Middlebury, IN

Middlebury, Indiana, is a charming town located in Elkhart County. Known for its picturesque landscapes and strong community ties, Middlebury offers a blend of rural beauty and small-town life. The town's warm atmosphere and friendly residents make it a great place to visit or settle down.

Location & geography

Middlebury is situated in the northern part of Indiana, approximately 15 miles southeast of Elkhart, 22 miles southwest of Goshen, and 35 miles east of South Bend. The town covers a land area of 59.38 square miles and features a small water area of 0.52 square miles. This mix of land and water contributes to the scenic beauty of the region.

Community & economy

The character of Middlebury is closely tied to its Amish heritage, which influences the town's culture and daily life. Agriculture and manufacturing play crucial roles in the local economy, with many residents employed in nearby industries. The town's community events, parks, and recreational activities foster a strong sense of belonging among its residents.

Transportation

Middlebury is conveniently accessible via U.S. Route 20 and Indiana State Road 13, which connect it to neighboring towns and cities. The nearest airport is South Bend International Airport, located about 35 miles away, providing greater travel options for residents. Public transit options are limited, with most residents relying on personal vehicles to navigate the area.

History

Middlebury was founded in the early 19th century, with a rich history influenced by its surrounding farmland and the Amish community. The town has traditionally thrived on agriculture and small manufacturing, which remain key components of its economy today. Notable events in the town's history include the expansion of the railroad in the late 1800s, which helped spur growth.

Did you know?

One little-known fact about Middlebury is that it hosts the annual Pumpkinvine Marathon, which attracts numerous participants from various regions. Additionally, the town is home to an impressive number of local Amish bakeries and shops that contribute to its unique charm.

ZIP codes for Middlebury, IN (1)

ZIP code	City	County	Map
46540	Middlebury	Elkhart	View map

Demographics & statistics

13,131

Population

33.8

Median age

$99,328

Median household income

$39,567

Per capita income

$300,400

Median home value

$1,048

Median monthly rent

87.6%

Home ownership

4.2%

Poverty rate

3.4%

Unemployment

3,730

Housing units

20.6%

Bachelor's or higher

Age distribution

Male Female

619

Under 5

542

538

5–9

472

603

10–14

528

652

15–19

570

524

20–24

459

625

25–34

547

929

35–44

814

821

45–54

718

536

55–59

469

303

60–64

266

628

65–74

549

152

75–84

134

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	4,102	31.2%
18 and over	9,029	68.8%
65 and over	1,596	12.2%
Median age	33.8 years

Race & ethnicity

White 93.1%

Two or more races 2.9%

Hispanic or Latino 1.6%

Black or African American 1.3%

Asian 0.6%

Other race 0.4%

American Indian / Alaska Native 0.1%

Group	Count	%
White	12,420	93.1%
Two or more races	387	2.9%
Hispanic or Latino	209	1.6%
Black or African American	172	1.3%
Asian	85	0.6%
Other race	59	0.4%
American Indian / Alaska Native	8	0.1%

Household income

Under $10k 1.3%

$10k–$15k 2.9%

$15k–$25k 1.8%

$25k–$35k 6.8%

$35k–$50k 9.7%

$50k–$75k 13.6%

$75k–$100k 14.3%

$100k–$150k 24.4%

$150k–$200k 9.2%

$200k+ 16.0%

Range	% of households
Under $10k	1.3%
$10k–$15k	2.9%
$15k–$25k	1.8%
$25k–$35k	6.8%
$35k–$50k	9.7%
$50k–$75k	13.6%
$75k–$100k	14.3%
$100k–$150k	24.4%
$150k–$200k	9.2%
$200k+	16.0%
Median income	$99,328

Housing

Home values

Under $50k 2.9%

$50k–$100k 3.7%

$100k–$150k 4.3%

$150k–$200k 14.8%

$200k–$300k 24.3%

$300k–$500k 31.3%

$500k–$1M 13.9%

$1M+ 4.8%

Housing overview

Metric	Value
Median home value	$300,400
Median rent / month	$1,048
Owner occupied	87.6%
Renter occupied	12.4%
Vacant	4.3%
Single-family detached	84.8%
Large apartment buildings	0.3%
Mobile homes	7.3%
Median rooms	7.1
Avg household size (owned)	3.18

Year built

Era	%
2020 or later	0.9%
2010–2019	11.1%
2000–2009	18.9%
1990–1999	16.7%
1980–1989	12.3%
1970–1979	16.3%
1960–1969	6.7%
1950–1959	5.6%
1940–1949	1.5%
1939 or earlier	10.1%

Bedrooms

Size	% of units
No bedroom (studio)	0.4%
1 bedroom	3.3%
2 bedrooms	13.4%
3 bedrooms	41.5%
4 bedrooms	23.4%
5+ bedrooms	18.1%

Vehicles per household

Vehicles	% of households
No vehicle	18.2%
1 vehicle	13.1%
2 vehicles	35.8%
3 or more	32.9%

Heating fuel

Fuel type	%
Utility gas	79.1%
Electricity	8.2%
Propane / LP gas	5.6%
Wood	6.6%

Households & families

Household type	Count	%
Married-couple family	2,867	70.8%
Cohabiting couple	151	3.7%
Male householder, no spouse	498	12.3%
Female householder, no spouse	534	13.2%
Households with children under 18	1,642	40.5%
Households with seniors (65+)	1,148	28.3%
Average household size	3.24

Marital status

Status	Male	Female
Never married	32.7%	24.9%
Married	57.4%	61.5%
Separated	1.5%	3.0%
Widowed	0.6%	4.8%
Divorced	7.8%	5.9%

Education

Less than 9th grade 23.7%

Some HS, no diploma 4.5%

HS graduate 28.7%

Some college, no degree 16.9%

Associate's degree 5.6%

Bachelor's degree 12.9%

Graduate / professional 7.7%

Metric	%
HS diploma or higher	71.8%
Bachelor's or higher	20.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	92	3.3%
Kindergarten	161	5.9%
Elementary school	1,573	57.3%
High school	780	28.4%
College / grad school	141	5.1%

Employment

Industry of employment

Manufacturing 43.2%

Education & healthcare 14.3%

Retail trade 12.4%

Construction 5.1%

Arts, food & hospitality 4.9%

Professional & management 3.6%

Other services 3.3%

Finance & real estate 3.2%

Public administration 3.1%

Transportation & utilities 2.8%

Wholesale trade 2.0%

Agriculture & mining 1.8%

Information 0.4%

Occupation

Category	%
Management, business & arts	26.7%
Service	11.5%
Sales & office	23.7%
Natural resources & construction	7.3%
Production & transportation	30.8%

Employment type

Type	%
Private sector	85.3%
Government	9.2%
Self-employed	5.3%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	63.8%
Carpool	18.0%
Public transit	0.0%
Walk	0.9%
Other means	9.9%
Avg commute (minutes)	17.7

Poverty

All people 4.2%

Under 18 years 1.9%

18 and over 5.2%

Married-couple families 2.2%

Female-led households 1.6%

Income support

Source	% of households
Social Security	27.0%
Retirement income	16.1%
Supplemental Security	1.6%
Cash public assistance	1.6%
Food stamps / SNAP	1.5%

Health indicators

Condition	%
High blood pressure	30.6%
High cholesterol	33.0%
Heart disease	5.9%
Stroke	2.8%
Asthma	10.1%
Arthritis	22.7%
Kidney disease	2.6%
Pulmonary disease	8.0%
Cancer	6.2%

Behavior / access	%
Binge drinking	17.4%
No physical activity	25.2%
Less than 7 hrs sleep	33.7%
Fair or poor health	15.6%
Poor mental health	16.5%
Poor physical health	10.9%
No health insurance	15.5%
Visited doctor (checkup)	71.8%
Visited dentist	63.5%
Cholesterol screening	86.5%
Teeth loss	18.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	471	5.2%

Disability	%
Any disability	8.3%
Under 18	2.3%
18–64 years	7.4%
65 and over	28.1%

Health insurance coverage

Type	%
Private insurance	57.4%
Public insurance	19.1%
Uninsured under 19	39.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	11,970	91.2%
Spanish	1,267	10.6%
Other Indo-European	0	0.0%
Asian & Pacific Islander	1,267	10.6%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	12,925	98.4%
Born in same state	12,864	98.0%
Born in different state	10,042	76.5%
Foreign born	61	0.5%
Naturalized citizen	206	1.6%
Not a US citizen	95	46.1%

Ancestry

Ancestry	Count	%
Arab	1,667	12.7%
French	1,092	8.3%
Italian	547	4.2%
English	326	2.5%

Ancestry	Count	%
Polish	64	0.5%
German	24	0.2%
Irish	23	0.2%
Norwegian	9	0.1%

Technology access

Metric	% of households
Computer access	30.8%
Internet access	81.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What is the ZIP code for Middlebury, IN?

Middlebury, IN has one ZIP code: 46540.

What is the main ZIP code for Middlebury, IN?

The primary ZIP code for Middlebury, IN is 46540. The city uses area code 574 for phone service.

What county is Middlebury, IN in?

Middlebury is located in Elkhart County, Indiana.

How many ZIP codes are in Middlebury, IN?

Middlebury, IN has 1 ZIP code.

What is the ZIP code for downtown Middlebury and the surrounding historic district?

Downtown Middlebury and its historic district are located in ZIP code 46540, which serves as the central hub of this Elkhart County community.

What ZIP code covers Middlebury College and the educational institutions in the area?

Middlebury College and other educational facilities in Middlebury are served by ZIP code 46540, the city's single ZIP code that encompasses all residential and institutional areas.