Elkhart ZIP Codes — Elkhart County, IN

There are 4 unique ZIP codes in Elkhart, Indiana. Area code: 574.

ZIP codes

93.11

sq mi land

2.62

sq mi water

574

area code

Elkhart, IN ZIP code map

About Elkhart, IN

Elkhart, Indiana, is a vibrant city located in Elkhart County. With a rich history and a strong community spirit, Elkhart offers a unique blend of culture, industry, and recreational opportunities. The city is known for its beautiful landscapes and active involvement in the manufacturing sector, particularly in recreational vehicles.

Location & geography

Situated in the northern part of Indiana, Elkhart is conveniently located near several other cities, including South Bend, which is approximately 20 miles to the southwest, and Goshen, about 10 miles to the southeast. The city covers a land area of 93.11 square miles and has a water area of 2.62 square miles, providing residents and visitors with ample opportunities for outdoor activities. The terrain is primarily flat, interspersed with rivers and lakes that enhance the local natural beauty.

Community & economy

Elkhart is characterized by its close-knit community and a diverse economic base primarily anchored in manufacturing and recreation. The city thrives on a rich cultural heritage, often celebrated through local festivals and events that attract visitors. Daily life in Elkhart is bustling yet relaxed, with plenty of parks, shopping districts, and dining options catering to a variety of tastes.

Transportation

Elkhart is well connected by major highways, including the Interstate 80/90, which runs just north of the city, providing easy access to surrounding areas. The nearest major airport is South Bend International Airport, located about 20 miles away, offering commercial flights to various destinations. Public transit options are also available, helping residents navigate the city and nearby regions comfortably.

History

Elkhart was founded in the late 1830s and quickly became a significant hub for the manufacturing and production of various goods. It is particularly notable for its prominence in the recreational vehicle industry, contributing to Elkhart's economy and identity. Noteworthy events in its history include the establishment of the Elkhart County Fair, which has been celebrated for over 160 years.

Did you know?

A little-known fact about Elkhart is that it once housed the largest wooden shoe factory in the United States. The city is also known as the 'Band Instrument Capital of the World' due to its extensive history of manufacturing musical instruments.

ZIP codes for Elkhart, IN (4)

ZIP code	City	County	Map
46514	Elkhart	Elkhart	View map
46515	Elkhart	Elkhart	View map
46516	Elkhart	Elkhart	View map
46517	Elkhart	Elkhart	View map

Demographics & statistics

98,952

Population

37.6

Median age

$55,904

Median household income

$29,251

Per capita income

$153,233

Median home value

$914

Median monthly rent

64.8%

Home ownership

15.2%

Poverty rate

3.6%

Unemployment

29,293

Housing units

17.7%

Bachelor's or higher

Age distribution

Male Female

3,342

Under 5

3,427

3,263

5–9

3,346

3,976

10–14

4,078

3,117

15–19

3,197

3,039

20–24

3,117

6,347

25–34

6,509

5,808

35–44

5,956

6,280

45–54

6,441

3,125

55–59

3,205

2,987

60–64

3,064

4,439

65–74

4,552

2,015

75–84

2,067

1,113

85+

1,142

← Male

Female →

Age summary

Group	Count	%
Under 18	25,725	26.4%
18 and over	73,227	73.6%
65 and over	15,328	15.2%
Median age	37.6 years

Race & ethnicity

White 66.6%

Hispanic or Latino 10.5%

Black or African American 7.6%

Other race 7.5%

Two or more races 6.3%

Asian 1%

American Indian / Alaska Native 0.3%

Native Hawaiian / Pacific Islander 0.1%

Group	Count	%
White	73,679	66.6%
Hispanic or Latino	11,662	10.5%
Black or African American	8,444	7.6%
Other race	8,269	7.5%
Two or more races	6,961	6.3%
Asian	1,125	1%
American Indian / Alaska Native	384	0.3%
Native Hawaiian / Pacific Islander	90	0.1%

Household income

Under $10k 7.2%

$10k–$15k 3.9%

$15k–$25k 9.0%

$25k–$35k 10.0%

$35k–$50k 15.0%

$50k–$75k 18.9%

$75k–$100k 13.6%

$100k–$150k 14.1%

$150k–$200k 3.9%

$200k+ 4.4%

Range	% of households
Under $10k	7.2%
$10k–$15k	3.9%
$15k–$25k	9.0%
$25k–$35k	10.0%
$35k–$50k	15.0%
$50k–$75k	18.9%
$75k–$100k	13.6%
$100k–$150k	14.1%
$150k–$200k	3.9%
$200k+	4.4%
Median income	$55,904

Housing

Home values

Under $50k 6.3%

$50k–$100k 18.3%

$100k–$150k 24.0%

$150k–$200k 20.3%

$200k–$300k 20.0%

$300k–$500k 8.4%

$500k–$1M 2.4%

$1M+ 0.5%

Housing overview

Metric	Value
Median home value	$153,233
Median rent / month	$914
Owner occupied	64.8%
Renter occupied	35.2%
Vacant	11.4%
Single-family detached	66.7%
Large apartment buildings	6.8%
Mobile homes	5.7%
Median rooms	5.6
Avg household size (owned)	2.74

Year built

Era	%
2020 or later	0.1%
2010–2019	2.8%
2000–2009	7.9%
1990–1999	14.5%
1980–1989	11.1%
1970–1979	16.6%
1960–1969	12.5%
1950–1959	12.9%
1940–1949	6.0%
1939 or earlier	15.7%

Bedrooms

Size	% of units
No bedroom (studio)	1.7%
1 bedroom	11.3%
2 bedrooms	26.5%
3 bedrooms	43.1%
4 bedrooms	14.6%
5+ bedrooms	2.9%

Vehicles per household

Vehicles	% of households
No vehicle	7.5%
1 vehicle	34.1%
2 vehicles	38.6%
3 or more	19.9%

Heating fuel

Fuel type	%
Utility gas	82.8%
Electricity	15.0%
Propane / LP gas	1.3%
Wood	0.6%
No fuel used	0.2%

Households & families

Household type	Count	%
Married-couple family	15,613	41.7%
Cohabiting couple	2,415	6.4%
Male householder, no spouse	8,087	21.8%
Female householder, no spouse	11,030	30.1%
Households with children under 18	11,463	31.7%
Households with seniors (65+)	10,479	27.7%
Average household size	2.64

Marital status

Status	Male	Female
Never married	35.4%	30.7%
Married	45.4%	42.1%
Separated	2.1%	1.8%
Widowed	2.9%	9.7%
Divorced	14.1%	15.7%

Education

Less than 9th grade 5.8%

Some HS, no diploma 11.3%

HS graduate 38.0%

Some college, no degree 19.8%

Associate's degree 7.4%

Bachelor's degree 12.3%

Graduate / professional 5.4%

Metric	%
HS diploma or higher	82.9%
Bachelor's or higher	17.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	869	3.8%
Kindergarten	1,296	5.7%
Elementary school	11,663	51.8%
High school	5,845	25.7%
College / grad school	2,950	13.1%

Employment

Industry of employment

Manufacturing 36.7%

Education & healthcare 18.0%

Retail trade 9.7%

Arts, food & hospitality 6.8%

Professional & management 6.1%

Other services 4.1%

Construction 4.1%

Wholesale trade 4.0%

Transportation & utilities 3.8%

Finance & real estate 3.3%

Public administration 2.0%

Information 0.8%

Agriculture & mining 0.6%

Occupation

Category	%
Management, business & arts	25.1%
Service	15.4%
Sales & office	19.6%
Natural resources & construction	7.4%
Production & transportation	32.4%

Employment type

Type	%
Private sector	87.6%
Government	8.3%
Self-employed	4.1%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	77.9%
Carpool	16.2%
Public transit	0.2%
Walk	2.0%
Other means	0.7%
Avg commute (minutes)	19.2

Poverty

All people 15.2%

Under 18 years 23.5%

18 and over 12.1%

Married-couple families 4.6%

Female-led households 34.1%

Income support

Source	% of households
Social Security	29.4%
Retirement income	17.3%
Supplemental Security	6.1%
Cash public assistance	3.0%
Food stamps / SNAP	11.1%

Health indicators

Condition	%
High blood pressure	34.3%
High cholesterol	32.1%
Heart disease	6.7%
Stroke	3.5%
Asthma	10.4%
Arthritis	24.3%
Kidney disease	3.1%
Pulmonary disease	8.8%
Cancer	6.1%

Behavior / access	%
Binge drinking	15.5%
No physical activity	29.8%
Less than 7 hrs sleep	36.0%
Fair or poor health	19.2%
Poor mental health	16.6%
Poor physical health	12.4%
No health insurance	18.8%
Visited doctor (checkup)	73.8%
Visited dentist	58.4%
Cholesterol screening	86.6%
Teeth loss	20.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	4,583	6.2%

Disability	%
Any disability	14.9%
Under 18	6.4%
18–64 years	13.6%
65 and over	35.4%

Health insurance coverage

Type	%
Private insurance	60.7%
Public insurance	38.7%
Uninsured under 19	8.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	92,183	93.1%
Spanish	6,117	7.2%
Other Indo-European	5,690	6.7%
Asian & Pacific Islander	240	0.2%
Other languages	156	0.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	89,225	89.5%
Born in same state	87,599	87.8%
Born in different state	64,015	64.6%
Foreign born	1,626	1.7%
Naturalized citizen	9,727	10.5%
Not a US citizen	4,139	45.5%

Ancestry

Ancestry	Count	%
French	8,182	8.3%
Italian	7,894	8%
Arab	5,703	5.8%
English	1,853	1.9%
Irish	802	0.8%

Ancestry	Count	%
Polish	358	0.4%
German	306	0.3%
Dutch	131	0.1%
Norwegian	57	0.1%

Technology access

Metric	% of households
Computer access	37.2%
Internet access	92.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Elkhart, IN have?

Elkhart, IN has 3 ZIP codes: 46514, 46516, and 46517. Each ZIP code serves a distinct delivery area within the city and surrounding region.