49130 ZIP Code — Union, MI

Cass County, Michigan

ZIP code 49130 is located in Union, Michigan, within Cass County. It covers approximately 11.78 square miles and serves a population of 1,282 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 269.

About ZIP code 49130

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1960s, giving the area an established character. Median home value is $343,800. Owner-occupancy is high at 83%, well above the national average.

The gap between median ($81,648) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 5% is below the national average. 52% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is sales and office, with manufacturing as the leading industry. The average commute of 19 minutes is near the national average.

Educational attainment is near the national average, with 27% of residents holding a bachelor's degree or higher.

Overall, ZIP code 49130 reflects a community defined by high homeownership and a significant Social Security-dependent population.

1,282

population

11.78

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

49130 ZIP code map

Cities in ZIP code 49130

Below are the cities the US Postal Service accepts for ZIP code 49130. Using any city not on this list may result in mail delivery delays.

City	Status
Union	Acceptable
Union	Preferred

Nearby ZIP codes

46507 Bristol (5.6 mi) 49061 Jones (7.1 mi) 46514 Elkhart (7.5 mi) 49095 Vandalia (8.2 mi) 49112 Edwardsburg (8.3 mi) 49099 White Pigeon (9.2 mi) 46516 Elkhart (10 mi) 49031 Cassopolis (10.6 mi) 46540 Middlebury (10.8 mi) 49042 Constantine (10.8 mi) 46517 Elkhart (13.2 mi) 46528 Goshen (13.5 mi)

Demographics updated 06/2026

Population
Total population	1,282
Population density	109 / sq mi
State FIPS	26
County FIPS	027

Geography
Land area	11.78 sq mi
Water area	1.00 sq mi
Latitude	41.7849
Longitude	-85.8575
Timezone	Eastern (ET)
Area code	269

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	39.8%	44.5%	42.6%
$50k – $100k	34.3%	31.8%	31.1%
$100k – $200k	21.4%	19.0%	20.6%
Over $200k	4.5%	4.7%	5.7%

Demographics & statistics

1,282

Population

109

People per sq mi

53.6

Median age

$81,648

Median household income

$59,731

Per capita income

$343,800

Median home value

$769

Median monthly rent

82.9%

Home ownership

5.4%

Poverty rate

9.9%

Unemployment

617

Housing units

26.6%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

149

65–74

152

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	170	13.3%
18 and over	1,112	86.7%
65 and over	440	34.3%
Median age	53.6 years

Race & ethnicity

White 80.4%

Hispanic or Latino 7%

Two or more races 6.7%

Asian 2.9%

Other race 1.8%

American Indian / Alaska Native 1.2%

Group	Count	%
White	1,108	80.4%
Hispanic or Latino	96	7%
Two or more races	92	6.7%
Asian	40	2.9%
Other race	25	1.8%
American Indian / Alaska Native	17	1.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	39.8%	44.5%	42.6%
$50k – $100k	34.3%	31.8%	31.1%
$100k – $200k	21.4%	19.0%	20.6%
Over $200k	4.5%	4.7%	5.7%

Under $10k 0.6%

$10k–$15k 0.8%

$15k–$25k 11.6%

$25k–$35k 5.3%

$35k–$50k 9.5%

$50k–$75k 13.3%

$75k–$100k 25.0%

$100k–$150k 19.6%

$150k–$200k 3.8%

$200k+ 10.5%

Range	% of households
Under $10k	0.6%
$10k–$15k	0.8%
$15k–$25k	11.6%
$25k–$35k	5.3%
$35k–$50k	9.5%
$50k–$75k	13.3%
$75k–$100k	25.0%
$100k–$150k	19.6%
$150k–$200k	3.8%
$200k+	10.5%
Median income	$81,648

Housing

Home values

Under $50k 1.1%

$50k–$100k 4.8%

$100k–$150k 10.6%

$150k–$200k 10.1%

$200k–$300k 16.1%

$300k–$500k 35.9%

$500k–$1M 9.0%

$1M+ 12.4%

Housing overview

Metric	Value
Median home value	$343,800
Median rent / month	$769
Owner occupied	82.9%
Renter occupied	17.1%
Vacant	25.7%
Single-family detached	88.8%
Large apartment buildings	0.0%
Mobile homes	8.8%
Median rooms	6.1
Avg household size (owned)	2.45

Year built

Era	%
2020 or later	0.8%
2010–2019	6.9%
2000–2009	7.5%
1990–1999	15.7%
1980–1989	3.8%
1970–1979	20.1%
1960–1969	22.2%
1950–1959	14.1%
1940–1949	1.1%
1939 or earlier	7.6%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	8.8%
2 bedrooms	21.4%
3 bedrooms	47.8%
4 bedrooms	9.2%
5+ bedrooms	12.9%

Vehicles per household

Vehicles	% of households
No vehicle	7.0%
1 vehicle	16.6%
2 vehicles	41.9%
3 or more	34.5%

Heating fuel

Fuel type	%
Utility gas	50.7%
Electricity	14.5%
Propane / LP gas	22.5%
Fuel oil	9.0%
Wood	1.7%

Households & families

Household type	Count	%
Married-couple family	372	70.9%
Cohabiting couple	24	4.6%
Male householder, no spouse	57	10.9%
Female householder, no spouse	72	13.7%
Households with children under 18	100	19.0%
Households with seniors (65+)	280	53.3%
Average household size	2.44

Marital status

Status	Male	Female
Never married	24.0%	13.1%
Married	64.6%	68.8%
Separated	0.0%	1.6%
Widowed	4.5%	2.8%
Divorced	7.0%	13.8%

Education

Less than 9th grade 1.6%

Some HS, no diploma 5.0%

HS graduate 38.2%

Some college, no degree 20.7%

Associate's degree 8.0%

Bachelor's degree 16.6%

Graduate / professional 9.9%

Metric	%
HS diploma or higher	93.4%
Bachelor's or higher	26.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	23	11.6%
Kindergarten	16	8.0%
Elementary school	71	35.7%
High school	45	22.6%
College / grad school	44	22.1%

Employment

Industry of employment

Manufacturing 25.7%

Retail trade 20.8%

Education & healthcare 19.8%

Finance & real estate 8.2%

Arts, food & hospitality 5.6%

Transportation & utilities 4.6%

Professional & management 4.6%

Construction 4.2%

Public administration 3.9%

Wholesale trade 1.4%

Information 1.2%

Occupation

Category	%
Management, business & arts	23.6%
Service	14.5%
Sales & office	30.8%
Natural resources & construction	5.6%
Production & transportation	25.4%

Employment type

Type	%
Private sector	85.5%
Government	11.0%
Self-employed	3.5%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	74.1%
Carpool	12.4%
Public transit	2.4%
Walk	0.0%
Work from home	11.1%
Other means	0.0%
Avg commute (minutes)	18.5

Poverty

All people 5.4%

Under 18 years 20.0%

18 and over 3.1%

Married-couple families 4.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	51.8%
Retirement income	31.8%
Supplemental Security	0.2%
Cash public assistance	2.1%
Food stamps / SNAP	6.7%

Health indicators

Condition	%
Obesity	34.2%
High blood pressure	34.7%
High cholesterol	38.0%
Diabetes	10.6%
Heart disease	6.8%
Stroke	3.0%
Asthma	10.7%
Arthritis	31.1%
Kidney disease	2.9%
Pulmonary disease	7.8%
Cancer	7.7%

Behavior / access	%
Smoking	19.0%
Binge drinking	18.4%
No physical activity	19.5%
Less than 7 hrs sleep	32.6%
Depression	21.4%
Fair or poor health	13.3%
Poor mental health	15.0%
Poor physical health	10.7%
No health insurance	8.4%
Visited doctor (checkup)	75.0%
Visited dentist	72.7%
Cholesterol screening	93.0%
Teeth loss	10.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	86	7.7%

Disability	%
Any disability	14.0%
Under 18	5.3%
18–64 years	13.1%
65 and over	18.9%

Health insurance coverage

Type	%
Private insurance	67.6%
Public insurance	44.1%
No insurance	9.4%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,244	97.0%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,227	95.7%
Born in same state	1,226	95.6%
Born in different state	392	30.6%
Foreign born	1	0.1%
Naturalized citizen	55	4.3%
Not a US citizen	35	63.6%

Ancestry

Ancestry	Count	%
Italian	150	11.7%
French	84	6.6%
Arab	84	6.6%

Ancestry	Count	%
English	33	2.6%
Irish	4	0.3%

Technology access

Metric	% of households
Computer access	41.0%
Internet access	89.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 49130

What city is ZIP code 49130 in?

ZIP code 49130 is primarily assigned to Union, Michigan.

What county is ZIP code 49130 in?

ZIP code 49130 falls within Cass County, Michigan.

Does ZIP code 49130 have an older population?

34% of residents in ZIP code 49130 are 65 or older, above the national average of ~17%.

Does ZIP code 49130 have a large retiree population?

52% of households in ZIP code 49130 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 49130 mostly owner-occupied?

83% of occupied units in ZIP code 49130 are owner-occupied, well above the national average.

What is the typical home value in ZIP code 49130?

The median home value in ZIP code 49130 is $343,800.

What timezone is ZIP code 49130 in?

ZIP code 49130 observes the EST timezone.