49095 ZIP Code — Vandalia, MI

Cass County, Michigan

ZIP code 49095 is located in Vandalia, Michigan, within Cass County. It covers approximately 28.57 square miles and serves a population of 2,357 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 269.

About ZIP code 49095

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $252,600. Owner-occupancy is high at 90%, well above the national average.

The gap between median ($84,132) and mean household income suggests income inequality — a small number of higher earners pull the average up. 45% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with manufacturing as the leading industry. The average commute of 31 minutes is near the national average.

College attainment at 21% is below the national average, consistent with a trades and production-oriented local economy.

Overall, ZIP code 49095 reflects a community defined by high homeownership and a significant Social Security-dependent population.

2,357

population

28.57

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

49095 ZIP code map

Cities in ZIP code 49095

Below are the cities the US Postal Service accepts for ZIP code 49095. Using any city not on this list may result in mail delivery delays.

City	Status
Vandalia	Preferred

Nearby ZIP codes

49061 Jones (3.3 mi) 49031 Cassopolis (6 mi) 49130 Union (8.2 mi) 49112 Edwardsburg (9.1 mi) 49067 Marcellus (9.8 mi) 49042 Constantine (11.3 mi) 49099 White Pigeon (12.5 mi) 49093 Three Rivers (13.2 mi) 49047 Dowagiac (13.3 mi) 46507 Bristol (13.6 mi) 46514 Elkhart (13.7 mi) 49045 Decatur (14.8 mi)

Demographics updated 06/2026

Population
Total population	2,357
Population density	82 / sq mi
State FIPS	26
County FIPS	027

Geography
Land area	28.57 sq mi
Water area	1.56 sq mi
Latitude	41.9028
Longitude	-85.8770
Timezone	Eastern (ET)
Area code	269

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	27.4%	44.5%	42.6%
$50k – $100k	37.2%	31.8%	31.1%
$100k – $200k	17.7%	19.0%	20.6%
Over $200k	17.7%	4.7%	5.7%

Demographics & statistics

2,357

Population

People per sq mi

51.4

Median age

$84,132

Median household income

$50,268

Per capita income

$252,600

Median home value

$1,047

Median monthly rent

89.5%

Home ownership

9.4%

Poverty rate

3.9%

Unemployment

1,307

Housing units

20.7%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

132

35–44

117

160

45–54

143

121

55–59

107

60–64

281

65–74

251

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	456	19.3%
18 and over	1,901	80.7%
65 and over	653	27.7%
Median age	51.4 years

Race & ethnicity

White 84%

Two or more races 5.9%

Black or African American 4.8%

Hispanic or Latino 2.1%

Asian 1.9%

Other race 0.8%

American Indian / Alaska Native 0.5%

Group	Count	%
White	2,023	84%
Two or more races	142	5.9%
Black or African American	116	4.8%
Hispanic or Latino	51	2.1%
Asian	45	1.9%
Other race	19	0.8%
American Indian / Alaska Native	12	0.5%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	27.4%	44.5%	42.6%
$50k – $100k	37.2%	31.8%	31.1%
$100k – $200k	17.7%	19.0%	20.6%
Over $200k	17.7%	4.7%	5.7%

Under $10k 4.2%

$10k–$15k 2.7%

$15k–$25k 6.4%

$25k–$35k 7.0%

$35k–$50k 6.8%

$50k–$75k 15.6%

$75k–$100k 23.0%

$100k–$150k 11.2%

$150k–$200k 9.5%

$200k+ 13.4%

Range	% of households
Under $10k	4.2%
$10k–$15k	2.7%
$15k–$25k	6.4%
$25k–$35k	7.0%
$35k–$50k	6.8%
$50k–$75k	15.6%
$75k–$100k	23.0%
$100k–$150k	11.2%
$150k–$200k	9.5%
$200k+	13.4%
Median income	$84,132

Housing

Home values

Under $50k 7.3%

$50k–$100k 13.9%

$100k–$150k 9.8%

$150k–$200k 9.6%

$200k–$300k 22.0%

$300k–$500k 14.7%

$500k–$1M 20.9%

$1M+ 1.7%

Housing overview

Metric	Value
Median home value	$252,600
Median rent / month	$1,047
Owner occupied	89.5%
Renter occupied	10.5%
Vacant	31.5%
Single-family detached	91.3%
Large apartment buildings	0.0%
Mobile homes	3.6%
Median rooms	5.8
Avg household size (owned)	2.35

Year built

Era	%
2020 or later	0.0%
2010–2019	5.3%
2000–2009	15.1%
1990–1999	10.7%
1980–1989	5.7%
1970–1979	10.3%
1960–1969	5.5%
1950–1959	12.6%
1940–1949	12.9%
1939 or earlier	21.8%

Bedrooms

Size	% of units
No bedroom (studio)	3.6%
1 bedroom	6.7%
2 bedrooms	27.1%
3 bedrooms	35.9%
4 bedrooms	17.1%
5+ bedrooms	9.5%

Vehicles per household

Vehicles	% of households
No vehicle	1.7%
1 vehicle	26.9%
2 vehicles	42.3%
3 or more	29.1%

Heating fuel

Fuel type	%
Utility gas	14.8%
Electricity	29.3%
Propane / LP gas	39.7%
Fuel oil	4.7%
Wood	10.7%
No fuel used	0.5%

Households & families

Household type	Count	%
Married-couple family	583	60.4%
Cohabiting couple	72	7.5%
Male householder, no spouse	163	16.9%
Female householder, no spouse	147	15.2%
Households with children under 18	239	24.8%
Households with seniors (65+)	401	41.6%
Average household size	2.44

Marital status

Status	Male	Female
Never married	22.9%	9.1%
Married	62.5%	65.0%
Separated	0.4%	5.3%
Widowed	5.5%	6.9%
Divorced	8.7%	13.7%

Education

Less than 9th grade 4.6%

Some HS, no diploma 5.3%

HS graduate 28.7%

Some college, no degree 29.5%

Associate's degree 11.2%

Bachelor's degree 12.9%

Graduate / professional 7.8%

Metric	%
HS diploma or higher	90.0%
Bachelor's or higher	20.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	7	2.0%
Kindergarten	12	3.5%
Elementary school	174	50.1%
High school	88	25.4%
College / grad school	66	19.0%

Employment

Industry of employment

Manufacturing 33.9%

Education & healthcare 12.5%

Professional & management 12.2%

Other services 8.1%

Retail trade 7.5%

Arts, food & hospitality 5.7%

Construction 5.1%

Transportation & utilities 3.8%

Agriculture & mining 3.5%

Finance & real estate 3.2%

Wholesale trade 2.6%

Public administration 1.8%

Occupation

Category	%
Management, business & arts	24.9%
Service	15.8%
Sales & office	16.8%
Natural resources & construction	13.7%
Production & transportation	28.7%

Employment type

Type	%
Private sector	86.5%
Government	6.0%
Self-employed	5.5%
Unpaid family workers	2.1%

Commute

Method	%
Drive alone	84.9%
Carpool	9.6%
Public transit	0.0%
Walk	0.7%
Work from home	4.8%
Other means	0.0%
Avg commute (minutes)	30.7

Poverty

All people 9.4%

Under 18 years 16.4%

18 and over 7.8%

Married-couple families 3.4%

Female-led households 0.0%

Income support

Source	% of households
Social Security	44.7%
Retirement income	32.6%
Supplemental Security	5.9%
Cash public assistance	3.1%
Food stamps / SNAP	13.3%

Health indicators

Condition	%
Obesity	35.8%
High blood pressure	39.0%
High cholesterol	38.7%
Diabetes	13.0%
Heart disease	8.0%
Stroke	3.8%
Asthma	10.9%
Arthritis	33.0%
Kidney disease	3.4%
Pulmonary disease	8.5%
Cancer	8.0%

Behavior / access	%
Smoking	19.6%
Binge drinking	16.9%
No physical activity	22.0%
Less than 7 hrs sleep	34.1%
Depression	20.2%
Fair or poor health	15.6%
Poor mental health	14.9%
Poor physical health	11.6%
No health insurance	9.2%
Visited doctor (checkup)	76.5%
Visited dentist	69.6%
Cholesterol screening	93.1%
Teeth loss	13.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	106	5.6%

Disability	%
Any disability	13.3%
Under 18	4.8%
18–64 years	11.2%
65 and over	23.1%

Health insurance coverage

Type	%
Private insurance	63.4%
Public insurance	48.5%
No insurance	4.0%
Uninsured under 19	1.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,230	94.6%
Spanish	30	1.3%
Other Indo-European	4	0.2%
Asian & Pacific Islander	0	0.0%
Other languages	26	1.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,318	98.3%
Born in same state	2,304	97.8%
Born in different state	748	31.7%
Foreign born	14	0.6%
Naturalized citizen	39	1.7%
Not a US citizen	37	94.9%

Ancestry

Ancestry	Count	%
French	224	9.5%
Italian	174	7.4%
Arab	68	2.9%
Irish	30	1.3%

Ancestry	Count	%
Polish	27	1.1%
English	20	0.8%
Dutch	19	0.8%

Technology access

Metric	% of households
Computer access	40.9%
Internet access	93.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 49095

What city is ZIP code 49095 in?

ZIP code 49095 is primarily assigned to Vandalia, Michigan.

What county is ZIP code 49095 in?

ZIP code 49095 falls within Cass County, Michigan.

Does ZIP code 49095 have an older population?

28% of residents in ZIP code 49095 are 65 or older, above the national average of ~17%.

Is ZIP code 49095 mostly owner-occupied?

90% of occupied units in ZIP code 49095 are owner-occupied, well above the national average.

Does ZIP code 49095 have a large retiree population?

45% of households in ZIP code 49095 receive Social Security income, suggesting a significant retiree or disability population.

What is the population of ZIP code 49095?

ZIP code 49095 has an estimated population of 2,357 residents, with a density of 82 people per square mile.

What timezone is ZIP code 49095 in?

ZIP code 49095 observes the EST timezone.