49045 ZIP Code — Decatur, MI

Van Buren County, Michigan

ZIP code 49045 is located in Decatur, Michigan, within Van Buren County. It covers approximately 86.42 square miles and serves a population of 5,434 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 269.

About ZIP code 49045

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $155,200. Owner-occupancy is high at 83%, well above the national average.

Median household income is $57,986. 41% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 23 minutes is near the national average.

College attainment at 16% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (23%) compared to national benchmarks.

Overall, ZIP code 49045 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

5,434

population

86.42

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

49045 ZIP code map

Cities in ZIP code 49045

Below are the cities the US Postal Service accepts for ZIP code 49045. Using any city not on this list may result in mail delivery delays.

City	Status
Decatur	Preferred

Nearby ZIP codes

49047 Dowagiac (8.7 mi) 49064 Lawrence (8.9 mi) 49065 Lawton (9.2 mi) 49057 Hartford (9.3 mi) 49079 Paw Paw (10.9 mi) 49067 Marcellus (11.5 mi) 49031 Cassopolis (13.3 mi) 49098 Watervliet (13.6 mi) 49095 Vandalia (14.8 mi) 49111 Eau Claire (14.8 mi) 49013 Bangor (15.9 mi) 49071 Mattawan (16.2 mi)

Demographics updated 05/2026

Population
Total population	5,434
Population density	63 / sq mi
State FIPS	26
County FIPS	159

Geography
Land area	86.42 sq mi
Water area	2.50 sq mi
Latitude	42.0919
Longitude	-86.0120
Timezone	Eastern (ET)
Area code	269

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	52.3%	43.8%	42.6%
$50k – $100k	33.4%	33.0%	31.1%
$100k – $200k	11.6%	19.4%	20.6%
Over $200k	2.6%	3.7%	5.7%

Demographics & statistics

5,434

Population

People per sq mi

49.0

Median age

$57,986

Median household income

$30,687

Per capita income

$155,200

Median home value

$787

Median monthly rent

82.6%

Home ownership

16.3%

Poverty rate

3.8%

Unemployment

2,465

Housing units

16.3%

Bachelor's or higher

Age distribution

Male Female

127

Under 5

109

138

5–9

118

194

10–14

166

139

15–19

119

124

20–24

106

326

25–34

280

255

35–44

219

534

45–54

457

182

55–59

156

231

60–64

197

379

65–74

324

211

75–84

180

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,007	18.5%
18 and over	4,427	81.5%
65 and over	1,257	23.1%
Median age	49.0 years

Race & ethnicity

White 79.4%

Hispanic or Latino 6.7%

Two or more races 6.1%

Other race 4.6%

Black or African American 1.8%

Asian 0.8%

American Indian / Alaska Native 0.7%

Group	Count	%
White	4,624	79.4%
Hispanic or Latino	389	6.7%
Two or more races	354	6.1%
Other race	268	4.6%
Black or African American	104	1.8%
Asian	45	0.8%
American Indian / Alaska Native	39	0.7%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	52.3%	43.8%	42.6%
$50k – $100k	33.4%	33.0%	31.1%
$100k – $200k	11.6%	19.4%	20.6%
Over $200k	2.6%	3.7%	5.7%

Under $10k 7.3%

$10k–$15k 4.8%

$15k–$25k 7.6%

$25k–$35k 13.9%

$35k–$50k 8.4%

$50k–$75k 20.7%

$75k–$100k 17.3%

$100k–$150k 12.3%

$150k–$200k 4.8%

$200k+ 2.9%

Range	% of households
Under $10k	7.3%
$10k–$15k	4.8%
$15k–$25k	7.6%
$25k–$35k	13.9%
$35k–$50k	8.4%
$50k–$75k	20.7%
$75k–$100k	17.3%
$100k–$150k	12.3%
$150k–$200k	4.8%
$200k+	2.9%
Median income	$57,986

Housing

Home values

Under $50k 5.6%

$50k–$100k 18.9%

$100k–$150k 22.3%

$150k–$200k 23.2%

$200k–$300k 13.6%

$300k–$500k 13.5%

$500k–$1M 2.3%

$1M+ 0.5%

Housing overview

Metric	Value
Median home value	$155,200
Median rent / month	$787
Owner occupied	82.6%
Renter occupied	17.4%
Vacant	20.4%
Single-family detached	80.8%
Large apartment buildings	2.0%
Mobile homes	12.9%
Median rooms	6.0
Avg household size (owned)	2.30

Year built

Era	%
2020 or later	0.3%
2010–2019	1.2%
2000–2009	9.8%
1990–1999	13.4%
1980–1989	7.9%
1970–1979	12.6%
1960–1969	8.8%
1950–1959	8.8%
1940–1949	5.7%
1939 or earlier	31.5%

Bedrooms

Size	% of units
No bedroom (studio)	0.1%
1 bedroom	8.9%
2 bedrooms	19.6%
3 bedrooms	48.4%
4 bedrooms	20.9%
5+ bedrooms	2.1%

Vehicles per household

Vehicles	% of households
No vehicle	4.1%
1 vehicle	33.4%
2 vehicles	38.9%
3 or more	23.6%

Heating fuel

Fuel type	%
Utility gas	39.5%
Electricity	10.1%
Propane / LP gas	32.2%
Fuel oil	2.7%
Wood	12.3%
No fuel used	0.6%

Households & families

Household type	Count	%
Married-couple family	1,108	48.7%
Cohabiting couple	131	5.8%
Male householder, no spouse	524	23.0%
Female householder, no spouse	514	22.6%
Households with children under 18	528	23.2%
Households with seniors (65+)	866	38.0%
Average household size	2.29

Marital status

Status	Male	Female
Never married	33.0%	21.0%
Married	50.4%	54.3%
Separated	1.9%	0.0%
Widowed	5.7%	14.7%
Divorced	9.0%	10.1%

Education

Less than 9th grade 5.2%

Some HS, no diploma 9.0%

HS graduate 32.5%

Some college, no degree 24.9%

Associate's degree 12.1%

Bachelor's degree 11.0%

Graduate / professional 5.2%

Metric	%
HS diploma or higher	85.8%
Bachelor's or higher	16.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	63	6.4%
Kindergarten	30	3.0%
Elementary school	512	51.6%
High school	228	23.0%
College / grad school	159	16.0%

Employment

Industry of employment

Manufacturing 25.8%

Retail trade 14.5%

Education & healthcare 14.5%

Construction 6.4%

Transportation & utilities 5.8%

Professional & management 5.8%

Agriculture & mining 5.1%

Other services 4.6%

Arts, food & hospitality 4.2%

Information 4.1%

Finance & real estate 4.0%

Wholesale trade 3.3%

Public administration 1.9%

Occupation

Category	%
Management, business & arts	33.2%
Service	13.7%
Sales & office	21.0%
Natural resources & construction	9.6%
Production & transportation	22.5%

Employment type

Type	%
Private sector	84.4%
Government	10.0%
Self-employed	5.4%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	75.2%
Carpool	14.0%
Public transit	1.2%
Walk	2.2%
Work from home	6.7%
Other means	0.8%
Avg commute (minutes)	23.3

Poverty

All people 16.3%

Under 18 years 11.6%

18 and over 17.3%

Married-couple families 4.8%

Female-led households 22.8%

Income support

Source	% of households
Social Security	40.5%
Retirement income	28.8%
Supplemental Security	6.1%
Cash public assistance	6.3%
Food stamps / SNAP	11.5%

Health indicators

Condition	%
Obesity	39.9%
High blood pressure	34.3%
High cholesterol	35.7%
Diabetes	11.9%
Heart disease	7.4%
Stroke	3.5%
Asthma	11.6%
Arthritis	30.6%
Kidney disease	3.2%
Pulmonary disease	8.9%
Cancer	7.0%

Behavior / access	%
Smoking	22.5%
Binge drinking	18.5%
No physical activity	22.8%
Less than 7 hrs sleep	34.9%
Depression	22.7%
Fair or poor health	17.2%
Poor mental health	17.0%
Poor physical health	12.4%
No health insurance	11.6%
Visited doctor (checkup)	73.1%
Visited dentist	64.9%
Cholesterol screening	90.5%
Teeth loss	15.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	258	5.8%

Disability	%
Any disability	16.2%
Under 18	2.5%
18–64 years	12.6%
65 and over	36.3%

Health insurance coverage

Type	%
Private insurance	55.1%
Public insurance	45.3%
No insurance	13.0%
Uninsured under 19	1.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	5,198	95.7%
Spanish	231	4.4%
Other Indo-European	223	4.3%
Asian & Pacific Islander	8	0.2%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	5,134	94.5%
Born in same state	5,128	94.4%
Born in different state	3,791	69.8%
Foreign born	6	0.1%
Naturalized citizen	300	5.5%
Not a US citizen	92	30.7%

Ancestry

Ancestry	Count	%
French	832	15.3%
Italian	752	13.8%
English	448	8.2%
Arab	261	4.8%
Polish	132	2.4%

Ancestry	Count	%
Irish	44	0.8%
German	36	0.7%
Norwegian	32	0.6%
Dutch	6	0.1%

Technology access

Metric	% of households
Computer access	41.9%
Internet access	90.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 49045

What city is ZIP code 49045 in?

ZIP code 49045 is primarily assigned to Decatur, Michigan.

What county is ZIP code 49045 in?

ZIP code 49045 falls within Van Buren County, Michigan.

Is ZIP code 49045 mostly owner-occupied?

83% of occupied units in ZIP code 49045 are owner-occupied, well above the national average.

What is the poverty rate in ZIP code 49045?

16% of residents in ZIP code 49045 live below the poverty line, above the national average.

Does ZIP code 49045 have a large retiree population?

41% of households in ZIP code 49045 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 49045?

The median home value in ZIP code 49045 is $155,200.

What timezone is ZIP code 49045 in?

ZIP code 49045 observes the EST timezone.