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Michigan ZIP Codes
Saint Joseph County
Three Rivers, MI
49093
49093 ZIP Code — Three Rivers, MI
Saint Joseph County, Michigan
ZIP code 49093 is located in
Three Rivers ,
Michigan ,
within Saint Joseph County .
It covers approximately 105.64 square miles and serves a population of
18,445 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 269 .
About ZIP code 49093
The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $156,500. Owner-occupancy sits near the national average at 72%.
Median household income is $61,937. 39% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is production, transportation, and material moving, with manufacturing as the leading industry. The average commute of 21 minutes is near the national average.
College attainment at 20% is below the national average, consistent with a trades and production-oriented local economy.
Health indicators show elevated rates of smoking (21%) compared to national benchmarks.
49093 ZIP code map
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Cities in ZIP code 49093
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Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
18,445
Population density
175 / sq mi
State FIPS
26
County FIPS
149
Geography
Land area
105.64 sq mi
Water area
6.70 sq mi
Latitude
41.9761
Longitude
-85.6390
Timezone
Eastern (ET)
Area code
269
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
46.5%
46.6%
42.6%
$50k – $100k
34.2%
35.7%
31.1%
$100k – $200k
16.2%
15.5%
20.6%
Over $200k
3.1%
2.2%
5.7%
Demographics & statistics
$61,937
Median household income
$156,500
Median home value
20.3%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 4,326 23.5%
18 and over 14,119 76.5%
65 and over 3,656 19.8%
Median age 40.3 years
Race & ethnicity
Black or African American
4.9%
American Indian / Alaska Native
0.2%
Group Count %
White 15,770 82.5%
Two or more races 1,422 7.4%
Black or African American 932 4.9%
Hispanic or Latino 670 3.5%
Asian 158 0.8%
Other race 124 0.6%
American Indian / Alaska Native 39 0.2%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
46.5%
46.6%
42.6%
$50k – $100k
34.2%
35.7%
31.1%
$100k – $200k
16.2%
15.5%
20.6%
Over $200k
3.1%
2.2%
5.7%
Range % of households
Under $10k 5.3%
$10k–$15k 3.3%
$15k–$25k 8.2%
$25k–$35k 8.8%
$35k–$50k 13.0%
$50k–$75k 19.8%
$75k–$100k 16.9%
$100k–$150k 15.3%
$150k–$200k 5.1%
$200k+ 4.3%
Median income $61,937
Housing
Housing overview
Metric Value
Median home value $156,500
Median rent / month $828
Owner occupied 71.5%
Renter occupied 28.5%
Vacant 14.3%
Single-family detached 78.0%
Large apartment buildings 5.7%
Mobile homes 6.7%
Median rooms 6.0
Avg household size (owned) 2.65
Year built
Era %
2020 or later 0.1%
2010–2019 3.1%
2000–2009 10.3%
1990–1999 11.4%
1980–1989 10.6%
1970–1979 16.4%
1960–1969 9.8%
1950–1959 9.6%
1940–1949 5.2%
1939 or earlier 23.3%
Bedrooms
Size % of units
No bedroom (studio) 1.1%
1 bedroom 10.4%
2 bedrooms 26.8%
3 bedrooms 39.1%
4 bedrooms 15.2%
5+ bedrooms 7.4%
Vehicles per household
Vehicles % of households
No vehicle 6.6%
1 vehicle 35.9%
2 vehicles 36.2%
3 or more 21.4%
Heating fuel
Fuel type %
Utility gas 66.7%
Electricity 9.4%
Propane / LP gas 15.7%
Fuel oil 2.0%
Wood 3.5%
No fuel used 0.3%
Households & families
Household type Count %
Married-couple family 3,310 45.7%
Cohabiting couple 576 8.0%
Male householder, no spouse 1,327 18.3%
Female householder, no spouse 2,029 28.0%
Households with children under 18 2,036 28.1%
Households with seniors (65+) 2,686 37.1%
Average household size 2.51
Marital status
Status Male Female
Never married 30.6% 24.3%
Married 49.9% 46.4%
Separated 0.6% 1.0%
Widowed 3.3% 10.9%
Divorced 15.6% 17.4%
Education
Some college, no degree
29.4%
Graduate / professional
8.5%
Metric %
HS diploma or higher 92.5%
Bachelor's or higher 20.3%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 120 3.2%
Kindergarten 266 7.1%
Elementary school 1,878 49.9%
High school 1,053 28.0%
College / grad school 446 11.9%
Employment
Industry of employment
Education & healthcare
17.3%
Arts, food & hospitality
8.2%
Professional & management
4.7%
Finance & real estate
3.5%
Transportation & utilities
3.4%
Agriculture & mining
2.3%
Public administration
2.0%
Occupation
Category %
Management, business & arts 26.5%
Service 14.6%
Sales & office 16.9%
Natural resources & construction 9.8%
Production & transportation 32.3%
Employment type
Type %
Private sector 86.8%
Government 7.9%
Self-employed 5.1%
Unpaid family workers 0.2%
Commute
Method %
Drive alone 79.3%
Carpool 10.8%
Public transit 0.1%
Walk 3.3%
Work from home 5.6%
Other means 1.0%
Avg commute (minutes) 21.2
Poverty
Married-couple families
4.0%
Female-led households
22.1%
Income support
Source % of households
Social Security 39.0%
Retirement income 30.1%
Supplemental Security 7.2%
Cash public assistance 2.4%
Food stamps / SNAP 12.9%
Health indicators
Condition %
Obesity 36.5%
High blood pressure 35.0%
High cholesterol 36.5%
Diabetes 11.6%
Heart disease 7.3%
Stroke 3.5%
Asthma 11.6%
Arthritis 31.7%
Kidney disease 3.2%
Pulmonary disease 8.5%
Cancer 7.3%
Behavior / access %
Smoking 20.9%
Binge drinking 18.5%
No physical activity 22.4%
Less than 7 hrs sleep 33.8%
Depression 21.7%
Fair or poor health 16.0%
Poor mental health 16.5%
Poor physical health 11.8%
No health insurance 10.3%
Visited doctor (checkup) 73.7%
Visited dentist 65.8%
Cholesterol screening 90.6%
Teeth loss 14.6%
Veterans & disability
Veterans Count %
Civilian veterans 1,181 8.4%
Disability %
Any disability 16.7%
Under 18 4.1%
18–64 years 13.7%
65 and over 41.1%
Health insurance coverage
Type %
Private insurance 69.0%
Public insurance 42.1%
No insurance 6.0%
Uninsured under 19 0.3%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 17,433 94.5%
Spanish 150 0.9%
Other Indo-European 83 0.5%
Asian & Pacific Islander 43 0.2%
Other languages 24 0.1%
Place of birth & citizenship
Origin Count %
Native born (US) 18,028 97.7%
Born in same state 17,949 97.3%
Born in different state 13,202 71.6%
Foreign born 79 0.4%
Naturalized citizen 417 2.3%
Not a US citizen 219 52.5%
Ancestry
Ancestry Count %
French 2,676 14.5%
Italian 1,795 9.7%
English 853 4.6%
Arab 849 4.6%
Polish 169 0.9%
Ancestry Count %
German 71 0.4%
Irish 48 0.3%
Dutch 37 0.2%
Norwegian 7 0%
Technology access
Metric % of households
Computer access 39.3%
Internet access 93.6%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 49093
What city is ZIP code 49093 in?
ZIP code 49093 is primarily assigned to Three Rivers, Michigan.
What county is ZIP code 49093 in?
ZIP code 49093 falls within Saint Joseph County, Michigan.
Does ZIP code 49093 have a large retiree population?
39% of households in ZIP code 49093 receive Social Security income, suggesting a significant retiree or disability population.
What is the typical home value in ZIP code 49093?
The median home value in ZIP code 49093 is $156,500.
What is the population of ZIP code 49093?
ZIP code 49093 has an estimated population of 18,445 residents, with a density of 175 people per square mile.
What is the median household income in ZIP code 49093?
The median household income in ZIP code 49093 is $61,937, below the national median of ~$75,000.
What timezone is ZIP code 49093 in?
ZIP code 49093 observes the EST timezone.
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