49040 ZIP Code — Colon, MI

Saint Joseph County, Michigan

ZIP code 49040 is located in Colon, Michigan, within Saint Joseph County. It covers approximately 41.19 square miles and serves a population of 3,436 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 269.

About ZIP code 49040

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $132,500. Owner-occupancy is high at 82%, well above the national average.

Median household income is $56,048. 39% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with manufacturing as the leading industry. The average commute of 23 minutes is near the national average.

College attainment at 14% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks. 17% of residents lack health insurance, above the national average.

Overall, ZIP code 49040 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

3,436

population

41.19

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

49040 ZIP code map

Cities in ZIP code 49040

Below are the cities the US Postal Service accepts for ZIP code 49040. Using any city not on this list may result in mail delivery delays.

City	Status
Colon	Preferred

Nearby ZIP codes

49066 Leonidas (3.4 mi) 49089 Sherwood (6.5 mi) 49072 Mendon (6.9 mi) 49032 Centreville (8.3 mi) 49030 Burr Oak (9.2 mi) 49052 Fulton (9.3 mi) 49011 Athens (10.7 mi) 49091 Sturgis (10.8 mi) 49097 Vicksburg (11.4 mi) 49028 Bronson (12.1 mi) 49094 Union City (12.8 mi) 49051 East Leroy (14.7 mi)

Demographics updated 05/2026

Population
Total population	3,436
Population density	83 / sq mi
State FIPS	26
County FIPS	149

Geography
Land area	41.19 sq mi
Water area	2.09 sq mi
Latitude	41.9822
Longitude	-85.3416
Timezone	Eastern (ET)
Area code	269

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	47.0%	46.6%	42.6%
$50k – $100k	34.2%	35.7%	31.1%
$100k – $200k	13.8%	15.5%	20.6%
Over $200k	5.0%	2.2%	5.7%

Demographics & statistics

3,436

Population

People per sq mi

42.8

Median age

$56,048

Median household income

$33,170

Per capita income

$132,500

Median home value

$802

Median monthly rent

82.1%

Home ownership

11.3%

Poverty rate

4.5%

Unemployment

1,735

Housing units

14.3%

Bachelor's or higher

Age distribution

Male Female

142

Under 5

147

104

5–9

108

10–14

15–19

20–24

192

25–34

197

243

35–44

249

235

45–54

242

55–59

100

60–64

102

249

65–74

256

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	732	21.3%
18 and over	2,704	78.7%
65 and over	732	21.3%
Median age	42.8 years

Race & ethnicity

White 94.4%

Two or more races 4%

Hispanic or Latino 1.2%

Other race 0.2%

Black or African American 0.1%

Asian 0.1%

Group	Count	%
White	3,281	94.4%
Two or more races	140	4%
Hispanic or Latino	40	1.2%
Other race	6	0.2%
Black or African American	5	0.1%
Asian	4	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	47.0%	46.6%	42.6%
$50k – $100k	34.2%	35.7%	31.1%
$100k – $200k	13.8%	15.5%	20.6%
Over $200k	5.0%	2.2%	5.7%

Under $10k 5.0%

$10k–$15k 4.1%

$15k–$25k 17.0%

$25k–$35k 8.2%

$35k–$50k 10.7%

$50k–$75k 17.6%

$75k–$100k 15.5%

$100k–$150k 13.9%

$150k–$200k 3.1%

$200k+ 4.9%

Range	% of households
Under $10k	5.0%
$10k–$15k	4.1%
$15k–$25k	17.0%
$25k–$35k	8.2%
$35k–$50k	10.7%
$50k–$75k	17.6%
$75k–$100k	15.5%
$100k–$150k	13.9%
$150k–$200k	3.1%
$200k+	4.9%
Median income	$56,048

Housing

Home values

Under $50k 14.3%

$50k–$100k 22.9%

$100k–$150k 18.5%

$150k–$200k 11.8%

$200k–$300k 12.4%

$300k–$500k 12.9%

$500k–$1M 4.0%

$1M+ 3.2%

Housing overview

Metric	Value
Median home value	$132,500
Median rent / month	$802
Owner occupied	82.1%
Renter occupied	17.9%
Vacant	29.6%
Single-family detached	82.4%
Large apartment buildings	2.9%
Mobile homes	11.6%
Median rooms	6.2
Avg household size (owned)	2.59

Year built

Era	%
2020 or later	0.5%
2010–2019	1.2%
2000–2009	8.2%
1990–1999	10.6%
1980–1989	4.4%
1970–1979	18.0%
1960–1969	6.8%
1950–1959	13.5%
1940–1949	8.0%
1939 or earlier	28.9%

Bedrooms

Size	% of units
No bedroom (studio)	0.3%
1 bedroom	10.5%
2 bedrooms	28.9%
3 bedrooms	39.2%
4 bedrooms	13.6%
5+ bedrooms	7.6%

Vehicles per household

Vehicles	% of households
No vehicle	18.6%
1 vehicle	35.3%
2 vehicles	30.4%
3 or more	15.7%

Heating fuel

Fuel type	%
Utility gas	49.3%
Electricity	6.6%
Propane / LP gas	22.8%
Fuel oil	2.8%
Wood	11.6%
No fuel used	0.4%

Households & families

Household type	Count	%
Married-couple family	683	48.9%
Cohabiting couple	74	5.3%
Male householder, no spouse	331	23.7%
Female householder, no spouse	310	22.2%
Households with children under 18	338	24.2%
Households with seniors (65+)	521	37.3%
Average household size	2.46

Marital status

Status	Male	Female
Never married	27.8%	30.2%
Married	54.9%	48.5%
Separated	1.9%	0.8%
Widowed	5.4%	7.0%
Divorced	10.1%	13.5%

Education

Less than 9th grade 22.0%

Some HS, no diploma 4.6%

HS graduate 32.1%

Some college, no degree 20.2%

Associate's degree 6.8%

Bachelor's degree 8.5%

Graduate / professional 5.8%

Metric	%
HS diploma or higher	73.5%
Bachelor's or higher	14.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	33	6.4%
Kindergarten	51	9.9%
Elementary school	249	48.2%
High school	139	26.9%
College / grad school	45	8.7%

Employment

Industry of employment

Manufacturing 42.7%

Education & healthcare 12.0%

Construction 9.2%

Agriculture & mining 7.1%

Retail trade 5.7%

Other services 5.7%

Finance & real estate 5.6%

Arts, food & hospitality 4.3%

Professional & management 3.4%

Transportation & utilities 1.8%

Wholesale trade 1.3%

Public administration 1.0%

Information 0.2%

Occupation

Category	%
Management, business & arts	23.3%
Service	11.6%
Sales & office	17.7%
Natural resources & construction	15.2%
Production & transportation	32.2%

Employment type

Type	%
Private sector	86.1%
Government	5.4%
Self-employed	8.5%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	52.9%
Carpool	19.6%
Public transit	0.4%
Walk	6.1%
Work from home	6.5%
Other means	14.5%
Avg commute (minutes)	22.8

Poverty

All people 11.3%

Under 18 years 13.6%

18 and over 10.8%

Married-couple families 3.2%

Female-led households 50.0%

Income support

Source	% of households
Social Security	39.1%
Retirement income	30.3%
Supplemental Security	10.1%
Cash public assistance	1.9%
Food stamps / SNAP	7.0%

Health indicators

Condition	%
Obesity	35.1%
High blood pressure	34.4%
High cholesterol	36.6%
Diabetes	11.2%
Heart disease	7.4%
Stroke	3.4%
Asthma	11.4%
Arthritis	32.2%
Kidney disease	3.1%
Pulmonary disease	8.8%
Cancer	7.5%

Behavior / access	%
Smoking	21.0%
Binge drinking	18.9%
No physical activity	21.7%
Less than 7 hrs sleep	32.7%
Depression	22.3%
Fair or poor health	15.7%
Poor mental health	16.4%
Poor physical health	11.8%
No health insurance	10.0%
Visited doctor (checkup)	73.1%
Visited dentist	66.8%
Cholesterol screening	90.8%
Teeth loss	14.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	177	6.5%

Disability	%
Any disability	12.5%
Under 18	0.1%
18–64 years	9.6%
65 and over	32.8%

Health insurance coverage

Type	%
Private insurance	63.6%
Public insurance	36.9%
No insurance	16.8%
Uninsured under 19	28.4%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,147	91.6%
Spanish	69	2.2%
Other Indo-European	0	0.0%
Asian & Pacific Islander	69	2.2%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,419	99.5%
Born in same state	3,411	99.3%
Born in different state	2,625	76.4%
Foreign born	8	0.2%
Naturalized citizen	17	0.5%
Not a US citizen	12	70.6%

Ancestry

Ancestry	Count	%
French	304	8.8%
Italian	234	6.8%
English	118	3.4%

Ancestry	Count	%
Arab	89	2.6%
Polish	51	1.5%

Technology access

Metric	% of households
Computer access	40.7%
Internet access	79.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 49040

What city is ZIP code 49040 in?

ZIP code 49040 is primarily assigned to Colon, Michigan.

What county is ZIP code 49040 in?

ZIP code 49040 falls within Saint Joseph County, Michigan.

How educated is the population of ZIP code 49040?

14% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Is ZIP code 49040 mostly owner-occupied?

82% of occupied units in ZIP code 49040 are owner-occupied, well above the national average.

Does ZIP code 49040 have a large retiree population?

39% of households in ZIP code 49040 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 49040?

The median home value in ZIP code 49040 is $132,500.

What timezone is ZIP code 49040 in?

ZIP code 49040 observes the EST timezone.