Three Rivers ZIP Codes — Saint Joseph County, MI

There is one unique ZIP code in Three Rivers, Michigan and it is 49093. Area code: 269.

ZIP codes

105.64

sq mi land

6.70

sq mi water

269

area code

Three Rivers, MI ZIP code map

About Three Rivers, MI

Three Rivers, Michigan, is a vibrant city located in the heart of Saint Joseph County. Known for its picturesque landscapes and rich community spirit, the city attracts visitors with its charming small-town atmosphere. As the name suggests, it is situated at the confluence of three rivers: the St. Joseph River, the Rocky River, and the Fawn River, enhancing its natural beauty and recreational opportunities.

Location & geography

Three Rivers is located in the southwestern part of Michigan, approximately 30 miles south of Kalamazoo and 20 miles northwest of Elkhart, Indiana. The city encompasses a land area of 105.64 square miles and includes 6.70 square miles of water, offering a mix of scenic waterways and lush greenery. The surrounding terrain features rolling hills and abundant parks, making it ideal for outdoor activities.

Community & economy

The community of Three Rivers is known for its friendly residents and strong local pride, which is evident in its various events and festivals throughout the year. The city has a diverse economy, with industries such as manufacturing, agriculture, and retail playing significant roles in local employment. Daily life in Three Rivers is characterized by a blend of small-town charm and modern conveniences, including local shops, dining establishments, and recreational facilities.

Transportation

Three Rivers is accessible via major highways, with U.S. Route 131 running nearby and providing direct access to larger cities in the region. The nearest major airport is Kalamazoo/Battle Creek International Airport, located about 35 miles to the north. Public transit options may be limited, but local roads are well-maintained for personal travel.

History

Three Rivers was founded in the early 19th century, establishing itself as a trading post due to its strategic location at the river junction. Key industries in the area initially included milling and agriculture, which helped foster growth and development. Over the years, Three Rivers has seen various notable events, including the establishment of the city's parks and community services that continue to enhance the quality of life for residents.

Did you know?

One surprising fact about Three Rivers is that it hosts an annual event known as the Three Rivers Water Festival, which celebrates the town's rich waterway heritage. Additionally, this city is home to a number of historic buildings, including the former Carnegie Library, showcasing its historical significance.

ZIP codes for Three Rivers, MI (1)

ZIP code	City	County	Map
49093	Three Rivers	Saint Joseph	View map

Demographics & statistics

18,445

Population

40.3

Median age

$61,937

Median household income

$31,220

Per capita income

$156,500

Median home value

$828

Median monthly rent

71.5%

Home ownership

11.6%

Poverty rate

5.9%

Unemployment

6,387

Housing units

20.3%

Bachelor's or higher

Age distribution

Male Female

510

Under 5

502

592

5–9

582

638

10–14

628

594

15–19

584

520

20–24

511

1,144

25–34

1,126

1,124

35–44

1,107

947

45–54

932

743

55–59

732

642

60–64

631

1,137

65–74

1,119

523

75–84

515

182

85+

180

← Male

Female →

Age summary

Group	Count	%
Under 18	4,326	23.5%
18 and over	14,119	76.5%
65 and over	3,656	19.8%
Median age	40.3 years

Race & ethnicity

White 82.5%

Two or more races 7.4%

Black or African American 4.9%

Hispanic or Latino 3.5%

Asian 0.8%

Other race 0.6%

American Indian / Alaska Native 0.2%

Group	Count	%
White	15,770	82.5%
Two or more races	1,422	7.4%
Black or African American	932	4.9%
Hispanic or Latino	670	3.5%
Asian	158	0.8%
Other race	124	0.6%
American Indian / Alaska Native	39	0.2%

Household income

Under $10k 5.3%

$10k–$15k 3.3%

$15k–$25k 8.2%

$25k–$35k 8.8%

$35k–$50k 13.0%

$50k–$75k 19.8%

$75k–$100k 16.9%

$100k–$150k 15.3%

$150k–$200k 5.1%

$200k+ 4.3%

Range	% of households
Under $10k	5.3%
$10k–$15k	3.3%
$15k–$25k	8.2%
$25k–$35k	8.8%
$35k–$50k	13.0%
$50k–$75k	19.8%
$75k–$100k	16.9%
$100k–$150k	15.3%
$150k–$200k	5.1%
$200k+	4.3%
Median income	$61,937

Housing

Home values

Under $50k 7.6%

$50k–$100k 18.4%

$100k–$150k 21.1%

$150k–$200k 19.0%

$200k–$300k 19.7%

$300k–$500k 9.6%

$500k–$1M 4.4%

$1M+ 0.2%

Housing overview

Metric	Value
Median home value	$156,500
Median rent / month	$828
Owner occupied	71.5%
Renter occupied	28.5%
Vacant	14.3%
Single-family detached	78.0%
Large apartment buildings	5.7%
Mobile homes	6.7%
Median rooms	6.0
Avg household size (owned)	2.65

Year built

Era	%
2020 or later	0.1%
2010–2019	3.1%
2000–2009	10.3%
1990–1999	11.4%
1980–1989	10.6%
1970–1979	16.4%
1960–1969	9.8%
1950–1959	9.6%
1940–1949	5.2%
1939 or earlier	23.3%

Bedrooms

Size	% of units
No bedroom (studio)	1.1%
1 bedroom	10.4%
2 bedrooms	26.8%
3 bedrooms	39.1%
4 bedrooms	15.2%
5+ bedrooms	7.4%

Vehicles per household

Vehicles	% of households
No vehicle	6.6%
1 vehicle	35.9%
2 vehicles	36.2%
3 or more	21.4%

Heating fuel

Fuel type	%
Utility gas	66.7%
Electricity	9.4%
Propane / LP gas	15.7%
Fuel oil	2.0%
Wood	3.5%
No fuel used	0.3%

Households & families

Household type	Count	%
Married-couple family	3,310	45.7%
Cohabiting couple	576	8.0%
Male householder, no spouse	1,327	18.3%
Female householder, no spouse	2,029	28.0%
Households with children under 18	2,036	28.1%
Households with seniors (65+)	2,686	37.1%
Average household size	2.51

Marital status

Status	Male	Female
Never married	30.6%	24.3%
Married	49.9%	46.4%
Separated	0.6%	1.0%
Widowed	3.3%	10.9%
Divorced	15.6%	17.4%

Education

Less than 9th grade 1.5%

Some HS, no diploma 6.1%

HS graduate 33.4%

Some college, no degree 29.4%

Associate's degree 9.3%

Bachelor's degree 11.8%

Graduate / professional 8.5%

Metric	%
HS diploma or higher	92.5%
Bachelor's or higher	20.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	120	3.2%
Kindergarten	266	7.1%
Elementary school	1,878	49.9%
High school	1,053	28.0%
College / grad school	446	11.9%

Employment

Industry of employment

Manufacturing 35.3%

Education & healthcare 17.3%

Retail trade 12.4%

Arts, food & hospitality 8.2%

Construction 5.6%

Professional & management 4.7%

Other services 3.6%

Finance & real estate 3.5%

Transportation & utilities 3.4%

Agriculture & mining 2.3%

Public administration 2.0%

Wholesale trade 1.3%

Information 0.5%

Occupation

Category	%
Management, business & arts	26.5%
Service	14.6%
Sales & office	16.9%
Natural resources & construction	9.8%
Production & transportation	32.3%

Employment type

Type	%
Private sector	86.8%
Government	7.9%
Self-employed	5.1%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	79.3%
Carpool	10.8%
Public transit	0.1%
Walk	3.3%
Other means	1.0%
Avg commute (minutes)	21.2

Poverty

All people 11.6%

Under 18 years 14.9%

18 and over 10.6%

Married-couple families 4.0%

Female-led households 22.1%

Income support

Source	% of households
Social Security	39.0%
Retirement income	30.1%
Supplemental Security	7.2%
Cash public assistance	2.4%
Food stamps / SNAP	12.9%

Health indicators

Condition	%
High blood pressure	35.0%
High cholesterol	36.5%
Heart disease	7.3%
Stroke	3.5%
Asthma	11.6%
Arthritis	31.7%
Kidney disease	3.2%
Pulmonary disease	8.5%
Cancer	7.3%

Behavior / access	%
Binge drinking	18.5%
No physical activity	22.4%
Less than 7 hrs sleep	33.8%
Fair or poor health	16.0%
Poor mental health	16.5%
Poor physical health	11.8%
No health insurance	10.3%
Visited doctor (checkup)	73.7%
Visited dentist	65.8%
Cholesterol screening	90.6%
Teeth loss	14.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,181	8.4%

Disability	%
Any disability	16.7%
Under 18	4.1%
18–64 years	13.7%
65 and over	41.1%

Health insurance coverage

Type	%
Private insurance	69.0%
Public insurance	42.1%
Uninsured under 19	0.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	17,433	94.5%
Spanish	150	0.9%
Other Indo-European	83	0.5%
Asian & Pacific Islander	43	0.2%
Other languages	24	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	18,028	97.7%
Born in same state	17,949	97.3%
Born in different state	13,202	71.6%
Foreign born	79	0.4%
Naturalized citizen	417	2.3%
Not a US citizen	219	52.5%

Ancestry

Ancestry	Count	%
French	2,676	14.5%
Italian	1,795	9.7%
English	853	4.6%
Arab	849	4.6%
Polish	169	0.9%

Ancestry	Count	%
German	71	0.4%
Irish	48	0.3%
Dutch	37	0.2%
Norwegian	7	0%

Technology access

Metric	% of households
Computer access	39.3%
Internet access	93.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Three Rivers, MI have?

Three Rivers, MI has one ZIP code: 49093. Each ZIP code serves a distinct delivery area within the city and surrounding region.